...Financial Management Definitions FIN/370 MARCH 31ST 2014 1. Finance – is considered the part of economics that involves the distribution of property and debts. Finance relates to Financial Management because it is the science of how to manage money. 2. Efficient Market – A type of Market where all important information is shared by all participants simultaneously. Efficient Markets (Stock markets) relates to Financial Management in that Stock Markets play a part of Financial Management for those whom invest. 3. Primary Market- also known as a “New Issue Market”, because Primary Markets issue new securities on an exchange. This Market relates to Financial Management because a monetary investments take place. 4. Secondary Market – This is a securities market in which investors buy securities from other investors instead of purchasing them from the issuing companies. Again , this is an investment tool which gives it importance to Financial management. 5. Risk – the potential to either gain or lose value. This term relates to Financial management because it is very important to understand risk against reward when considering a investment. 6. Security – a financial instrument with some type of monetary value. This relates to Financial management because investors can purchase securities with hopes of profiting from an increase or decrease in value. 7. Stock – Represents ownership of a company or...
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...University of Phoenix Definición de Términos Financieros y sus Roles Fin / 370 Finance for Business Nelson Ostolaza Profesor Norberto Molina Pérez 28 de Junio de 2012 En este ensayo se presenta un listado de diferentes palabras que se utilizan para definir o explicar todo lo que esta relacionado al término de las Finanzas. Se refiere para su definición por el silabario y otras fuentes las siguientes palabras para definir su significado y su rol n el tema de las finanzas .Estas son los siguientes términos :términos: Finanzas / Mercado Primario / Mercado Eficiente / Riesgo / Seguridad/ Capital / Seguridad /archivo/ Bond/ Deuda/ Rendimiento La tasa de rentabilidad / Rendimiento de la inversión / Flujo de caja. Finanzas- Según el libro en el silabario es el estudio de como las personas evalúan sus inversiones y aumentan su capital Mercado Eficiente- El mercado eficiente indica que los precios definidos en las transacciones reflejan un alto nivel de competencia entre los diferentes participantes y un uso eficiente de toda la información disponible. Mercado Primario- El mercado primario o mercado de emisión es aquel mercado financiero en el que se emiten valores negociables y en el que por tanto se transmiten los títulos por primera vez. Riesgo- El riesgo es la probabilidad de un evento adverso que tiene consecuencias. El riesgo financiero puede ser la probabilidad de ocurrencia de un evento que tenga consecuencias financieras negativas para...
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...Definitions FIN/370 April 6, 2015 Cindy Bayer Definitions Define the following terms using your text or other resources. Cite all resources consistent with APA guidelines. Term | Definition | Resource you used | Time value of money | A dollar received today is more valuable than a dollar received one year from now. | Titman, S., Keown, A. J., & Martin, J. D. (2014). Financial management: Principles and applications (12th ed.). Upper Saddle River, NJ: Pearson/Prentice Hall. | Efficient market | A market in which all the available information is fully incorporated into securities prices and the returns investors will earn on their investments cannot be predicted. | Titman, S., Keown, A. J., & Martin, J. D. (2014). Financial management: Principles and applications (12th ed.). Upper Saddle River, NJ: Pearson/Prentice Hall. | Primary versus secondary market | Primary market is a market in which new, as opposed to previously issued, securities are bought and sold for the first time. Secondary market is where all subsequent trading of previously issued securities takes place. | Titman, S., Keown, A. J., & Martin, J. D. (2014). Financial management: Principles and applications (12th ed.). Upper Saddle River, NJ: Pearson/Prentice Hall.Titman, S., Keown, A. J., & Martin, J. D. (2014). Financial management: Principles and applications (12th ed.). Upper Saddle River, NJ: Pearson/Prentice Hall. | Risk-return tradeoff | Not taking on additional risk unless we expect...
