...Marie Mizzi Assignment #2 BUSN621 Local Entrepreneur – Dawn Michaels Owner of DMC Sounds, DJ and Entertainment company 1. When did you decide to start your own business? I was working as a DJ for a friend of mines company. It was good at first, I was working every weekend. I was doing weddings, sweet sixteens, etc. Then local restaurants and bars starting hiring me, and before I knew it I had more jobs than me. So I thought it was time to branch off into my own company and hire DJ’s to come work with me. The weddings and sweet sixteens, etc. is where the big money is made. The local venues are good, but they do not pay nearly enough as the weddings. I saved everything I could do venture out on my own. 2. Did you have any investors? Initially, I wanted to be on my own. I wanted to run my business with my own money, with no help from anyone, a sort of independence that I needed at that time in my life. However, my business expanded so much so that I took on investors and a partner. Not a full share partner, but I have a 25% partner that helps me with the operations of my business. As we grew we had to hire additional employees such as bookers and promoters. My home became my office. 3. Did you have a business plan? Honestly, I had no idea that I needed one when I started my business 15 years ago. Over the years, I guess you could say I developed my own version of a business plan. Fortunately, it has helped keep me...
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...After the WWII nobody was expecting it but another war was coming up! The problem was that the WWII went by pretty agressively and the people runned out of sources,water,and one of the most important,money. On that time people was struggling with money! And the worst thing that could happened on that time was another war. This war was called The Cold War,in this war the U.S clashed with the Soviet Union. This war became too a World Conflict,not just America was in this war. Besides the war after the WWII,The Cold War I’m going to talk about the After Depression,economically America went into a big depression with no money and also it went into a big depression with the society too.Also how I said before and what the despression contains...
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...Topic What has been the impact of the recent mortgage crises on the Money Supply in the United States? Relevancy of the topic to Money and Banking Concepts Mortgage crises have a major impact on Money and Banking concepts. The mortgage crisis was a result of too much borrowing and flawed financial modeling, largely based on the assumption that home prices only go up. This topic is related to money since bank offered easy access to money to everyone. Borrowers got into high risk of loans because of low income generated throughout the year. Most of the mortgages were filled without any documentation. This generated fraud among borrowers and lenders and mortgage crises came alone. Annotated Bibliography Justin, P. (2013, November). Mortgage crisis overview. Retrieved from http://banking.about.com/od/mortgages/a/mortgagecrisis.html. The author Justin describes mortgage crises in brief detail in this article. This article will be helpful in the research of recent mortgage crises because it describes everything in detail, for example the American Dream of the housing society and the easy money of mortgage crises. It identifies how mortgage crises was developed and how did it start. Matt, B. (2013, February 8). America underwater: The mortgage crisis in data. Retrieved from http://www.marketplace.org/topics/business/which-way-home/america-underwater-mortgage-crisis-data Matt, in this article talks about the all the data of the mortgage crises and how America went under...
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...paper off without telling you what operation management is. Operation management is the design, execution, and control of operations that convert resources into desired goods and services and implement a company’s business strategy. The first topic I would like to talk about is forecasting. Forecasting is the process by which companies and organizations analyze data and graphs to determine how to proceed with business decisions in the future. To link this up to best buy mobile. I would like to talk about the iPhone (4) launch for verizon.IT was February of 2011. The company was forecasting a big day. Some business decisions BestBuy had to make was how many iPhones to order. Don’t want to order too little and lose business. With apple products I have learned you can’t over stock your inventory. APPLE sells itself! Remember it like it was yesterday. We opened the store 2 hours early thinking the place was going to be rocking. We had three Verizon reps and 5 best buy mobile employees. Long story short it was not busy at all and we ended up losing money as a company due to the fact of opening store 2 hours earlier and staffing all of those people. I have learned that business decisions in the future are a big key to success. Before making the schedule for the week ahead my manager looks at previous data and graphs to guide him. He...
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...sad in one moment, Money. Money plays a role in everyone’s life, similar to how liquids are measured in liters and distance is measured in meters, success is measured in money, and the book, “A Raisin in the Sun” is no exception to that. In “A Raisin in the Sun”, a black family residing in Chicago makes the decision to put all of the family money in the hands of the son, Walter, who struggles to responsibly use it. Perhaps the most notable moment was when he spent it on a deal to open a liquor store, which his mother told him not to make. He lost his entire investment before a deal even occurred. Money is the most important word in this book because it brings up...
