...Non U.S. Equities The stocks we are investing 19 percent of our money in are JBJAX and EMGCX. The reason for us investing in these two stocks are the positions they hold in the Morningstar JBJAX has a 3 out of 5 rating and EMGCX has a 5 out of 5 rating. So by looking at these stocks we are in a good position to come out of it in a positive way. To further break down where we will be investing the 19 percent of the $1,900 and why, 15 percent or 1,500 will be going into JBJAX just for the simple fact in each investment category Morgan Stanley is in the top 50 percentile. Then 4 percent or 400 we will be investing in EMGCX. But investing in these two stocks we don't want to put all our money in one basket like Morgan Stanley and added a percentage of the 1,900 to Evergreen Emerging Markets and with the growth being made in other countries we did not feel we should have all our money in US stock. JBJAX has a NAV (net asset value) of $9.37 per share and EMGCX NAV is $16.25 per share. Just by looking at The NAV of these two stocks it seem like pretty good stock to invest money into with the return percentages being among the best. EMGCX has an above average 3 year Morningstar rating with below average risk, so that shows in the short term the return vs. risk rate is very high and the 5 year Morningstar return rating is high with the risk being low so that shows some of the stability of EMGCX stock. EMGCX as of November of 2009 had a 66.10% total return percentage. JBJAX as of November...
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...FIN301: PRINCIPLES OF FINANCE Module 1—Financial Tools 1: Time Value of Money OBJECTIVES After successfully completing Module 1, you should be able to: ● ● ● ● ● ● ● ● ● Discuss the role of the financial manager. Follow the layout of the text. Determine the future value and the present value of a sum of money. Determine the future value and the present value of an annuity. Determine the interest rate given the beginning and ending amount of money. Determine the length of time it takes a sum of money to double given the interest rate. Define the terms found on a balance sheet. Define the terms found on an income statement. Compute various financial ratios. STUDY MATERIALS Textbook Readings ● Read Chapters 1 and 7 in Basic Finance: An Introduction to Financial Institutions, Investments, and Management, 10th ed., by Herbert B. Mayo. Study Notes The goal of the financial manager is to maximize the value of the firm. This value is reflected by the share price of the firm's common stock. Decisions that increase a firm's value lead to an increase in stock price. Bad decisions, likewise, lower the stock price. As you go through the textbook, you will find that debt may be good, that time has a money value and money has a time value, and that taxes have an impact on many financial decisions. Following is a link to chapter study notes: ● Study Notes for Chapter 7 Copyright © 2013 by Thomas Edison State College. All rights reserved...
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...BSc Finance BSFI Curriculum Plan (Updated on 19-Oct-2012 11:02:52 AM) *Note 1: As part of the graduation requirement, students must complete at least 30cu of level 3 courses & above from the compulsory & major. *Note 2:Students are strongly advised to follow the proper progression of course level (ie, take level 1 courses before level 2, and level 2 before level 3). *Note 3: Timetable- Detail of the class day, week and term would be reflected on the table below. If it is blank, a separate timetable will be issue to you at a later stage. COMPULSORY - 80 Credit Units Code ACC201e Name Financial Accounting Credit Jul Units 12 5 Y Jan 13 Y Jul 13 Y Jan 14 Y Last Presentation Time Table 2018/07 FRIDAY WEEK 1 TERM 1 FRIDAY WEEK 1 TERM 2 THURSDAY WEEK 2 TERM 1 MONDAY WEEK 2 TERM 1 MONDAY WEEK 2 TERM 2 TUESDAY WEEK 1 TERM 1 Pre-requisite Excluded Combination BFSZ231 or BFSZ333 or CUL207 BFSZ231 or BFSZ333 BSZ220 BSZ150 BSZ150 BUS101e & BUS103, HRM201 Grouping Remarks . Lab* NONLAB NONLAB NONLAB NONLAB NONLAB NONLAB ACC203e BUS105e BUS201 BUS203 BUS206 Managerial Accounting Statistics Contract and Agency Law Company Law and Corporate Governance Managing People 5 5 5 5 5 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2018/07 2016/01 2016/01 2016/01 2020/01 Page 1 of 9 Code BUS488 Name Strategy Credit Jul Units 12 10 Y Jan 13 Y Jul 13 Y Jan 14 Y Last Presentation Time Table 2016/07 SATURDAY - Pre-requisite Excluded Combination BUS499 Grouping Remarks Lab* To take in final...
