...Synthesis per year of 50000 tons of the NOTOTENIA , per one ton: 1 Trillion $ USA BANK. Synthesis per year of 50000 tons of the NUCLEAZE , Price of high quality ton per one ton: 1 Trillion $ USA BANK. Synthesis per year of 50000 tons of the NUCLEIC ACID , Quality of one ton equal to 1 Trillion $ USA BANK. Synthesis per year of 50000 tons of the POLYNUCLEOTIDE ,per one ton : 1 Trillion $ USA BANK. Synthesis per year of 50000 tons of the BIOPOLYMER ,per one ton : 1 Trillion $ USA BANK. Synthesis per year of 50000 tons of the NUCLEOZIDAZE , per one ton : 1 Trillion $ USA BANK. Synthesis Per year of 50000 tons of the NUCLEOZID , Per one ton: 1 Trillion $ USA BANK. Synthesis per year of 50000 tons of the NUCLEOPROTEID , per one ton : 1...
Words: 648 - Pages: 3
...Applied Research Project Course: IS 535 Submitted: 04/14/2011 Introduction HSBC is one of world’s largest banks with electronic commerce, which consists of the buying and selling of products or services over electronic systems such as the Internet and other computer networks. With HSBC, the amount of trade conducted electronically has grown significantly with widespread Internet usage. ("HSBC" 2009) The use of commerce is conducted in this way, spurring and drawing on innovations in electronic funds transfer, supply chain management, Internet marketing, online transaction processing, electronic data interchange (EDI), inventory management systems, and automated data collection systems. Modern electronic commerce typically uses the World Wide Web at least at some point in the transaction's lifecycle, although it can encompass a wider range of technologies such as e-mail as well. ("HSBC," 2009) A large percentage of electronic commerce is conducted entirely electronically for virtual items such as access to premium content on a website, but most electronic commerce involves the transportation of physical items in some way. Online retailers are sometimes known as e-tailers and online retail is sometimes known as e-tail. Almost all big retailers have electronic commerce presence on the World Wide Web. Electronic commerce that is conducted between businesses...
Words: 1752 - Pages: 8
...HISTORICAL SYNTHESIS OF THE BASIC PROBLEMS AND DEVELOPMENTS OF THE MONETARY AND CREDIT SYSTEMS DURING THE 19th AND 20th CENTURIES A requirement in English 2 ( Writing in Discipline ) Second Semester SY : 2012 – 2013 TF 7:00 – 8:30 am PRINCE JOHN A. ARCILLA AB – Economics 1 DR. YOLANDA T. TARIMAN PROFESSOR - ENGLISH II FEBRUARY 8, 2013 TABLE OF CONTENTS CONTENTS PAGE PRELIMINARY PAGE Title Page Table of Contents Outline CHAPTERS 1 Introduction Overview of the Topic 2 Discussion 3 Conclusion BIBLIOGPAPHY CURRICULUM VITAE ii INTERNATIONAL BANKING: HISTORICAL SYNTHESIS OF THE BASIC PROBLEMS AND DEVELOPMENTS OF THE MONETARY AND CREDIT SYSTEMS DURING THE 19th AND 20th CENTURIES Thesis Statement: Our historical synthesis focuses on the economic and political aspects of banking, with questions of industrial management and the credit economy taking second place. OUTLINE I CURRENCY AND MONETARY HISTORY IN THE 19th CENTURY 1 From Silver and Bimetal Currency to Gold Standard 2 The Development of the Bank Note into a Legal Tender A Bank Notes and Issuing Banks in England until Mid-19th Century B Peel’s Bank Charter Act C The Banque de France in the 19th Century D Overcoming the Federal System of German Issuing Banks E The United States’ Arduous Journey Towards the Federal System II BANKS AND BANKING FROM THE EARLY PHASE OF INDUSTRIALIZATION TO THE MIDDLE OF THE 19th CENTURY iii 1 Bank Types at the...
Words: 1509 - Pages: 7
...George Obiyo Varieties of Capitalism A synthesis essay on Washington Consensus, Ways of achieving a fiscal discipline, Fundamentalism (arguments against), Difference in European Liberalism and A post Washington consensus with empirical evidence on economic development. A) Washington consensus was a term created in 1989 by an English Economist John Williamson which focused on 10 relatively specific forms of economic policy that could help to promote developing countries that are in economic crisis. It was based in Washing D.C USA by institutions such as the US Treasury Department, World Bank and International Monetary Fund (IMF). Williamson three main idea were based on the Macroeconomic discipline, the development and expansion of market forces around the domestic economy and the high degree of economic openness in and around the world. The ten policy reforms centers on: 1. Fiscal Policy – Constructive monetary discipline while avoiding a high rate of deficit : with a high deficit it could lead to balance of payment crisis with relatively high inflation that in most cases only affect the poor class as the rich are able to transfer their money overseas 2. Public Expenditures Priorities – The government should be neutral by eliminating or reducing in terms of non-merits subsidies and give more focus to pro-growth and pro-poor way policies example sectors like health, Education and infrastructure. Where health can close the gap between inequalities as the poor can cheaply...
