...expanding health insurance coverage across the United States improve disease management? Landon, Hicks, O'Malley (2007). Improving the Management of Chronic Disease at Community Health Centers. New England Journal of Medicine. 356(9):921-934. Retrieved from http://www.commonwealthfund.org/ This article examines how we can improve the management of chronic diseases. It also focuses on the disparities in quality care associated with the patients’ race, ethnicity, or socioeconomic status. A group of researchers enrolled 9,658 patients that were being treated for various illnesses such as diabetes, hypertension, or asthma. These diseases affect more than 25% of the total population. The goal of these researchers is to expand health care in order to treat every single patient. One of these ways is by expanding insurance. This article was written by Dr. Landon, Dr. Hicks, and Dr. O’Malley. After doing further research on these authors, I was able to find that there information is relevant and have published numerous scholarly articles. They have performed numerous research studies regarding improving healthcare and managing diseases. This article was found in MEDLINE database. Bailit M., & Koller, C. (2009). Using insurance standards and policy levers to build a high Performance health system. Commonwealth Fund. 70(1). Retrieved from http://www.commonwealthfund.org/ This article was found in MEDLINE database. Currie, J. (2008). Has public health insurance...
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...The article that I found relating to what we are learning is, Labor Market Consequences Of State Health Insurance Regulation by R. Kaestner (2002). Kaestner begins her article by explaining that in the past decade, most states in the U.S. have passed legislation that regulates issuance, content, and pricing of private group health insurance plans. She continues to explain that the purpose of this legislation is to raise the number of insured persons and ensure that people who are sick receive needed care. One major reason for implementing new legislation was the fact that there were so many uninsured people that were employed (Kaestner, 2002). According to the U.S. Census Bureau 2000, twenty-three million people between the ages of eighteen and sixty-four were employed but uninsured in the U.S. in 1987. Furthermore, that number increased throughout the late eighties (U.S. Census Bureau, 2000). Kaestner believes that the reason for so many uninsured employed people is that insurance industries refused to sell insurance to companies that are considered high-risk companies. Because of that, one out of every two employees were uninsured. Kaestner explains that to combat this, states started limiting insurance companies’ unfair practices through legislation called reform. Furthermore, Kaestner explains that another major reason that led to a change in laws and legislation was state regulated mandated health insurance benefits. She explains that in order to ensure that people still...
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...202M May 15, 2014 How to Bring the Price of Health Care Into the Open Prices of health care have many sectors of the US economy trembling about how to manage and revealed the information to the public. Their efforts to come up with a plan that meets the necessities of the majority, but at the same time benefits the economy has become a great challenge to overcome in recent years. The United States economy it’s recognized for many achievements that grants its financial stability worldwide and serves an example for many other nations to follow. But, as much as society wants to brag and show off the wonderful nation they live in, first society must understand the uncompetitive health care system this country has. Even though, America is known for its dynamics of doing business, intellectuals and government itself still have not master a proper idea, mechanism, and structure of a proper healthcare system in the U.S. Many strategies can be master and practice to achieve a much productive service of health care for Americans. The article, “How to bring the Price of Health Care into the Open” written by Melinda Beck published in the Wall Street Journal on February 23 of present year, addresses many substantial topics and ideas of our former health care system. Her main points are to inform, educate, and alert consumers in advance about health care pricing. The ways she delivers her points are by talking about how to bring the price of health care into the open, price transparency, the...
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...might help you. One thing you can do is always view sources, Maybe the library section in the universty or just checking a source online can help you narrow down the information you might need. Part Two Find two University Library sources that relate to your topic and could be used as research sources for your final paper. Complete the following forms: Source #1 Author(s) names: Cunningham, Peter J. | Article title: Health Insurance. | Date written or published: 02/01/2007 | Journal or publication title: Health Insurance Research. | Issue number and/or volume number (if provided): 1 | Database name: | URL (web address) or doi number: 10.1111/j.1475-6773.2006.00603.x | Provide a 3- or 4-sentence description of the article and how it relates to your topic.This article relates to my topic because, My topic is about Health Insurance and this article has material that will help me get information on my topic and about my topic. This article helps provide alot of details concerning my topic, It will help me just to give me ideas on Health Insurance. | Source #2 Author(s) names: Fink,...
