...Alimbarashvili, MED Coordinator, DRC & Sabina Mikayilova, CEO of CC LLC – November - December, 2004 Venue: Offices of Fin-Dev LLC in Baku, Barda and Mingechevir, Azerbaijan 1. Introduction Finance for Development is a spin off of Oxfam GB/Azerbaijan and was registered as a Limited Liability Company by the Ministry of Justice of Azerbaijan Republic in September 23, 2002 and obtained a license from the National Bank of Azerbaijan in April, 2003. Prior of Fin-Dev’s establishment its founder Oxfam GB started a “Saving and Lending” project in Azerbaijan in 1997. The project performed different activities including study of existing formal and informal saving and credit systems. In January, 2000 Oxfam GB initiated Future Financial Institutions (FFI) project in Barda but due to Azerbaijan legal framework had to separate the FFI project and register it as an independent entity (NBCO). Main operational base of Fin-Dev LLC is situated in Barda. Fin-Dev has two branches in Barda and Mingechevir. The area of lending operations cover Barda, Tar-tar, Agdam, Agjabedi and Kurdamir, Mingechevir, Yevlakh, Agdash, Goychay, Ujar and Sheki districts. In April 2002, Fin-Dev signed an agreement with SFDI for a non-interest loan for 2-year period but couldn’t use the loan due to absence of license. After obtaining a license starting from June, 2003 Fin-Dev received the...
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...Requirements for the BBA degree: Foundation Courses 40-41 Credits Core Courses 45 Credits Departmental Requirement 24 Credits Minor 15 Credits Total variable requirement for Graduation 124-125 Credits Foundation Courses Communication Skills ENG 101 ENG 102 ENG 105* ENG 106 ENG 202 Listening and Speaking Skills English Reading Skills Business English Advanced English Skills Introduction to English Literature 40-41 Credits 9 3 3 3 3 3 * Prerequisite ENG 101 & 102 Note: students not exempted from ENG 101 and ENG 102 will have to take ENG 101, ENG 102 and ENG 105. Note: students exempted from ENG 101 and ENG 102 will have to take ENG 105, ENG 106, ENG 202 Computer Skills CIS 101* CSC 101** Fundamentals of Computer System Introduction to Computer Science 3 3 3 * For students without basic knowledge of computer **For students with basic knowledge of computer & mandatory for students with Major in subjects offered from the SECS Numeracy MAT 100* MAT 210* Basic University Mathematics 1 Basic University Mathematics 2 6 3 3 3 *MAT 100 and MAT 210 mandatory for SLAS majors(English, Media & Communication, Anthropology) other than Sociology MAT 101* MAT 211* MAT 102* MAT 212* Intermediate University Mathematics II Probability and Statistics Introduction to Linear Algebra & Calculus Probability & Statistics for Sc. & Engr. 3 3 3 3 **MAT 101and MAT 211 mandatory for Business/SESM/Sociology majors $MAT 102 and $MAT 212 is mandatory for students with major...
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...THE UNIVERSITY OF NEW SOUTH WALES AUSTRALIAN SCHOOL OF BUSINESS SCHOOL OF BANKING & FINANCE FINS 3650 / FINS 5550 INTERNATIONAL BANKING Course Outline Semester 2, 2011 This Part A is specific to this course. Part B relating to general bumpf is separately posted. TABLE OF CONTENTS 1. Lecturer Contact Details 2. Course Details 2.1. Teaching Times and Locations — FINS 3650 2.2. Teaching Times and Locations — FINS 5550 2.3. Units of Credit 2.4. Summary of Course 2.5. Course Aims and Relationship to Other Courses — FINS 5550 2.6. Course Aims and Relationship to Other Courses — FINS 3650 2.7. Student Learning Outcomes 2.8. ASB Graduate Attributes 3. Learning and Teaching activities 3.1. Lectures, Preparation, and Postparation (a new work I just made up) 3.2. Course Materials 3.3. The Lectures Themselves 4. Assessment 4.1. General Approach 4.2. Formal Requirements 4.3. Examination Details 4.4. Assignment Submission Procedure 4.5. Late Submission 4.6. Quality Assurance 5. Course Evaluation and Development 6. Other Thoughts 6.1. Inappropriate Behaviour 6.2. Workload 6.3. Attendance 7. Course Topics 7.1. Introduction to International Banking 7.2. Bank Regulation, Risk, and Capital Management 7.3. Interest Rates 7.4. Liquidity 7.5. Credit 7.6. Trading and Investment Banking 7.7. Securitisation and the Global Financial Crisis 7.8. Payments 7.9. Operational Risk 7.10. Money Laundering 1 1 1 1 1 1 2 2 2 2 3 3 3 4 4 4 4 5 6 6 ...