Words: 1883 - Pages: 8
...FINANCE IN VALUE CHAIN ANALYSIS—A SYNTHESIS PAPER microREPORT #132 OCTOBER 2008 This publication was produced for review by the United States Agency for International Development. It was prepared by DAI. FINANCE IN VALUE CHAIN ANALYSIS—A SYNTHESIS PAPER microREPORT #132 The authors’ views expressed in this publication do not necessarily reflect the views of the United States Agency for International Development or the United States Government. CONTENTS INTRODUCTION ................................................................................. 1 OBJECTIVE ................................................................................ 1 DEFINITION ................................................................................ 1 IMPORTANCE ............................................................................. 1 REPORT STRUCTURE ................................................................. 1 THE VALUE CHAIN ANALYSIS (VCA) FRAMEWORK ..................... 3 ANALYTICAL VCF FRAMEWORK WITH CASE-STUDY ILLUSTRATIONS ................................................................................ 7 UNDERSTANDING THE CURRENT CASH FLOW AND CREDIT STRUCTURE (ANALYTICAL PHASE) ............................................ 7 Intra-firm Finance ......................................................... 8 Finance Services Provision .......................................... 9 Inter-firm Finance (Governance) ................................ 10 UNDERSTANDING...
Words: 7800 - Pages: 32
...THE COOPER UNION FOR THE ADVANCEMENT OF SCIENCE AND ART ALBERT NERKEN SCHOOL OF ENGINEERING Adjustable Subband Allocation Algorithm for Critically Sampled Subband Adaptive Filters by Adam Shabti Charles A thesis submitted in partial fulfillment of the requirements for the degree of Master of Engineering May 6, 2009 Advisor Dr. Fred L. Fontaine THE COOPER UNION FOR THE ADVANCEMENT OF SCIENCE AND ART ALBERT NERKEN SCHOOL OF ENGINEERING This thesis was prepared under the direction of the Candidate’s Thesis Advisor and has received approval. It was submitted to the Dean of the School of Engineering and the full Faculty, and was approved as partial fulfillment of the requirements for the degree of Master of Engineering. Dr. Eleanor Baum Dean, School of Engineering Dr. Fred L. Fontaine Candidate’s Thesis Advisor Acknowledgments I would like to thank my advisor, Dr. Fred Fontaine, for his guidance and patience throughout this process. Without his teachings I would not be where I am today. I would also like to thank the rest of the faculty, as well as my friends and peers at The Cooper Union Albert Nerken School of Engineering. A special thanks is due to David Nummey, Deian Stefan, Ashwin Kirpalani, Stefan M¨nzel and Matthew Epstein, all u of whom gave their time to listen patiently to my ideas and help me improve this thesis into what it is today. I would also like to thank Dr. Jack Lowenthal for keeping me motivated with his interest...
Words: 22975 - Pages: 92
...IFSM 310 Hardware Evaluation Report Detailed Instructions Click Link Below To Buy: http://hwaid.com/shop/ifsm-310-hardware-evaluation-report-detailed-instructions/ Upton, Martin, Ulysses, & Clapper (UMUC) is a medium-sized financial analysis firm specializing in conducting independent economic and market assessments for banks, insurance companies, mortgage lenders, and government regulatory agencies. UMUC also provides independent verification and validation (IV&V) services for assessments and reports that were developed internally by these entities. The firm is highly respected for its unbiased, politics neutral, objective, accurate financial and economic products and services. You are a Senior IT Specialist & Systems Analyst at UMUC. One of your responsibilities is to identify and recommend computer equipment for technology refreshes and new initiatives. The Senior Manager, Revolving Debt Analysis (RDA) has come to you because it is time for a technology refresh and there is a new initiative to conduct more complex, national-level analysis of credit card fraud, default, and write-off data. Specifically, banks, credit card companies, and some law enforcement entities want to see if this analysis will assist in targeting identity thieves. The Senior Manager explains that RDA will need to refresh 35 desktop personal computers (PC). The new PCs will need to run complex calculations based on statistical models that use large amounts of data. Due to the...
