...Self Driving Cars Here is something we should talk about:What self driving cars have different in it then regular cars?Self driving cars have a red button that you can press if you feel unsafe but regular cars doesn’t have it.So say if the self driving car messes up or is doing something weird then you can press the red button.Or just say if you just want to drive by yourself and you don’t want the car to drive for you that’s another reason why you can press the red button in the car.1.5 million drivers worldwide people are driving these cars in a different state/country. In 2017 the emergency of driverless cars and trucks has been tested on roads because they wanted to see how it works and too see if it is safe.If people don’t know what they are doing and crash the car on purpose Unions are explaining what self driving do and all that stuff.So this is how self driving cars work:So you take a regular car and you process it to drive by itself.I heard that it takes a long time to work and test it out.You have to have a lot of tools to have it process and like if u mess up u have to like get so other stuff to do again.So now they are testing autonomous tempe vehicles everywhere like when I mean everywhere I mean it....
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...work ……………………………………………………… 16 Types of Auto Finance ………………………………………………………………. 19 Drawbacks of Auto finance ………………………………………………………… 20 Ijarah car financing ………………………………………………………………………. 22 Auto finance by commercial banks in Pakistan …………………………….. 25 Difference between ijara and conventional Auto Finance …………….. 33 Issuue of takaful…………………………………………………………………………… 37 Conclusion …………………………………………………………………………………… 39 INTRODUCTION: The subject of car finance comprises the different financial products which allows someone to acquire a car with any arrangement other than a single lump payment. The provision of car finance by a third party supplier allows the acquirer to provide for and raise the funds to compensate the initial owner, either a dealer or manufacturer. For Business sector finance: Car finance is required by both private individuals and businesses. All types of finance products are available to either sector, however the market share by finance type for each sector differs, partly because business contract hire can provide tax and cashflow benefits to businesses. Personal Car Finance: It is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited...
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...For each type of insurance listed in the matrix, identity three functions, three coverage characteristics, and three companies that offer this type of insurance. |Type of Insurance |Functions |Coverage Characteristics |Companies That Offer It | |Auto | To protect a vehicle owner against damage |How much you drive. |Progressive. | | |compensation. | | | | | |How well you drive. |State Farm. | | |To help Avoid negative consequences because of a car | | | | |accident |Where you live. |Geico. | | | | | ...
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...INTRODUCTION Imagine you’re 60 years old. You’ve spent your entire life slaving away in order to buy the house in which you and your family live. It is your beauty, pride and joy. Your numerous years of hard work have paid off and you have been able to live a comfortable life in the suburbs of Ottawa, with plenty to eat and enough to entertain. Then one day, just as you’re getting back from work, as you’re pulling into your driveway, you find in utter horror, that your entire house is in ashes, smoke still drifting from the remaining pieces of wood. What despair and sadness! All that hard work would have gone down the drain since you would now have to start all over again in order to buy a new house. But then imagine not having to lose it all. Imagine having the option to call someone who can provide you with a large part of the money necessary to rebuild your house, as this was part of a financial agreement in case of such emergencies. What a relief! This is the essence of insurance. Insurance is a financial security that offers reimbursement for assessed risks that end up actually happening. In exchange for such coverage, the insured individual has to pay a regular premium. Though this reimbursement won’t bring back the individual’s burnt-down house or stolen car, it does offer options and choices with regards to dealing with the situation. It gives the individual peace of mind in knowing that should any danger arise, there will always be a way to overcome it. Without insurance...
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...LEASE OR FINANCE?? In today’s competitive economy, a vehicle is no longer considered a luxury anymore, but rather a necessity. There are not very many cities in the U.S. where you can live without car. I live in Orlando, Florida and dependable transportation is a mandatory expense. If you want to buy a new car, the cheapest way to buy a car is to pay cash for it. By paying cash you will avoid any finance charges. However, there are not very many people have thirty to fifty thousand dollars to spend on the vehicle. Lease or finance are two main options if you don’t have a lot of cash available to spend on the car. I have chosen the BMW and Infinity dealership to do my analysis. I picked two similar cars form the both dealerships: X5 xDrive35i Sport Activity from BMW and Infiniti FX50 from Infinity dealership. After analyzing financing and leasing options, there is no clear answer on whether to finance or lease a vehicle. It basically all depends on how much money you have, how many miles you drive, how long you want to keep your car for and etc. BMW offers 0.9% APR for 24 month and 3.9% for 25-60 month with $0 down payment to finance the X5 xDrive35i Sport Activity. The price of the vehicle is $57,700. It’s approximately $1,700 per month for 36 months. The lease option is $699 per month for 36 months with $3,000 down payment, $725 acquisition fee, and $4,424 cash is due at signing. The total lease payment is $25,164. At the end of the lease, lessee will be liable for disposition...
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...offer on the house, but it was not high enough to cover all the debts. a) Why should Joe get a title search before he bought the house? When buying real property, the buyer should want a title search (inspection...
