...obtain higher paying positions after school. This will in turn take individuals that are not gainfully employed and allow them to learn a trade, go to a community college or obtain a higher-level degree. Lastly, according to the Keynesian perspective, it is strongly suggested that the President lower taxes for the middle class. This should increase the aggregate demand by freeing up cash for families to use. Expectations The U.S. Economy is made up of the following categories of Unemployment, Consumer Income, and Interest Rates. Based on these factors consumers have their own expectations of how the economy should be and the government based on the data that they have privy to have their own expectations of the U.S. economy. In order to get the expert opinions of the U.S. economy, we must look at each category’s projection. According the Bureau of Labor 2012-2022 employment projection report, the total employment rate will increase 10.8 percent during this period. In this report it indicates that the labor force will be a slow growth thus projecting the GDP to increase by 2.6 percent annually. This percentage is “slower than the 3 percent or higher rate often posted from the mid-1990s through mid-2000s”. (Bureau of Labor The first recommendation is based on the Keynesian perspective and addresses government spending and taxes. It is the advisement of the team that the President consider increasing spending for educational programs to unemployed workers to obtain higher paying...
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...Higher Education Affordability Brandon DeLoose Baker College Higher Education Affordability Earning a higher education yields a much larger total salary throughout life than those with a high school diploma or equivalent. However the cost of college has been increasing at a pretty ludicrous rate in the past thirty years in the United States. How are students to afford these ever skyrocketing costs to earn degrees and have the possibility of a more successful life? This problem begins in the history of higher education, therein are the causes that made the price inflate. This increase in cost makes it very difficult for people of low income to attain a degree of higher education. This in turn can have a lasting effect on the economy. Understanding all of this leads to two solutions. First, the government must take action to make this education more affordable, on way they might do this is by reducing their defense spending. Second, the people themselves can take steps to make higher education more affordable for themselves if they are in a situation where higher education is not very affordable to them. First we must first look at the history of higher education in the U.S. and the things going on around it at certain times that had some effects on it. Higher Education in the U.S. really began in the colonial era. The first colleges were set up by religious groups to train ministers. These colleges were modeled after colleges like Cambridge and Oxford in England. Harvard...
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...of state universities and colleges (SUCs), most notable of which is the University of the Philippines (UP), have made the issue of a budget cut rise again. They assert that the present administration of President Benigno S. Aquino III has continued the tradition of his predecessor in slashing the budget allotted for the education sector, and basic social services in general. Is this true as is there really a budget cut? Or is there merely a blind analysis of the proposed budget? Policy Basis for Financing The rationale on how the government makes its budget for SUCs stems from a number of recommendations and laws. One of the most integrative recommendations of recent years was the report of the Congressional Commission on Education (EDCOM). The EDCOM provided for the overall assessment of POLICY GUIDELINE SALIENT FEATURES the education system Congressional Commission on Adopt a formula for determining shares and proposed of the tertiary education in the over-all administrative actions Education Report (1991) available and anticipated resources. on how to improve Republic Act No. 7722 or Higher education managed under education. Higher Education Act (1994) deregulated nature under Commission The EDCOM report on Higher Education. proposed that a SUCs can retain their incomes derived formula for Republic Act No. 8292 or from tuition and other fees. determining the budget Higher Education for tertiary education Modernization Act (1998) Moratorium on the creation of new be established...
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...HIGHER EDUCATION IN INDIA: ISSUES, CONCERNS AND NEW DIRECTIONS UNIVERSITY GRANTS COMMISSION NEW DELHI December 2003 HIGHER EDUCATION IN INDIA ISSUES, CONCERNS AND NEW DIRECTIONS RECOMMENDATIONS OF UGC GOLDEN JUBILEE SEMINARS- 2003 HELD AT ELEVEN UNIVERSITIES IN INDIA UNIVERSITY GRANTS COMMISSION, NEW DELHI December 2003 (i) © 2003, The University Grants Commission Editorial Committee (Names of members, preferably in alphabetical order to be given) Printed and published by the Secretary, UGC For the University Grants Commission, Bahadur Shah Zafar Marg, New Delhi 110 002, India; Printed at……………………… (ii) Foreword The higher education system in India has grown in a remarkable way, particularly in the post-independence period, to become one of the largest system of its kind in the world. However, the system has many issues of concern at present, like financing and management including access, equity and relevance, reorientation of programmes by laying emphasis on health consciousness, values and ethics and quality of higher education together with the assessment of institutions and their accreditation. These issues are important for the country, as it is now engaged in the use of higher education as a powerful tool to build a knowledge-based information society of the 21st Century. Recognizing the above and the basic fact, that the Universities have to perform multiple roles, like creating new knowledge, acquiring new capabilities and producing an intelligent human resource...
