...Ashley R Evans Improving Economic Viability on the African Continent. Investment in African nations can result in large returns. An objective review of available resources and business opportunities can have many benefits for investors and the economic region. Historically, investors have viewed African countries to be riddle with conflict and economic instability. This has resulted in sagging economies on the continent. As we move to a global economy investment in Africa nations is imperative. In the future there will be enormous opportunities to invest in Africa which is rich in natural resources, goods and services, and agriculture. However, corruption, environmental abuses, armed conflicts, terrorist threats to foreigners and governments, prevent many African nations from thriving. Therefore, one should look for investment opportunities in African countries or regions that have sound economic and environmental policies. Good and balanced policies promote economic stabilization. This would be attractive for investors as a whole and keep the economy growing. Sound environmental policies would conserve raw materials and energy; in general, it would make the country healthier and more productive. Secondly, investment in businesses that value fair trade would have the most beneficial results. It would have an immediate impact on the quality of life for individuals associated with those companies, both the employees and consumers. Fair trade is for equitable and...
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...The Future of Nursing Jennifer Mallion NRS 430V-109 September 18, 2013 The Future of Nursing Introduction In 1970 The Institute of Medicine was founded by the National Academy of sciences. The National Academy of sciences advises the federal government on issues involving medical care, education, and research. In 2010 the Institute of Medicine issued “The future of Nursing: Leading Change, Advancing Health.” The recommendations in the report are directed towards state and local governments, policy makers licensing bodies, colleges, nurses, health care researchers, and many other groups and organizations ("IOM," 2010, p. 16). The Institute of Medicine advised eight recommendations, however; in this report three of the recommendations are going to be discussed: Education, Nursing Practice, and Leaders in Nursing along with the impact they shall have on each recommendation. Nursing Education The Institute of Medicine recommends that nurses should achieve higher levels of education to provide a foundation for the new model of care for the Healthcare reform. The Institute of Medicine gives reason why a higher level of Education is necessary. A few of the reasons are as follows: * Nursing competencies have greatly increased over the years. Nurses need knowledge of evidence-based practice, health policy, public health, geriatrics, leadership skills, and system improvements. * Nurses must make critical decisions related to sicker patient populations. *...
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...India’s GDP and Information Technology Group 5 – Div A Tejaswini Vaidya Mohit Mittal Harshul Trivedi Akshay Mohta Tomy Augustine Contents India’s GDP 3 IT and India 4 IT and its Contribution to GDP 4 Investments in the IT sector in India 5 Education & its impact on GDP 8 Conclusion 9 India’s GDP India’s GDP has grown steadily since 1991, after the Prime Minister Narasimha Rao initiated the economic liberalization of 1991. The reform reduced tariffs and interest rates, terminated public monopolies and allowed autocratic approval of FDI ( Foreign Direct Investments) in many sectors. Fig 1: India – Gross Domestic Product The GDP of India is essentially divided into three broad sectors. 1. Industry and Services: Accounts for 26.3% of the total GDP 2. Agriculture: 18.1% of the total GDP 3. Services: 56.6% of the GDP 4. Total Labor force: 487.6 million 5. Labor force in services: 34% ~ 165.5 million IT and India India gained recognition due to its IT and ITES sector. The ITES can be broadly classified into IT Services and BPO (Business processing outsourcing). The first software export zone setup in India was in Mumbai, the SEEPZ Park, in 1973. Significant growth has taken place since then in the IT Services sector and consequently the net contribution to the GDP has been growing ever since. India’s reputation as both as a source and a destination for skilled workforce helped improve its relations with a number of world economies...
