...October 3, 2012 This week’s meeting was focused on mostly announcements, updates, and discussion of a potential trip to the Federal Reserve. The meeting began at 1pm and lasted for approximately 30 minutes, and on time. There were 13 members in attendance. There was a permanent room change from last meeting. All meetings will be held in the faculty library, 6th floor Jubilee Hall. Announcement 1: The finance club would like to welcome its newest e-board members, will be serving as Co-Vice Presidents. They will be responsible for coordinating with speakers once events are set up and arranging travel plans for off campus events. Announcement 2: There will be a guest speaker on Thursday, October 11 at 8:45pm in Jubilee Rm 132. The speaker is Ed Scheuer and will be speaking about mathematical finance. Ed Scheuer is vice president in charge of Capital Markets Hedging. The primary functions associated with this group include leading a cross functional team to evaluate, rebalance, and execute the company’s existing living benefits hedge program, continued development of hedge asset selection and strategy, and analysis and communication of hedge results. He joined the hedging team since 2006 after working at Prudential in the Treasurer's department for nine years. During that time, Ed held a number of positions ranging from cash and liquidity management to legal entity borrowing and rating agency relationships. Ed joined Prudential in 1997 upon graduating from Seton Hall University...
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...1.1 Introduction: Financial development is essential for economic growth and development, and weak financial systems make countries defenseless to crises. A growing body of empirical literature shows these relationships. This means that to enhance economic growth, developing countries must take initiative to increase both the financial depth and diversity of their financial sectors. Banking sector is one of the most important sectors for the economy of a country. Sometimes it is called heart of the economy. Banks are the leaders of all financial services industry, where the proper functioning of the economy depends on the banking industries. Banks drive all the financial activities of certain economy. Commercial banking industry is one of the most important financial intermediaries in Bangladesh. It is playing great role to generate savings and it makes sure the proper investment of this savings in different sectors of our economy. Commercial banks are cooperating different types of business in various ways which is ensuring prosperity of business. Prosperity of business means prosperity of the economy as a whole. By now, it has been proved that literally bank is the heart of all commercial activities in Bangladesh. The number of banks in all now stands at 49 in Bangladesh. Out of the 49 banks, four are Nationalized Commercial Banks (NCBs), 28 local private commercial banks, 12 foreign banks and the rest five are Development Financial Institutions (DFIs). History of banking sector...
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...Commercial Bank Limited(UCBL) that’s why I have chosen “Consumer banking” as my topic of interest this study is being formed based on the – A study on United Commercial Bank Limited. Dissertation program is very much important. Because when a student of MBA program acquire theoretical knowledge through class and group study then he found something difference between the theoretical knowledge and practical working environment. Again an executive of any organization remain always busy with his own organization. For the dissertation tries to go to the deep of his own organization and acquire much knowledge. So dissertation of IIUC place a major rule to build up skilled executives as well as skilled manpower. In this dissertation it is tried up to take out the zest of the Consumer banking performance Evaluation of the study, anyone can get idea about how this bank is differ from other banks, how this bank make effective its Consumer banking performance moods, what is the performance of the bank till now. 2. Objectives of the study: ❖ Main Objective The main objective of this study is to analyze the Consumer banking of United Commercial Bank Limited, Jubilee Road Branch, Chittagong. ❖ Specific Objectives The specific objectives of the study are: a. To know about the United Commercial Bank Limited. b. To discuss about the consumer banking products and services of the sample bank. c. To analyze the Performance of Consumer Banking of the sample branch. d. To recommend...
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...Commercial Bank Limited(UCBL) that’s why I have chosen “Consumer banking” as my topic of interest this study is being formed based on the – A study on United Commercial Bank Limited. Dissertation program is very much important. Because when a student of MBA program acquire theoretical knowledge through class and group study then he found something difference between the theoretical knowledge and practical working environment. Again an executive of any organization remain always busy with his own organization. For the dissertation tries to go to the deep of his own organization and acquire much knowledge. So dissertation of IIUC place a major rule to build up skilled executives as well as skilled manpower. In this dissertation it is tried up to take out the zest of the Consumer banking performance Evaluation of the study, anyone can get idea about how this bank is differ from other banks, how this bank make effective its Consumer banking performance moods, what is the performance of the bank till now. 2. Objectives of the study: ❖ Main Objective The main objective of this study is to analyze the Consumer banking of United Commercial Bank Limited, Jubilee Road Branch, Chittagong. ❖ Specific Objectives The specific objectives of the study are: a. To know about the United Commercial Bank Limited. b. To discuss about the consumer banking products and services of the sample bank. c. To analyze the Performance of Consumer Banking of the sample branch. d. To recommend...
