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A phrasal verb is a verb plus a preposition or adverb; the combination creates a meaning different from the original verb. Provas Sarker, MBA [Finance] | | | | | Phrasal Verb | Meaning | Example | A | abide by | respect or obey. (the law, a decision, a rule) | If you want to stay at this school, you must abide by the rules. | | account for | explain, give a reason | I hope you can account for the money you spent! | | add up | make sense, seem reasonable | Her story just doesn't add up. | | advise against | recommend not doing something | The doctor advised him against carrying heavy loads. | | agree with | have the same opinion as somebody else. | I agree with you. I think she deserves the award too. | | aim at | point something in the direction of a target | The policeman aimed his gun at the hijacker. | | allow for*** | take into consideration, include in a calculation | You'd better leave early to allow for traffic jams. | | answer back* | reply rudely | Don't answer back your mother! | | appeal to | 1) plead or make an earnest request 2) be attractive or interesting | 1) The organizers appealed to the crowd to stay calm.
2) A trekking holiday doesn't appeal to me. | | apply for | Make a formal request for something (job, permit, loan etc.) | He applied for the job he saw advertised in the newspaper. | | avail (oneself) of | take advantage of something (an opportunity) | When the company is privatized, you should avail yourself of the opportunity and buy some shares. | B | back away | move backwards, in fear or dislike | When he saw the dog, he backed away. | | back down | withdraw, concede defeat | Local authorities backed down on their plans to demolish the building. | | back up | 1) Give support or encouragement
2) make a copy of (file, program, etc.) | 1) If I tell the boss we've got too much work, will you back me up? 2) It is recommended to back up all files in a secure location. | | bail out | 1) pay money to secure someone's release
2) rescue from financial difficulties | 1) When he was arrested, his family refused to bail him out.
2) The government bailed out the bank. | | bank on | base your hopes on someone/something | Don't forget the date. I'm banking on your help. | | beef up *** | improve, make more substantial | He beefed up his presentation with diagrams and statistics. | | black out | faint, lose consciousness | When he fell off the horse, he blacked out. | | block off *** | Separate using a barrier. | The area was blocked off during the demonstration. | | blow up | 1) explode;
2) be destroyed by an explosion | 1) The terrorists said the bomb would blow up at 9 o'clock. 2) The car blew up but luckily there was nobody in it. | | boil down to | be summarized as | The problem boils down to a lack of money. | | boot up | start a computer by loading an operating system or program. | Just give me a few minutes to boot up the computer. | | break away | escape from captivity | A few horses broke away from the paddock. | | break down** | 1) go out of order, cease to function
2) lose control of one's emotions | 1) John's car broke down so he had to take the bus. 2) The parents broke down when they heard the bad news. | | break into | enter by force | Burglars broke into the house around midnight. | | break out | start suddenly | Rioting broke out as a result of the strike. | | break out of | escape from a place by force | Three prisoners broke out of jail. | | break up | come to an end (marriage, relationship) | After her marriage broke up, Emma went to live in London. | | bring up | raise (a child) | She stopped working in order to bring up her children. | | brush up on | improve, refresh one's knowledge of something | Mary had to brush up on her Spanish before going to South America. | | bump into | meet by accident or unexpectedly | Pedro bumped into his English teacher at the supermarket. | | burn out | 1) stop (something) working
2) become exhausted from over-working | 1) The fuse has burnt out.
2) Tom will burn himself out if he doesn't slow down. | | butt in (on sth.) | interrupt impolitely | It's rude to butt in on a conversation like that! | C | | | | | call back | return a phone call | I'll call you back as soon as possible. | | call off | cancel | The meeting was called off because of the strike. | | call on/upon by | formally invite or request | I now call upon the President to address the assembly. | | calm down | become more relaxed, less angry or upset | He was angry at first but he eventually calmed down. | | carry on | continue | He carried on gardening in spite of the rain. | | carry out | 1) do something as specified (a plan, an order, a threat)
2) perform or conduct (test, experiment) | 1) The plan was carried out to perfection.