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...Cars One of the most important steps in becoming an adult is your first car. When you have a car, you don’t need to rely on other people for rides to and from where you want to go. You also learn a great deal, thus making you a more responsible person. I live in Putney, a small town in southeastern Vermont, but I worked and went to school in Brattleboro. Brattleboro is a slightly larger town about a half an hour south of Putney. Since we had to keep stopping to pick up kids, the bus ride to school took an hour. As such, I had to get up a half hour earlier on days I had to ride the bus. That was a huge pain, especially since I hated the bus anyway. After I got my car, I could sleep in. I could also go out to lunch when I was at school, therefore being able to eat where I wanted, and not in the cafeteria. In addition, I could drive myself home after school. That was beneficial because I could hang out with my friends, and go to concerts and movies. I could do whatever I wanted, as long as I made sure my parents were okay with it. My social life improved greatly with the acquisition of my car. If I hadn’t had my car, I could not have worked where I did. I worked at a Lebanese restaurant in downtown Brattleboro. Part of my job was rolling grape leaves in the wholesale department on Mondays and Tuesdays. The job was great, but I never really knew when I was going to be finished. In wholesale, you work until you’re done. When my parents had to come pick me up after work, I...
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...Zipcar, is an innovative car sharing company, founded by Antje Danielson and Robin Chase. In Cambridge Massachusetts, 2000. The business model consist in an immediate, electronic, car rental reservation, using mobile phones. Users can reserve a car at any time, in over 400 college campuses and over 50 airports. Zipcars are located in different areas of USA, Canada, UK, Spain, Austria, France and Turkey. Users have to join using their credit card and wait for an approval, then reserve the desired vehicle, hybrids, SUVs, pickup trucks, luxury vehicles, minivans, and cargo vans, BMW, or Hybrid; then go to the Zipcar parking spaces, unlock the car with a card (Zipcard), and then drive. The driver has to return the vehicle to the same parking space were the car was initially located ready for the next user. Zipcar has its competitors, RelayRides and GetAround offer a similar service, traditional car rentals are another option for the customer, and Uber is also considered a competitor. The main problem that Zipcar is having, and that is mentioned in the case “Zipcar – Influencing Customer Behavior” is that sometimes drivers are not calculating the time they have to use the car and when cars are reserved for another service after, it causes a lateness problem that affects the Zipcar´s service model. As mentioned above, Zipcar, is located in different cities around the world, with more than 10,000 vehicles, it also offers an innovative mobility service that gives their affiliates...
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...the infrastructure gives way. The poor will scatter out of the way, and the rich will have the farthest to fall, and the hardest time adjusting. The poor (not including the government supported) have been trained for so long at surviving with a mere fraction of what is necessary for survival, that they will band together, and live off the land as they must. The rich, on the other hand will suddenly find that their wealth now holds no sway upon anyone, and will become the new poor. The will be poorer than the poor because they will have no idea what it takes to survive in a world where everything is not at their disposal, where everything and anything can be had simply by waving a wad of cash or playing golf with their senator buddy to get a new law passed that turns their millions into billions. Who will be the first...
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...Management CarMax Project CarMax is a relatively new company in an industry that basically did not exist before they were introduced and has become the United States largest used-car retailer changing the way cars are sold. The company is a Fortune 500 company and has been listed as “100 best companies to work for” ten years in a row (Forbes). Background and History of CarMax: Between the year 1990 and 1991, Circuit City executives Rick Sharp (CEO) and Austin Ligon (Vice President of Corporate Planning) led an effort to identify a new retail opportunity to extend Circuit City's growth into the next decade. They looked for a large retail category with no significant national competitors and unmet consumer needs. Extensive research showed an excellent opportunity existed in automotive retailing, especially in used cars. In December 1991, the Circuit City board committed $50 million to fund the development of the concept, as well as several prototype stores. In 1992 they tested the idea with a broad range of focus groups, where consumers said what they did not like about car shopping. The CarMax concept was thus refined and a business plan was developed. On September of 1993, Rick Sharp and Austin Ligon opened their first auto superstore, CarMax, with an inventory of 500 used vehicles. Their first car sold was a used 1993 Jeep Grand Cherokee. A year later the two would open another CarMax in Raleigh, North Carolina and a year after that in Atlanta, Georgia. In June of 1996 the...
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...Satellite Radio companies such as “XM and Sirius starting to develop. XM and Sirus started utilizing internet technology back then along with their primary means of medium which was car stereos and portable devices before the mobile application started to boom later in the years. That’s where PANDORA really started to capitalize and mark there territory early in the mobile market as other apps began to follow. I personally didn’t discover Pandora until I got my first Iphone 3rd generation back in 2007. Pandora started up as a Web application capitalizing off of web advertising and based its sales market early in the game with the starting new trend of offering a wide range of music with many (GENRE’s)- Musical preferences to the users with a wide selection of formats. Pandora built up their servers to accommodate that massive share of music became a big task for PANDORA engineers in the beginning, but they quickly expanding to a new progressing market with their central locations were Houston Texas, and New York City. Pandora in the last 5 years have since expanded globally to Australia and New Zealand. Pandora music service can be accessed by either your web browser by typing in www.pandora.com and logging in and creating a (free) or (paid) account or through any mobile device whether...
