...Response Paper: Never Let Me Go The screening of the book Never Let Me Go by Ishiguro Kazuo was directed by Mark Romanek, not a very famous director but definitely a hard-working one. The movie includes such actors as Keira Knightley, Carey Mulligan, and Andrew Garfield who act as the main protagonists of the performance. The movie starts with the final scene of Tommy’s “completion”. Then the viewer is presented with the retrospection of events that leads to this final scene. It is quite different than in the book. The writer tells the story from the very beginning and does not show the ending to the readers. While the movie is created in such a way that in the first scene the viewer knows how it ends, it does not mean that it is not interesting. In contrary it is a very well composed and striking film. From the beginning of the movie the audience is presented with the everyday life of a group of young people: Tommy, Kathy, and Ruth. They seem to be the average persons while in fact they are a part of a big project. They are simply genetically modified clones. They cannot have children, they have to be healthy, and from the very beginning of their lives they are prepared for donations. They give their organs and after one, two or sometimes three surgeries they just complete. Some of these people believe that they can get a deferral. In fact, there is no such thing as deferral and they are meant to die from the very beginning of their lives. Their struggle to postpone the...
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...997661472 PHL388 05.29.15 Analyzing Giants and How They Should Be Buried James Wood, in his review of Kazuo Ishiguro’s The Buried Giant, criticizes the work for its use of allegory which he argal and general what is implicit and personal in his best fiction” through the use of allegory. In other words it seems as if Wood believes that an author must more or less place some sort of an onus upon the reader to unearth messages within literary works with a bit of effort, which an allegory fails to do. In The Buried Giant’s case Wood argues the use of allegory “simplifies” and “literalizes”. As a result it is argued to not only discount from this particular author’s general writing style (as compared to his previous works) but more generally makes too obvious what should be left for the reader to, in the process of reading, uncover with a bit of work as opposed to having an allegory hand it to them on a platter. Wood argues the use of allegory fails as it, “points everywhere” and is couple with a fictional setting which is, “feeble, mythically remote, generic, and pressureless” making the work simultaneously literal and vague. He also adds that the use of allegory is, “antinovelistic, because it points away from its own story, gued he overlooks other characteristics which can be argued to be more significant when it comes to judging the success of a piece of literature. Wood may potentially believe that since the use of allegory in The Buried Giant has...
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...Feedback 1 2 i loaded my card and i made an online purchase in XXXX, in XXXX of this year i loaded more funds on the card and made a few purchases, then when i checked my card it said i had XXXX dollar left avaliable to me, upon calling them i was told that i had a pending transaction for XXXX dollars back in XXXX, and that when i used my card and loaded it they took the XXXX dollars, i do not understand how it is that u get a prepaid card so i can not spend what i do not have avaliable to me. i have spoken to them and i was told that it was a glitz on there end, but then i am not responsible for there mistakes, i...
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...Manisha shared many important lessons that can change your financial life. One lesson that resonated most with me is to start saving now. This lesson is so important because if you don't spend your money wisely, you wont have any money left to spend. Manisha suggests that 50% of what you earn you should use for needs. These needs consist of paying for housing, transportation, insurance and food. As an adult you no longer have someone who provides you with a home, food and a ride from place to place. You must learn how to do this all on your own and then learn to support other people. At school my parents pay for my meal plan but, if i want to spend money on food elsewhere it comes out of my own pocket. Using my own money helps me limit how...
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...turn would come. Who is to blame? Flashback to year 2003: Rohit (name changed to protect identity), a good friend of mine and someone who was officially considered to be a genius with an IQ of 150+, graduated from one of the leading IIM’s. Rohit managed to make it into the New York Headquarters of the most sought after firm that had arrived on campus for the first time – Lehman Brothers – a top U.S. Investment Bank (then). On joining, he was assigned to Lehman’s mortgage securities desk that dealt with Collateralized Debt obligations (or CDO’s). Following is an extracted transcript of a chat session I had with Rohit back in 2004: Me: So man, you must feel like you are on top of the world. Rohit: Yes dude, the job here is amazing, I get to interact with people around the world, investment managers – who want to invest millions of dollars Me: great…so tell me something interesting. What’s your job all about? Rohit: You know there is a great demand for American home loans, which we buy from the U.S. banks. We then convert these into what is called as CDO’s (Collateralized Debt Obligations). In plain English – this refers to buying home loans that banks had already issued to customers, cutting them into smaller pieces, packaging the pieces based on return (interest rate), value, tenure (duration...
