...Q.1. What sum of money will amount to Rs3704.40 in 3 years at 5% compound interest. Solution : We have, A = Rs3704.40, n = 3, r = 5%. Using A = P(1 + r/100)n , we get 3704.40 = P(1 + 5/100)3 => 370440/100 = P ×21/20×21/20×21/20 Or, P = 370440/100×20/21×20/21×20/21= 3200 Hence, required sum of money = Rs3200. [Ans.] Q.2. What sum of money will amount to Rs3630 in two years at 10% per annum compound interest? Solution : Do yourself [Ans. = Rs3,000] Q.3. Calculate the compound interest for the second year on Rs8,000 invested for 3 years at 10% p.a. Solution : Do yourself. [Ans. = Rs880.] Q.4. At what rate percent p.a. compound interest would Rs80000 amount to Rs88200 in two years, interest being compounded yearly. Also find the amount after 3 years at the above rate of compound interest. Solution : Principal = Rs80000, Amount = Rs88200, Time = 2 years, Rate = ? n = 2. Using, A = P (1 + r/100)n, we get 88200 = 80000 (1 + r/100)2 Or, (1 + r/100)2 = 88200/80000 = 441/400 Or, (1 + r/100) = 21/20 Or, r/100 = 21/20 – 1 = 1/20 Or, r = 1/20×100 = 5% Second part, P = Rs80000, Time = 3 years, n = 3, r = 5%. [Ans.] A = 80000(1 + 5/100)3 = 80000(21/20)(21/20)(21/20) = Rs92610. [Ans.] Q.5. Ramesh invests Rs. 12800 for three years at the rate of 10% per annum compound interest. Find : i. The sum due to Ramesh at the end of the first year. ii. The interest he earns for the second year. iii. The total amount due to him at the end...
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...(Show video)- who would like to help these animals? So would I. My name is Lindsay, and I am going to talk to you about pet overpopulation. According to dogbreedinfo.com, only one out of ten dogs and one out of 12 cats will find a home. Meaning 800 dogs & cats are KILLED every HOUR. I have four dogs and two cats, all of which were adopted from a shelter or rescue. I want you, as my audience, to realize that by buying an animal from a breeder or pet store you are contributing to the pet overpopulation problem by creating demand for irresponsible breeding. By choosing to adopt, you will not only save a life, but you will also ensure that your adoption fee is going to help the next unwanted pet that comes in the door of that shelter. Another thing you can do to prevent over population is… Spay and Neuter your pets! By doing so you are ensuring that you do not become an “accidental breeder” American humane.org says that in many cases, these people will go on to become repeat offenders, engaging in a continuous cycle of irresponsible breeding or pet acquisition and disposal because they know they can easily find a new home for the animals. Some advantages: Spayed or neutered pets tend to live an average of 2-3 years longer than those that are unaltered. Spaying or neutering protects pets from some types of deadly cancers. It reduces the chance of pets running away or fighting. Dogs who have not been spayed or neutered may be three times more likely...
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...Antarah Ibn Shaddād al-'Absī is a pre-Islamic Arabian hero and poet, he was born 525 in Najd (the central part of the Arabian Peninsula) , He was the son of Shaddād, a well-respected member of the Arabian tribe of Banu Abs, his mother was named Zabaibah, of whom it has been claimed was an Ethiopian woman, whom Shaddad had enslaved after a tribal war. The tribe neglected Antara at first, and he grew up in servitude. Although it was fairly obvious that Shaddad was his father. Antara gained attention and respect for himself by his remarkable personal qualities and courage in battle, excelling as an accomplished poet and a mighty warrior. When the tribe needed his assistance to fend off another tribe in battle, Shaddād acknowledged Antara as his son, and granted him freedom. Antarah fell in love with his cousin Abla, and sought to marry her despite his status as a slave. But his uncle didn’t want antarah to marry abla so he asked antarah for a 1000 special kind of king alnoman camels as a dowry, and after the challenges he faced to get these 1000 camels his uncle refused to let him marry abla because he is not pure Arabian Antara's poetry is well preserved, and often talks of chivalry values, courage and heroism in battle, as well as his love for Abla. It was immortalized when one of his poems was included in the Hanged Poems. The poetry's historical and cultural importance stems from its detailed descriptions of battles, armour, weapons, horses, desert and other themes from his...
