...building. Growth stocks are intended to appreciate in value, as these companies have historical growth above average earnings, excellent cash flows to service their debts and high operating margins. Barrick Gold Corp. Barrick Gold Corp. is the gold industry leader. They have the largest un-hedged gold production and gold reserves in the industry. We chose to invest in Barrick Gold Corp. based on their target for growth, “A” rated balance sheet and their vision for being the best gold mining company through safe, profitable and socially responsible practices. Their income is generated from the finding, acquiring, developing and producing of quality gold reserves. In 2010, Barrick produced 7.8 million ounces of gold at a total cost of $457 per ounce and is targeting to grow to an annual production of 9.0 million ounce of gold within 5 years. The company also has exploration and developments projects that include proven and probable reserves of copper and silver. Stock Analysis On Feb.2, 2011, we purchased 423.01 of Barrick’s shares for $47.28 each. Their share price fluctuated from the purchase date till Mar.18. The share price was at its lowest the week of Feb.11. It increased by $4.00 by the end of week Feb.18, at the time the company declared a quarterly dividend of $0.12 per share, payable on Mar. 15. During the week of Feb. 25, the stock fell by $0.03, and rose again by $0.61. On Mar. 4, the share price was...
Words: 1854 - Pages: 8
...2012 BostonUSA Events Produced by the Greater Boston Convention & Visitors Bureau January 2012 Edition Larry Meehan, VP, Media Relations & Tourism Sales 617- 867-8231, lmeehan@bostonusa.com; Stacy Shreffler, Media Relations & Tourism Sales Manager 617-867-8203 sshreffler@BostonUSA.com. We are happy to provide media & tour planners with images, contacts & visit assistance. BostonUSA.com is Boston’s official visitor website. The GBCVB is proud to be partners with the Massachusetts Office of Travel & Tourism, MASSPORT, Discover New England, Boston Mayor’s Office of Arts, Tourism & Special Events, the Cambridge Office for Tourism,& the National Park Service. January-February-March 2012 The 12-week Food & Wine & Performance Season Pages 2-3 • 23rd Boston Wine Festival Boston Harbor Hotel Jan. 6-March 30, 2012 • New Isabella Stewart Gardner Wing designed by Renzo Piano opens Jan 19, 2012 • 21st Boston Wine Expo largest on USA East Coast Seaport World Trade Center Jan. 16-22, 2012 • “Geckos: Tails to Toepads” Museum of Science Boston Opens January 22, 2012-May 6, 2012 • Smith & Wollensky Wine Week, March 5-9, 2012 • Restaurant Week Boston citywide prix fixe menus March 18-23 & 25-30, 2012 • 109th BostonUSA St. Patrick’s 2012 Weekend : St. Patrick's Day Sunday Parade: March 18, 2012 • 2012 Boston Wine Week Spring March 26-April 1, 2012 April –May 2012 The Spring Season Opening & 9-week Gardens, Flowers & Parks Season Pages 3-5 • Red Sox Centennial Fenway Park Celebration First Home...
Words: 4285 - Pages: 18
...Introduction What we do about ecology [that is, what we do about environmental problems] depends on our ideas of the man-nature relationship. More science and more technology are not going to get us out of the present crisis until we find a new religion or rethink and old one. --Lynn White Jr. When it comes to modern civilization, few topics could be as relevant as the one we face in climate change and how our relationship with the earth has brought this state of affairs to be. Mr. White, a professor of medieval history and ecology, hits on a critical point (Vetlesen). Perhaps now is the time to investigate older beliefs and how they might allow us to adapt to our current situation, and perhaps improve it. The term “Native Americans” covers a wide range of individuals, tribes, ethnic groups, and geography. Despite these differences, many Native Americans share a similar belief regarding the treatment of the land and all that lived on it: that the land is sacred and should be respected and treated in a sustainable manner. It is this viewpoint that will be the focus of this paper: demonstrating the effect of European settlers on the United States’ ecology, some of the sustainable practices of Native Americans, and how this may have influenced modern society to practice sustainability. Body According to the dictionary, the term ecology refers to a branch of biological science involving the “relations and interactions between organisms and their environment, including other...
