THE
UNOFFICIAL

GUIDE TO
BANKING

What career options are available? Are the myths about the hours or salary really true?
And how do you get a foot in the door?
This straightforward, no-nonsense guide has info on most divisions and roles plus tips on getting hired. What’s more, it’s all been written with the help of recent graduates working at Deutsche Bank who were in your shoes not that long ago.
Your career in banking starts here.

OVERVIEW OF BANKING
Banks are large, complex organizations, but what do they do exactly?

01

There are four broad categories of banking:

Put simply, they provide services for those who want to borrow, lend and invest. Their clients range from individuals and institutions, all the way up to the governments and central banks of entire countries.

Retail Banking – dealing directly with small businesses and individuals

Banks must be ready to act on changes in the market triggered by anything from movements in the political climate, the financial climate or even the weather. So it’s vital that you’re able to adapt to change, whatever your role or the area you work in.

Commercial or Corporate Banking – offering banking facilities to medium-to-large businesses
Private Banking – a one-to-one service for rich individuals
Investment Banking – generally related to helping clients raise capital, often by investing in the financial markets.
Banking offers a vast range of career options. We’ve grouped them into 12 areas encompassing typical divisions like Sales &
Trading as well as Human Resources,
Technology and Risk.
With the right introduction to this complex and rewarding industry you could find yourself in a dream job surprisingly quickly. This document will get you started.

MYTH
OR ?
REALITY

There are many assumptions about what it’s like working in banking. Often people