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...“Every 60 seconds, another animal is abused.” This statistic is from the ASPCA, they want to inspire people to donate and help animals from cruelty. This means that every minute of each day an animal is abused. Today, the ASPCA still helps prevent animal cruelty by protecting animals and giving them kind treatment. They protect animals by law and arrest animal abusers. They are a very popular charity and they are always ready to prevent cruelty. The ASPCA does their job effectively by protecting animals by law and fighting animal cruelty. The American Society for the Prevention of cruelty to Animals was the first humane society to be established in North America when they were founded in 1866. They are a privately funded 501 (C) (3) non-profit charity (“ASPCA”). The charity believes that animals deserve respectful treatment from humans and should be protected by laws. Their anti-cruelty mission has grown across the country and has two million supporters (“ASPCA”). Another part of their charity, The ASPCA Professional, provides resources for animal welfare professionals and volunteers to rescue groups (“ASPCA Professional”). They have different parts in the charity like The Behavioral Rehabilitation Center, The Adoption Center, and the ASPCA Animal Hospital. The ASPCA Professional’s goal is to help at risk animals while working with a professional audience. (“ASPCA Professional”). The charity believes animals should be treated fairly, they have made laws to protect them. The...
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...Trading Strategies 1. Based on the Dicky-Fuller stationary test the pair is not a promising pair. The statistic is 2.51, which is not promising 2. 3. Pairs Trading Strategy a. On the spread sheet columns E,F,G (PEP) and NOP(KO) are the various normalized N-day returns for the two stocks (N ranges from 5, 10, and 20 days). b. Column HIJ and QRS are c. Finally the differences between the z normalized returns are expressed in columns TUV (For example: T=zret5_pepsi minus zret5_coke). These are used find entry points and trade based on the spread. d. Trading on the spread means that when we go long the spread (Pepsi – Coke) it is equivalent to going long Pepsi and short Coke. When one of the stocks outperforms the other by a specific amount over a specific time period, you could short the outperformer and go long the underperformer with the expectation that prices will revert. e. Signal Column- If zdiff5 is less than the long entry threshold then long i.e 1, if zdiff is greater than short entry threshold then short i.e -1, if neither of the two then no signal i.e 0 f. Cap Column- If previous day’s position is long and zdiff5 > long cap then cap is hit. Vice versa for short position. g. Age Column- Age =1 if {(i) new signal and no previous position, (ii) flips position signal*previous position=-1, (iii) reach holding period limit and new signal is generated.} Age=0 if {(i) nothing happening and no previous...
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...Why do even best of great strategies fail? A study of 275 professional portfolio managers reported that the ability to execute strategy was more important than the quality of the strategy itself (“Measures That Matter,” Ernst & Young, Boston, 1998) (“M Th t M tt ” E t Y B t In the early 1980s, a survey of management consultants reported that less than 10 percent of effectively formulated strategies were implemented successfully (Walter Kiechel, “Corporate Strategists Under Fire,” Fortune, Dec. 27, 1982). A 1999 Fortune article, in a cover story of prominent CEO failures, concluded that the emphasis placed on strategy and vision created a mistaken belief that the right strategy was all that was needed to succeed The authors concluded that “…in succeed. in the majority of cases—we estimate 70 percent—the real problem isn’t [bad strategy]…it’s bad execution.” (R. Charan and G. Colvin, “Why CEOs Fail,” Fortune, June 21, 1999). , , ) Q 1 : Why has Citibank introduced a Performance Scorecard Components of a Scorecard Perspectives: six perspectives on enterprise performance (Financial, Strategy Implementation, Customer satisfaction, C t l , People and ti f ti Controls P l d Standards Standards) Involvement in Objectives: What the company needs Community groups to do to accomplish its strategy measurable objectives. Metrics: Actionable and tangible Customer Perspective measurements which support achieving objectives; this is what To achieve our strategy, how should we appear to...
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...in your life? It can be happy or sad.) ?Nung mga panahong sobra akong minaliit kasi MATABA ako it was a turning point of life dahil that moment I feel like life so unfair. ? One handler from bicol discovered me ? ? ? Alin sa mga pangyayaring ito ang handa kang ikwento sa mga programa ng ABS-CBN tulad ng MMK? (Which among these highlights are you willing to share in ABS-CBN’s programs like MMK?) Ilagay ang iyong litrato. Paste you full or half body picture. Photo Here WAIVER AND RELEASE NAME OF PARTICIPANT : AGE : ADDRESS : AUDITION : As contestant in Pinoy Big Brother (PBB) Season 5(“Program”) I certify the following: A. Eligibility and Participation 1. I am between the ages of eighteen (18) to thirty five (35) years as of 1 October 2013 until 31 August 2014, or in case I am submitting my application online (not exceeding one (1) minute in duration) of me describing myself, and without any music or other effects (“Online Video”). 2. I have voluntarily participated in the Audition conducted by ABS-CBN Corporation (“ABS-CBN”), without any compensation and I assume...
