...Avoid These 10 Mistakes During A Home Remodel Remodeling your home is probably the most expensive and challenging venture you can have as a homeowner. But it is also the most fulfilling home project, especially when you get to step into the finished house. A home remodel is not easy, and there are a lot of setbacks you might possibly encounter. But we’ve rounded up the 10 common mistakes most people do during a home remodeling project, so you can save up on time and money by avoiding them: 1. Starting the remodeling project without a plan A plan includes all necessary details and decisions about the home remodeling project. This includes the detailed floor plan of every room, nook, and corner of the house. It should detail your home measurements, your chosen interior design theme, and the furniture you need to buy. And don’t forget to plan your living arrangements during the home remodeling...
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... |2 | | |RESEARCH METHODOLOGY |3 | | | | | | |PART I | | | | | | |I |BASIC |4 - 7 | |II |STOCKS |8 - 11 | |IIII |INVESTORS |12 - 14 | |IV |INVESTING |15 - 21 | | | |...
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...Deciding on a Business Provided by My Own Business, Content Partner for the SME Toolkit OBJECTIVE: The most common serious mistake made in business is not picking the right business to begin with. This session will provide you with important evaluation techniques to decide which business is right for you. * Characteristics of a Successful Entrepreneur * Step-by-Step Approach * Decide if you really want to be in business * Decide what business and where * Decide whether to start full-time or moonlight * Selection Strategy * Things to Watch Out For * Required Activities * Comparative Evaluation * How to Evaluate a Specific Business you have in Mind * "For" and "Against" List * Get Completely Qualified * Decision Time * Top Ten Do's and Don'ts * Session Feedback and Quiz | [Back to top]Characteristics of a Successful Entrepreneur | Dr. Dan Nathanson Anderson Graduate School of Business UCLA | | | What are the biggest mistakes made when starting a business? | | Guts: Guts means you must have an entrepreneurial instinct, which is an overwhelming desire to start your own business. You must have the guts and dedication to be completely devoted to your goal. Incidentally, devotion to your goal is much more likely if you have a love for your intended business. Life is too short to start your own business only to discover that it doesn't give you satisfaction and joy. And, through good times and bad times, you...
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...New York San Francisco Washington, D.C. Auckland Bogota Caracas Lisbon London Madrid Mexico City Milan Montreal New Delhi San Jüan Singapore Sydney Tokyo Toronto Library of Congress Cataloging-in-Publication Data O'Neil, William J. How to inake money in Stocks : a winning System in good times or bad / William J. O'Neil.—2nd ed. p. cm. Includes index. ISBN 0-07-048059-1 (hc) 1. Investments. 2. Stocks. Success in a free country is simple. Get a Job, get an education, and learn to save and invest wisely. Anyone can do it. You can do it. —ISBN 0-07-048017-6 (pb) I. Title. HG4521.0515 1995 332.63'22—dc20 94-28192 CIP Copyright © 1995, 1991, 1988 by McGraw-Hill, Inc. All rights reserved. Printed in the United States of America. Except äs permitted under the United States Copyright Act of 1976, no part of this publication may be reproduced or distributed in any form or by any means, or stored in a data base or retrieval System, without the prior written permission of the publisher. 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 8 9 0 DOC/DOC DOC/DOC 909 909 7 6 5 4 (HC) 7 6 5 4 (PBK) ISBN 0-07-048059-1 (hc) ISBN 0-07-048017-6 (pbk) The Sponsoring editorfor this book was Philip Ruppel, the editing Supervisor was Fred Bernardi, and the production Supervisor was Suzanne Babeuf. It was set in Baskerville by McGraw-HiU's Professional Book Group composition unit. Printed and bound by R. R. Donnelley & Sons Company. This book is printed on recycled, acid-free...
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...default swaps, creditors are less likely to be motivated to work with the company. Furthermore, employees with mobility are likely to begin departing once they know the company’s future is in doubt. Investors have a right to know, while stakeholders have a right to their livelihood. Where do we draw the line (9)?” Corporate Bankruptcy Explained Bankruptcy is a judicial process to provide an individual or a business that no longer can pay its debts with relief from financial obligations. It distributes a debtor’s property equitably among creditors and enables the debtor to start afresh. Federal bankruptcy laws govern how companies go out of business or recover from crippling debt. The most common bankruptcies are Chapter 7 liquidations and Chapter 11 reorganizations. Under Chapter 7, the corporation must stop conducting all operations and goes completely out of business. A court appointed trustee liquidates the company’s assets and the money is used to pay off the debt...
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...The Banker Blueprint: The Last-Minute Guide to Breaking Into Investment Banking A Production http://breakingintowallstreet.com http://www.mergersandinquisitions.com http://breakingintowallstreet.com http://www.mergersandinquisitions.com Feel free to copy this report and send it to all your friends. Actually, scratch that – please copy this report and send it to all your friends. Forward it to as many people as possible. The more the merrier! Print it out, pass it around, and hand out copies to everyone you know. Just make sure you keep the names and logos on each page intact. Table of Contents Why I Wrote This Guide and What You’re Going to Learn ........................................................... 4 Reality Checks and Beaches in Thailand .......................................................................................... 4 Action Plan, Step 1: Plan Your Strategy ........................................................................................... 6 Your Strategy: Action Steps ........................................................................................................... 9 Action Plan, Step 2: Craft Your Story ............................................................................................. 10 Your Story: Action Steps .............................................................................................................. 14 Action Plan, Step 3: Network Like a Ninja .....................................................
