Maurice, the paper’s content is very good. See the WritePoint report on this paper for the many uses of the passive voice. If you work toward using the active voice in your papers, they will be even more readable. APA format is good.
Grade 10/10

Acts of Information Technology
Maurice Smith
BIS/220
October 3, 2011
Joseph Bergeon

Acts of Information Technology In a world of information and increased technological advances, people are subject to more issues crossing an ethical boundary of privacy than ever before in history. Throughout history, technology and its benefits have created enormous impact, both positive and negative, on society. In reviewing more current history, technological advances have created a new societal need to develop and initiate The Fair Credit Reporting Act of 1970 and The Telephone Consumer Protection Act of 1991. The Fair Credit Reporting Act of 1970 was during a time when consumer’s private information was fraudulently and incorrectly reported to credit reporting agencies. The advances in use of the information through computers that generated profiles and lists caused consumers to initiate complaints privacy and rights were violated. This act was designed to monitor the collection, dissemination, and use of consumer information that was provided by such computer generated lists and protect consumers. Many consumers were identified falsely as poor credit consumers and flagged at the credit bureau agencies without notification resulting in a poor credit standing. The result of the complaint is a requirement that credit reporting agencies must provide consumers with a copy of their credit reports, notify consumers when negative information is removed from the credit report and is re-entered onto their report, and remove past credit items in a reasonable amount of time (“The Fair Credit Reporting Act of 1970,” n.d.). The Telephone Consumer Protection Act of 1991 was designed as a result in consumer complaints identified because of continuous, intrusive telemarketing phone calls to people’s homes. Often people would be relaxing at home with their families and the telemarketing calls would be continuous. Telemarketing firms were acquiring computer generated lists from subscribers of telephone services and contacting consumers in attempt to sell various items or services. Consumers were increasingly frustrated and voiced concerns of privacy. This act was designed to protect consumer’s rights and privacy. As a result of the complaints, consumers were granted an option to request to be on a “Do Not Call” list. Telemarketing and phone contacting companies are required to adhere to such requests from consumers and if they do not follow such requests are subject to a $500 fine paid to the consumer (“Consumer Privacy Guide.org,” n.d.). The world of technology continues to provide the consumers with tremendous advancement in opportunities and experiences while bringing about many ethical concerns. As a result these advances continue to provide consumers with information, specifically addressing the concern of ethics and privacy raised in The Fair Credit Report Act of 1970 and The Telephone Consumer Protection Act of 1991. Each will continue to be viewed as a guide in understanding the consumer and the elements one finds morally and ethically acceptable.

References The Fair Credit Reporting Act of 1970. (n.d.). Retrieved from http://idtheft.about.com/od/glossary/g/LegislationFCRA.htm Consumer Privacy Guide.org. (n.d.). Retrieved from http://www.consumerprivacyguide.org/law/tcpa.shtml