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...develop a comprehensive strategic plan. The student should have completed all MBA core requirements or be currently enrolled in the remaining courses. 1 Course Objectives: At the end of the course students should be able to: 1. Use the strategic management process to understand competitive forces and to develop competitive advantages. 2. Analyze complex business situations from management’s perspective. 3. Appreciate the interdependence of all business functions and operations. 4. Be more proactive in ascertaining and acting upon opportunities that may occur in the macro-environment. 5. Identify what an organization wants to achieve and know how they will do it. 6. Develop creative alternatives to resolving business problems, choose a strategy from among the alternatives generated, and effectively and efficiently implement the proposed course of action. 7. Work cooperatively in a group and collectively communicate results and recommendations based on objective and subjective analyses of business case problems. Course Procedure: Class lectures are designed to explain and supplement the text. Visual aids and...
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...OUTLINE a. Module learning outcomes b. Themes and topics c. Learning supports 3. MODULE DELIVERY SCHEDULE a. Session arrangements b. Student engagement c. Office hours arrangements 4. ASSESSMENT DETAILS a. Assignments b. Module assessment components i. Pre module assignment ii. Group project iii. Examination 5. GRADING a. University grading policy b. Grade descriptors for assessment components 6. CONCLUDING COMMENTS APPENDICES 5 6 10 12 16 19 21 3 Welcome message Welcome to this unit on Business Policy. Dr Yousef Eiadat will be joining me in teaching this course. In this unit we aim to build skills in Strategic planning – the analysis behind strategic decisions, the crafting of strategies and the implementation of them to ensure organisational success. Strategy involves managing the interface between an organization and its external environment. To this end, the first three topics develop skills in strategic analysis, leading to consideration of the positioning of an organisation in its strategic environment. These cover internal and external analysis, and the options in setting strategic...
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...sure you have a strategy? Donald C. Hambrick and James W, Fredrickson Executive Overview After more than 30 years of hard thinking about strategy, consultants and scholars have provided an abundance of /rameworks for analyzing strategic situations. Missing, however, has been any guidance as to v^hat the product of these tools should be—or virhat actually constitutes a strategy. Strategy has become a catchall term used to mean whatever one wants it to mean. Executives now talk about their "service strategy," their "branding strategy," their "acquisition strategy," or whatever kind of strategy that is on their mind at a particular moment. But strategists—whether they are CEOs of established firms, division presidents, or entrepreneurs—must have a strategy, an integrated, overarching concept of how the business will achieve its objectives. If a business must have a single, unified strategy, then it must necessarily have parts. What are those parts? We present a framework for strategy design, arguing that a strategy has five elements, providing answers to five questions—arenas: where will we be active? vehicles: how will we get there? differentiators: how will we win in the marketplace? staging: what will be our speed and sequence of moves? economic logic: how will we obtain our returns? Our article develops and illustrates these domains of choice, particularly emphasizing how essential it is that they form a unified whole. Consider these statements of strategy drawn from actual...
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...Implementation of the Human Resource Development Strategy for South Africa ANDREW WILLIE BARTLETT 21936048 Mini-dissertation submitted in partial fulfilment of the requirements for the Master’s degree in Development and Management at the Potchefstroom campus of the NorthWest University SUPERVISOR: MS LUNI VERMEULEN 2011 i ACKNOWLEDGEMENTS I wish to hereby express my sincere gratitude and appreciation towards the following persons for their support and assistance throughout this study: My Heavenly Father who blessed me with the opportunity, ability and strength to try to make a difference through this study. My wife, Elaine, without whose support, encouragement and assistance this study would not have been possible. My children, Elandre and Jade, for their support and understanding; may this achievement motivate you in your studies and development. My personal mentor and supervisor, Ms Luni Vermeulen, for her highly professional guidance, motivation, continuous support and patience. To all the respondents at the various institutions for their participation and valuable contributions. Thank you very much for your selfless assistance. ii ABSTRACT In 2001 the first Human Resource Development Strategy of South Africa (HRDSA) was implemented. The lack of institutional arrangements, structures, procedures, processes and capacity and the location of the HRDSA, 2001, at both the then Departments of Education...