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...Data Design Methods Introduction Many organizations and companies rely on databases to run their operations and achieve competitive advantage. Database design refers to the different parts of the design of an overall database system. It can be thought of as the logical data structures used to store data, and the forms and queries used as part of the overall database application within the database management system (Wikipedia.org). The paper focuses on database design methods and steps that can be taken to achieve a good design structure that avoids redundancy, duplicate data or the absence of required data. The need to understand database models Databases are important to the organizational setting. Databases allow organizations to share data across multiple applications and systems. Organizations build several databases each one sharing data with several information systems. This is because it is almost impractical to build one database to meet an entire organization’s needs. Therefore data design is critical to the consistency, integrity and accuracy of the data in a database. A database that is improperly designed will make it difficult to retrieve certain types of information. Besides, there is the risk that searches will produce inaccurate results or information that may have potential damaging effects on a company's bottom line. Inaccurate database may also affect the daily operations of a business and its future direction. A good database addresses the informational...
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...Session 1: 10 essential elements of class Be Cool, calm, control Negative motivations always reveals itself Do not let another person influence your acts Responsibility: Accept responsibility for yourself and for others when they are not ready Make it look easy People in class don't like to see anyone uncomfortable. Regard problems as opportunities In every bad news- Respond by “excellent” - find positive opportunities hidden in every disaster. Self Interest: Appearance Gaining affection confirms respect You are not obliged to teach people of their mistakes , just listen and respond with class Commitment to yourself: Don't: Criticize, condemn , complain Create feelings of appreciation and gratitude. Do it out of positive self interest. To show positive feelings you should look good; smile and laughing is even better. Session 2: Everybody looks the same on paper, and people are afraid to present themselves as innovators; hence innovation is becoming a lost art. Need inspiration: How you see yourself: Work, Education, Relations Being qualified is not good enough, business leadership is based on two things: 1) vision 2) technical competence It is hard to find the two in one person Research shows 3 things that goes into someones mind when meeting someone for the first time: 1) assesment of newcomer's intelligence and education, best not to be in the two extremes...
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...www.hbrreprints.org TOOL KIT Companies routinely exaggerate the attractiveness of foreign markets, and that can lead to expensive mistakes. Here’s a more rational approach to evaluating global opportunities. Distance Still Matters The Hard Reality of Global Expansion by Pankaj Ghemawat • Included with this full-text Harvard Business Review article: 1 Article Summary The Idea in Brief—the core idea The Idea in Practice—putting the idea to work 2 Distance Still Matters: The Hard Reality of Global Expansion 12 Further Reading A list of related materials, with annotations to guide further exploration of the article’s ideas and applications Reprint R0108K TOOL KIT Distance Still Matters The Hard Reality of Global Expansion The Idea in Brief Why did U.S. media giant Star TV lose $500 million trying to deliver TV programming to Asia? Like many companies, it was so dazzled by the foreign market’s immensity that it ignored the difficulties of pioneering new territories. For example, it assumed—wrongly—that Asian viewers wanted English-language programming. How to avoid this fate—and select the right targets for your firm’s global expansion? Look beyond a country’s sales potential (as expressed by national wealth or propensity to consume)—and analyze the probable impact of distance. But don’t focus only on distance’s geographical dimension. Consider three other dimensions as well: cultural factors (religion, race, social norms, language); administrative factors...
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...Tax Planning for salaried employees DON'T PAY MORE IN ORDER TO SAVE YOUR TAXES. Expert view for tax saving ........................................................................................................................................................ book I About this n India, most salaried people want to increase their personal savings and yearn to achieve financial freedom. But do they REALLY want to save money or are they too busy? Most people are not motivated enough to learn how they can maximize their savings by efficient budgeting of their personal finances. They are unaware of ways to save tax through tax-efficient investment options available in the market. Often, people do not make timely investments and end up paying huge amount of taxes at the end of the year. To make matters worse, lack of updated and timely information makes tax filing a dreaded chore. Salaried people often falsely believe that they do not need any financial planning as their income and expenses are regular. They presume that their savings automatically accumulate in the bank and do not require any intervention to maximize financial gains. But we believe that with some serious effort and knowledge, salaried people can save huge amounts of money and increase their annual income by investing their hard-earned money in tax-efficient schemes. Does tax planning make you nervous? Tax planning is an integral part of personal financial planning. The amount of scattered and incomprehensible...
