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How People Make Economic Decisions

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How People Make Economic Decisions
Hoy en día según todas la fuentes de información; la economía global y mundialmente hablando está afectada y cada vez más en deterioro. Pero antes de todo debemos comenzar a preguntarnos ¿Qué es economía? La economía es la ciencia social que estudia como las personas se ocupan de sus recursos limitados para así poder lograr una máxima satisfacción en sus limitadas necesidades.
Ahora bien; cómo podemos saber cuáles son las principales decisiones que uno debe tomar en consideración, toda persona racional a la hora de toma una importante decisión en su economía deberá identificar el problema y analizar que tiene que hacer para que su economía mejore y sea estable. Luego establece una hipótesis o posible solución que le ayude al entendimiento de su problema y más adelante tendrá la difícil situación de comprobar que lo establecido tenga validez, tendrá que hacer un estudio de que esta en lo correcto o en lo incorrecto. Y por ultimo rechazar o aceptar la forma de pensamiento y que por supuesto te llevara a mejorar o a al fracaso de tu economía.
En un momento de mi vida tuve una gran decisión que tomar y fue hace 3 años y era si cambiaba de empleo o no. Mi empleo era fijo en la banca por 5 años consecutivos, con un sueldo mínimo que no me daba ni para comerme un helado, era en la zona metropolitana y los tapones eran increíbles. Eso si me encantaba mi trabajo, mis compañeros y mi jefa era la mejor, además tenía mi plan médico, plan de retiro y mi estacionamiento bajo techo gratuito.
Me ofrecieron una oportunidad de empleo estupenda no ganaba demasiado pero si mucho mas que en mi trabajo de 5 años, a 10 minutos de mi casa, eran unas tareas que jamás había realizado. Ya llevo 3 años en el empleo y me han subido en sueldo ya 2 veces, tengo mi plan médico, plan de retiro y mi estacionamiento. Gracias a Dios me decidí y me arriesgue, sino lo hubiese hecho hoy estaría en las filas del desempleo porque a la mayoría de los que estaban en mi departamento los sacaron por toda la transición de la industria bancaria. A l principio creía que había cometido un grave error pero meses más tarde entendí que fue la decisión más acertada que he tomado en mi vida. Pronto tomare otra decisión crucial en mi vida es la de comprar un apartamento ya que saldo mi guagua en el mes de noviembre y salir de la vida de “reina “de casa de mis papas.
Los principios de economía ayudan a ejercer a la ciudadanía información y proporciona ideas útiles a los políticos, consumidores trabajadores. Los principios económicos son herramientas de gran valor ya que son la base de la política económica, la cual busca resolver problemas y controlar las situaciones.
Los sistemas económicos son un conjunto de arreglos institucionales y mecanismos de coordinación, los cuales responden al problema de la economía. Los sistemas económicos difieren a quieres son los propietarios de los factores de producción y el método que se utiliza para la coordinación de la actividad económica.
La economía de mercado capitalismo puro es donde cada participante actúa por su interés propio, donde cada individuo o empresa busca maximizar su satisfacción o beneficio a través de sus propias decisiones de consumo o producción.
La economía centralizada o comunismo se caracteriza porque la propiedad pública de todos los recursos de propiedad y la toma de decisiones económicas las toma el gobierno. Los sistemas mixto o mezclados, es donde se puede observar que el gobierno participa activamente en la economía, promueve la estabilidad y el crecimiento económico además suministra bienes y servicios cuya producción seria escaso o inexistente dentro de este sistema de mercado lo que provoca que se modifique la distribución del ingreso.
Los diferentes sistemas económicos tienen diferentes ideas con relación a la economía. Estas diferencias son de los recursos, son propiedad del gobierno o propiedad privada o si es un sistema económico central. De esta manera la economía estaría girando alrededor de ellas.
El diagrama circular lo que nos indica es como funciona un sistema capitalista donde los mercados de productos y de recursos y la muestra de los ingresos y gastos y recursos y productos son las partes más importantes en una economía capitalista.

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