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...supply of loans goes up, the real interest rate will fall. As the interest rate falls, aggregate demand will increase (move to the right). The following short run equilibrium results. In this short run equilibrium, which is shown as point (2): 1. the price level is higher than what was expected (it’s 110 instead of 105) 2. the price level is higher than in the (previous) long run equilibrium 3. as a result of the higher price level, producers will produce more output in the short run than in the previous long run equilibrium, since resource costs will not keep up with the higher price level for products (see below) 4. output (real GDP) will be higher than in long run equilibrium (and higher than the potential, sustainable, full employment level). 5. employment is greater than full employment 6. unemployment is lower than the natural rate (this can occur temporarily) 7. cyclical unemployment is negative (which can happen temporarily) 8. the real values of wages and resource prices will be lower than their lower than their long run equilibrium levels (due to the higher than expected price level) 9. real interest rates will be lower than long run equilibrium values (due to Fed action) Self-Correcting Mechanism This short run equilibrium will affect the resource market. As the aggregate demand begins to move rightward, producers expand their production in response, and thus increase demand for resources. Real wages and resource prices will be bid up,...
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...The correlates with the higher percent in Investments and Advances of 3.1 compared to 0.1. • The firm also has a lower percent of Total Assets due to divesting several of its non-pharmaceutical businesses of 32.1 compared to 51.2. • The firm also is the partner of choice for licensing deals with other firms in the industry. This correlates to lower COGS, Inventory and Inventory Turnover. The second business model described would match with the “A” Financial statement. • The firm manufactures and markets a broad line of products in the industry. This correlates with a higher Inventory of 7.0 compared to 5.4 and higher turnovers in all aspects of Asset Management. • The firm manufactures and markets the products correlating with higher COGS of 23.9 compared to 11.1. Beer The first company described would match with the “C” Financial statement. • The company has an extensive network of breweries and distribution centers correlating with the high percent of Net Fixed Assets of 54.7. • Since the company deals in high volume they have a lower Gross Profit of 46.1 compared to 61.5. The second company described would match with the “D” Financial statement. • This company outsources most of its brewing activity correlating with lower Fixed Assets of 16 compared to 54.7 of the other company. • The company has current liabilities of 24.4 compared to 12.2 of the other company. Since the firm is financially conservative they are still able to have a higher Gross Profit and Current...
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...equity in 2004, as the agreement to liberalize air cargo transport between the U.S. and China developed? Why did the UPS stock price lag? - The US-China agreement allowed an additional 195 weekly flights for each country- 111 by all-cargo carriers and 84 by passenger airlines- resulting in a total of 249 weekly flights by the end of a six-year phase in period. FedEx had set a goal of producing “superior financial returns” while UPS targeted “long term competitive return”. 2. In the history of the two companies leading up to that landmark agreement, how did they perform? Use the suggested template to summarize a comparison of the two firms on the basis of the financial criteria presented in the case for the period 1992 - 2003: Financial ratios (Exhibits 2 and 3); Earnings per share and total returns to investors (Exhibit 8); and Economic Profit (Exhibits 9 and 10). -Both FedEx and UPS performed well in Exhibit 2 and 3 but FedEx had a higher operating Income. Exhibit 8 shows that UPS had a higher earnings per share than FedEx. UPS weighted average cost of capital was higher for most of the years. 3. What are the strengths and weaknesses of these measures of performance? -FedEx had a higher operating costs but their earnings per share was lower than UPS. UPS on the other had had a higher earnings per share but his weighted average cost of capital was higher. 4. If you were identify one of these companies as excellent in 2004, which one would you choose? On what...
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...for that product and the price he or she is willing to pay for it. Supply is then created by producers when and if they are willing to accept the current rate for which they will get from production of that product. At the end of the day, price is what drives supply and demand. “The law of demand states that, if all other factors remain equal, the higher the price of a good, the less people will demand that good. In other words, the higher the price, the lower the quantity demanded. The amount of a good that buyers purchase at a higher price is less because as the price of a good goes up, so does the opportunity cost of buying that good. As a result, people will naturally avoid buying a product that will force them to forgo the consumption of something else they value more” (Heakel, 2014). “Like the law of demand, the law of supply demonstrates the quantities that will be sold at a certain price. But unlike the law of demand, the supply relationship shows an upward slope. This means that the higher the price, the higher the quantity supplied. Producers supply more at a higher price because selling a higher quantity at a higher price increases revenue” (Heakel, 2014). The simulation exercise gave a real life scenario regarding a property management company named GoodLife that owned and leased apartments throughout the United States, focusing on a particular city, Atlantis, which was in the middle of an industrial growth. A Shift in the Demand Curve GoodLife began with...
