...FIN 100 WEEK 4 ASSIGNMENT 1 – COMPLEXITIES OF THE U.S. FINANCIAL To purchase this Click here: http://www.activitymode.com/product/fin-100-wk-4-assignment-1-complexities-of-the-u-s-financial/ Contact us at: SUPPORT@ACTIVITYMODE.COM FIN 100 WEEK 4 ASSIGNMENT 1 - COMPLEXITIES OF THE U.S. FINANCIAL The U.S. financial system has many complexities and it is impacted by several environmental factors, including federal regulations and the economy. Write a two to three (2-3) page paper in which you: 1. Describe how the U.S. financial markets impact the economy, businesses, and individuals. 2. Explain the role of the U.S. Federal Reserve, the Federal Reserve Chairman, and Board, indicating its effectiveness in today’s economic environment. Provide support for rationale. 3. Explain how interest rates influence the U.S. and global financial environment. Provide support for explanation. 4. Describe how exchange rates may impact a business’s decision to operate in foreign markets. Click Here to Buy this; http://www.activitymode.com/product/fin-100-wk-4-assignment-1-complexities-of-the-u-s-financial Activity mode aims to provide quality study notes and tutorials to the students of FIN 100 Week 4 Assignment 1 - Complexities of the U.S. Financial in order to ace their studies. Activity mode - Best Home Work Tutorials FIN 100 WEEK 4 ASSIGNMENT 1 – COMPLEXITIES OF THE U.S. FINANCIAL To purchase this Click here: http://www.activitymode.com/product/fin-100-wk-4-assignment-1-complexities-of-the-u-s-financial/ ...
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...been an increase in the number of children coming unaccompanied. The government has predicted that as many as 60,000 or more unaccompanied children could enter the United States in Fiscal year 2014. The majority arrive from Mexico and Central America. There are several reasons why children come unaccompanied such as, an increase in violence in their home, abuse, abandonment, exploitation, forced marriage, labor exploitation, etc. Children experience an intense and dangerous journey towards the U.S, but when they get to...
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...Maria Savaiano U.S Government Hon Date: May 3rd, 2016 Influencing Policy According to the Federation of State Pirgs (U.S PIRG), this interest group is taking notice of the increase of prices for further educational programs; college for example. U.S PIRG Higher Education Director Chris Lindstrom is approaching this issue by calling on Congress not to double the student loan interest rate. According to the origins of this interest group, it was formed by a group of individuals who held the same common interests in this issue. Over time, it could be confirmed that the students had won against banks in the U.S Department of Education rule. Also, the U.S PIRG statement on state of the union address mentioned President Barack Obama speaking to Congress about this issue. Another speaker, Ethan Senack, states that it was time to allow policymakers to come together and approach the solutions that allow students to have complete access to the resources they need to pursue a higher education. This particular interest group could definitely link to others trying to make particular opportunities available to the people of society. It could be recognized that this group would have best support a court decision due to some type of increase in taxes—making life more educationally oriented for students. The U.S PIRG Higher Education Project aims to: Keep loans affordable, increase grant aid to students, and make textbooks affordable. Therefore, the call to Congress on this court decision...
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...be respected. But you need to take in count that human rights are different in other countries that are not subject to the bill of rights. 2. Whose interests should be the paramount concern of government trade policy the interests of producers (business and their employees) or those of consumers? A: I think both should be of great importance because they must work together to reach all the goals. 3. Given the arguments relating to the new trade theory and strategic trade policy, what kind of trade policy should business be pressuring government to adopt? A: The strategic trade policy because it has best export tariffs and subsides, so you can get strategic effects to their development in the international market and more intervention of other countries. 4. You are an employee of a U.S. firm that produces personal computers in Thailand and then exports them to the Unites States and other countries for the sale. The personal computers were originally produced in Thailand to take the advantage of relatively low labor costs and a skilled workforce. Other possible locations considered at the time were Malaysia and Hong Kong. The U.S. government decides to impose punitive 100 percent and valorem tariffs on imports of computers from Thailand to punish the country for administrative trade barriers that restrict U.S. exports to Thailand. How should your firm respond? What does this tell you about the use of targeted trade barriers? A: Getting a low-cost country to modify...
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...three banks and examine in accordance to the bank’s. The three banks that I have chosen to review would be US Bank, Home Federal, and Wells Fargo. These banks are going to be compared by identifying the disadvantages and the advantages that are associated with each of the banks, the cash management options available by each of the banks, and how the options can best reduce the opportunity costs for the healthcare organization. US Bank. When reviewing the websites offered for US Bank, I discovered that this bank offers a number of different services to help the people in need of cash management options. This banks website contains accessible material to help one do research and acquire rates that are pertaining to auto and home loans, CD’s, personal lines of credit, internet pay, online banking, retirement planning, and investing (U.S. Bancorp, 2011). The website that is available offered a number of different seeking to open a savings or checking account within this bank including discounts and rewards on certain checking account package and a percentage of the money back when using ones US Bank check card (U.S. Bancorp, 2011). However, this service does have a fee when considering two of the three checking packages. When re-viewing both of the gold and platinum checking account packages a fee for the monthly services was included this fee was ranging from $15 for the gold package and $25 for the platinum package. The fees however, could be waived if...