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...assistance B. Guiltiness a. Make you feel bad b. Certain phrases C. Photos, Characteristics, Hobbies a. Repeated photos b. Essays of hobbies c. Flirty descriptions III. Many scams take place from people becoming involved with fraud accounts. A. How a. Identity fraud by acquiring sufficient information through romance scams b. Hacking into similar online accounts. EBay and such c. “Teams” of people B. Protections against a. Don’t open files b. Use one credit card only online c. Before disposing of an old computer, use a utility program to “wipe” your hard drive C. Examples a. Robert Frost b. Nigeria IV. A big problem with online dating isn’t only money scams and such but also romantic scams. A. Why a. Desperation b. Are not comfortable with himself or herself in person c. Money B. Protection against fraud accounts a. Do not commit so early b. Report any suspicious accounts c. Look for recorded webcam videos C. Examples a. Giblen’s story b. Coffman’s story c. McCarthy’s story V. Conclusion A. Thesis reworked B. Main Points C. Charge at the end Online Dating Risk Online dating comes with the high possibility of getting involved with different types of fraud accounts. First, I will start off by going through the different...
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...any improvement. Standardized tests are a waste of money because billions of dollars are spent on it. The tests have unreachable goals for the kids and they have gotten rid of some classes that aren't on the test. During the tests they put all the students in one room and expect every kid in the room to be silent and not talk for multiple days. The younger kids have a hard time since they want to talk to their friend but they can not.The tests have no use or no improvements are shown on these tests academically. This is why these tests are not essential The amount money spent on the tests is outrageous .According to Brown Center of Education...
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...honest it always made me somewhat mad that all my favorite athletes were in the tabloids all the time because they let all that money gets away from them. Little did I know, outside influences were taking everything away from them. It is important to express my overall reaction and also talk about something that really shocked me. First of all, after the film ended I had an instant reaction and opinion on the film and it’s subjects. I really felt for the former players who were thrown into this world of big money, fast cars, and women. There were so many influences that affected the way they spent their cash. For example, these guys are thrown into this world as 18-21 year olds that many had never even cashed a check before. Before they even get that first check people are trying to take advantage of that, as agents and bad parents look out for their own interests. These agents take a big piece of the pie, and sometimes cycle money into personal investments without these young men knowing it. On the other hand, parents start taking money from these young men in order to pay off their mortgages and other debt that has piled up. Then the extended family and friends try to get a piece of the pie as well until, like Bernie Kosar, they end up paying for 5 mortgages or 25-50 people’s cellphones, etc. Besides the agents and parents that try to take money from these guys, there are women...
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...search of truth and identity . The great Gatsby is an amazing novel that tells the life of Nick Carraway who travel to New York. Nick wants to be a professional writer . He believed that these time of his life would be success full . On his journal nick tells that the begging he was very happy to be in New York. He was gaining good money, attracting women and the fame was very good. "The Great Gatsby provides a critical social history of America during the Roaring Twenties within its narrative. That era, known for unprecedented economic prosperity, the evolution of jazz music, flapperculture, and bootlegging and other criminal activity, is plausibly depicted in Fitzgerald's novel." (Bruccoli, Matthew Joseph). He has a cousin called Daisy who already were living in New York. She was married to a rich man whose name was Tom Buchanan a popular polo player . Nick doesn't know how his cousin was living. He asked her and she told him that every thing is good.The first thing he realized was that his Cousin Daisy was living a nightmare being married with Tom, he was unfaithful and abusive but she kept quiet because he gave her money and a big mansion with maids and all that fancy things. Then, one time, Tom invited Nick to came with him to a business meet, but it really was a fun afternoon with Tom's lover and her friends, Nick was so confused, so since then he started to realized what New York life was about. When Nick moved to New york he went to live in a small but lovely...
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...contrast them. Both are about how NBA games have been canceled and will be canceled more in the future. The NBA should hurry up and end the lockout to make the fans and players happy without having to cancel anymore games. In the two articles, both are very similar. Comparisons from the FoxNews article and the MSNBC article could be how both talk about David Stern, (the NBA commissioner) canceling the first two weeks of the NBA season. The regular season was scheduled to begin November first, which both articles include. It would be the first time the NBA had games canceled since the 1998-99 schedule was reduced to 50 games due to a work stoppage. Both articles conclude the meeting that was called off which actually led to the first two week cancellation. The cancellation is a major economic blow and loss to the country’s 29 NBA arenas including the Toronto Raptors arena in Canada. The NBA lockout articles have a lot to do with Commissioner David Stern, deputy commissioner Adam Silver, and all NBA team owners. They all have say in the lockout agreement. If one person does not agree, the NBA union can not resume the NBA schedule. Both articles talk about this a lot, which is a great...