Words: 1437 - Pages: 6
...REGION II is composed of five provinces: - CAGAYAN Capital: Tuguegarao City - ISABELA Capital: Ilagan - BATANES Capital: Basco - NUEVA VIZCAYA Capital: Bayombong - QUIRINO Capital: Cabbaroguis CAGAYAN Cagayan Provincial Museum - An extensive collection of artifacts of the province and fossils of prehistoric animals. MIRACULOUS LADY OF PIAT A four centuries-old image of Mary broughtfrom Macao by DominicanFriars. The Basilica Minore is a declared National Shrine and a world-renowned pilgrimage spot. SAN JACINTO DE POLONIA PARISH, Camalaniugan -The church contains the oldest bell in the Far East, forged in 1595. ST. HYACINTH CHURCH, Tuguegarao Features an elevated chapel, its construction dates back to 1604. ST. PETER AND PAUL'S CATHEDRAL, Tuguegarao Built in 1767, the church has been restored after suffering massive damage in World War 2. ISABELA AGUINALDO SHRINE, Palanan - General Aguinaldo was captured here in 1901 by American Forces, thus ending the Philippine Revolution GUIBANG CHURCH, Gamu Houses the Miraculous Lady of the Visitation of Guibang. PARISH CHURCH OF ST. MATHIAS, Tumauini An ultra-Baroque church, unique for extensive use of baked clay, both for wall finishing and ornamentation. SAN PABLO CHURCH, San Pablo Built in 1625, it features the tallest bell tower in the Cagayan Valley. BATANES RADIWAN POINT, Ivana Seaport Site of the landing by Philippine Independence fighters on September 18, 1889. SONGSONG ...
Words: 3611 - Pages: 15
...AdKeller Graduate School of Management at DeVry College of New York Managerial Finance FIN516 Initial Public Offering By: Ayanna Teesdale Tianyi Liu Marco Palli Cafarelli Prof. Dr. Hamlet, Michael. January – February 2013 EXECUTIVE SUMMARY Condensed information of Visa Inc. is presented by revising the historical events and based on the respective 10-K Filing that this company published every year since its Initial Public Offering (IPO). First, the paper opens with a review of the company and its industry. Second, the Financial and Non-Financial facts are reported based on information stated on the Security and Exchange Commission (SEC) filings. Followed by an analysis that describes how successful was the IPO in raising capital, which continues with a narration of the happenings to the company since the IPO. Finally, the trend of Visa’s stock price since the IPO is scrutinized. THE COMPANY AND ITS INDUSTRY Visa Inc. is a company headquartered in San Francisco, California that engages the process of trading electronic payments through a network worldwide. It enables commerce through transferring data information (which has money value) among financial organizations, merchants, shoppers, businesses, and government entities via VisaNet (an exclusive asset of the company) which is a Network Information System (NIS) that is capable of offering fraud safety for consumers and guarantees payment for merchants. Visa’s payments platforms allow: credit, debit...
Words: 2868 - Pages: 12
...United Church of Christ: The Church affirms individual freedom and responsibility. It has not asserted that hastened dying is the Christian position, but the right to choose is a legitimate Christian decision. Mainline and Liberal Christian denominations: Pro-choice statements have been made by the United Church of Christ, and the Methodist Church on the US West coast. The 'Episcopalian (Anglican) Unitarian, Methodist, Presbyterian and Quaker movements are amongst the most liberal, allowing at least individual decision making in cases of active euthanasia The BBC wrote in an Aug. 3, 2009 online article titled "Religion & Ethics - Christianity: Euthanasia - the Christian View" on www.bbc.co.uk: "Christians are mostly against euthanasia. The arguments are usually based on the beliefs that life is given by God, and that human beings are made in God's image. Some churches also emphasise the importance of not interfering with the natural process of death... Christians believe that the intrinsic dignity and value of human lives means that the value of each human life is identical. They don't think that human dignity and value are measured by mobility, intelligence, or any achievements in life. Valuing human beings as equal just because they are human beings has clear implications for thinking about euthanasia: • patients in a persistent vegetative state, although seriously damaged, remain living human beings, and so their intrinsic value remains the same as anyone...