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...STUDY ON PUBLIC SPONSORED HEALTH INSURANCE SCHEMES IN INDIA Abstract The main of this study is to analyse the public sponsored health insurance models in India. The main aim of government sponsored health insurance schemes is to assist the BPL families in catastrophic health expenditure and thereby provide them access to quality health care. This report goes through the working procedure of health insurance schemes, especially Rajiv Aarogyasri (Andhra Pradesh), Vajpayee aarogyasri (Karnataka) and Chief Ministers Comprehensive health insurance scheme (Tamil Nadu) and analyse how far they succeeded in their respective aims. Introduction Health insurance as a measure to uplift the living standard and improve the status of the poor has become popular recently in India. The health care system in India was dominated by private sector, which accounts for about 60% of hospitalisation and 80% of outpatient treatment as per NSSO survey on health care (60th round). This can lead to huge out of pocket expenditure by households on health care. Even though the idea of health insurance was an earlier concept, to use this as a measure to ease the burden on health expenditure by public (especially the poor) became popular from last five-six years, when both central and State governments introduced various publically funded health insurance schemes. This is evident from the fact that there is a steep increase in population covered under insurance from 75 million in 2007 to 302 million in...
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...What are leaves? These are days when employees may still be paid despite their absence from work. The leaves allowed by law are discussed below, but the employer may add (not subtract) to these leaves out of the goodness of her heart or under a negotiated Collective Bargaining Agreement (CBA). Leaves Under Law Service Incentive LeaveService Incentive Leave Pay is the benefit of employees to avail of leave with pay for 5 days provided she has rendered service for at least one year. | Solo Parents' LeavePersons who fall under the definition of solo parents and who have rendered service of at least one year are entitled to 7 working daysof leave to attend to their parental duties. | Maternity LeaveA female member of the Social Security System (SSS) who has paid at least 3 monthly contributions in the twelve-month period immediately preceding the semester of her childbirth or miscarriage shall be paid a daily maternity benefit equivalent to 100% of her average daily salary. The benefit is for 60 days for normal delivery and 78 days for caesarian delivery for the first four deliveries and miscarriages. | Paternity LeaveThe law provides for paternity leave of 7 days with full pay to all married male employees in the private and public sectors. It is only available for the first four (4) deliveries of the legitimate spouse with whom the employee is cohabiting. | Leaves under RA 9262Women victims of violence provided under R.A. 9262 of the Anti-Violence against Women and...
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...on a regular basis due to having no insurance, there are still others who believe that the passage of the law will be detrimental to the country’s economy. Many are concerned that individuals will no longer have the choice of what type of medical attention they receive because the government will make those decisions for them. The truth is the Affordable Care Act requires certain types of coverage and ends discrimination that has led to higher costs and cancellations for women and people with pre-existing medical conditions. “The new ACA is a law aimed at reforming the American healthcare system. Its main focus is on providing more Americans with access to affordable health insurance, improving the quality of healthcare, regulating the health insurance industry, and reducing health care spending in the US.” In spite of the many attempts by the GOP to overthrow the ACA, the fact is that it is not Government provided healthcare, but an approach by the government to subsidize and regulate private health insurance and expand Government healthcare programs like Medicare and Medicaid. There are ongoing arguments between Democrats, Republicans, and the American people over the ACA offering contraception with no charge to the patients, particularly for companies whose moral codes dictate that they are not to support contraception of any type. Due to the fact that the United States permits the free practice of religion, the issue of a health coverage law that may require some Americans...