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...University of Phoenix Material Definitions Define the following terms using your text or other resources. Cite all resources consistent with APA guidelines. Term Definition Resource you used Time value of money A simple financial principle that believes money received today is worth more than an equal amount received in the future Aubry, M., Hobbs, B., & Thuillier, D. (2009). The contribution of the project management office to organisational performance. International Journal of Managing Projects in Business, 2(1), 141-148. Efficient market A theoretical efficient market occurs when information flows freely, allowing supply and demand to react instantly to market changes. Aubry, M., Hobbs, B., & Thuillier, D. (2009). The contribution of the project management office to organisational performance. International Journal of Managing Projects in Business, 2(1), 141-148. Primary versus secondary market In the stock market, the primary market is one that issues a new security, such as an initial public offering. A secondary market is one that trades a security after its initial availability. Aubry, M., Hobbs, B., & Thuillier, D. (2009). The contribution of the project management office to organisational performance. International Journal of Managing Projects in Business, 2(1), 141-148. Risk-return tradeoff The potential for higher returns in the market generally comes with higher risk. Inversely, lower expected returns are generally associated with lower risk. Soliman...
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...Strategic Initiative Paper – Barnes & Noble In order to be successful corporations have to plan how their business will run financially every year. There are a few different plans that are put together, usually overseen by the Vice President of the organization. Two of these plans include strategic planning which is the capital-budgeting process. The other of the two plans is financial planning. Financial planning entitles collecting sales forecasts from marketing personnel and production plans from operations, and then combining them to make projections of the firm’s future financing requirements (Barnes & Noble, Inc, 2009). While reviewing the annual report for Barnes & Noble, Inc, Team A will discuss the relationship between strategic planning and financial planning for Barnes & Noble, Inc. A strategic initiative will be described and will show how it affects the financial planning for Barnes & Noble, Inc. While there are many factors that can affect the costs and sales of an organization, Team A will discuss how the strategic initiative can be one of these factors. The final piece that will be discussed is the risks associated with the initiative and the financial effects they may have on the organization. Barnes & Noble remain the largest bookseller offering a wide selection of online retailing and discounted, high quality books to enrich, enlighten, and educate its readers. In October 2009, Barnes & Noble launched the nook, the most full-featured eBook reader...
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...Financial Terms Finance is defined as the management of money or funds; it is structured and regulated by a complex system of power relations within political economies across the state and global markets. Efficient Market is one where the market price is unbiased estimate of the true value of the investment. One factor to consider is that markets do not become efficient automatically, it is the actions of the investors, sensing bargains and putting into effect schemes to beat the market, that makes them efficient. The role of the efficient market in finance is to have a lower spread and lowest volatility of the market. Primary market is the part of the capital markets that deals with the issuance of new securities. Some of the features of primary markets are: new long term equity capital, the securities are sold for the first time, and the financial assets sold can only be redeemed by the original holder. The role of primary markets in finance is that they perform crucial functions of facilitating capital information in the economy. Secondary market which is also called aftermarket is the financial market in which previously issued financial instruments such as stocks, bonds, futures and options are bought and sold. One example is the loans that are sold by a mortgage bank to investors such as Freddie Mac. Their role in finance is to offer sellers the advantage of effectively reducing the purchase price of products and investments by recouping a portion of what they originally...
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...• Define the difference between forecasting and budgeting. What is the difference between an operating budget and a cash budget? The first that we need to understand is the definition of both forecasting and budgeting. Forecasting explains that it is “a planning tool that helps management in its attempts to cope with the uncertainty of the future, relying mainly on data from the past and present and analysis of trends. Forecasting starts with certain assumptions based on the management’s experience, knowledge, and judgment.” From this definition we can understand the basic concept of forecasting is when estimates are not necessarily achievable or realistic. It is also important that we understand the meaning of budgeting. This term is defined as “an estimate, often itemized, of expected income and expense for a given period in the future.” The definition of budgeting helps us to understand that it is similar to forecasting because it determines an estimate for the future. A budgeting estimate is both obtainable and achievable unlike forecasting. Now that we understand the meanings of both budgeting and forecasting it is important that we understand what real life examples would look like which will help us to determine the differences. An example of budgeting would be if a corporation wanted to know what quantity of a specific item needed to be sold at a certain price. For example if the organization was selling computer keyboard for twenty dollars per item and the goal...