Words: 7225 - Pages: 29
...Governors Addresses of Federal Ministries Addresses of State Liaison Offices Past and Present Leaders 1960 -2013 Foreign Leaders 1921 - 1960 Natural Resources Tourist Attractions Exchange Rate History Memorable events - 800BC to April 2013 Political Parties Map of Nigeria Addresses of Federal Ministries Government Websites Local Government Areas Tertiary Institutions Important Abbreviations Sports Info Traditional Ruler Titles Civil War Events Memorable Dates Brief Biography of Notable Nigerians Web Diary General Knowledge Quiz Downloadable from www.promong.com Compilation by www.promong.com Promoting brands nationwide …more than 10,000 monthly downloads !!! 2 Contents Nigeria Origination, Information and Statistics………………..…………………………………………………………………………….3 States and Their Natural Resources...................…………………………………………………………………………………………….7 Tourist Attraction ………………………………………………………………………………………………………………………………………….8 Anthem, Pledge, Coat of Arms and National Flag……………………………………………………………………………………………9 Senate Presidents,Foreign Leaders, Premiers of the 1st Republic…………………………………………………………………..9 Inec Chairmen, Govenors of the 2nd Republic.………………………………………………..……….………………………………….10 Historical value of the Us dollar to the Naira…………………………………………………………….………………………………….10 Civil War Events…………………………………………………………….. ……………………………………….……………………………….…10 Vice Presidents, Speakers (House of Reps), CBN Govenors, Chief Justices……………………………..………………..……11 Nigeria Tertiary Institutions and year founded …………………………………………………………………………………...
Words: 5950 - Pages: 24
...The Stonehenge is located in the county Wilshire, which is about an hour and forty minutes drive, east of London. Long before the first construction of the monument was built, the Stonehenge landscape already used to contain long barrows, communal burial mounds of people from the Early Neolithic Period, around 4000 BC. The Stonehenge cursus, a 3 kilometer long and 100 meters wide strip of land outlined by two earthern banks found near Stonehenge also comes from about the same time (Ruggles et al). It is important to note that the Stonehenge is built in stages. The circular earthen ditch and bank is the earliest known development in Stonehenge, probably built using the antler of a red deer. It was developed during the Middle Neolithic period, around 2950 BC (Ruggles et al). The monument originally comprised of a ring made of 56 pits, known as the Aubrey holes, named after the antiquarian and scholar, John Aubrey who first discovered and recorded the holes in 1666 (Jack). These holes erected Bluestones that came from the Preseli Mountain in South wales, about 250 kilometers away (Pearson). These Bluestones were around 2 meters long and weigh several tons each (Ruggles et al). It took a lot of effort for prehistoric people to transport the heavy Bluestones from Whales to England; this suggests that the people who first created the monument placed significant importance on the Bluestones. The Station Stones and Heelstone (with a missing companion) were also put at about the same time...