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...Danielle K. Ellison 22418 15 East Street Mineral, IL 61344 Student ID 21820664 Compensation Management, HRM 210 41200800 People all over the world are paid in numerous forms of payment schedules. “Compensation is payment in the form of salary or wages” (1). “A salary is a fixed compensation paid for regular services” (2). “A wage is a payment usually of money for labor or services usually according to a contract and on an hourly, daily, or piecework basis “(3). Merriam-Webster listed the fore stated definitions and though they are semi accurate, they are vague and not specific. Here in the United States, from my personal experience and knowledge, I will define these three words. Compensation is the sum of profits you receive from working a job including money and benefits. A salary is the money you make when you work a job, it is a fixed amount more often than not. Wages is how the money you will make is calculated in a paying job. For example, your hourly wage, annual wage, your piecework rate, or your cents per mile rate, are all different way to be paid in numerous different jobs or trades. Annual salaries are given out most often as a form of compensation in high executive positions and management positions. These positions are often very demanding and call for a lot of personal time to dedicate to a position. Often a management position has more work at variable hours. Salary positions are also given to people on call in a certain line of work. In a line of work...
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...ADMS 3541 Winter 2016 Assignment 1 Due at the start of class in Week 8 (Section R on March 3,2016) 100 marks, 25 each question. Instructions: Each group must submit the assignment to the instructor at the beginning of class on the date the assignment is due. Textual portions must be typed and double-spaced. This does not include variables, labels and brief notes of explanation. Use at least one inch margins all around. 1. Double-sided is preferred, if you can do it with your printer. 2. Use 8 ½ X 11 paper only. 3. Do not use report covers. 4. Staple your assignment prior to handing it in. 5. Be sure to print clearly your names, student numbers, section and Assignment 1 at the top of the first page. 6. Spelling and grammar may affect your marks. 7. Late assignments will be penalized and no assignments will be accepted after the last class. Question 1: Risk Management Meet the Jones family: Mom, Maria age 47 Dad, Daniel age 51 Three kids – Patty (6), Kobe (9) and Gordon (12). They have come to you for advice on how to manage their risk. They have provided you with the following information about their family. Maria and Daniel both work in the financial services industry, which is how they initially met. Daniel was working as a Sales Representative for a mutual fund company and Maria was his Inside Sales Associate. They continue to work for the same firm; however, Daniel is now VP of sales earning an annual salary of $250,000 plus bonus...
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...Don’t text and drive Victoria Guerriero Image Analysis “Five seconds is the average time your eyes are off the road while texting. When traveling at 55mph, that's enough time to cover the length of a football field.” (2009, VTTI). While texting and driving has always been an issue since people were able to text on phones, it has not gained much media attention until recently. People may have sent an occasional text while driving ten years ago, but because the keyboard was harder to use, people were not doing it as often. Today’s phones allow you to text with one hand, making it easier to text while driving. With that being said there have been more accidents related to texting and driving. Those that have been injured or almost injured in an accident may no longer text and drive, but the vast majority of people that have yet to injure themselves or others while doing this will continue to text and drive because they feel safe. There are many ads, commercials and even organizations that are against texting and driving but the number of people that have actually stopped texting while driving is at a bare minimum. “60% of drivers use cell phones while driving.” (2011, Harris Poll). It seems as if all the advertisements have not paid off like planned. The reason behind so many ads is to cut back on texting and driving and I believe the media helps get the idea of texting and driving into people’s heads. People will participate in this dangerous action...
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...Muffler Magic Case Study 12/19/2009 Human Resource Management Shahmeer Qasim Company Introduction This particular case is about an automobile service centers which was located in Nevada. The owner was Ronald Brown who started with a single store 20 years ago for repairing mufflers. Which eventually grew into a chain of repair shops and expended their services from muffler replacement to oil changes, brake jobs and engine repairs. Organizational Structure • Organizationally , Muffler Magic employees about 300 people total, and Ron runs his company with eighth managers including MR. Brown as president, a controller, a purchasing director, a marketing director and the human resource manager. • He also has three regional managers to whom the eighth or nine service center managers in each area of Nevada report. Case Analysis Problem & Challenges • Being a service oriented company; the shop owner was basically dependent upon the quality of the service people he or she hires or retain. • Quality was a persistent problem as well. (rework) • Problems like replacement was diminishing the profitability of the company and same reputed many times over have the potential for ruining Muffler Magic’s word of mouth reputation. • The company had only the most basic HR system in place and used only an application form that the HR manger modified from one that was downloaded from the web and other forms purchased from a human resource management supply...
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