2) Tests are carried out to determine the efficiency of a new drug. | | carry over | postpone until later | As regards holidays, can you carry over any days from one year to the next? | | check in | register at a hotel or airport | For security reasons you have to check in two hours before your flight. | | check out | 1) pay one's bill and leave (a hotel)
2) investigate | 1) Is Mr. Blair still at the hotel? No, he checked out this morning. 2) I don't know if the address is still valid. I'll check it out. | | close down | Stop operating (company, restaurant, and cinema). | When the factory closed down, the employees lost their jobs. | | come across | 1) find by chance
2) appear, seem, make an impression | 1) Julie came across some photographs of her grandparents in the attic.
2) The candidate came across as a dynamic person during the interview. | | come forward** | present oneself | The police have asked any witnesses to come forward. | | come up/ against | be faced with or opposed by | The project came up against a lot of criticism. | | count on | rely or depend on (for help) | I'm counting on the taxi driver to find the theatre. | | cross out | remove by drawing a line through | In some exercises, you are asked to cross out the incorrect word. | | cut down on** | reduce in number or size | The doctor told him to cut down on cigarettes. | | cut out | 1) remove using scissors
2) stop doing something | 1) She cut out a picture in a magazine. 2) I'm going to cut out eating between meals. | D | | | | | deal with | handle, take care of (problem, situation) | The manager is good at dealing with difficult customers. | | die down | calm down, become less strong | When the applause died down, she started to sing. | | do without | manage without | The shops are closed so we'll have to do without sugar. | | drag on | last longer than expected | We expected a short speech but it dragged on and on! | | draw up | write (contract, agreement, document) | An agreement was drawn up and signed by the two parties. | | dress up | 1) wear elegant clothes
2) disguise oneself | 1) Do people dress up to go to the opera in your country? 2) Children love to dress up at Halloween. | | drop in | visit, usually on the way somewhere | I sometimes drop in to see my grandparents on my way home from school. | | drop off | 1) deliver someone or something
2) fall asleep | 1) I'll drop you off at the bus stop if you like. 2) Granddad often drops off in front of the TV. | | drop out | leave school without finishing | She decided to go to art school then dropped out after the first term. | E | | | | | ease off | reduce, become less severe or slow down (pain, traffic, work) | After Christmas the workload generally eases off. | | end in | finish in a certain way; result in | Their marriage ended in divorce. | | end up*** | finally reach a state, place or action | If he continues his misconduct he'll end up in prison. | | even out | 1) Eliminate differences of opinion.
2) become level or regular | 1) After a long discussion they managed to even out their differences. 2) The road was evened out to make it safer. | F | | | | | fall through | fail; doesn't happen | Our planned boat trip fell through because of the storm. | | figure out | understand, find the answer | I'm trying to figure out how to assemble the bookshelves. | | fill out | complete (a form/an application) | Please fill out the enclosed form and return it as soon as possible. | | find out | discover or obtain information | I'm going to call the cinema to find out what time the film starts. | | focus on | concentrate on something | The advertising campaign will focus on the quality of the product. | | figure out | understand; find a solution | We'll have to figure out a way to deliver the goods faster. | G | | * | | | get along (with) | be on good terms; work well with | I get along (well) with my mother-in-law. | | get at | imply | What exactly are you trying to get at? | | get away | escape | The robbers got away in a black car. | | get by*** | manage to cope or to survive | It's difficult to get by on a low salary. | | get in | enter | How did the burglar get in? | | get into (+noun) | enter | How did the burglar get into the house? | | get off | 1) leave (bus, train, plane)
2) remove | 1) You should get off the bus at Trafalgar Square. 2) She can't get the stain off her sweater. | | get on | board (bus, train, plane) | You can pay when you get on the bus. | | get on with (something) | continue to do; make progress | Be quiet and get on with your homework. | | get on (well) with (somebody) | have a good relationship with | I get on very well with my colleagues. | | get out | leave | How did he get out? | | get out of (+noun) | leave | How did he get out of the house? | | get out of | avoid doing something | Some husbands manage to get out of doing any housework. | | get over*** | recover from (illness, disappointment) | My grandmother had pneumonia but she got over it. | | get rid of | eliminate | It's difficult to get rid of old habits. | | get together | meet each other | Let's get together for lunch on day. | | get up | rise, leave bed | I usually get up at 7 o'clock. | | give up | stop doing something | Sarah gave up smoking 5 years ago. | | go through | Experience; read | Pete went through a lot of pain after the accident. | | grow up | spend one's childhood; develop; become an adult | He grew up in a small village in the mountains. | H | | | | | hand in*** | submit (report, homework) | All application forms must be handed in before the end of the month. | | hand out*** | distribute | Samples will be handed out at the end of the demonstration. | | hang out | spend time in a particular place, or with a group of friends | Where does he hang out these days? Who does he hang out with? | | hang up*** | end a phone conversation | "Don't hang up. I haven't finished yet." | | hit at | aim a blow at | He hit at the wasp with the newspaper. | | hit back | retaliate; reply to an attack | When he was attacked by the others, the boy hit back. | | hit on/upon | find unexpectedly or by inspiration | She hit upon an idea for her new collection. | | hold on | -wait -grip tightly | - 'Hold on please. I'll put you through to Mr. Brown."
