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Health Care Utilization Paper

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HEALTH CARE UTILIZATION PAPER

HCS/235
September 28, 2014
Paul Dereadt

With the vast adjustment in health care which came into Law on March 23, 2012, the avenues of health care were expanded. Health Care Reform gave access to affordable Health Insurance and Health Care to the citizens and legal residents with low to middle income. For those who were already insured, the plan included measures to enhance affordability and stability. Whereas, in prior years leading to Health Care Reform millions of Americans could not afford health insurance, most people depended on their employers. Others low income individuals, families and the elderly depended on the Federal Government funded program for health insurance through Medicaid and Medicare.
Approximately 32 million people can obtain Health Insurance through the Health Care Market as of October 1st, 2013 into April, 2014 (HHS.com). Small businesses, individuals and low income families are now able to shop in the health care market to compare prices from Federal, State, Local and Private health Insurance Companies. In addition, those who are enrolled will receive tax credits from the government (Austin & Wetle, 2012).
One of the main avenues is through Medicare and Medicaid which is funded by the Federal government. This Health Insurance is considered as one of the most reliable coverage that assist Americans to live a more healthy life. According to Austin & Wetle for Medicare seniors 65 years and older, the permanently disabled and those who had end-stage renal disease are eligible; the poor are primarily eligible for Medicaid (2012). The changes of the health care system influenced utilization in that, today more advanced technological programs effectively monitor the overall expenses and margins to track hospitals’ performance. The electronic records interface with other systems to enable the health

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