Words: 1841 - Pages: 8
...POVERTY REDUCTION STRATEGY PAPER ANALYSIS INTRODUCTION Poverty Reduction Strategy Papers (PRSPs) were introduced in 1999 by the World Bank and the IMF as a new framework to enhance domestic accountability for poverty reduction reform efforts (Web.worldbank.org). The initial Structural Adjustment Programme failed, as pointed out by Rapley, 2007, almost every country that has implemented structural adjustment programme has seen its own share of strikes and riots in response to deteriorating living standards and rising unemployment. Donors acknowledged that, lack of government commitment or “ownership” was a main factor for the failure of structural adjustment policies (Driscoll et al, 2004). As a result, the IMF and World Bank restructured their terms of engagement. They promoted PRSPs as being “country owned”, participatory and as taking a universal approach to poverty (Bradshaw and Linneker, 2003). However, whether these arguments reflect the reality is open for debate. Through in-depth analysis of various PRSPs articles and civil society reports, the report will analyse the concept of PRSPs for the purpose of enlightening a British based development Non- Governmental Organisation. AIMS AND OBJECTIVES • Analyse the significant change in policy and discuss what PRSPs actually entails. • Provide a clear and balanced analysis to the British based development NGO before they promote the participation of national civil actors in the PRSP design process. Finally, the report...
Words: 2025 - Pages: 9
...terms of their economic growth and volatility of their stock markets? How should the IMF and World Bank conduct policy in the future in developing countries? You are expected to hand in a 2-page essay to your tutor in week 4 tutorial class (single space, 11-12 font size, reference list is not counted in the 2-page limit). This essay assignment helps you to understand the question format and requirements of the mid-session exam. Support your answer with examples/evidence. Refer to the following marking guideline of essays to write your essay. A personalized feedback sheet will be distributed in week 5 tutorial. Essay Marked HD Grade The introduction is outstanding, clearly and appropriately framing the essay as a whole; extensive and relevant theories/literatures are chosen, outlined, and located in the appropriate context; there are no significant omissions; the essential points of those theories/literatures are brought out and related to reveal an outstanding overall grasp of the topic in question and an excellent command of both the detail and subtlety of the arguments; the relevant arguments are related together in a clear manner which achieves a convincing overall analysis and synthesis and also reveals elements of originality. The essay is outstandingly organized, achieving an excellent balance between context, theories/literature, discussion, analysis, and synthesis; the English, including style and spelling is excellent. Harvard style referencing is provided in the...
Words: 282 - Pages: 2
...Chapter 2 Literature review This chapter provides a synthesis of the existing literature on the role of banks towards sustainable development and corporate financial performance. It outlines the various stakeholders and forces that influence the banks’ sustainability initiatives. This chapter also put together the relevant theoretical frameworks on CSR and sustainable banking, highlighting their relevance, strengths and weakness in fully understanding CSR and concepts. 2.1 Banks and their function in the economy The lending component of a bank results in money creation and thus, affects the total money supply of the economy. In extending credit, the Bank also indirectly affects the allocation of resources across sectors and may boost the growth of essential sectors of the economy. Moreover, banks are responsible of the large volume of money transactions in the market. Banks bridge the financial transactions across important players in the economy such as the government, international and local businesses, households and thereby create deficits and surpluses in the process (Jeucken 2004, p55). Banks thus play an important role in an economic system particularly through the financial market. In micro-economic terms, the existence of banks can be explained by the transaction cost approach (information asymmetries) which has two overlapping approaches: informational transaction costs and the theory of delegated monitoring (Freixas and Rochet 1998, cited by Jeucken 2004 p59)...
Words: 488 - Pages: 2
...elarson@princeton.edu Ren Tingjin Department of Thermal Engineering, Tsinghua University, 100084 Beijing, China This paper reports detailed process designs and cost assessments for production of clean liquid fuels (methanol and dimethyl ether) by indirect coal liquefaction (ICL). Gasification of coal produces a synthesis gas that can be converted to liquid fuel by synthesis over appropriate catalysts. Recycling of unconverted synthesis gas back to the synthesis reactor enables a larger fraction of the coal energy to be converted to liquid fuel. Passing synthesis gas once over the synthesis catalyst, with unconverted synthesis gas used to generate electricity in a gas turbine combined cycle, leads to less liquid fuel production, but provides for a significant second revenue stream from sale of electricity. Recently-developed liquid-phase synthesis reactors are especially attractive for ‘‘oncethrough’’ processing. Both ‘‘recycle’’ and ‘‘once-through’’ plant configurations are evaluated in this paper. Because synthesis catalysts are poisoned by sulfur, essentially all sulfur must be removed upstream. Upstream removal of CO2 from the synthesis gas is also desirable to maximize synthesis productivity, and it provides an opportunity for partial decarbonization of the process, whereby the removed CO2 can be captured for underground storage. The analysis here suggests that co-capture and co-storage of CO2 and H2S (if this is proven technically feasible) could have important favorable impacts...