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...ID: Name: 1120455 MR. ROKONUZ ZAMAN Page: Time: 1 of 2 30-Apr-2014 11:16:14 PM Address: REDOY VILLA, ROAD# 2, DAULA, TANGAIL - 1900 Major(s): Finance Accounting Minor: Type Grade Course Credit Credit Earned Credit For GPA Grade Point Course SPRING 2011 Course Title ENG101 MAT101 English Listening & Speaking Skills Intermediate University Mathematics II CA- 3.00 3.00 6.00 3.00 3.00 6.00 3.00 3.00 6.00 5.10 11.10 16.20 Semester Total : GPA : 2.70 SUMMER 1 2011 BUS201 ENG102 Introduction to Business English Reading Skills T C+ D 3.00 3.00 6.00 0.00 3.00 3.00 0.00 3.00 3.00 0.00 3.00 3.00 Semester Total : GPA : 1.00 AUTUMN 2011 ENG105 MAT211 NCH101 Business English Probability & Statistics National Culture & Heritage C+ B B 3.00 3.00 3.00 9.00 3.00 3.00 3.00 9.00 3.00 3.00 3.00 9.00 6.90 9.00 9.00 24.90 Semester Total : GPA : 2.77 SPRING 2012 BUS202 CIS101 SOC101 Business Mathematics Fundamentals of Computer System Introductory Sociology A B B- 3.00 3.00 3.00 9.00 3.00 3.00 3.00 9.00 3.00 3.00 3.00 9.00 12.00 9.00 8.10 29.10 Semester Total : GPA : 3.23 SUMMER 1 2012 ACN201 CHE101 CHE101L MGT201 Principles of Accounting Concepts in Chemistry Concepts in Chemistry Lab Principles of Management AB+ A B+ 3.00 3.00 1.00 3.00 10.00 3.00 3.00 1.00 3.00 10.00 3.00 3.00 1.00 3.00 10.00 11.10 9.90 4.00 9.90 34.90 Semester Total...
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...Present Value and Capital Budgeting TUI University FIN301-Principles of Finance December 26, 2011 Abstract In this paper I will calculate the present value of income from a gold mine. Present Value and Capital Budgeting Part I A. Suppose your bank account will be worth $15,000.00 in one year. The interest rate (Discounted Rate) that the bank pays is 7%. is the present value of your bank account ? What would the present value of the account be if the discount rate is only 4%? NPV at 7% $15,000/1.07=$14,018.69 NPV at 4% $15,000/1.07=$14,423.08 B. Suppose you have two bank accounts, one called Account A and another Account B. Account A will be worth $6,500.00 in one year. Account B will be worth $12,600.00 in two years. Both accounts earn 6% interest. What is the present value of each of these accounts? Account A NPV $6,500.00/1 year = $6,132.08 Account B NPV $12,600/2 year =$11,213.96 C. Suppose you just inherited an gold mine. This gold mine is believed to have three year worth of gold deposits. Here is how much income this gold mine is projected to bring you each year for the next three years. Year 1: $49,000,000 Year 2: $61,000,000 Year 3: $85,000,000 Compute the present value of this stream of income at a discount rate of 7%. Remember, you are calculating the present value for a whole stream of income i.e. the total value of receiving all three payments (how much you would pay right now to receive...
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...May 2012 Principals of Finance FIN301 Module 1 CFO to CEO is it good idea and do they have what it takes to lead their respective organizations into the future. This is a very good question over the next few minutes we will discuss that very question and I will show you two CFO to CEO’s that made it by two different routes. I will conclude with my person perspective and closing thoughts. Dalton Tong is the President and CEO of Greater Southeast Healthcare System, Washington, D.C. and yes a CPA (Sandrick, 1995) Mr Tong, a well respected CPA amongst other things has risen through his career by way of what I would consider normal progression. He started as a CFO at the local level (hospital level) then progressed to CFO at the corporate level. After holding that position he move into a Chief Operating Officer positions and finally culminating as the CEO of Greater Southeast Healthcare System, Washington, D.C.. (Sandrick, 1995). This I consider a natural and healthy progression, by gradually moving out of his personal comfort area (finance) he had the opportunity to grow and develop. As leaders, and that is what we are talking about leadership, we have to be able grasp concepts normally no withing our expertise arena. The way to accomplish this is to “wade into the unknown waters”. Mr. Tong did not just jump in. The “wading” allowed him to pick up valuable information required to make sound educated judgments that will lead the company and the share holders into a brighter...
