...present here today, who has any reason why these two people should not be married…….I mean really, why did you come? Go home! Who gives this woman to this man? (Father of the BRIDE or Family member says) My family & Ido. Please Be Seated The bridal canopy, or chuppah, under which we are standing, is a multifaceted symbol. It creates a special and sacred space for this extraordinary moment in your lives. Your chuppah is open on all sides to symbolize the importance of the world that lies beyond your new home, how important your family and friends will be in your future and that your doors will always be open. Your parents surround you, for they are the true foundation upon which the structure of your lives rests. The fragilness of the chuppah is a reminder that you must both take great care to protect the integrity and strength of the holy union that you both have begun to build today. Surely, the only true anchor that you will now have will be holding on to each other, just as you are doing now. Yes, your chuppah represents a house full of promises and it is now filled with your joyous hopes and dreams! Family surrounds you and in a real sense also represents the generations of loving, hardworking, and dedicated ancestors that have brought you to this moment. There are those who were not privileged to live to see this day. But, their memories animate this ceremony. In a few moments, as you leave this chuppah, as husband and wife, you will carry with you their blessings...
Words: 1339 - Pages: 6
...Ergonomics of Pens * Mitali Prakash Vrinda Gupta Ask anyone who’s ever taken a timed, hand-written exam about the disadvantage of using a poorly-designed pen. Not only can writing with a sub-par utensil cost you time, but pain too. That’s because standard pens are not made with your ergonomic well-being in mind. In fact, the typical, “run-of-the-mill” ballpoint pen is designed to do one thing and one thing only: write. But as you grip the simple, straight shaft of the average pen, you begin to realize that it takes an increasingly high amount of pressure to keep the pen in your fingers. Indeed, because your fingers are fatiguing, and your fingertips sweating, more and more pressure is needed to continue to write. The problem with this of course, is that for all the pressure you exert on the pen, it exerts an equal amount of force on the bones, ligaments, and tendons of your wrist and forearm. This kind of random pressure can wreak havoc on your joints. In fact, it’s one of the leading causes of Repetitive Stress Injuries (RSIs) and Musculoskeletal Disorders (MSDs). Luckily, this problem has been recognized by the designers of several leading pen manufacturers. These companies have stepped forward, creating writing utensils made to eliminate pressure points, allowing you to write with ease for hours on end. Introduction The design of hand writing instruments has been based primarily on touch, feel, aesthetics and muscle exertion (Kao, 1977, 2004), and has mostly being...
Words: 2084 - Pages: 9
...Even thou Americans have Social Security, Americans need to plan for their retirement because of the failing economy and the rise of government debt. The failing Social Security program has been in the news for years. It has become a growing issue and a major concern to most Americans. With all the issues facing the government and its economy, the Social Security program needs to be overhauled. Still, people should also take matters in their own hands and make investments in a retirement plan. With the current predicament the Social Security program is in, the results of this system failing could be catastrophic for retiree’s. The results of this would place many retired Americans into poverty and losing everything they have worked for. However, this issue can be avoided by investing in their own retirement instead of putting their trust in the failing Social Security system. The structure of Social Security is expected to fail in years to come. With people living longer and family’s being smaller, less revenue is being poured into the Social Security system keeping it up and running as an active source of retirement income. It has been suggested that early actions to reform Social Security is needed to protect the program from failure. As we all know, the economy is in shambles and the U.S. Government is in a predicament with its own debt. With the governments need to solve its debt ceiling, money has been used from Social Security for funding and a way to pay debt. This is...
Words: 922 - Pages: 4
...Malmuth) even though these ideas frequently involve concepts that are deep, subtle, and not to be found elsewhere. 2. The fact that what he says and writes can be counted on to be accurate. 3. The fact that to this day a large portion of his income is still derived from gambling (usually poker but occasionally blackjack, sports betting, horses, video games, casino promotions, or casino tournaments). Thus, those who depend on David's advice know that he still depends on it himself. Other Books by David Sklansky Hold 'em Poker Getting The Best of It Sklansky on Poker Poker, Gaming, and Life Sklansky Talks Blackjack Gambling for a Living by David Sklansky and Mason Malmuth Hold 'em Poker For Advanced Players by David Sklansky and Mason Malmuth Seven-Card Stud for Advanced Players by David Sklansky, Mason Malmuth, and Ray Zee Preface This book is about the general theories and concepts of poker play, which are operative in nearly every variation of poker from five-card draw to Texas hold 'em. It...