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...syste Report Title: Effective use of information system in ‘FixitNow’ (FIN) Assignment: 01 Name: Student id: dfuh Course title: System Management Overview (COIS20024) Submitted to: Mark Walpole Term: 2, 2013 TABLE OF CONTENT Introduction…………….........................................................................................................1 Justification………………………………………………………………………………..2 Decision model to support the SMEs’ decision to participate or leave a collaborative Network…………………………………………………………………………………. Measuring the Success of Information Systems (IS) from Users' Point of View Using Goodhue Index………………………………………………………………………….. How small businesses master the art of competition through superior competitive advantage… The Role of Management Information System (MIS) and Decision Support System (DSS) for Manager’s Decision Making Process. The Role of Management Information System (MIS) and Decision Support System (DSS) for Manager’s Decision Making Process. Management information system by O Brien j and George Marakas. Introduction The case study is about ‘FixItNow’ (FIN) which is small medium enterprise (SME) business. This initially starts with the Adam smith and his two younger brothers Ian and Paul in the small...
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...farming 3.2. Algoa Bay 3.3. Economic Methodology: Cost/Benfit analysis 3. Case Study: Algoa Bay fin fish farming project 4. Analysis and Policy Implications 5. Conclusion 1. Introduction The global level of fish stocks are on an overall decline due to overfishing. Areas within South Africa such as the Eastern Cape Province are considered to be the second greatest producing province of aquaculture commodities. Because of the rich aquaculture within the Eastern Cape, the Departments of Agriculture, Forestry and Fisheries, through various criteria based on a Strategic Environmental Assessment (SEA), have selected Algoa Bay within the Eastern Cape to introduce fin fish farming. The various fin fish that are intended to be farmed in this area are linked fishery exports that contribute approximately R411 million per annum in the Eastern Cape. Thus study intends to investigate the development proposal aimed at increasing the growth of the aquaculture industry within South Africa as well as conducting an investigation into the economic and environmental issues associated with the introduction of aquaculture within areas such as Algoa Bay. The objectives with the introduction of fish farms are to increase job creation within the area and more importantly to manage the dwindling stocks of wild fin fish. A cost and benefit analysis will be applied to the Algoa Bay case study in order to establish the economic costs and benefits, and to establish whether...
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...FIN 535 – International Finance COURSE DESCRIPTION Presents international financial tools, applications, and concepts used in formulating effective financial management strategies. Examines fundamental international financial relationships and transactions among firms, foreign exchange rate determination and forecasting, foreign exchange risk and exposure, balance of payment accounting, and evolution of the international monetary system. Analyzes special topics such as working capital management strategies, capital budgeting, cost of capital, and optimal capital structure in the context of international operations. INSTRUCTIONAL MATERIALS Required Resources Madura, J. (2012). International financial management (11th ed.). Mason, OH: South-Western, Cengage Learning. Supplemental Resources Al Nasser, O.M. (2010). How does foreign direct investment affect economic growth? The role of local conditions. Latin American Business Review 11, 111-139. Kornecki, L. & E. M. Ekanayake. (2011). Inward FDI stock in the U.S. economy and state based determinants. Advances in Management, 4(6), 13-24. Ranjan, V. & Agrawal, G. (2011). FDI inflow determinants in BRIC countries: A panel data analysis. International Business Research, 4(4), 255-263. United Nations. (2011). Foreign Direct Investments in LDCs: Lessons learned from the decade 20012010 and the way forward. United National Conference on Trade and Development. COURSE LEARNING OUTCOMES 1. Compare multinational financial management...
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...80 Int. J Latest Trends Fin. Eco. Sc. Vol-2 No. 1 March 2012 The Impact of Information and Communication Technology on Banks‟ Performance and Customer Service Delivery in the Banking Industry Alhaji Abubakar Aliyu, Rosmaini Bin HJ Tasmin Department of Technology Management Faculty of Technology Management, Business and Entrepreneurships Universiti Tun Hussein Onn Malaysia, 86400, Parit Raja, Batu Pahat, Darul Ta’zim, Johor, Malaysia hp090012@siswa.uthm.edu.my rosmaini@uthm.edu.my Abstract - Information and communication technology (ICT) has become the heart of banking sector, while banking industry is the heart of every robust economy. If it collapses so will the economy. This is absolutely evident from current recession in European banks crises, and in turn. The effect of globalization, competition and innovation in the banking industry by its providers to offer their services makes essential the understanding of how various aspects of consumer behaviour affect the innovation and respond to customer service delivery. Within this context this paper has considered a critical literature review of previous researchers with the objective to examine the impact of Information and Communication Technology on banks performance and customer service delivery. This paper also makes of a critical review of peer reviewed, scholarly and organizational literature regarding the impact of ICT on banks’ performance to examine if banks have successfully achieved effective customer’s service...