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...Trends, Benefits, and Impact of Consumer Health Insurance T Burke Health Care Delivery in the U.S./HCS235 July 17, 2010 Trends, Benefits, and Impact of Consumer Health Insurance Healthcare Insurance, better known as health insurance, like that of other forms of insurance has been around for a very long time, dating back to the first ever proposal in 1694 by Hugh the elder Chamberlen from the Peter Chanberlen family (Wikipedia). What is health insurance? Defined by a website entitled Ask.com health insurance is; “insurance against expenses through illness of the insured” (Ask.com, nd). Health insurance was originally established to provide accident insurance and operated like some of the disability insurance of modern times we have today. Today consumer health insurance programs have evolved into a comprehensive collection of coverage from accident to emergency room care and from the simplest minor scrape to the most difficult surgery. For one to have a better understanding of how the consumer health insurance works and has evolved from the past 75 years, one should be more familiar with some of the historical trends consumers have dealt with over the years, the type of benefits that are available, provider networks, some of the impacts benefits have on the healthcare delivery system, resource management and the overall health status of individuals and society. As a consumer of health insurance it is important to first have an understanding of...
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...Universal insurance Course Project Implementation of Universal Health Health Policy and Economics June 22, 2014 Diera Kelley DvKelley30@Gmai.com Table of Contents Executive Summary Pg. 3 Define the Problem Pg. 4 Literature Review Pg. 4 Problem Analysis Pg. 9 I. The Uninsured II. The insured Possible Solutions Pg. 11 Solution and its Implementation Pg. 17 Justification Pg.19 References Pg.21 EXECUTIVE SUMMARY: The current health care crisis is depicted to be solved by the usage of Universal Health Coverage or UHC. This defined as the process of providing quality healthcare coverage with the aspect of financial gain or hardship. Since the assembly in 2005 of the World Health Assembly several countries have...
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...I think that I would actually do anything in my power just to not have those that are struggling having to pay more for health insurance. People need Medicare so they are able to go to the doctors, dentists, and etc. when needed. To make my topic and the articles more interesting, I will use all the strategies. Reason I want to use all the strategies is because I want to add more life to the article and get the viewers to full read through my article. One of the strategies is taken a novel approach, I believe that if I take a novel approach in the article then I will have my readers reading the article as a story so they can get more in depth with the article. Another strategy is devising or modifying a processor system with this I will make sure that I have a plan so I will be free writing through the entire article. 2. How might you use the strategies for promoting curiosity in addressing this topic? Why do you think these strategies might be effective? By promoting curiosity in addressing how health insurance should not raise. I think that promoting what I strongly agree with should not be a problem for the most part. But, I think that with being able to get people on your side to hear where you come from with the information would become a challenge in a sense. I will use these strategies in ways that I can keep my readers serious on how the article goes and I want to keep the readers guessing but I do not want to leave the guessing. I want to give the answers to them...
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...University Health care The United States is having major problems with crisis in health care such as high insurance cost, Medicaid and Medicare recipients, and uninsured people in America. The United States focus on Universal Health care or coverage. “The goal of universal health coverage is to ensure that all people obtain the health services they need without suffering financial hardship when paying for them (WHO, 2014)”. The cost of health care is continuing to rise and millions of people are without medical insurance. Business and facilities are closing, loss of jobs, high unemployment rates have become major crisis in health care in the United States. People who are employed are face with the challenges of being uninsured or paying higher rates but receiving lesser coverage. In addition, I will read and analyze the two articles, “The Health Care Crisis and What to do about it, (Krugman & Robin, 2006)”, and “Health Care Special Issue: Creative Destruction, (Cohn, 2007)”. “THE HEALTH CARE CRISIS AND WHAT TO DO ABOUT IT, (KRUGMAN & WELLS 2006)” The United States are continuing to have health care crisis such as high cost of insurance coverage, people who are uninsured, Medicaid and Medicare recipients, high unemployment rates and many other problems. The article “The Health Care Crisis and What to do about it, (Krugman & Wells, 2006)” discusses the crisis that America is experiencing and what solutions should be taking to improve the system of health care....