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... My small company is Terry’s Graphics. We do all different kinds of graphic design work from designing people symbols to put onto cars, to putting graphic signs onto cars, to Christmas letters, to newsletters, etc. Our financial plan will be a document which will specify the funds, which will be needed by Terry’s Graphics for a period of time. I am going to plan by determining what funds will be required during the planning period, when will it need additional funds, and where will we obtain the additional funds from. We will have short-term assets, long-term assets, and capital investment analysis. These assets will be overseen by Terry, the CEO of Terry’s Graphics, but one of our dedicated employees will actually put together the financial plan. I would finance a five-fold expansion of Terry’s Graphics by using short-term funding options. This would include using trade credit, short-term loans, and commercial paper. If necessary, we would also use long-term financing. This would include public sale of stocks and bonds, private placements, venture capitalists, private equity funds, and hedge funds. If we need a small loan, we will go the short-term loan route. If we need a larger loan, we will go with long-term financing. Blessings…Terry :-) My small business would be a Pet Resort. I would offer daycare and playcare. I would have shaded outdoor play yards with appropriate playground toys. I would also have a climate controlled indoor play area and webcams so that my...
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...Throughout college years, I hope to gain more knowledge in my major. Besides, I would like to get involve to activities that can help me build up the relationship between other students, faculties and me. That helps me in communicating. 3. I’m a sophomore, and I would like to transfer to the University of Washington to get a bachelor’s degree. 4. Attending college is a great chance for me to start pursuing my goals. I have known a lot of resources that are very helpful for my major. Besides, there are many staffs and instructors who are willing to help students, like myself 5. No words could describe my feeling at that moment I received the award letter. I was crying because it was my first achievement since I came to the US. My family is so proud of me…. 6. Growing up in hard conditions, and experiencing many challenges, I appreciate a chance to pursue a higher education. I believe it is the only way to achieve the successful future. netsfinau@juno.com Lynette Finau My educational interest is Business Management and hope to be a business owner one day. Growing up in hard conditions in Vietnam with a small family business. This stems from my family business back home in Vietnam because funds were limited to us to expand. I am now in the right place here in American, here at South Seattle CC, having received this scholarship to help me through school to provide means and knowledge to run a business here in America with the free enterprise system. Anticipation...
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...This semester, I was given the opportunity to participate in a project where I am acting as if I am a prospective portfolio manager. My potential clients have entrusted me with $1,000,000 to invest at my discretion for a period of 10 weeks. They expect me invest their money wisely and profitably. My clients anticipate a high rate of return but the problem lies in their risk tolerance because it is not very high. Also, I am in a competition with other asset managers who happen to also be my classmates. My prospective clients are considering these other asset managers so I have to make sure that I am successful in managing their portfolio. In the final days of this opportunity, the portfolio which I managed will be analyzed to see how well I performed and where I rank in comparison to the other asset managers. If my clients are satisfied with my performance in managing their portfolio, there is a high chance that my 10-week relationship will be extended with them. This project has taught me how to invest in stocks carefully and to research my stocks before I just buy and sell randomly. I was new to the trading in stocks and did not have any prior experience with the stock market. I didn’t know what I was doing at first but the more I researched the more I learned. Over time I realized that the trading game and making money is all about strategy. Not only is it strategy but also timing is very important when...
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...for leisure. However, when spending for leisure you have to be careful and not spend excessively. Also, I believe in Investing money as long as you can afford to do so. In reference to affording to invest money, you do not have to be wealthy; any one can be an investor, It is key that you exercise good money management skills in order to be successful at this. Money invested is a good thing and can go towards retirement funds, emergency funds, or if you have children, college funds. Over the years, It has become very obvious to me that it is very important to have good money management skills. Two very important events occurred throughout my life and made it clear to me that Managing, and saving money is a necessity. Firstly, in 2010 my first daughter was born and I was not prepared financially because of my failure to save. It was very hard to save and support my daughter financially; it is key that you make preparations ahead of time. Also, in 2012 I set out to go to university in a foreign country where I would not be able to work. Living there for over two years now showed me once again the importance of money management. It is very hard not being able to work; however,...
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...Accountant, I will not balance the books to display more revenue that the company does not possess, nor will I spend money from company funds for my personal needs and or pleasures because these are not the attributes of the image of God. “So God created man in His own image; in the image of God He created him; male and female He created them” (Genesis 1:27). I need to represent His image in all that I do. “Mankind is created in order to represent God here on earth” (Etzel & Guterrez). Falsifying records and stealing are selfish ways one is to satisfy the needs of the company for whatever reason and the other is to satisfy me. “Let nothing be done through selfish ambition or conceit, but in lowliness of mind let each esteem others better than himself” (Philippians 2:3). Doing right by God I will not balance the books to show more profits than losses by increasing my company’s revenue because this is falsifying their records. Their reasoning may be to gain favor with another company; this is not the favor a Christian should be assisting in. “He who earnestly seeks good finds favor, But trouble will come to him who seeks evil” (Proverbs 11:27). Not only can I be persecuted by law for doing this but I can be fired for not complying with my superiors. No matter what the reason is for the request is it still is an offense; not only to me, but to the Image of God. If I made the choice to do as requested out of fear, then I would have to continue to keep this fake recording...