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...Running Head: ESL INVESTMENT IN CHINA Investment in ESL Education Business in China: Making Decisions through Comparison Analysis Karen Ning University of Delaware When English has been recognized as the universal language in globalization (Nunan, 2003), English language service has become a lucrative business in Asian emerging markets, especially in China. A large number of professionals have conducted research regarding English language service in nations where students learn English as a Second Language (ESL). However, it appears that research has stopped since investors started making money from the ESL business. Although private ESL courses have been well received by both children and adults in China in the recent decade, entrepreneurs usually prefer to invest their money in one project to test its market potential in the beginning. Hence, businessmen should at least undertake a comparison analysis involving children’s and adults’ courses before investing their capital in the ESL education business in China. According to Jules Dupuit, a famous economist in nineteenth century (Boardman, Greenberg, Vining, & Weimer, 1996), the evaluation before making a sound investment decision involves comparing the total expected cost of each option against the total expected benefits. Without a doubt, cost, sales record, and long-term benefits are vitally important for ESL education business investors in China today. Low cost is crucial for any competing business. It appears...
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...NBER WORKING PAPER SERIES DEFINED CONTRIBUTION PLANS, DEFINED BENEFIT PLANS, AND THE ACCUMULATION OF RETIREMENT WEALTH James Poterba Joshua Rauh Steven Venti David Wise Working Paper 12597 http://www.nber.org/papers/w12597 NATIONAL BUREAU OF ECONOMIC RESEARCH 1050 Massachusetts Avenue Cambridge, MA 02138 October 2006 We are extremely grateful to Tonja Bowen for extraordinary and tireless research assistance, to Gary Engelhardt and Anil Kumar for graciously providing us with tabulations from their HRS Defined Contribution Plan imputation algorithm, to Paul Bingley, Peter Diamond, Gary Engelhardt, Jon Gruber, Helena Stolyarova, and many seminar participants for helpful comments, and to the National Institute of Aging for research support under grant number P01 AG005842. The views expressed herein are those of the author(s) and do not necessarily reflect the views of the National Bureau of Economic Research. © 2006 by James Poterba, Joshua Rauh, Steven Venti, and David Wise. All rights reserved. Short sections of text, not to exceed two paragraphs, may be quoted without explicit permission provided that full credit, including © notice, is given to the source. Defined Contribution Plans, Defined Benefit Plans, and the Accumulation of Retirement Wealth James Poterba, Joshua Rauh, Steven Venti, and David Wise NBER Working Paper No. 12597 October 2006 JEL No. J14,J26,J32 ABSTRACT The private pension structure in the United States, once dominated by defined benefit (DB) plans...
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...Master of Business Administration and Investments University of Phoenix The reason for the quest of higher education is based on each individual’s short-term and long-term goals. In the case of someone who has a career with prospects of moving up in his field, pursuing a graduate degree would be an excellent way to bolster his resume. According to the Graduate Management News (2007), 81% of master of business administration alumni said “they could not have gotten their current job without their graduate management degrees” (¶ 1). The pursuit of the master of business administration degree shows employers a greater commitment in the individual’s willingness to invest in his own human capital. The company benefits from the return on that investment and does not have to devote a certain amount of time and resources in this person because he has already done so. The master of business administration can also lead to an increase in salary for those who attain it. From an article written by the Report on Salary Surveys, they state that “Just over half of recruiting companies made starting salary offers that ranged between $75,000 and $100,000” (Report on Salary Surveys, 2007, p. 9). That can be a substantial increase for many people, thus increasing the incentive in pursuing the degree program. This can put the graduate in a position to buy a home or a new car, but most notably career and financial stability. Companies are eager to pay master of business administration...
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...“The influence of Academic education on crime rate within South Asia” Abstract This paper illustrates effects of academic education on the crime ratio prevailing in the country. We present realistic influences between crime and education in South Asian countries and specifically in Pakistan, using various data sources. A solid conclusion is that criminal activity is negatively related with higher levels of education in Pakistan. Therefore, we categorize the outcome of education on influence in criminal activity using fluctuations in required school leaving age laws over time to understanding for the endogeneity of education. In this fundamental approach, for property crimes, the negative crime-education relationship remains strong and significant. The consequences of these findings are explicit and perfect. They indicate that refining education can yield major...