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...CHAPTER 17 (FIN MAN); CHAPTER 2 (MAN) JOB ORDER COSTING EYE OPENERS 1. Product cost information is used by managers to (1) establish product prices, (2) control operations, and (3) develop financial statements. 2. a. Job order cost system and process cost system. b. The job order cost system provides a separate record of each quantity of product that passes through the factory. c. Process cost systems accumulate costs for each department or process within a factory. 3. Job order costing is used by firms that sell custom goods and services to customers. The job order system is frequently associated with firms that will produce a product or service specifically to a customer order. 4. No. A job order cost system is not appropriate because workers could not physically differentiate between the products being worked on in different orders. 5. Work in Process 6. Materials should not be issued by the storekeeper without a properly authorized materials requisition. Both the storekeeper and the recipient of the materials should initial the materials requisition when the materials are issued to indicate release of the proper amount of materials from the storeroom. 7. a. Purchase invoice or receiving report b. Materials requisition 8. A job cost sheet is the subsidiary ledger to the work in process control account. The cost of materials, labor, and overhead are listed on the job cost sheet for each job. A summary of all the job cost sheets during an accounting period is the basis for journal...
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...W A T S O N H A L L UK data retention requirements information data retention and disposal Watson Hall Ltd London 020 7183 3710 Edinburgh 0131 510 2001 info@watsonhall.com www.watsonhall.com Each type of data within an organisation should be identified and classified. Once this has been completed and during periodic reviews, it is necessary to define the retention and disposal policy. Business data records should be assessed for the statutory and legal requirements, business and accountability requirements and the risks associated with keeping or disposing of the data records. A records management system or schedule of data retention criteria can be used to document the data records, the requirements and the security controls needed for their identification, storage, protection, retrieval, retention and disposal. There are a large number of statutes, case law and regulations defining how long some data must be kept for before it is destroyed — some of which are outlined on the following pages. A few requirements such as records of wages apply to almost all sectors, but we have listed some specific requirements for the communications, financial and governmental sectors. Other sectors have equally important requirements. The exact minimum retention period varies with the specific data type, and the starting date is often context related e.g. period from an event like an accident, retirement or the advertisement of a product. This document is based on the previous work...
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...options available for a company ready to move forward. Ultimately, Google chose to sell its stock through W.R. Hambrecht + Co.'s OpenIPO, which was modeled on auction-based offering formats in France, Japan and elsewhere. In 2004, Hambrecht's track record of success was mixed at best and even today the future of this IPO format in the United States is far from certain. IN THE SPRING OF 2004, GOOGLE WAS ONE OF THE MOST TALKED-ABOUT I. HISTORY AND BUSINESS MODEL In 1995, Larry Page, 24, and Sergey Brin, 23, first met as Stanford University computer science graduate students.4 Their company Web site describes that first encounter as a clash of personalities that eventually led to their now-famous creative solution for retrieving relevant information from large sets of data.' At the time, search engines, for the most part, ranked search results by the number of hits for Assistant Professor of Business Administration, University of Virginia, Darden School of Business. This Article was composed with the assistance of Christopher DuPaul (MBA '04) and Herbert Frazier (MBA '04). Copyright © 2004 by the University of Virginia Darden School Foundation, Charlottesville,...
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...PAPER. (5) (6) (7) (8) PRINT YOUR STUDENT NUMBER ON THE TOP RIGHT HAND CORNER OF THIS PAGE. ANSWER ALL QUESTIONS ON THE ANSWER SHEET PROVIDED. ALL ANSWERS MUST BE IN PENCIL. FINS 1613 Final Exam 1 T2 2009 Multiple Choice - 50 Questions: 1 mark each. 1) If a firm follows a residual dividend policy, they will give precedence to: a) b) c) d) e) maintaining their desired debt-equity ratio over paying dividends paying a constant dividend over increasing retained earnings paying dividends over accepting positive investments maintaining a constant level of debt before paying dividends avoiding dividend cuts over changing the debt-equity ratio 2) An investment project is most likely to be accepted by the payback period rule and not accepted by the NPV rule if the project has a) b) c) d) e) a large initial investment with moderate positive cash flows over a very long period of time. a very large negative cash flow at the termination of the project. most of the cash flows at the beginning of the project. all projects approved by the payback period rule will be accepted by the NPV rule. The payback period rule and the NPV rule cannot be used to evaluate the same type of projects. 3) Cross International is an all equity company. You are given the following information for Cross: EBIT = $880 000 forever Corporate...