Words: 49003 - Pages: 197
...Malmuth) even though these ideas frequently involve concepts that are deep, subtle, and not to be found elsewhere. 2. The fact that what he says and writes can be counted on to be accurate. 3. The fact that to this day a large portion of his income is still derived from gambling (usually poker but occasionally blackjack, sports betting, horses, video games, casino promotions, or casino tournaments). Thus, those who depend on David's advice know that he still depends on it himself. Other Books by David Sklansky Hold 'em Poker Getting The Best of It Sklansky on Poker Poker, Gaming, and Life Sklansky Talks Blackjack Gambling for a Living by David Sklansky and Mason Malmuth Hold 'em Poker For Advanced Players by David Sklansky and Mason Malmuth Seven-Card Stud for Advanced Players by David Sklansky, Mason Malmuth, and Ray Zee Preface This book is about the general theories and concepts of poker play, which are operative in nearly every variation of poker from five-card draw to Texas hold 'em. It...
Words: 49004 - Pages: 197
...what she is to you. If you only like her as a friend, refer to her as your friend in front of her. 2. Do not pay for her meals. It’s a really sweet gesture. But if you don’t fancy her in a romantic way at all, then split the bill. Because after all, you’re just friends. Do you pay for all of your friends’ meals? No. 3. Do not ask a lady about the type of guy she likes. This will make her think you’re curious to know if you fit what she’s looking for in a man. Thus, making her think you are interested. 4. Do not talk to her all the time. Don’t call and/or text her every day. This makes it seem like you’re thinking about her all the time, which can be translated into something more. 5. Do not spend one-on-one time with her after a group hangout. This makes a lady think you want to extend your time spent together, which then makes her think you really, really like spending time with her. And that can make her think you have romantic feelings for her. Just go your separate ways after a group hang-out. 6. Do not hold her hand. Just don’t. Sure, friends hold hands but not all the time. You should only hold her hand if you are trying to make her your girl. 7. Do not bring her into your friend group. Letting her know your “boys boys” is a big deal. You may think, “What. I’m just letting her meet my bros.” But she meeting your clique is sending the message that you want her to be deeply involved in your life. 8. Do not suggest meet-the-parents plans with a lady. Things...
Words: 465 - Pages: 2
...( Answers to Textbook Problems 1. At an exchange rate of 1.05 $ per euro, a 5 euro bratwurst costs 1.05$/euro ( 5 euros ’ $5.25. Thus, the bratwurst in Munich is $1.25 more expensive than the hot dog in Boston. The relative price is $5.25/$4 ’ 1.31. A bratwurst costs 1.31 hot dogs. If the dollar depreciates to 1.25$/euro, the bratwurst now costs 1.25$/euro ( 5 euros ’ $6.25, for a relative price of $6.25/$4 ’ 1.56. You have to give up 1.56 hot dogs to buy a bratwurst. Hot dogs have become relatively cheaper than bratwurst after the depreciation of the dollar. 2. E(NOK/CHF) ’ E(NOK/USD)/E(CHF/USD) ’ 7.5/1.25 ’ 6 NOK/CHF 3. When the yen depreciates vs. the dollar, its costs go up. This depresses its profits. On the other hand, if it exports products to the United States, it can increase the yen price (without changing the dollar price) so there may be some offsetting effects. But, by and large, a firm that has substantial imported input costs does not relish a depreciating home currency. 4. The dollar rates of return are as follows: a. ($250,000 − $200,000)/$200,000 ’ 0.25. b. ($275 − $255)/$255 ’ 0.08. c. There are two parts to this return. One is the loss involved due to the appreciation of the dollar; the dollar appreciation is ($1.38 − $1.50)/$1.50 ’ −0.08. The other part of the return is the interest paid by the London bank on the deposit, 10 percent. (The size of the deposit is immaterial to the calculation of the rate of return...