Words: 3526 - Pages: 15
...AFX 5860 Assignment International Studies in Banking & Finance Visit 1: UN Food and Agricultural Organization [pic] Place: Rome Italy Brief Introduction: The Food and Agriculture Organizaiton of the United Nations (FAO) is a special agency of the United Nations that leads international efforts to defeat hunger. FAO acts as a forum where all nations meet equally to negotiate agreements and debate policy, it also a source of knowledge and information which help developed and developing countries in transition modernize and improve agriculture, forestry and fisheries practices and ensure good nutrition for all (FAO, 2010). Rome Italy is head quarters. It has 191 member states as well as Europe Union and the Faroe Islands, which are associated members (FAO, 2010). FAO is composed of 8 different departments, the meeting is conducted by finance division. Relevant Key Points & Issues The fist half of the presentation briefly introduced the FAO’s role as UN’s agency, its structure, business environment and management. FAO’s mandate is contribute to the growth of world economy and to increase the level of nutrition, with the mission of helping build a food secure world. In order to achieve such mandates, they involves 4 activities which are putting information within reach, sharing policy expertise, providing a meeting place for nations and bringing knowledge to the field. It used result- based management which is an approach that integrates strategy, people,...
Words: 5165 - Pages: 21
...the Basilica to realities and treat the problems involving its reestablishment. Being a national heritage and considered to be one of the first Roman Catholic churches in the Philippines, it is our objective to restore a historical edifice and preserve its cultural legacy and customs. On October 15, 2013, a 7.2 magnitude earthquake shook Bohol at approximately 8:00 in the morning. It caused millions of worth of casualties, hundreds of families devastated, destroyed numerous properties and damaged many historical landmarks and churches, including the Basilica de Sto. Nino. The earthquake crushed most of the belfry and façade; walls and frescoes are cracked, leaving the church in verge of total wreckage. To prevent an entire loss, propositions involving the repair and rebuilding of the damaged areas are to be provided as well as redesigning of the structure’s stability will furnish its constancy to be able to withstand future disastrous occurrences. Our team is focused on analyzing the Basilica’s present condition, what steps to take and plans to make in order to accomplish the goal of this proposal. The purpose of this paper is to inform and remind our readers that we should pay attention and value the elements and components that makes up our historical and cultural identity which completes and fabricates what and...
Words: 10393 - Pages: 42
...Earnings Management Study Oil & Gas Industry Abstract This study mainly focused on the earnings management in oil and gas industry and we used Jones model to detect discretionary accruals in the subject companies. Specifically, we examined three oil and gas sample companies that have been required to restate their financial reports due to the oil reserve overestimation. After running the regression and comparing statistics with other oil and gas companies, we found that the sample companies do revise oil reserves to manipulate the DDA expenses, thus achieving their goals of earnings management. Some recommended auditing guidance to detect such manipulation were given at the end. Introduction/Assumption Earnings management, in accounting, is the act of intentionally influencing the process of financial reporting to obtain some private gain. Earnings management involves the manipulation of company earnings towards a pre-determined target. This target can be motivated by a preference for more stable earnings, in which case management is said to be carrying out income smoothing. Management may also overstate the income for personal interests. Other possible motivations for earnings management include the need to maintain the levels of certain accounting ratios due to debt covenants, boost earnings to beat analyst targets, or intentionally understate the earnings to get rid of the...
Words: 3905 - Pages: 16
...Information Center Accra, Edition 01 | March 2011 newsletter >>>>>>>>>>>>>>>>>>>>>>> Dear reader, I am very pleased to present to you our DAAD Ghana newsletter in a new format, though we are maintaining our usual way of informing numerous Ghanaian readers on ‘Study and Research Opportunities in Germany. One of our main objectives is to promote the academic exchange between Ghana and Germany, and so we are happy to inform you that in the year 2009, 176 Ghanaians were sponsored by the DAAD for various programmes. In that same year, some 121 Germans were sponsored for various programmes in Ghana. Data for the 2010 year are not yet available, but since the beginning of this year alone, there have been more than 12 DAAD scholarship awards given to Ghanaian students to pursue various Masters and PhD programmes in Germany. If you want to apply for DAAD funded programmes for the 2012/13 academic year, visit our website or email us. We hope that you will enjoy reading this newsletter in a more comfortable format. Welcome to Germany, the Land of Ideas! Dr. (Mrs.) Heike Edelmann-Okinda Director, DAAD Information Center Accra DAAD Programmes: • • DAAD Information Center, Accra—New Counselling format from 1st April, 2011 Call for Application— Scholarship for Courses with Relevance to Developing Countries 2012/13 Germany - Best Destination for International Students New Member—AGGN • • In this Issue: • • • • • New Leibniz-DAAD Research Fellowship Programme Gerda Henkel...