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...reasons, including the ambiguity of the policy values, the decentralization of the U.S. Congress and federal bureaucratic agencies, the influence of special interest groups, as well as the lack of governmental participation by the public. These reasons alone are not the reason that problems go unaddressed, but compounded together makes it very difficult for lawmakers to make decisions regarding policy and for the general public to believe that lawmakers have the needs of their constituents in mind when creating policy. Lawmakers have difficulty when dealing with issues that are ambiguous in their policy values. Some of the issues presented to lawmakers have meanings that vary and can be perceived as not in the best interest of their constituents. One example of a recent issue in policy was the National Defense Authorization Act of 2012, signed into law by President Obama on December 31, 2011. This is not a new act, just the annual updated act authorizing military spending for national security programs and military personnel. Following the attacks on the World Trade Center on September 11, 2001, President Bush expanded the act to include counter-terrorism efforts. This was highly supported by the American people, as it was seen as necessary for national and personal security. The updated version in 2012 expanded the counter-terrorism section that expanded military authorization to detain U.S. citizens as well as non-citizens indefinitely without trial if suspected of terrorist...
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...Exam Name___________________________________ MULTIPLE CHOICE. Choose the one alternative that best completes the statement or answers the question. 1) Which of the following has occurred for the United States since 1960? 1) _______ A) X/Y has decreased and IM/Y has decreased. B) X/Y has increased while IM/Y has decreased. C) The ratio of exports to GDP (X/Y) and the ratio of imports to GDP (IM/Y) have both increased. D) X/Y has decreased and IM/Y has increased. 2) The ratio of a country's exports to its GDP must: 2) _______ A) be larger than the ratio of imports to GDP. B) be less than one. C) be greater than one. D) equal the ratio of imports to GDP. E) none of the above 3) Year-to-year movements in real exchange rates between industrialized countries like the U.S. and Canada are caused mostly by: 3) _______ A) changes in capital controls. B) changes in quotas or tariffs. C) changes in nominal exchange rates. D) changes in relative growth rates of output. E) changes in relative rates of inflation. 4) For this question, assume the interest parity conditions holds. Also assume that the domestic interest rate is 10% and that the foreign interest rate is 7%. Given this information, we would expect that: 4) _______ A) the domestic currency is...
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...to "Tesco's" business in the US market. The importance and impact of environment Analysis for an Organization : Analysis of the environment plays an important role in the organizations or companies where it has many benefits which the existence of factors help in identifying opportunities or threats current or potential exposed in competitive markets or its external environment, such as: political factors, economic, social and technical, where it plays each of these factors an important role in the analysis of the environment, whether in the local or global market and can be affected directly or indirectly. Also, the analysis of the environment helps to develop a strategy of any organization and that by different ways as keeping the best decisions industry, increase in production capacity, Improved Customer Satisfaction, Competitive Advantage and better solutions. We are discuss about Tesco company in USA market which is considered the biggest global market competitive in the world. Where the impact of the external environment of this country for Tesco Company, which engaged in retail sales, where...
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...with foreign countries. We helped in the Korean and Vietnam wars, where soldiers sacrificed their lives to save civilians of those countries. Recently, military aid has increased, mostly due to the “War on Terror” in Iraq and Afghanistan. The U.S. uses soldiers to gain relations with foreign citizens, protect the helpless, and train the men of those countries. The U.S. has a huge amount of pride in our armed forces, but are we using it to our best...
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...CRITICAL THINKING AND DISCUSSION QUESTIONS QUESTION 1: The interest rate on South Korean government securities with one-year maturity is 4% and the expected inflation rate for the coming year is 2%. The U.S. interest rate on government securities with one-year maturity is 7% and the expected rate of inflation is 5%. The current spot exchange rate for Korean won is $ 1 = W1, 200. Forecast the spot exchange rate one year from today. Explain the logic of your answer. ANSWER 1: Drawing on what we know about the Fisher effect, the real interest rate in both the U.S. and South Korea is 2%. The international Fisher effect suggests that the exchange rate will change in an equal amount but in an opposite direction to the difference in nominal interest rates. Hence since the nominal interest rate is 3% higher in the U.S. than in South Korea, the dollar should depreciate by 3% relative to the South Korean Won. Using the formula from the book: (S1 - S2) / S2 x 100 = i $ - iWon and substituting 7 for i $, 4 for iWon, and 1200 for S1, yields a value for S2 of $ 1 = W1165. QUESTION 2: Two countries, Great Britain and the U.S., produce just one good: beef. Suppose that the price of beef in the U.S. is $ 2.80 per pound, and in Britain it is £ 3.70 per pound. (A) According to PPP theory, what should the $ / £ spot exchange rate be? (B) Suppose the price of beef is expected to rise to $ 3.10 in the U.S., and to £ 4.65 in Britain. What should be the one year forward $ / £ exchange rate? ...