Words: 1822 - Pages: 8
...The technology that I have chosen is the cell phone. This little item that can fit in the palm of your hand, has become a part of our everyday life. It is our lifeline for phone numbers, emails, pictures and numerous other pieces of our life. The cell phone reminds us of upcoming birthdays or medication refills. But in my opinion there are 3 major impacts of this specific technology. They are social interaction, privacy, injury. I will also look into the future and talk about what may be on the horizon for the cell phone. First of all, how the cell phone has affected our social interaction. Have you ever been sitting at a restaurant for a nice dinner with your family, and looked around at other people? Sure we all have, but did you ever notice all the phones? It’s impossible to find a table with someone not using a phone. They are taking pictures, texting a friend or updating Facebook. That little item that fits into your hand has become how society interacts. Whether it is calling, texting, emailing, Facebook or twitter you can interact with any person at any time of the day, almost instantly. It has shaped they way everyone interacts socially. Secondly privacy is a major issue with cell phones. Cell phones hold anything from a phone number to your banking information. I know I want that information to stay private. In the age of the cell phone, it almost seems you lose a little bit of that privacy. The smart phone has become a must for almost everyone. But how do I know all...
Words: 647 - Pages: 3
...describe an investor who holds a position in a stock which decreases in value until it is worthless. Typically, the bag holder will hold the position for an extended period of time in which most of the investment is lost. Investopedia Says: ymbolically, the investor is left holding a bag full of worthless material, representing worthless stock. The bag holder... Learn More Share: A Look At Exit Strategies Traders need to understand what exits are available to them and know how to create an exit strategy that will help minimize... Share: Tips For When To Buy, Sell Or Hold In this article, we'll point to key information that will help you make good decisions under pressure... Share: Top 4 Most Scandalous Insider Trading Debacles In this article, we will look at some landmark incidents of insider trading... Share: The Art Of Selling A Losing Position Let's take a look at why selling is important and then talk about a selling strategy that works for any type of investor.... Share: To Sell Or Not To Sell In this article, we will take a look at the main points you should consider when selling an investment... Share: The Art Of Cutting Your Losses Realizing a capital loss before it gets out of hand separates successful...
Words: 781 - Pages: 4
...Revenue Recognition Dilemma U.S. GAAP Authoritative Guidance Accounting Standards Codification (ASC) 605-10-25-1 The recognition of revenue and gains of an entity during a period involves consideration of the following two factors, with sometimes one and sometimes the other being the more important consideration: a. Being realized or realizable. Revenue and gains generally are not recognized until realized or realizable. Paragraph 83(a) of FASB Concepts Statement No. 5, Recognition and Measurement in Financial Statements of Business Enterprises, states that revenue and gains are realized when products (goods or services), merchandise, or other assets are exchanged for cash or claims to cash. That paragraph states that revenue and gains are realizable when related assets received or held are readily convertible to known amounts of cash or claims to cash. b. Being earned. Paragraph 83(b) of FASB Concepts Statement No. 5, Recognition and Measurement in Financial Statements of Business Enterprises, states that revenue is not recognized until earned. That paragraph states that an entity's revenue-earning activities involve delivering or producing goods, rendering services, or other activities that constitute its ongoing major or central operations, and revenues are considered to have been earned when the entity has substantially accomplished what it must do to be entitled to the benefits represented by the revenues. That paragraph states that gains commonly result from transactions...
Words: 1914 - Pages: 8
...The future of medicine Thesis: The future of medicine holds advancements in medical technology that will greatly increase our longevity and quality of life. I. Introduction A. Attention Getter: Everyone in this room is going to DIE, what matters to each one of you is when and how your death is going to happen. B. Relevance: The answer to both how and when you are going to die will change dramatically with new medical technology emerging. C. Credibility: As a Pre-Med neuroscience student, I’ve been very interested in the up and coming technology in medicine. In fact, this summer I studied in Germany learning about brain computer interfaces, but I will get more into that later. D. Thesis: (What matters to each one of you is that) the future of medicine holds incredible technological advancements that will greatly increase our longevity and quality of life. E. Preview: In the not so distant future, medicine will tell you if you are about to get sick, or if any of your organs need replacing new ones will be grown with your DNA, and if you are paralyzed or disabled you will be able to control robotic exoskeletons to compensate for any loss with your brain waves. Transition: Now I know this sounds kind of technical and boring and you are probably thinking why do I care, let me answer that. Currently medicine is set up so that if you feel sick you go to the doctor, but by the time you feel symptoms, for instance of cancer, you have a later stage of the disease...