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...Additional Praise for Ramit Sethi and I Will Teach You to Be Rich “Ramit Sethi is a rising star in the world of personal finance writing. . . one singularly attuned to the sensibilities of his generation. . . . His style is part frat boy and part Silicon Valley geek, with a little bit of San Francisco hipster thrown in.” —SAN FRANCISCO CHRONICLE “The easiest way to get rich is to inherit. This is the second best way—knowledge and some discipline. If you’re bold enough to do the right thing, Ramit will show you how. Highly recommended.” —SETH GODIN, AUTHOR OF TRIBES “You’ve probably never bought a book on personal finance, but this one could be the best $13.95 you ever spent. It’ll pay for itself by the end of Chapter 1 (check out the box on page 24 to see what I mean).” —PENELOPE TRUNK, AUTHOR OF BRAZEN CAREERIST: THE NEW RULES FOR SUCCESS “Most students never learn the basics of money management and get caught up in the white noise and hype generated by the personal-finance media. Ramit’s like the guy you wish you knew in college who would sit down with you over a beer and fill you in on what you really need to know about money—no sales pitch, just good advice.” —CHRISTOPHER STEVENSON, CREDIT UNION EXECUTIVES SOCIETY “Smart, bold, and practical. I Will Teach You to Be Rich is packed with tips that...
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...My Maid Invests in the Stock Market… My Maid Invests in the Stock Market Including: 4 Rules of Making Millions in the Stock Market And Why You Should, Too! Because Everyone Ought to Be Rich Bo sanchez 1 2 My Maid Invests in the Stock Market My Maid Invests in the Stock Market… And Why You Should Too! Because Everyone Ought to Be Rich Bo Sanchez 3 My Maid Invests in the Stock Market And Why You Should, Too! ISBN- 978-971-007-020-6 Copyright © 2010 by Eugenio R. Sanchez, Jr. Requests for information should be addressed to: Shepherd’s Voice Publications, Inc. #60 Chicago St., Cubao, Quezon City, Philippines 1109 P.O. Box 1331, Quezon City Central Post Office 1153 Quezon City Tel. No. (+632) 725-9999; Fax. No. (632) 727-5615 e-mail: sales@shepherdsvoice.com.ph All rights reserved. No part of this publication may be reproduced, except for brief quotations, without the prior permission of the publisher. Cover Design and Layout by Rey de Guzman 4 My Maid Invests in the Stock Market Disclaimer: Investing involves substantial risk. Neither the author, the publisher nor any of their respective affiliates make any guarantee or other promise as to any results that may be obtained from using this book. No reader should make any investment decision without first consulting his or her own personal financial advisor and conducting his or her own research and due diligence, including carefully reviewing the prospectus and other public filings of the issuer. To the maximum extent...
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...Express Trusts – How do they work? LAW351 Equity & Trusts, Week 12 Friday Agenda Today * Trustees’ Powers * Trustees’ Rights * Beneficiaries’ Rights * Remedies for Breach of Trust Trustees Powers * The trustee has the powers conferred upon him in the trust instrument. If any * First in the instrument then look at the act(statute), if that fails you go to the court and seek a court order Statutory Trustees’ Powers * In addition to these, trustees have a variety of statutory powers, including: * The power to sell property (s27(1)(a), (b), (c)); * The power to lease property (s27(1)(d), (e)) including the power to renew leases under s36; * The power to expend money to repair, maintain or renovate property (s30(1)(a)). * If money is expended to improve or develop the property then the amount is limited to $20 000 ($50 000 if the trustee is acting on the advice of someone who the trustee reasonably believes to be competent to advise on improvement and development). * unless the Court consents (s30(1)(c)); * The power to “make decisions” with respect to any debts. (s42); * The power to insure the trust property (s46) and the power to use any insurance payout to replace, repair, rebuild etc damaged trust property (s47(4)). Here it is the power to insure – in the last lectures we have looked at the duty to insure. * The power to raise money by selling or mortgaging trust property...
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...so frightening that most of us will not go near them,” Nancy said and waited for someone else to respond. “James and I have discussed the issue several times, he is not sure the mountain poses a threat to the town. We are aware of the activities up there. He thinks someone is playing a sick joke, and his office is taking care of it. Whoever heard of a haunted mountain?” Betty declared...
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...with enough information written from both sides of the argument and providing you with resources enough that you can continue your own research in order to form your own opinion of whether Social Security is Reliable or not. The first order in this debate is to argue that Social Security is solvent and reliable. And how do we know this? This is where understanding Social Security gets a bit tricky. One has to understand that we have a group of “Social Security Trustees” who oversee the funds and report out on the funds on annual bases. According to the Social Security web site and the Trustees reports the” program and report on it financial conditions, program cost are expected to exceed non-interest income form 2011 onward. However, due to interest (earned at 4.4% rate in 2011) the program will run an overall surplus that adds to the fund through the end of 2021”. What means to me is the system is a “pay-as-you-go system. As long as we have workers working and paying into the system and the number of people drawing retirement do not exceed the ability of the incoming social security payments the system remains solvent. However, there remains a huge surplus of monies drawing interest overtime. As long as we can keep the politicians greedy hands off the surplus monies the system will remain...
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