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...Volume 1, Issue 1, March 3, 2011 TABLE CONTENTS OF What is financial literacy and why is it important? Financial literacy is the ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial well-being. More specifically, it refers to the set of skills and knowledge that allow an individual to make informed and effective decisions through their understanding of finances. Financial literacy involves a number of different areas of understanding. Learning about money and how it works is an important aspect, as well as understanding products like credit, loans, and investments. Competency in managing money appears to be a skill that doesn’t come naturally to everyone. Unless a person is exposed to the practice of money management, he/she is less likely to understand how it works and it long-term benefits. Without a financial education, it is easy to develop poor spending and financial habits resulting in significant negative consequences such as a poor credit rating, denial of credit, rejection for a checking account and bankruptcy, to name a few. Early financial literacy is the best way to prevent such consequences. In essence, personal financial literacy is much more than managing and investing money. It also includes making all the pieces of your financial life fit together. Achieving Financial Success you must understand and determine where your money goes. Here’s how you can start: Analyzing cash flows Taking advantage of opportunity...
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...Career Choice Report Investment Banker or International Corporate Attorney? Prepared for xxxxxxxxx Prepared by xxxxxxxxxxx April 8, 2013 Date: April 8, 2013 To: xxxxxxxxx From: xxxxxxxx Re: Sharing Research on My Career Choice I am writing this in response for the request in information on my career choice. I am sure you believe that this assignment is important for me to consider what I want to do with myself over the next few years. Since I am in the business school, it is important that I reach a decision based on business. The two careers I researched were International Corporate attorney and Investment banker. Hopefully the details provided in this report will give you solace. I found information that brings to light what my future career should be. I believe I told you international law was something that interested me while a career in finance such as investment banking was also on my mind. My decision is based upon the best available research and is also the best decision for me more importantly. Since this report is based on my needs, I think that it is best to reveal them. My goal is to someday raise a family somewhere in the United States. So the criteria I am evaluating my career decision on is based with that goal in mind. There are specific needs that I would like filled with my career and families have unique needs. This report will contain many facts and figures based on research collected over a large period of time...
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...Running Head: Politics and Leadership Politics and Leadership in Higher Education Paper There are several important political issues that affect higher education and impact leaders and leadership. As a nation we have lost confidence in many of our most important institutions including our colleges and universities. A common criticism focuses on how education expenses continue to rise in America. Although America continues to be one of the most educated countries in the world, we have fallen behind in the percentage of young people with a college degree. As the numbers of problems have increased over the past decades, many constituencies of the higher education system have searched for stronger managers and visionary leaders. Colleges and universities need leaders and managers who can turn their visions into realities (Pietrucha, 2012). It is wise for leaders to start thinking about the needs of their followers who require support, encouragement, and reassurance and guide them through this period of vagueness and uncertainty. Summary of Political Arguments A recent political argument, the post-trillion dollar status achievement in the area of student loan debt shows no signs of reversing itself. In 2010 there were $100 billion in education loans taken out by U.S. citizens (Pietrucha, 2012). The rate of higher education cost has increased at a rate three times that of inflation over the last two decades, with average increase in college tuition around...
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...basic needs. For example, it is almost impossible to get a consultancy or finance job without an MBA. There are also a number of companies that will only give promotions for individual who have an MBA education (Thomas, 2009). Accomplishing an MBA preparation is an effective approach of demonstrating your suitability and commitment to upper level management in any organization or industry. It is also one of the best ways for someone who has followed a technical or specialist track; showing that they are ready, serious and capable to continue their career advancement or professional growth. In addition, it is crucial to reveal the level of motivation and self-development or improvement of an individual. If you can make the sacrifices of investing your money and time to study for an MBA, then you must be real interested to achieve a higher management or leadership position (BNET, 2010). Most of the business professionals understand that education give you power, prestige, credibility and positioning. However, it is a lifelong journey which has many different paths. Achieving successfully an MBA education is the only way to acquire the adequate knowledge to confront problems and solve them effectively and efficiently; able to compete for new career opportunities. As much education a person get, more valuable asset become for any organization. The decision of going after MBA is...