Words: 946 - Pages: 4
...presentation. A lot of thought and preparation goes into creating a good oral presentation. A presenter has to plan for his or her audience. You must make your information interesting and easy to follow. For example, if you are presenting to a younger audience or elderly audience, be sure to simplify the information in terms they would understand. If relevant, start your presentation out with a story! It captures the audience’s attention from the start. The introduction and conclusion are the most important parts of your presentation. The introduction introduces the presentation and lets the audience know what you are going to discuss. The conclusion is the segment the audience will remember most. As a presenter, it is your last chance to make an impression, reinforce your argument, and repeat the main points. In the body of the presentation you need to hold the audience’s attention. To do so, use graphs, charts, or pictures. Even though these are only a few techniques to help create an effective presentation, they are a great start in preparing and organizing your presentation! Throughout this class, I have learned various techniques and strategies that have helped me in creating and delivering a good oral presentation. I learned that if you are able to choose your topic, choose a topic that you are familiar with. Also, choose a topic that is...
Words: 604 - Pages: 3
...Addicts cannot function as normal members of society. They neglect or abuse their families, and eventually require expensive treatment or hospitalization. Jesse Heffernan is a Certified Recovery Coach. He is a creative, imaginative, forward-thinking, advocate. He is also in recovery. (Cook Alicia 8/2008) “He pretty much used whatever he could get his hands on, and he admitted that “Crack was the bottoming...
Words: 965 - Pages: 4
...Letter from a Birmingham Jail & Inspire a Shared Vision Inspire a Shared Vision’s first ideal is that of envisioning the future. Dr. King sees a future of hope and equality for the Negro. In paragraph 24, he states that “Oppressed people cannot remain oppressed forever.” Dr. King’s vision of the future is rooted in his knowledge of the past and current events around the world. Blacks have come a long way in society in the United States and continue to march onward towards equality around the world. There for, common sense dictates equality will come to Blacks in the United States with time. However, Dr. King describes this mindset that is entrenched in the moderate Whites and the passive Blacks as destructive. He rebukes the idea that time and time alone will bring equality. He describes time as being only neutral. According to King, time can be either constructive or destructive. He further claims that “people of ill will have used time much more effectively than have the people of good will.” Clearly, Dr. King shares the same vision that the majority of the United States holds at this point in history (or at least, holds openly in public). Where the difference lies is in the time frame. Dr. King blames the passive Blacks and moderate Whites for believing that change will come with time, without reason. “Human progress never rolls in on wheels of inevitability; it comes through the tireless efforts of men willing to be coworkers with God, and without this...
Words: 1160 - Pages: 5
...beginning of your work as an investor. As time goes by, you’ll need to monitor the performance of these investments to see how they are working together in your portfolio to help you progress toward your goals. Generally speaking, progress means that your portfolio value is steadily increasing, even though one or more of your investments may have lost value. On the other hand, if your investments are not showing any gains or your account value is slipping, you’ll have to determine why and decide on your next move. In addition, because investment markets change all the time, you’ll want to be alert to opportunities to improve your portfolio’s performance, perhaps by diversifying into a different sector of the economy or allocating part of your portfolio to international investments. To free up money to make these new purchases, you may want to sell individual investments whose performance has been disappointing while not abandoning the asset allocation you’ve selected as appropriate. To assess how well your investments are doing, you’ll need to consider several different ways of measuring performance. The measures you choose will depend on the exact information you’re looking for and the types of investments you own. For example, if you have a stock that you hope to sell in the short term at a profit, you may be most interested in whether its market price is going up, has started to slide or seems to have reached a plateau. On the other hand, if you’re a buy-and-hold investor...
Words: 5272 - Pages: 22