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...AT THE BACK OF THIS EXAM PAPER. PRINT YOUR STUDENT NUMBER ON THE TOP RIGHT HAND CORNER OF THIS PAGE. ANSWER ALL QUESTIONS ON THE ANSWER SHEET PROVIDED. ALL ANSWERS MUST BE IN PENCIL. FINS 1613 Final Exam 1 T2 2009 Multiple Choice - 50 Questions: 1 mark each. 1) If a firm follows a residual dividend policy, they will give precedence to: a) b) c) d) e) maintaining their desired debt-equity ratio over paying dividends paying a constant dividend over increasing retained earnings paying dividends over accepting positive investments maintaining a constant level of debt before paying dividends avoiding dividend cuts over changing the debt-equity ratio 2) An investment project is most likely to be accepted by the payback period rule and not accepted by the NPV rule if the project has a) b) c) d) e) a large initial investment with moderate positive cash flows over a very long period of time. a very large negative cash flow at the termination of the project. most of the cash flows at the beginning of the project. all projects approved by the payback period rule will be accepted by the NPV rule. The payback period rule and the NPV rule cannot be used to evaluate the same type of projects. 3) Cross International is an all equity company. You are given the following information for Cross: EBIT = $880 000 forever Corporate tax rate = 25% Cost...
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...on television as its primary source of information about the legal system. Many American’s turn to television media for general entertainment, but watch certain genres for informative purposes. Watching crime based shows is one example of this theory. People look to crime shows to gain knowledge of how crime solving works and what kind of job duties each person has, when what is shown on television is not always reality. Take the shows Law and Order: SVU and Hawaii 5-0. These shows reveal the aspects of detectives’ everyday lives inside the job. They have a high tolerance for violence and depict an unrealistic representation of certain occupations. Methodology: Reading two essays, researching television media and genres, observing two shows and participating in a Roundtable Discussion on American Media Images (RDAMI) were the steps I took in putting together my ideas on television media. “Superman and Me” by Sherman Alexie and “Where Have All the Parents Gone” by Barbara Dafoe Whitehead were the two essays I read for this paper. They develop ideas on what has an impact on American people and culture. I observed two episodes of two different television shows. Law and Order: SVU was one of the shows. Law and Order: SVU is a show about sexually based crimes, SVU meaning “Special Victims Unit”. “Friending Emily” and “Manhattan Vigil” were the two episodes with the main characters being senior detectives Olivia Benson and Odafin “Fin” Tutuola, detectives Nick Amara and Amanda...
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...Powers and Duties of Officers and Employees The procedure followed in the decision making process, including channels of supervision and accountability, the norms set for discharge of functions and the rules and regulations held under the control of the organization and used by its employees are detailed below. Shri Raji Philip Chairman-cum-Managing Director The Chairman and Managing Director is the Chief Executive of the Corporation and is responsible to the Board of Directors. He is responsible for all the activities of the Corporation including personnel, financial and commercial management, and corporate planning and project implementation. He is responsible for the effectiveness of the organization in the pursuit of the Company’s goals and objectives and in particular for the performance and supervision of the technical, administrative and day-to-day operations of the Company. The powers exercised by CMD are as per “Delegation of Powers” of CMD in vogue from time to time. Shri A K Bhatia Director (Operations) Director (Operations) is a member of Board of Directors and reports to Chairman and Managing Director. He assists the CMD in all technical matters, in procurement of providing support to the mills for efficient operations, forestry raw material and other major inputs, setting technical parameters and monitoring the operations against the set norms, closely inter-acting with the Chief Executives of the mills on all technical matters including innovation...
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...has meet their responsibilities. iii. Through history, FS based on historical cost have been found to be useful. * Mautz – “if whose who make management n investment decision had found financial reports based on historical cost useful over the years, changes in acctg would long since have been mad” iv. The best understood concept of profit is the access of selling price over historical cost. * People understand the basic notion of actual cost compared to the selling price as an access or profit. v. Acctg must guard the integrity of their data against internal modifications. * Historical cost is less subject to manipulation bcoz it is based on actual transaction occurred. vi. How useful is profit information based on current cost or exit price? * Current cost or exit price induce a short term view of profit. * But...
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