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SUZE
Personal Finance
ONE on ONE
©

ORMAN

A NOTE FROM SUZE

Personal Finance One on One is a unique e-book I created for students taking the University of Phoenix Personal Finance course.
There are nine chapters in this book, which correspond to the nine topics in the course. This book is meant to be used in conjunction with the course work I have created for you. But here’s what you have to understand: this is not your typical finance course that just deals with money. Over the years, I have learned that I can tell you everything you need to do with money, but I can’t make you take action. Clearly, something must be preventing you from doing the things you know you should do. The goal of this course is both to teach you what to do with money and to help you remove those obstacles. Money is the currency of life. It is a physical manifestation of who you are. You are the one who goes out and earns a paycheck. You are the one who decides to take that paycheck and spend it, save it, or invest it. If you don’t have all the money you want in your life right now, then I am going to ask you to go within to discover why you are doing without. So, then the question becomes, Who are you and what must you do to bring the money you need and want into your life? And that is what makes this course di erent from any other personal finance course that has ever been o ered. It deals with the who—meaning you—and not just the what of money.

v

A Note from Suze

I hope that in general you feel powerful and in control of your life. But do you really feel powerful and in control when it comes to your money? If you are like most people, you do not. As we grow, we claim our power in one way or another: We take on jobs, start families, and strive to live up to our commitments and responsibilities. Yet few of us were raised to claim our financial power. The only way to do so

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