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...One Additional course Total Credit Hours 36 60 24 12 3 135 Undergraduate Core Courses S.NO C. CODE TITLE 1. ACT201 Principles of Accounting 2. ACT501 Financial Accounting 3. ACT301 Cost Accounting 4. FIN201 Business Finance 5. FIN505 Financial Institutions & Markets 6. FIN501 Financial Management 7. MKT201 Principles of Marketing 8. MKT507 Marketing Management 9. MGT202 Principles of Management 10. MGT502 Human Resource Management 11. MGT501 Organizational Behaviour 12. MGT507 Operations Management 13. MGT401 Entrepreneurship 14. MGT506 Business Research Methods 15. GEN501 Business Communication & Report Writing 16. ECO201 Principles of Microeconomics 17. ECO202 Principles of Macroeconomics 18. GEN303 Creative Thinking and Reasoning 19. FIN301 Islamic Banking & Finance 20. QNT501 Mathematics & Statistics for Business Sub Total Approved Scheme of Study BBA (Hons) 4 Year Program 60 GENERAL COURSES S.NO 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. C. CODE GEN103 GEN104 GEN110 GEN113 GEN111 GEN107 GeN108 MGT201 ITM201 GEN202 GEN301 GEN302 COURSE TITLE Arabic-I Arabic-II Islamic Perspective of Business Islamic Law of Business Transactions Pakistan Studies Functional English-I Functional English-II Oral Communication & presentation IT in Business Human Behaviour Introduction to Sociology Business, Society & Ethics Sub Total Cr 36 Undergraduate Electives of 24 Credit Hours from the following list: S.NO C. CODE TITLE 1. 2....
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...FIN301 Module 2 Instructions for CASE and SLP Assignments 07-13-15 Module 2 - Home ------------------------------------------------- PRESENT VALUE Modular Learning Outcomes Upon successful completion of this module, the student will be able to satisfy the following outcomes: * Case * Explain the concept of present value. * Calculate the present value of a future stream of income. * Describe the determinants of the discount factor. * Explain the determinants of present value. * SLP * Explain the concept of present value. * Describe the determinants of the discount factor. * Explain the determinants of present value. * Discussion * Explain the concept of present value. * Describe the determinants of the discount factor. Module Overview In order to value assets such as stocks, bonds, or investment projects, you need to be able to place a value on payments that you will receive in the future. If you as a financial manager with to invest in some new equipment, you need to be able to place a value on the total amount of additional profits your company will receive over the next several years due to this new purchase. In general, people prefer to have money paid to them today rather than tomorrow. The value of one dollar today is exactly one dollar. But what about being paid one dollar exactly one year from now? Would you pay a dollar for the that dollar to be paid to you in one year? Definitely not! Of...
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...INTERNATIONAL BANKING AND FINANCE Fall Quarter, 2015 Course number/section: SAB340NB Instructor Name: Domenico P. Loschiavo # Credit Hours: 4 Credits Office Hours: before and after class Classroom Number: B804 Office Location: 41st Street, 10th floor Class meeting schedule: Thursdays, 1:30 p.m. to 5:05 p.m. Instructor Email: dpl@BerkeleyCollege.edu Prerequisite: FIN301 Principles of Finance, IBS201 International Business your first priority is to learn; if you have learned in this course a passing grade naturally follows … Course Description Provides an introduction to international banking, financial markets, global government, and private financial institutions. Covers the financial functions that multinational corporations, government agencies, and other organizations use in their funding and investment activities. Course Goals At the successful conclusion of this course, students will be able to: * Understand International Financial Markets and Flow of Funds * Explain changes in Foreign Currency and Exchange Rate Fluctuations * Analyze Variability of Currency and Long Term Capital Budgeting * Manage Economic Exposure and Translation Exposure * Discuss Country Risk Analysis Required Resources Required Textbook: Madura, J. (2012) International Financial Management,11th Ed. Cengage. ISBN 9780538482967 Compliance with Federal Law: For information on the authors, titles, retail...
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...JET 2 Task 3 Deborah U. Myers The definition of capital structure is a “combination of a company’s long term debt, specific short term debt, common equity, and preferred equity, the capital structure is the firm’s various sources of funds use to finance its overall operations and growth. Debt comes in the form of bond issues or long-term notes payable, whereas equity is classified as common stock, preferred stock, or retained earnings. Short-term debt such as working capital requirements also is considered part to the capital structure (The Free Dictionary, 09).” “A mix or a company’s long-term debt, specific short-term debt, common equity and preferred equity. The capital structure is how a firm finances its overall operations and growth by using difference sources of funds (Investopedia).” Basically Capital Structure is that the company should be able to manage the company with growth by using a combination of debt and equity for maintaining its financial status for survival. Debt is bond issues that are long-term notes payable, equity is common or preferred stock or retained earnings. Capital Structure is also known as debt-to-ratio equity ratio which will give a view of the company in terms or risk. Equity capital is moneys that are given and owned by shareholders. There are two types of equity capital: 1. Contributed Capital in which money invested is in exchange for company stock. 2. Retained earnings are the profits from past years that have been collected...
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...| | | |Equivalent Modules Master List |Equivalent courses offered at Aalto University, School Of Economics. | | | | | |Courses offered are subject to changes. | | |Updated information on the courses will be sent to successful candidates by Aalto | | |University, School Of Economics. | | | | | |*The same course can be transferred only as 1 course. | |First Level Modules | | |ACC1006 Accounting Information Systems |International...
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