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...Company G CEO From: ********* ******* Date: xx/xx/xxxx Re: Company G Financial Status Explanation of Ratios The purpose of this memo is to provide a brief explanation of the different ratios and trends used to analyze the current financial strength of Company G. The following information will not only provide insight into how Company G is doing, in comparison to last year, but it will also provide a cross-comparison to industry-wide benchmarks, allowing Company G to see how it measures up to its competitors. ***Many of the following ratio formulas call for dividing one financial statement category by the average number of another category. The average is found by adding the beginning and ending numbers of the given category for the period, and dividing by 2. Current Ratio - The current ratio is used to help the company assess its ability to use assets like cash, inventory and accounts receivable, to pay its short-term liabilities, such as accounts payable, wages, etc. The higher the ratio, the more likely a company is able to pay its short-term debts. This ratio can be found by dividing current assets by current liabilities. Year 12 shows Company G has a current ratio of 1.76, which is down .1 from year 11. This ranks above the first industry data quartile of 1.4, but below the second and third quartiles of 2.1 and 3.1, respectively. Because this ratio has not only declined in the last year, but is also much closer to the lowest quartile, these numbers indicate...
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...will have the lowest boiling point for each number of electrons, 15 second, 16 third and 17 fourth. This is because as you follow the groups each one has one less bonded hydrogen which should make it more polar and harder to separate. I also predict that the element highest up in each group on the periodic table will have the lowest boiling point and then second, third and fourth. This is because as the molecules go down they get bigger meaning they have more atoms giving them more london forces making them harder to separate. Analysis: b) c) Group 14: - CH4 is a tetrahedral shape so the difference C and H have in electronegativty does not matter because the forces cancel out making this a non-polar molecule. Only having 10 electrons, CH4 has almost no london forces attracting it together, because of these two factors CH4 ends up having a very low boiling point. - SiH4 is a tetrahedral shape so the small difference Si and H have in electronegativty does not matter because the forces cancel out making this a non-polar molecule. Only having 18 electrons, SiH4 has very little london forces attracting it together, because of these two factors SiH4 ends up having a very low boiling point. It is just higher than CH4's because of having slightly more electrons giving it slightly stronger london forces. - GeH4 is a tetrahedral shape so the small difference Ge and H have in electronegativty does not matter because the forces...
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...will cause higher interest rates and higher inflation, this will cause creditors to lose confidence in the united states ability to service its debt and then they will raise the interest rates to offset this risk. It is so many ways that interest rates can go up, one way if the government is attempting to sell more debt than private bondholders are willing to buy at current prices than this will cause that affect to go into action. Inflation will cause us to have higher interest rates on our mortgage and when we purchase a car the loans would also go up to a higher interest rate and this will cause other loans to go up and would be costly for families to borrow money when needed and this will also cause families to wait and purchase their homes and find other means of building a financial security. High interest rates would also affect the individuals who would like to start a business and this will cause a set back to that individual to maybe have to start at a later time. The higher inflation will affect those that are on fixed incomes such as the elderly and disable that rely on social Security checks, pensions, and their savings in retirement. The inflation will also cause a increase in our food prices and a rise in medical care and this can cause senior citizens to have to go into poverty. Inflation can also cause seniors were they have to use up their savings sooner than they anticipated. The higher inflation can also cause clothing prices to go up and this will...
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...or two, the cost is going to be even higher. Setting up a college savings plan is one way parents can save towards funding their child's collegiate dreams. But, can someone other than the parents open up a college savings plan for the child? The simple answer is yes. Anyone can set-up a savings plan for higher education and designate someone else as the plan's beneficiary. The 529 College Savings Plan A savings plan can take many forms. A simple savings account can be designated for that purpose, as can a trust fund. Most choose a formal 529 college savings plan instead, for the tax benefits it provides. A 529 plan is operated by a state or an educational institution, for the purpose of helping families (and others) set aside money for a child's future higher education needs....
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...Stanley, S. M., & Fincham, F. D. (2008). “Hooking up” among college students: Demographic and psychosocial correlates. Arch Sex Behav, 39, 653–663. doi: 10.1007/s10508-008-9414-1 2. What theory was used? If no theory was specifically stated, what theory could have been applied? Although it wasn’t directly stated, the theory that is applied to this study is social exchange theory. Components of this theory include: rational decision making, decisions reflecting social structure, decisions being made by motivation and self-interests. In regards to religiosity, participants may way the cost and rewards of following their beliefs or hooking up. More females...
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...paper is “Market In The Higher Education In India” . The main objective of this term paper is to critically evaluate the presence of private sector in market of higher education in India. The structure of paper starts with first , explanation of higher education as public or private good debate . various authors views are used while discussing the nature of product the higher education . Second, the importance and increasing presence of private sector in higher education is explained. Third, the form of market structure in higher education from the perspective of the student, as well as the perspective of the providers of higher education Traditionally , higher education is regarded as a public good, benefiting not only the individuals but also the whole society by producing a wide variety of externalities or social benefits. In recent times, however, the chronic shortage of public funds for higher education, the widespread introduction of neo-liberal economic policies and globalization in every country and in every sector, and the growing presence and importance of the international law on trade in services by the World Trade Organization and the General Agreement on Trade and Services—has led to change in view of many that higher education is a public good, and introduce the concept of market by the sale and purchase of higher education, as if it is a normal commodity meant for trade. The very shift in perception on the nature of higher education from a public good...
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