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...International Economics, 8e (Krugman) Chapter 9 The Political Economy of Trade Policy 9.1 The Case for Free Trade 1) The efficiency case made for free trade is that as trade distortions such as tariffs are dismantled and removed, A) government tariff revenue will decrease, and therefore national economic welfare will decrease. B) government tariff revenue will decrease, and therefore national economic welfare will increase. C) deadweight losses for producers and consumers will decrease, hence increasing national economic welfare. D) deadweight losses for producers and consumers will decrease, hence decreasing national economic welfare. E) None of the above. Answer: C Question Status: Previous Edition 2) The opportunity to exploit economies of scale is one of the gains to be made from removing tariffs and other trade distortions. These gains will be found by a decrease in A) world prices of imports. B) the consumption distortion loss triangle. C) the production distortion loss triangle. D) Both B and C. E) None of the above. Answer: E Question Status: Previous Edition 3) Judging by the changes in the height of tariff rates in major trading countries, the world has been experiencing a great A) trade liberalization. B) surge of protectionism. C) lack of progress in the trade-policy...
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...Daniel Bibonge Amsini Econ 412 December 18th, 2014 The US and its Current Account Deficit America's current account deficit has been fluctuating over the past 20 years. From 1991 it rose to a record high of about 6% of GDP in 2006 and it began to fall a year later to finally reach a level of 3% of GDP in 20091. Capital inflows finance the current account deficit. Economists are wondering if such large inflows are sustainable. According to economic theory, a current account deficit is not necessarily harmful as it stimulates a period of inward investment that can actually boost a country’s employment and investments. The current account deficit is still considered too large even at 3% and there is fear that it is caused by the recession. However economists believe that the US current account deficit may actually contribute to its development and attract foreign investors. The current account deficit is actually a good arsenal for the development of a country. For example, Japan invested a lot in the UK and this caused the emergence of new jobs in addition to the increased investment. The following paragraphs will enlighten more about how the current account of the US can affect its economy. 1 Feenstra, Robert C., and Alan M. Taylor. "National and International Account." International Macroeconomics. New York: Worth, 2012. 172-77. Print. A current account deficit (CAD) occurs when a country has an excess of one or more of the four factors (goods, services...
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...(GDP), unemployment rates, consumer income, and interest rates. Everything the U.S. produces is measured by the GDP. When the GDP turns negative, the economy can enter a recession. If this negative GDP continues for years the country is considered in a depression. Supply and demand are the forces drive the U.S. economy. Supply includes employment and natural resources such as oil. Demand, or personal consumption, drives 70% of the economy. The current spiral of the United States economy can be attributed to several factors. The U.S. has gasoline prices at an all time high. Consumers are buying less because they are spending more money just to get to work each week. Vacation spending and shopping sprees are not an option to most Americans. The Federal Reserve also serves a role in the weakening of the U.S. dollar. The Federal Reserve is lowering interest rates making the dollar worth less. This is an attempt to try to avoid another bank scare in which many Americans withdraw their money out of the banks at the same time. Finally, subprime mortgage rates have had a large influence on the current downturn of the dollar. After several shifts in the mortgage interest rates, many could not afford these homes any longer and were foreclosed or they just walked away from the property. The unemployment rate measures the number of people that are actively looking for employment as a percentage of the labor force. Currently, the U.S. unemployment rate is at 6.70%, which is a decrease...
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...that has ample amount of places to shop. But before I start to look at a preferred location for my new house I have to look at my finances. I have to find a house that is affordable for me, one that fits into my budget as well as have all the benefits that I’m looking for. Though deciding to purchase a home is exciting, it is a huge financial decision and looking at my finances there are something’s I will have to give up or cut down on in order to get the size of the house I need for my family, in the principal of economics this is called “Tradeoff” giving up something to obtain something else of a greater value. Sure, if anyone that has the money to purchase a home can do it at anytime that they please, but if you want to get the best interest rate and a competitive price you have to look at the market structure and know when the time is right, although a realtor can help me with the availability of houses in my preferred location and most of the financial aspect of my decision, the ultimate decision comes down...
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... The U.S. has the largest and most technologically advanced economy in the world. It mainly consists of the industrial and service sectors. The main industries include petroleum, steel, motor vehicles, aerospace, telecommunications, chemicals, electronics, food processing, consumer goods, lumber and mining. Agricultural production, though only a small part of the economy, includes: wheat, corn, other grains, fruits, vegetables, cotton, beef, pork, poultry, dairy products, fish and forest products. Geography The U.S. borders both the North Atlantic and North Pacific Oceans and is bordered by Canada and Mexico. It is the third largest country in the world by area and has a varied topography. The eastern regions consist of hills and low mountains while the central interior is a vast plain (called the Great Plains region) and the west has high rugged mountain ranges (some of which are volcanic in the Pacific Northwest). Alaska also features rugged mountains as well as river valleys. Hawaii's landscape varies but is dominated by volcanic topography Political three defining characteristics of the U.S. political system - U.S. politics are shaped by two major political parties: Democrats and Republicans. - Citizens have competing interests that differ based on their different backgrounds—the types of jobs they have, their race or age, whether they have children, etc. - Politics are also shaped by special interest groups, lobbyists, and the media. The U.S. federal...
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