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Exploring the Effects of Patient Pay for Health Care

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Exploring the Effects of Patient Pay for Health Care- View of the Patient

Currently the United States has many different ways to have your health care paid for. Unfortunately I am a patient which has to pay out of pocket for my services. I currently have a job which does not over insurance and I make too much money qualify for any type of insurance help. I looked into buying insurance but I have a history of asthma and pulmonary embolisms which makes my cost for insurance more than my house payment. I am a single mother, so I struggle a little, well a lot with bills and when I get sick I know a huge bill is to come. It is a game of Russian roulette if I can stay healthy I win. If I happen to get sick and get put in the hospital I am going to be overloaded with huge bills which I more than likely won’t be able to afford.
Most people in America are using third-party payment. Those of us who are self-pay can many times find discounted prices for medical services. (Miller,2013) Many areas have clinics known as convenient clinics, and urgent care clinics. Pharmacies are also helping the patients by offering things such as four dollar generic medications. Many Pharmaceutical companies offer discount and coupons to patients as well. (Miller,2013 )
I do struggle with bills and the flu season is rapidly approaching, the fear of being sick is knocking on my front door. I can try and find a clinic which offers cheap shots, or take my chances again. When being a self-pay these are discussions I constantly battle with. Last year I got sick, and I only had $20 until my next pay period. I knew I had a respiratory infection, and that $20 wouldn’t get me anywhere at the doctors and get prescription filled. I decided to go to the tractor supply store and buy animal antibiotics and self-treat myself. This may sounds crazy to many but what would you do if you knew you needed it

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