Words: 18837 - Pages: 76
...College of Accountancy and Finance Department of Banking and Finance Risk Handling Methods used by Selected Bank Branches of Five Universal Banks in Quezon City to overcome Operational Risks A research paper presented to the Faculty of Banking and Finance In partial fulfillment of the requirements for the subject in Methods of Research Submitted to Professor Melvin Jason Segura De Vera Submitted by: de Guzman, Grecelle M. Aguila, Arvee Gaye L. Alejandro, Leorice H. Bongor, Angelo D. Chan, Cean Jomarje O. Estangco, Jamaica Michelle L. Gentapanan, Lea Ann M. Masangkay, Maria Luisa T. Munar, Catherine N. Sevilla, Jonabel C. March 2013 Acknowledgement This research project will not be possible without the help of other people. The contributions of many different people, in their different ways, have made this possible. We would like to extend our appreciation especially to the following. To Almighty God, for giving us the knowledge and wisdom we needed in the completion of this research output. Prof. Melvin Jason de Vera, our mentor. His support, guidance and advices throughout the research project are greatly appreciated. To our Chairperson, Prof. Bernadette M. Panibio, we are grateful for your unending support in the completion of this research output. Of course, this wouldn’t be possible if not with the help of our respondents, the bank branch managers, officers and employees related to the topic, who finds time to answer our questionnaire. To...
Words: 438 - Pages: 2
...D) nominal interest rate Answer: B Diff: 2 Learning Outcome: Summarize the roles of the international monetary system and global capital market Skill: Concept Objective: 1 3) In order to join the IMF, a country must contribute a certain sum of money, called a ________. A) special drawing right B) trade balance C) monetary reserve D) quota Answer: D Diff: 1 Learning Outcome: Summarize the roles of the international monetary system and global capital market Skill: Concept Objective: 1 4) Which of the following best describes the special drawing right? A) an international reserve asset created to supplement members' existing reserve assets B) the official currency for international trade established by the World Bank C) a substitute for the fixed value of gold as determined by currency rates D) a contribution made by countries to join the IMF Answer: A Diff: 2 Learning Outcome: Summarize the roles of the international monetary system and global capital market Skill: Concept Objective: 1 5) The value of the SDR is currently based on the ________. A) euro B) U.S. dollar C) weighted average of four currencies D) weighted average of six currencies Answer: C Diff: 2...
Words: 6397 - Pages: 26
...SCHOOL OF ARTS AND HUMANITIES LAW OF BANKING AND FINANCE The essay: Each student must write an essay on: “Will the new “twin –peaks” structure of bank regulation ensure that banking crises will be a thing of the past?” Analyse the new structure introduced by the Financial Services Act 2012 and the approach to be taken by the regulators in regulating banks in the UK. In particular, consider whether the new regulations will make the system more resilient. 12 noon p.m. on 1st April. Submission date: -Your essay must be submitted via Succeed only, by no later than Word count: The essay should not exceed word count, excluding references, 2500-3000 words footnotes, endnotes, and bibliography. You are required to provide a word count. Students who exceed this limit by more than 10% may be awarded a lower grade. The specific aim of the essay is to assess your ability to analyse current issues in banking law, through effective research and writing. In doing so you should demonstrate your skills to : integrate information and materials from a variety of different sources produce a substantially accurate synthesis of relevant doctrinal and policy issues. make a critical judgement of the merits of particular arguments. act independently and with minimal guidance in planning and undertaking tasks. undertake independent research with minimal guidance. understand and make proficient use of the English language in writing in relation to legal matters. present knowledge...
Words: 333 - Pages: 2
...Cambridge Resources for the IB Diploma Paper 1 (SL and HL) markschemes Examples of markschemes for Exam practice: paper 1 in the Economics for the IB Diploma CD-ROM are provided below. Paper 1 section A: Microeconomics Chapter 2 Competitive markets: demand and supply SL/HL core topics Part (a) questions 2.3 (a) Answers may include: • Definitions of demand and quantity demanded. • Theory of demand: law of demand with reference to changes in demand and factors that can cause changes in demand. • Demand and supply diagram showing initial equilibrium price and quantity, and a leftward shift in the demand curve, resulting in a lower equilibrium price and quantity and showing that there is no contradiction. • Examples of demand curve shifts and movements along a demand curve. Answers may include: • Definitions of supply and quantity supplied. • Theory of supply: the law of supply with reference to changes in supply and factors that can cause changes in supply. • Demand and supply diagram showing initial equilibrium price and quantity, and a rightward shift in the supply curve, resulting in a lower equilibrium price and greater equilibrium quantity. • Examples of supply curve shifts and movements along a supply curve. Answers may include: • Definitions of normal good, excess demand, reallocation of resources. • Theory of demand and supply with reference to excess demand, the factors that can cause shifts in the demand curve and the role...
Words: 12156 - Pages: 49