- She held on to the railing as she crossed the bridge. | | hurry up | be quick, act speedily | Hurry up! We'll miss the bus. | I | | | | | iron out | resolve by discussion, eliminate differences | The meeting tomorrow will be an opportunity to iron out difficulties. | J | | | | | join in | participate | She was too shy to join in the game. | | join up | -engage in, become a member of
- meet and unite with | - John was in the Army and Tom joined up as soon as he left school.
- The two groups of tourists joined up at the hotel. | | jot down | take quick notes | I jotted down the address while watching the program on TV. | K | | | | | keep on | continue doing something | It told him to be quiet but he kept on making noise. | | keep up with | stay at the same level as someone or something | Bill walks so fast it's difficult to keep up with him. | | kick off | begin, start | The football match kicked off at 3 o'clock. | L | | | | | leave out | omit, not mention | The child's name was left out of the report. | | let down*** | disappoint | You promised to come to the party, so don't let me down! | | look after | take care of | A babysitter looks after the children when they go out. | | look ahead | think of the future | It's time to forget the past and look ahead. | | look down on | consider as inferior | He tends to look down on anyone who is not successful. | | look on | be a spectator at an event | Billy didn't take part in the fight. He just looked on. | | look for | try to find something | Jane went to the shops to look for a pair of shoes. | | look forward to | await or anticipate with pleasure | I look forward to seeing you soon. | | look up to*** | admire | He was a wonderful teacher and many students looked up to him. | M | | | | | make fun of | laugh at/ make jokes about | The old lady dresses so strangely that the kids make fun of her. | | make up | invent (excuse, story) | Some employees make up excuses when they arrive late for work. | | mix up | mistake one thing or person for another | I don't know my neighbours' names yet. I keep mixing them up. | | move in | arrive in a new home or office | You've bought a new house? When are you moving in?. | | move out | leave your home/office for another one. | My neighbour is leaving. He's moving out next Saturday. | N | | | | | nod off | fall asleep | My grandfather often nods off in front of the television. | | note down | write something | I'll call the station and note down the departure times. | O | | | | | opt out | leave a system or decide not to participate | I enjoy tennis but I'm so busy I had to opt out of the tournament. | | own up | admit or confess something | The boy owned up. He said he kicked the ball through the window. | P | | | | | pass away | die | The old lady passed away peacefully. | | pass out*** | faint | She passed out when she heard the bad news. | | pay back | reimburse | I'll lend you 20€ provided you pay me back before the end of the week. | | put off | postpone, arrange a later date | The meeting was put off because of the strike. | | put on | turn on, switch on | Could you put on the light please? | | put out | extinguish | It took a long time to put out the fire. | | put up*** | accommodate, give somebody a bed | We can put you up if you'd like to come for a week-end. | | pick up | collect somebody | I'll pick you up at the station when you arrive. | | point out | indicate/direct attention to something | She pointed out the mistake. | R | | | | | rely on | count on, depend on, trust | Don't worry. You can rely on me. I can keep a secret. | | rule out | eliminate | The police ruled out political motives. | | run away | escape from a place or suddenly leave | He ran away from home at the age of fourteen. | | run into | meet by accident or unexpectedly (also: bump into) | Sophie ran into Maria at the shopping centre. | | run out of | have no more of something. | What a nuisance! We've run out of coffee. | S | | | | | set off *** | start a journey; | Early Saturday morning we set off for the ski slopes. | | set up | start a business | She set up her own company 10 years ago. | | shop around ** | compare prices | It's always wise to shop around before buying anything. | | show off | brag or want to be admired | There's David showing off in his new sports car! | | show up | appear/arrive | We expected David to come but he didn't show up. | | shut up (impolite) | be silent, stop talking | Oh shut up, you idiot! | | sit down | take a seat | Please come in and sit