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...When a firm creates, formulates, and implements a strategy that adds value and competitive advantage that is a strategic business plan. A strategic business plan is the layout or outline that specifies how a firm is going to reach their plans or goals over a certain period of time. The plan can be very specific or very broad. It can focus on one part of the business, as well as a whole focusing on all functions within a company. This plan is important to an organization’s long-term success because it gives the company a direction or purpose in which to set goals and carry them out. A strategic business plan assists a company in providing products and services in a more efficient and effective manner. Without a strategic business plan a firm will have a difficult time maximizing the potential of its resources. New opportunities and key resources for growth or improvement will be limited or perhaps even missed. A strategic plan is important to both small and large businesses. I believe that for any company, no matter the size, it is equally important to have a strategic business plan in place. This will assist in understanding customer needs and be able to adapt to constant changes and new trends taking place within the company. With a successful strategic plan, a company has a great opportunity for becoming very successful. Innovation plays a key role in developing a company that has potential for growth and success. Innovation provides the company with ways to maintain a competitive...
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...TYPES OF MARKETING STRATEGIES MARKET LEADER STRATEGIES 1. Expand total market 2. Defend market share 3. Expand market share MARKET CHALLENGER STRATEGIES 1. Define strategic objective and opponents 2. Choosing an attack strategy MARKET FOLLOWER STRATEGIES MARKET NICHE STRATEGIES ================ A. 1. MARKET LEADER STRATEGIES EXPAND TOTAL MARKET • New Users E.g.: perfume:--> non-users (mkt-penetration strat) --> men (new market strat) --> other countries (geo-expan strat) E.g.: J&J Baby shampoo: birthrate declining --> ads target adults --> leading brand • New uses Cereals: as snacks --> increase frequency of use OJ: “not for breakfast anymore” Du Pont nylon: parachute-->pantyhose-->blouses & shirts --> auto tires -->seat belts --> carpeting Arm & Hammer: baking--> fridge deodorant --> quell kitchen grease --> carpet/pet deodorant --> bath tub relaxant --> toothpaste --> ???? • More usage: Michelin: want French to drive more --> rate restaurants (best in south --Provence & Riviera) --> publish guidebooks with maps and sights along the way 2. DEFEND MARKET SHARE • decide where to defend • continuous innovation along Mktg Mix Position defense: - purely defensive not enough --> must take offensive counter-measure Eg: Coke --> multi segments of cola mkt --> enter wine market --> acquire fruit drink companies --> desalination equipment --> plastics Flanking defense: - guarding territory not enough - create outposts/flanks: --> protect weak front --> invasion base for counter-attack...
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...clients. For many firms, the “80/20 rule” applies where the largest concentration (80%) of your revenue is being derived by a relatively small subset (20%) of your customers. These clients, due to the leveraged impact they have on your bottom-line and infrastructure costs, need to be carefully managed and made a key focus of your business strategy. This is equally true for a huge multi-million dollar conglomerate or a relatively small professional practice. While a continuing focus on new business acquisition is of paramount importance – “Grow or Die” – the strategy decision of how you marshal your limited resources of time, money and effort is a crucial one. Deciding to manage your top clients as “strategic accounts”, and investing your resources to build your relationships with them, provides a multiplier effect of benefits. To name a few: lowers acquisition costs for new business, engenders a higher level of customer loyalty, creates revenue stability and profitability enhancement, inspires ongoing future business, and develops a strong referral generator and free PR. Small businesses and professional practices can learn and incorporate strategies and practices from the larger, established strategic account departments of larger firms. Strategic account management is a mindset and a methodology, a series of carefully thought out decisions and processes that enforce and ensure that you truly place your top clients at the core of your business. This discipline needs to be internalized...
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...Strategic Plan Strategic planning is an important tool for any organization. By having the right strategic plan, a company could reach their goal as well as meet their customers’ demands. A strategic planning helps a company develop basic goals which company will try to reach in certain a time period. In the strategic planning, company will usually consider the mission statement, vision, and values of company. Through this paper, an individual will gain information how US Airways business, product the airline provide, and services US airways. The reader will also gain information about how US airways work on developing right mission statement. The reader will also gain information how important mission, vision, and values to US airways in direction of their strategic plan. Mission Statement The mission statement is short and memorable, like a catch phase. The purpose of a mission statement is to endorse the meaning of the company and associate with company business. The company main customer’s bases are individual who like to fly. The mission statement of US airways is “Fly with US”. It is very obvious that the company is an airline operator, providing travels all around the world for its valued customers. The mission state or the slogan “Fly with US” could vary with different meanings for individuals. The individual could perceive this statement in many different ways. An individual could look at US as top airline for United State . This could also mean by flying...
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