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Affordable Health Care

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Affordable Health Care
DeVry University, HS 541

11/25/2001
Deirdre Williams
Professor J. Dennis

I have chosen to talk about affordable health care as my issues. Lately the cost of health care has gotten extremely expensive. Years ago it was no problem with health care. Now of days, you have sometimes taken a physical which will decide whether are not you will be insured by a healthcare company. The cost of healthcare is not only expensive for adults but also really expensive for your kids. Let’s take a look back to about maybe 7 to 10 years ago. I remember when choosing healthcare coverage basically was deciding which premium you wanted to pay and deciding between a PPO and HMO, but now you have so many different choices that it am almost like shopping in a catalog. For example, the insurance my companies offers has so many choices and I have no clue as to whether I can pick what’s right for me. You have the select saver, the super select saver, the basic, the premium and then you have those that come with an HAS (health savings account). The insurance is practically $60 per pay period and the deductible is ridiculous to meet before the company actually takes over and you pay nothing. My deductible is $2400 before the insurance takes over. The price of healthcare is really expensive when you pre-existing conditions. Most people that have pre-existing conditions cannot even obtain insurance unless they are paying triple the amount of someone that does not have other health problems. I believe that something should be done with cost of healthcare. I know our government wants to push for universal healthcare, but my question is how much money will the American people have to spend for everyone to be insured. Not only is the price to buy insurance is expensive, but the price for medication that is needed to help you continue life is also very costly. I think in

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