Executive Summary

One Loving Senior Home Health Care Services offers a unique combination of premier home care and community-based social services to all San Antonio, and Bexar Counties. Market research indicates that there is a significant need for quality home health care and social services within this region and we believe that by employing competent and well-educated staff and providing them with organized and responsive management, we can become the home health care/social service agency of choice in the Texas region.

One Loving Senior Home Health Services will be created as Company based in Bexar County, owned by its principal investors and principal operators. The initial office will be established in quality office space on Main Street, which is the heart of San Antonio Texas. Main Street is also home to many hospital facility and a renowned Wound Center, which will serve as referral bases for our agency.

Consumers of our services will be those individuals and families in need of home health care and/or social services. These patients are usually referred by other health care professionals such as physicians, attorneys, insurance companies and health care facilities. Our agency has already developed an excellent reputation with many of these professionals, through the work of our Clinical Director, who has been providing home health care services through another agency for the past three years, and through the presentations we have made to the community via marketing tools and personal interactions.

Our agency must be licensed by the State of Texas and our services reimbursed by Medicare, Medicaid and other private insurance carriers. The process for licensure and insurance certification has already been initiated and we are well on our way to meeting the regulations and guidelines for providing home health care and social services to patients in the Bexar County region.

There are currently only three other home health care agencies that serve San Antonio, Texas. One is a satellite operation based out of a larger regional hospital in Bartlesville, Oklahoma. Kellene Walker currently manages this agency's operation there, and due to the lack of interest the parent organization has demonstrated in this satellite agency, we believe that upon her transfer to One Loving Senior Home care Services that agency will close its County operation. The other home health care agencies currently operating in our area do not offer services to all four of our target Counties; they also do not offer the unique blend of home health care and social services which One Loving Senior Home Care Services will be providing.

All pricing will be set according to Medicare, Medicaid and other insurance regulation so pricing is not a major factor of consideration. Sales estimates project healthy revenues in the first year and modest increases through year three.

One Loving Senior is incorporated as a partnership. The primary founder, Lydia Morales, is a social worker and public administrator with prior experience in operating a social service agency. The partnership will include a second, non-managing partner, Jennifer Clements, who will help with initial