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...FirstAmerica Bank's trading floor is assisting a top salesperson, Linda, on a deal to finance the construction of a new cruise ship for Poseidon Cruise Lines. While the terms of the deal are being worked out, he realizes Linda has taken advantage of the Poseidon executives' unfamiliarity with complex financial structures to build an outrageously high profit margin into the deal. When the executives become suspicious of the prices FirstAmerica is quoting, Linda asks the protoganist to send them an intentionally misleading fax so that the deal will not be held up. Holding the personal belief that "before a blind man you shall not put a stumpling block," he does not know if he can bring himself to send the information. Back ground: One guy ( Mr. Big as assumed name ) had been worked on the FirstAmerica Bank’s main trading floor in New York, Specialized in cross-currency interest rate swaps as an assistant manager. March 1986 At work he worked with 3 vice president and especially Linda who has a extremely volatile and hot temper, but she was good at her work to pursuing new business, close the deal and ensuring that she received full credit for any profitable transactions. On September 1986 he start working with Linda and get use to her style. Then start working with Poseidon Cruise Lines that deal with FirstAmerica’s Bank, mostly 20-30 million transaction. But the new deal to build the most luxury French cruise. The cost of Poseidon Cruise will be 700 million and over a five year...
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...Big brother bullies little sister Write an essay (900 -1000 words) in which you analyze and interpret the British newspaper article Big Brother bullies little sister. Part of your essay must focus on the writer’s development concerning his attitude to little sister – and on whom he places the blame. Remember to start with a paragraph about something general about the theme. Remember to have quotes and examples from the text – at least two quotes. Bullying is persistent unwelcome behavior, we all have experienced. It can be in so many levels. It can leave its marks, and can have its consequences. But even though we do not think it is humane to bully, why is it continuing? Should we not step in, and help the bully victim? In the article “Big Brother Bullies little sister” by Stuart Jeffries, we are introduced to the contestant Jade in the “Big Brother” show, and how the show exposes people to get viewers. Jade is 21 years old and are from Bermondsey, she swears and talks behind her fellow housemate’s backs. Even though she can be nice, the Television show does not show it. They keep it hidden, and only show the other side of Jade. The huge audience begins to hate Jade, and threaten to hurt her on an unofficial Big Brother website. They make money from the viewers, so they can´t just let Jade go. “Channel 4, which thanks to the 25p-a-minute eviction phone lines and costly "news update" which misguided people can have texted their mobile phones, is making money out this...
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...ARTICLE # 5 BRIEF Title and Author Manufacturing the Future By: Mark Levinson No. of Pages 7 Type of article: Summary: Introduction • The author is arguing the fact that manufacturing is the new future and that through reindustrialization we can really improve business wise and recovery from the huge loss the last few years. He explains what happened to manufacturing and why people are not responding the way they are supposed to with it, he talks about the difference between manufacture decline and agricultural decline, and he also talks about what is going on with manufacturing output. Background on Manufacturing. • 4 and a half years after the recession and the financial crisis there was about 23 million workers that could not get a full time job in the U.S. That was a hug problem because that is how America lost lots of its money. • The U.S was really in need of a restoration towards a badly damaged manufacturing sector. There were some economists that came up with the idea to support manufacturing through an industrial policy, and through this policy it simply was saying that whatever advantage we give you have to make it work. This meant that the government could possibly control the direction that the economy was going in. • When it came to the democratic economists they did not like that idea and they believed that it would not work. One of their names were Larry Summer and he stated that “Government is...
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...This article talks about how cities in America are struggling financially to work on their local problems. All these problems started during the financial recession where local governments could not raise enough funds to run their local governments. This has affected local leaders because they cannot fulfill their promises to the people who voted for them.one of such cities is Newark (New Jersey) where they still face problems of unemployment, health care cost and decrease in retirement benefits. The article shows how different cities are facing big debts because they borrowed a lot of money to take care of short term problems. These immediate problems included balancing city budget in order to take care of things like retirement benefit and the rising health care. Many leaders are forced to borrow money from financial institutions which force them to pay big interest later, these are such big decisions to make. Although cities face a lot of challenges, leaders are able to borrow money to take care of immediate problems to fix budget issues but the money borrowed comes with a big price of putting cities in long time debts which affect the development of various projects.Unemploymet is the biggest problem because people are forced to ask for help from their local governments through food and housing because many people cannot afford food and pay rent, this has led to overspending hence putting cities in more debts. According to the article, these long time debts are caused by...
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...book and also making some differences. Some of the main characters in the book are Dally, Ponyboy, Johnny, Two-Bit, Darry, and there is other characters that aren't as important. The narrator in the book is pointing at Ponyboy's point of view. To start off, the characters are very different in the book then they are in the movie. Sodapop was in the book more than he was in the movie. There was blonde kids, (Soda and Dally) in the book but there wasn’t in the movie. Sandy wasn’t even mentioned or in the movie and she took a big part in the book. In the book's point of view the narrator is Ponyboy, and in the movie there isn’t really a narrator it is in every one perspective. In the book two-bit was 6 foot tall...
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