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...Ratio Analysis Memo – ACC/291 University of Phoenix To: Ms. Kathy Kudler, CEO From: Accounting Re: Company Ration Analysis Kudler Fine Foods accounting department has completed a full analysis on the 2003 financial statistics. Different tools of analysis are used to help complete the analysis measurement. Below you will find exact calculations on liquidity ratios, profitability ratios, and solvency ratios. Financials from 2003 have helped us get an overall view of the company’s well being and with further years to come we will be better able to estimate a yearly return. To measure the company’s short-term ability to pay its maturing obligations and to meet unexpected needs for cash, or liquidity ratio, several ratios are used. First is the current ratio rate. This measures the company’s liquidity and short-term debt-paying ability. Kudler’s current ratio is 16.95:1. This means the company has $16.95 of current asset for every dollar of current liability. This is great in comparison to the average industry’s ratio, which is 1:06:1. Kudler’s acid-test ratio, which measure immediate liquidity, is 13:04:1. The average industry’s is 0.29:1. The receivable turn-over rate is 125.54. In other words, Kudler Fine Foods collects 125 receivables during its given period. This rate is over four times the industry average of 28.2. After measuring the inventory turnover, Kudler Fine foods inventory is sold 18.9 times during its accounting period. With the average industry rate...
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...University of Phoenix Material Definitions Define the following terms using your text or other resources. Cite all resources consistent with APA guidelines. |Term |Definition |Resource you used | |Time value of money |A simple financial principle that believes money|Aubry, M., Hobbs, B., & Thuillier, D. | | |received today is worth more than an equal |(2009). The contribution of the project | | |amount received in the future |management office to organisational | | | |performance. International Journal of | | | |Managing Projects in Business, 2(1), | | | |141-148. | |Efficient market |A theoretical efficient market occurs when |Aubry, M., Hobbs, B., & Thuillier, D. | | |information flows freely, allowing supply and |(2009). The contribution of the project | | |demand...
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...University of Phoenix Material Definitions Define the following terms using your text or other resources. Cite all resources consistent with APA guidelines. |Term |Definition |Resource you used | |Time value of money |The idea that money available at the present time is worth more |Time value of money TVM. (2014). Retrieved | | |than the same amount in the future due to its potential earning |from | | |capacity. This core principle of finance holds that, provided |http://www.investopedia.com/terms/t/timevalueo| | |money can earn interest, any amount of money is worth more the |fmoney.asp | | |sooner it is received. | | |Efficient market |An efficient market is a market in which all the available |Titman, S., Keown, A., & Martin, J. (2014). | | |information is fully incorporated |getting started principals of finance. | | |into securities prices, and the returns investors will earn on |Finanical Managment, principles and | | |their investments cannot be predicted...
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...FIN 370 Complete Class Click Link Below To Buy: http://hwcampus.com/shop/fin-370-complete-class/ FIN 370 Week 1 Assignment lake of Egypt Marina, Inc. Review the financial statements for Lake of Egypt Marina, Inc. Complete the following problem sets from Chapter 3 in Microsoft® Excel®: • 3-29 Spreading the Financial Statements • 3-30 Calculating Ratios Format your assignment consistent with APA guidelines. • FIN 370 Week 2 STRATEGIC PLANNING The topic is Boeing. Find the company selected for the Week 2 assignment's annual report from SEC.gov or the investor relations section of the company's website. Be careful not to use quarterly reports. Write a 350 word paper in which you describe the relationship between strategic and financial planning. Include the following: • How the initiative affects the organization's financial planning • How the initiative affects costs and revenues of the supply chain. Paper must be in APA style and please include references • • Website resources for Boeing http://finance.yahoo.com/q?. FinStatements_2012_2013_2014_Boeing.docx (591k https://finance.yahoo.com/q/is?+Income+Statement&annual FIN 370 Week 2 financial markets and institutions report In Week 2, the students will explain the difference between organized and unorganized, primary and secondary, and money and capital markets. They will describe the role of the various financial institutions and financial markets in the economy. Create a 1,050-word report...