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...www.hbrreprints.org TOOL KIT Companies routinely exaggerate the attractiveness of foreign markets, and that can lead to expensive mistakes. Here’s a more rational approach to evaluating global opportunities. Distance Still Matters The Hard Reality of Global Expansion by Pankaj Ghemawat • Included with this full-text Harvard Business Review article: 1 Article Summary The Idea in Brief—the core idea The Idea in Practice—putting the idea to work 2 Distance Still Matters: The Hard Reality of Global Expansion 12 Further Reading A list of related materials, with annotations to guide further exploration of the article’s ideas and applications Reprint R0108K TOOL KIT Distance Still Matters The Hard Reality of Global Expansion The Idea in Brief Why did U.S. media giant Star TV lose $500 million trying to deliver TV programming to Asia? Like many companies, it was so dazzled by the foreign market’s immensity that it ignored the difficulties of pioneering new territories. For example, it assumed—wrongly—that Asian viewers wanted English-language programming. How to avoid this fate—and select the right targets for your firm’s global expansion? Look beyond a country’s sales potential (as expressed by national wealth or propensity to consume)—and analyze the probable impact of distance. But don’t focus only on distance’s geographical dimension. Consider three other dimensions as well: cultural factors (religion, race, social norms, language); administrative factors...
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...INTERVIEWS Contents Interview No. 1 3 Interview No. 2 5 Interview No. 3 7 Interview No. 1 Name: Paul Erickson Position: Internal Auditor Company: American Eagle Outfitters, Inc. Job Description: * Improving and communicating new objectives to the staff at different levels. * Controlling and monitoring the working of numerous softwares like ERP, Microsoft excel etc. * Determining the potential risks and providing risk management framework. * Increasing efficiency in operational activities Sr. No | Helpful | Not So Helpful | What do you do to handle the not so helpful | 1 | It took my team around two-weeks every six months to perform the auditing of in-house operations as well as suppliers. Using SAP and ERP reduced this time to 1 week annually. | It took 3 training sessions and plenty of mistakes before my team of 3 people became well-versed with using this integrated software. | As an auditor I have to give more attention to the risk to which the company is exposed to due implementation of ERP system. As every department experience changes right from accounting and technological issues and information integrity because of the SAP ERP implementation. | 2 | Since the implementation of ERP system I and my team observed that ERP gave boost to the quality of internal control system and auditing in the organization. As the ERP system brings together the financial and operational data in a form of complex information. Through this...
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...the earnings, earnings per share, and earnings growth are misleading measures of corporate performance, and the best practical periodic performance measure is economic value-added. The formula to measure EVA is: EVA= NOPAT – (invested Capital x WACC). EVA is a dollar amount and if that amount is positive, the company can earn more net operating profit after tax than the cost of capital used to generate the profit. There are a number of advantages that should be addressed of using EVA as a measure of company performance. The first one is the close relationship with NPV who is the most common measure of company performance. EVA is closest in spirit to corporate finance theory that argues that the value of the firm will increase if taking positive NPV projects. The company can evaluate the projects independently and hence decide on whether to execute the project or not. Secondly, EVA avoids the problems associated with approaches that focus on percentage spreads. Thirdly, EVA can improve the corporate governance of the company. It makes management board responsible for a measure that they have more...
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...example, you might set a target for the number of new enquiries. But if you don't provide the resources and training to turn these enquiries into sales, you will have increased costs without any benefits. Link to your strategy Assess the business environment to identify the opportunities and threats that you face. Look for where you can capitalise on your strengths or where you need to overcome a weakness. All parts of your business must work together. For example, if you have limited cashflow you should avoid seeking large orders from customers who demand extended credit or that will involve you in heavy, up-front costs. Remember to focus on your long-term strategy. Reducing customer service might boost short-term profits, but next year you might not have any customers left. Make it happen A plan will not happen by itself. You need to make someone responsible for monitoring progress and chasing up overdue activities. Reviewing progress will also help you learn from your mistakes so that you can improve your plans for the future. Structure of a marketing plan Introduction Marketing is a key part of business success. You need to decide which customers to target. You need to work out how you will reach and win new customers. You need to make sure that you keep existing customers happy. And you need to keep reviewing and improving everything you do to stay ahead of the competition. Your marketing plan should be the reference document you use as...
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...Proposal on Establishing an Investment Counselling Agency that will Provide Free Counselling. Thesis Statement: Increasing number of fraud investment victims must be lessen in terms of having a government entity that will provide investment counselling. I. INTRODUCTION Have you ever thought of doubling your money in no time with no risk? Sounds good, but it corresponds on taking more risk, not zero risk. Many investors nowadays do not know the information needed before engaging to an activity like this. They are not aware of the basic terms that they need to know in order to choose a reliable company that will give them a high return of investment. Some are also not aware of the financial options available to them. Without this knowledge, investors fail to take advantage of potentially beneficial investment opportunities. In many cases, they become victims of scams and fraud cases. The practice of investment counselling has been used for almost a century. According to the Investment Advisor article, October 2006 issue, Arthur M. Clifford opened his own Los Angeles-based brokerage firm known as Clifford Swan Investment Counsel in 1911 after serving as an analyst and broker at a brokerage company in St. Louis. Four years later, Mrs. Robert Bliss, widow of the creator of Fletcher’s Castoria, asked him to review her assets. From then on he called himself an “Investment Counsellor and Financial Analyst” and he was one of the first to use the term “Investment Counsellor”. Clifford decided...
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