Words: 2199 - Pages: 9
...Epic of Gilgamesh The Epic of Gilgamesh is epic poetry from Mesopotamia and is among the earliest known works of literature. Scholars believe that it originated as a series of Sumerian legends and poems about the protagonist of the story,Gilgamesh, which were fashioned into a longer Akkadian epic much later. The most complete version existing today is preserved on 12 clay tablets from the library collection of 7th-century BC Assyrian king Ashurbanipal. It was originally titled He who Saw the Deep (Sha naqba īmuru) or Surpassing All Other Kings (Shūtur eli sharrī). The story revolves around a relationship between Gilgamesh (probably a real ruler in the late Early Dynastic II period ca. 27th century BC)[1] and his close companion, Enkidu. Enkidu is a wild man created by the gods as Gilgamesh's equal to distract him from oppressing the citizens of Uruk. Together they undertake dangerous quests that incur the displeasure of the gods. Firstly, they journey to the Cedar Mountain to defeat Humbaba, its monstrous guardian. Later they kill the Bull of Heaven that the goddess Ishtar has sent to punish Gilgamesh for spurning her advances. The latter part of the epic focuses on Gilgamesh's distressed reaction to Enkidu's death, which takes the form of a quest for immortality. Gilgamesh attempts to learn the secret of eternal life by undertaking a long and perilous journey to meet the immortal flood hero, Utnapishtim. Ultimately the poignant words addressed to Gilgamesh in the midst...
Words: 7647 - Pages: 31
...* MURALLA ST. The street literally means wall, a fortification against invaders. The street is located at the inner edges of the walls. Before they consisted of three different streets: Calle Fundicion (Foundry) in the current PLM stretch of the walls, Calle Baluarte fronting the San Juan de Letran and the original Calle Muralla behind the San Juan de Letran. Most of the pre-war structures on this part of Intramuros were obliterated during and after the last war. Today, modern buildings occupy the site. Only markers describe the glorious architecture of churches and buildings that once stood on this side of the Walled City. * LPU GATE 2 WELCOME THE GUEST (REAL STREET- The Street is just one of the numerous Calle Real that existed during the Spanish Period. It is from the word Real which means Royal. The Street is formerly known as Calle del Parian because it passes through the Parian Gate and the Parian District outside Intramuros.) Founder, Dr. Jose P. Laurel. The only president to have served in all three branches of the Government, Dr. Laurel was a successful lawyer, legislator, constitutionalist, jurist, writer, scholar, statesman, philosopher, and above all things, an educator. The inspiration to establish a school came to him in the early 1920’s. He turned this dream into a reality. With the aim of becoming a center of academic excellence in the Philippines and the Far East, Lyceum of the Philippines University (then still a college) formally opened its doors...
Words: 3513 - Pages: 15
...Mental illness as a disease only came about towards the end of the 18th century and the term psychiatry was coined. (Potgieter, D. et al 1970). Psychology was first established as a formal academic discipline in South Africa (SA) during the 1920’s. (Burke, A. 2014) The concept of mental illness in SA raises many broad questions and debate. Mental health and illness has always been the poor cousin in the domain of medicine and particularly in SA. Although extensive research has been done, funding from government is inadequate for achieving a holistic understanding of mental health and policies to be implemented (Burke, A. 2014) in order to bridge the divide and integrate modern treatments with an historical ethnic practice. Mental illness...
Words: 2479 - Pages: 10