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...…3 Article Summary…………………………………………………………………………………………………………………3 Analysis……………………………………………………………………………………………………………………………….4 Conclusion…………………………………………………………………………………………………………………………..6 References…………………………………………………………………………………………………………………………..7 Introduction In this article, we will be summarizing and analyzing an article on “Mandated Insurance Benefit Laws: Important Health Protections for Women and Their Families”. The federal and state governments in the United States have mandated certain benefits, mostly related to health insurance. Employee benefits can consist of a variety of benefits that could become a great addition to an employee package. The article analyses the economic impact of these benefits. Article Summary There are certain benefits which have been mandated by the government which an employer must provide to its employees. Businesses use benefits to attract new employees and give current employees a greater sense of job satisfaction. The United States government has mandated certain benefits for employers to provide to their employees. Employers mostly and in some cases employees need to pay for these benefits. This article analyses the reasons behind the choices the government has made. Employee benefits are much more than health insurance, vacation time, and 401 (k) plans. Companies with 50 or more employees must also provide workers with unpaid family and medical leave benefit under the Family and Medical Leave Act (FMLA). Health insurance is typically...
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...Americans. The Congressional Budget Office’s article in comparison with the Deloitte 2012 Survey of the U.S. Health Care Consumers: The performance of the health care system and health care reform article both illustrate the changes occurring in healthcare and the results of health behavior towards the Affordable Care Act (ACA). The evidence is shown through the Congressional Budget Office article detailing the financial objectives taking place for consumers and employers. It also displays the number of people obtaining employment-based health insurance. The Deloitte 2012 Survey highlights data from consumers’ perceptions of the health care system and their thoughts on health care reform. Many health policy experts and economists have challenged the health care industry’s view of consumerism; they reason that costs would be lower, service better, and improved quality. Based on the results of the survey, consumers stated that there is a widening gap between their unmet needs and the system’s performance. The surveys also indicate adults being queried in varied health status, income, and insurance cohorts to gauge the degree to which consumers are prepared to engage the health care system as “patients” or “consumers”. Introduction This article pertains to the Congressional Budget Office’s and the Joint Committee on Taxation’s estimates of the effects of the Patient Protection and Affordable Care Act on number of people obtaining health insurance through their employer. “The CBO and...
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...Article Title: Google Backs Startup Oscar Health Insurance Citation: Douglas Macmillan, Sept.15, 2015 http://www.wsj.com/articles/google-backs-startup-oscar-health-insurance-1442374756 Summary: Oscar Health Insurance Corp. is an insurance company with new health-care technology. Recently, Google said it teamed up with Oscar to develop new health insurance. One of Oscar's representatives stated that part of the company's goal is to help the new health technology products made by other companies have more space in the market, such as a contact lens that was developed by Google and Novartis AG that could monitor glucose levels from human tears. Oscar can be the best way to distribute this contact lens to patients. Compared with other insurance companies, Oscar built a better way to connect services with their patients. It could connect a patient with a physician for 10 minutes by phone. Also, it could help the patients to reduce their hospital bills and other costs. Right now, Oscar is available for people who live in New York and New Jersey. Then, the company plans to enter the market in California and Texas next year. As we all know, health insurance belongs to life insurance. Oscar Health Insurance Corp. is using new health technology for its insurance program. It is a good way to develop the insurance industry. Oscar Health Insurance Corp. is a company with new technology for people to have a new, good insurance experience. I was interested in it because...
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...believe limitations should be set on the amount of damages a plaintiff or injured party can be rewarded by the court. These advocates usually include medical professionals and insurance companies. Their argument is that too many frivolous lawsuits lead to high malpractice insurance, the increasing cost of medical care and a burden on the taxpayers whose tax dollars absorb the extravagant litigation costs for these claims. They believe doctors will eventually be unable to practice medicine due to costly malpractice insurance premiums which may leave many Americans unable to obtain much-needed healthcare. In the past, as the rate of malpractice suits began to grow, so did the rate of malpractice insurance. This ended up having a dire impact on the medical profession. For one thing, many qualified doctors ended up leaving their practices and focusing more on preventative medicine. In other words, they felt compelled to order up costly tests, many of which that were not necessary, in an attempt to stave off lawsuits claiming misdiagnoses. The impact on the medical industry as a whole, raises the cost of medicine and insurance premiums for everyone. However, according to Stephen Daniels, attorneys also pay for malpractice insurance and therefore understand the...
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