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...EXCEL International Journal of Multidisciplinary Management Studies Vol.2 Issue 1, January 2012, ISSN 2249 8834 Online available at http://zenithresearch.org.in/ AN OVERVIEW OF FOREIGN DIRECT INVESTMENT IN INDIA SYED AZHAR*; K.N.MARIMUTHU** *Research Scholars, School of Management Studies, University of Hyderabad, AndhraPradesh-500046. ABSTRACT This paper attempted to make an analysis of FDI in India and its impact on growth. It also focuses on the determinants and needs of FDI, year-wise analysis, sectoral analysis and sources of FDI and reasons. One of the economic aspects of globalization is the fact that increasing investments in the form of foreign direct investments. In the recent times due to the global recession most of the countries have not been able to pull investments. India has been able to attract better FDI’s than the developed countries even during the crisis period also. Especially in the recent years the FDI in India has been following a positive growth rate. Since 1991 the government has focused on liberalization of policies to welcome foreign direct investments. These investments have been a key driver for accelerating the economic growth through technology transfer, employment generation, and improved access to managerial expertise, global capital, product markets and distribution network. FDI in India has enabled to achieve a certain degree of financial stability; growth and development to sustain and compete in the global economy...
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...have different portfolio models, such as married, single, reproductive or not reproductive, middle-aged or elderly etc. Identify the life situation and personal value Greg and Cindy Hana, 35 and 27, are the parents of two small children with a third on the way. The family is only supported by Greg, who is the sole trader and earns $66,000 annually. And his works is a relatively dangerous occupation. That is, the family income is uncertain and risky. In addition to, the personal value of the family is favor of frugal and conservative type. The liability limits on their auto and homeowner's policies are $300,000. The couple only has $1,000 of stock and $2,000 in mutual funds. The mortgage is account little part of the total income, the investment method is stable and low return. However, this stage is the high earning capacity. Evaluate strengths and...
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...completion of a course, in order to hold a sort of commitment with the employee to complete the degree. Once the employee completes the full degree, the “withheld amount” is then reimbursed over the course of a year or two. This is done in order to avoid employees from gaining a degree for free from one company and then leaving to work elsewhere. The tuition reimbursement program is typically overseen and handled by a member of the company’s Human Resource department. This individual serves as the point of contact to ensure that the necessary criteria have been satisfied for each semester prior to approving reimbursements. Additionally any questions pertaining to guidelines and company policies related to tuition reimbursement for education should be directed to this member of human resources. Also, most companies maintain a decent amount of information related to tuition reimbursement on their websites, which is available to employee 24hours a day. It is extremely important for an employee to assess their current position within the company, where they would like to go, and finally what the outlook...
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...got the deal he wanted, but the investors on the other hand were left unhappy. Entrepreneur, Christopher Gray who created the scholarship database company called Scholly went onto Shark Tank to get $40,000 and let the investors get 15% of his company. Scholly is a smartphone app that “matches students with hundreds of higher education scholarships they can apply for” (Feloni). In the end, Gray received not only one, but two investors who invested in his company. The issue in this article was that all investors were interested; however Greiner quickly invested in Gray’s company within minutes (10 minutes real time) without needing any financial information. Greiner’s actions of investing in Gray’s company without needing financials left the other investors feeling like her actions were senseless and irresponsible. This article made me think, if I was an investor was it wise for Greiner to invest quickly in Gray’s company without knowing the financials or how the product they invested in works? Another issue that was brought into this article was the show was not meant to throw money away and be a charity tank. In the end, there was a debate on whether the investment was the result of pity or the business potential. Overall, I believe this article is great for upcoming entrepreneurs to determine whether the investor’s decision to invest in Gray was intelligent or...
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