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...In 2004, Friends was originally created as a coffee shop at Trujillo Alto, Puerto Rico. It remained in that location for quite few years, but then Chef Gabriel Ernesto decided that Friends could be expanded and offers to his clients what his artistic culinary vibe was all about. He moved Friends to Guaynabo, Puerto Rico, where the restaurant is currently located. Under an artistic ambiance, color & fun decoration, Friends is now a restaurant that provides you with a combined experience of sophisticated and eclectic food, maintaining an avant-garde style. Friends combine the Puerto Rican cuisine with Asian accents bringing together a perfect twist and harmony of global colors and flavors. Under one of Chef Gabriel Ernesto's favorite quotes "Vive, Impresiona y Ama" (Live, Impress & Love) the door of Friends are open to welcome you and keep it real on what a gastronomical experience should be. Autocratic Thinking When a business acts on a plan, its managers direct, organize, or control business activities, there are always decisions and policies to resolve and a lot of these are ongoing. This is because decision making is a basic in every job that a manager in any business will do on almost a daily basis The Autocratic Thinking style is a directive style that involves having a leader who takes complete control over a problem, decision or policy totally without discussing the problem with fellow employees or team members. This style may have its advantages and disadvantages...
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...Brenda Edwards FIN/370 Version 7 March 3, 2014 The market of finance tends to work within the United States (U S) by agents buying and selling items such as stock, bonds, products, merchandise, and dealing in foreign exchange. Wall Street, capital markets, and “the markets” are nicknames for the financial marketplace that many people tend to use in attaining data for a beneficial gain. Likewise, a company uses the monetary markets to assist in achieving capital to enhance the profitability for the long run. Firms that are able to gain funds in large quantities will show the capabilities of possibly expanding when using the market productively (Amazon Investor Relations, 2014). Dow Jones Industrial Average (Dow) and the S & P 500 are both index funds, by way of Wall Street, as sources by tracking the performance of stock by groups, permitting decisions to be made of whether to sell or buy stock (Sheridan Titman, 2011). The aforementioned process is significant because the savers are able recognize when a firm’s earnings increase and thereby money comes to them as a payback. This in turn, helps to maintain the United States monetary situations stimulation and assist in a normal expected growth. Exchanges done via the stock market has a tendency to provide the necessary knowledge of which company to buy stock from; thus, the cycle of progress continues in this country by means of the financial markets. Today the greatest noteworthy article of trade for the U S economy...
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...Week One Assignment Fin 370 November 10, 2013 Finance- Finance is the branch of economics that is concerned with resource allocation as well as resource management, acquisition and investment. Finance deals relatively with matters related to money and the markets. Efficient Market- The efficient market is a market where information is available to all participants at the same time and prices respond to available information immediately. The best example of a efficient market is the stock market. Primary Market- The primary market is a market where all buyers and seller can negotiate and transact business directly. Newly issued securities are offered to the public. Secondary Market-The Secondary market is a financial market where securities and financial instruments are bought and sold. All commodity and stock exchanges, and over-the-counter markets, serve as secondary markets which avenue for resale) help in reducing the risk of investment and in maintaining liquidity in the financial system. Risk – Risk is the probability of negative outcomes that can occur when investing. Security- A security represents debt (Bonds) or equity (Stocks).Securities can be sold to investors that want to make a return on the purchase price. There are various levels of risk associated with securities. Stock – Stocks illustrate the ownership within a company, which are equity securities. A Board of Directors determines shares that are authorized within public companies. Shares are brought...
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...FIN/370 Final Exam Study Guide – ACCNERD.com How to Use this Study Guide – READ ME FIRST The following study guide will NOT have the same exact questions on your test! However, this study guide WILL help you ace the FIN370 Final Exam. The guide covers the same topics and will help you gain a deeper understanding of the concepts. Best of all, you are still guaranteed a score of 90% or higher or your money back! Tip #1: Use CRTL+F to search a related keyword to quickly find the topic you need. Tip #2: If a topic is missing, please email us at support@accnerd.com. We can usually provide immediate custom support during normal business hours. 1) What is the primary goal of a for-profit firm? Maximize shareholder wealth Explanation: Every for-profit is held accountable to shareholders above all else. 2) What would be considered a primary market transaction? The issue of new common stock by a public company Explanation: When a company issues NEW stock it is considered the primary market, while all subsequent transactions are considered the secondary market. 3) Who represents the principles of an organization based on the agency problem theory? Shareholders Explanation: Also known as the Principle-Agent problem, this concept identifies shareholders as the principles, and managers as the agents. 4) A basic financial management principle would be considered? Risk/return tradeoff Explanation: The risk/return tradeoff is a simple concept...
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