down. | | stand up | rise from a sitting position | The pupils stood up when the headmaster arrived. | | stick up for | defend | It's important to stick up for one's principles. | T | | | | | take after | resemble, in appearance or character | Jamie really takes after his dad. | | take care of | look after | I'll take care of your plants while you're away. | | take off | leave the ground | The plane took off at 6 a.m. | | take on *** | hire or engage staff | Business is good so the company is taking on extra staff. | | take out | remove; extract | She took out a pen to note the address. | | tell off | reprimand/criticize severely | The teacher told her off for not doing her homework. | | think over | consider | I'll have to think over the proposal before I decide. | | try on | wear something to see if it suits or fits | I'm not sure about the size. Can I try it on? | | turn down | refuse | I couldn't turn down an offer like that! | U | | | | | use up*** | finish a product (so that there's none left) | The kids have used up all the toothpaste. | V | | | | | vouch for | express confidence in, or guarantee something | You can give the keys to Andy. I can vouch for him. | W | | | | | watch out | be careful | Watch out! There's a car coming. | | wear out | 1) become unusable 2) become very tired | 1) Julie wore out her shoes visiting the city. 2) At the end of the day Julie was worn out. | | work out | 1) do physical exercise 2) find a solution or calculate something | 1) I work out twice a week at the gym club. 2) It's expensive but I haven't worked out the exact cost yet. | | wipe off | clean (board, table). | The teacher asked Lee to wipe off the board. |

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...Thomas J. Vallely thomas_vallely@harvard.edu ASIA PRGRAMS 79 John F. Kennedy Street, Cambridge, MA 02138 Tel: (617) 495-1134 | Fax: (617) 495-4948 Ben Wilkinson ben_wilkinson@harvard.edu VIETNAMESE HIGHER EDUCATION: CRISIS AND RESPONSE I. Overview This short paper seeks to provide the American members of the bilateral Higher Education Task Force with an opinionated analysis of the crisis in Vietnamese higher education. We begin by analyzing the magnitude of the crisis and its root causes. Next, we consider how key actors—the Vietnamese government, the Vietnamese people, and the international community—are responding to the situation. We conclude by stressing the importance of institutional innovation as a necessary component of an effective reform platform. A short essay on Vietnamese higher education and science by a prominent Vietnamese scientist is included as reference in an appendix. This memorandum is informed by Harvard’s experience building and operating the Fulbright Economics Teaching Program, a center of public policy teaching and research located in Ho Chi Minh City.1 At present the Ash Institute is a partner in a research project lead by The New School that is studying the institutional barriers to higher education reform in Vietnam. II. Dimensions of the Crisis It is difficult to overstate the seriousness of the challenges confronting Vietnam in higher education. We believe without urgent and fundamental reform to the higher education...

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...Bathan, Ivy Claire Mansit, Dezerein Faye Experiment #3 Auditory Perception Objectives: * To determine the simple reaction to time to sound. * To be able to locate the source of sound. * To discriminate the presence of obstacle. Introduction: Apparatus: * Bell (inspired) * Scarf (for blinded) * Chair Procedure: Part 1 E and S should become familiar with the following direction: Upper Front (UF) Upper left (UL) Upper Back (UB) Front (F) Down Left (DL) Upper Right (UR) Down Front (DF) Right (R) Right Back (RB) Left (L) Down Right (DR) Down Back (DB) Blindfold S and make him/her in a chair provided with a chin rest in the center of a room (or just go to a quiet place). E rings the bell from each the positions listed above. The bell should originate at a standard distance of 3 feet. The ringing of the bell’s repeated 10 times from each location in random order. Ask S to report where the source of the sound came from. The recorder takes note of the position of the bell and S’s right or wrong responses. All the observers must maintain complete silence during the entire duration of the experiment. Do not give the subject any additional cues in locating the sound. Mark with a check the correct responses and x for errors. Results: Trials | UF | F |...

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...Enablers of Exuberance Jennifer S. Taub Sept. 4, 2009 DISCUSSION DRAFT Enablers of Exuberance: Legal Acts and Omissions that Facilitated the Global Financial Crisis Jennifer S. Taub1 I. Introduction This paper explores certain legal acts and omissions that facilitated the over-leveraging and near collapse of the global financial system. These ―Legal Enablers‖ fostered the boom that enriched a class of financial intermediaries who followed a storied tradition of gambling away ―other people‘s money.‖2 These mechanisms also made the pain of the bust disproportionately felt by the middle class and poor while shielding the middlemen who created the problems. These legal Enablers permitted the growth of a shadow banking system, without investment limits, transparency or government oversight. In the shadows grew a variety of highly leveraged private investment pools, undercapitalized conduits of securitized loans and speculation in complex credit derivatives. The rationale for allowing this unregulated, parallel system was that it helped to create innovation and provide liquidity. The conventional wisdom was that any risks associated with a hands-off approach could be managed by the ―invisible hand‖3 of the market. In other words, instead of public police, it relied upon private gatekeepers. A legal framework including legislation, rules and court decisions supported this system. This legal structure depended upon corporate managers, counterparties, ―sophisticated investors‖ and the...

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...Personal Loan 24-hour- Service Guarantee Terms and Conditions Eligibility: 1. All Personal Loan applications including Pre-Approved loan applications are eligible for Personal Loan Service guarantee. 2. At the time of submission, the Personal Loan applications should be complete with all the required supporting documents. Start Point of Service Guarantee: Receipt of complete documents by the bank as evidenced by SMS sent from the bank to the customer. End Point of Service Guarantee: Final decision regarding customer’s Personal Loan application is communicated by the bank to customer via SMS. Personal Loan 24 – hour – Service Guarantee (“24-hr- service-guarantee”) is subject to the following Terms and Conditions: I. Personal Loan 24- hour- Service Guarantee 1. The “24-hr-service-guarantee” shall only apply in the cases where the applicants have provided the complete set of Personal Loan documents along with complete filled in forms in accordance with the Bank procedures. 2. Applications in which bank is unable to contact customer/referee on mobile/home/office phone or have document deficiency would not be considered for “24-hr-service-guarantee” 3. Applications which have been declined by the bank or cancelled by customer earlier, and are reappealed later, would not be considered for “24-hr-service-guarantee” 4. The “24-hr-service-guarantee” will not be applicable in instances where delays are encountered due to the applicant’s failure to satisfy the Bank’s due diligence...

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...“A STUDY ON THE FACTORS BEHIND BRAND SWITCHING IN TELECOM INDUSTRY ON THE BRANDS LIKE AIRTEL, VODAFONE, IDEA AND TATA DOCOMO IN SURAT CITY.” I Bhavin A. Vayla student of Navnirman Institute Of Management Surat, doing Marketing Research project on Telecom Network titled “Factors behind Brand Switching in Telecom Industry in Surat city.” Hence I would be grateful if you would spare your valuable time and co-operate by answering few questions to the best of your knowledge. I assure you that the information collected will be used for academic purpose only. 1) Do you use Telecom service? Yes. No. 2) Do you usually change your telecom network brand? 1 2 3 4 5 Strongly Agree Neutral Disagree Strongly Agree Disagree 3) Where do you look for information before switching your telecom network brand? In Stores. Internet. Television. Hoardings. Word of Mouth. Other . 4) What influences you to go for a particular Telecom network brand? Network Operator’s Office. Someone recently bought the same. Someone already used or using it. Can’t say. No influence. 5) Are you aware about the portability system of Telecom network? Yes. No. 6) Have you switched over your telecom network brand in last 1 year? Yes. No...

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