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...Information Systems Effectiveness of Nurse Communication, Spring 2012 ▪ Assessing the risks for business continuity and patient safety ▪ Study of the culture, processes, and models of communication used in hospitals Methodologies Used: Delphi, Focus Group interviews for Needs Analysis and Requirement Gathering Factors Affecting Employees’ Compliance to IT Security Policies, Fall 2011 ▪ Reviewed the various threats to information systems in an organization and the theoretical models explaining the factors that influence an employee’s adherence to IT policies. ▪ Completed a literature review of factors that affect employees’ compliance to security policies in IT industries and the measures to be taken by the senior management to improve compliance. Quality Assurance in Managed Care Organizations, Fall 2011 As a part of my course in Medical and Health Informatics, I evaluated all the features of a managed care and accountable care organization. Issues and challenges involved in assuring quality in Managed Care Organizations Specialities • MANAGERIAL SKILLS: IT PROJECT MANAGEMENT, CLIENT INTERFACING SKILLS, PROCESS MODELING, OPERATIONS STRATEGY AND MANAGEMENT, STATISTICAL DATA ANALYSIS,...
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...ADAMJEE INSURANCE Analysis of Insurance Sector Research Report Table of Contents Introduction .................................................................................................................................................. 3 Insurance sector at a glance ......................................................................................................................... 4 Major Players in the Market ..................................................................................................................... 6 Global Insurance Industry Overview ............................................................................................................. 7 Non-life growth is still weak in the industrialized countries, but strong in Asia ...................................... 8 Non-life insurance premium growth ........................................................................................................ 8 SWOT Analysis of Pakistan Insurance Industry ............................................................................................ 9 Analysis of Leading Insurance Companies in Pakistan (of first quarter 2011) ............................................ 10 Drivers of Insurance Coverage .................................................................................................................... 11 Competition between insurance and banking ...................................................................................
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...NCBA & E Consumer Behaviour Group Members 1) Mansoor Ahmed Butt 2) Samar Abass 3) Umair Khalid 4) Fawad Anjum 5) Farrukh Nabeel 6) Tahir Jamshed Butt Submitted To: Ma’am Ummara Rana Topic: Habib Oil Mills Analysis Table of contents: Preface…………………………………………………………………………. About company………………………………………………………………… Mission statement………………………………………………………………. History of growth……………………………………………………………….. Current selling situation of the consumers……………………………………… Consumption pattern of HABIB Oil……………………………………………. Competitive situation…………………………………………………………… Swot analysis…………………………………………………………………… Target market…………………………………………………………………… BCG Matrix……………………………………………………………………... Marketing segmentation ………………………………………………………… Basic for segmentation ………………………………………………………….. Customer analysis…………………………………………................................. Internal audit……………………………………………………………………. Product………………………………………………………………………….. Price…………………………………………………………………………….. Place……………………………………………………………………………. Promotion………………………………………………………………………. Tabulation of the Results and Findings………………………………………… Pie Chart………………………………………………………………………… PREFACE: First of all I would like to thank our instructor Mam Umara Rana for providing us the opportunity to look into various consumer plans of Habib Oil Mills Pvt (Ltd). This project has given...
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...Marco Marketing Environment Analysis There are government regulations and legal issues in political factors. This aspect is important because the stability of political in Finland could affect the whole industry. Finland is one of members of World Trade Organization (WTO), where the country offers large free markets. These large free markets operate without taxation in import as the transactions are based on negotiation and agreement. With this, it will be a great opportunity for Oldtown White Coffee to expand their business in Finland’s market and make a profit out of it. Economics Economic factors affect the purchasing power of consumers and the firm’s cost of capital. The Gross Domestic Product (GDP) in Finland contracted at an annual rate of 0.40 percent in the last reported quarter. Based on statistic, from 1975 until 2010, Finland's average quarterly GDP Growth was 0.56 percent reaching an historical high of 5.00 percent in September of 1980 and a record low of -5.30 percent in March of 2009. Wages and salaries of worker in Finland increase 5.5% of national income from year 2005 until 2009. Finland has continues to attract foreign investment due to its economic success. With the strong economic status, Finland is surely suitable country for Oldtown White Coffee to expand their business. Social-Cultural Social factors are very important because they can easily affect the consumer needs and the size of the potential markets. One of the social factors is the cultural aspects...
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...rapid social and cultural transformation in the past decade, mostly due to substantial western influence in every sphere of life. Coffee not only evolved from a mere commodity to a competing brand across companies, but there also has been a significant shift in its consumption pattern. Consumption of coffee at a coffee chain has grown at a rapid pace and has almost outgrown the consumption in our living rooms. Global giants like Barista and Costa Coffee have opened up retail outlets in India, though the café market is mostly dominated by Café Coffee Day in India. Through this research, I would try to evaluate the industry attractiveness of a new global coffee chain trying to enter Indian market and set up outlets here. In order to do that, one needs to find out the possible entry barriers, consumer buying patterns, and brand switching potential pertinent to this industry. I will first assess the right demographic or region to target and the degree of penetration feasible in these sections. The research will try to capture basic parameters like reservation price of the customers, frequency of purchase, expected...
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...MANAGEMENT PRACTICE S.A.I.M. S.A.I.M. CASE-STUDY WORKBOOK Prepared by Dr Norris W Dalton. Copyright 2002 SAIM Management Practice 1 Copyright @ 2002 - South African Institute of Management All rights reserved. No part of this publication may be reproduced or transmitted in any form by any means, electronic or mechanical, including photocopy, recording, or any information storage and retrieval system, without permission in writing from SAIM. Copyright @ 2002 Copyright 2002 SAIM First Edition (2002) Management Practice 2 MANAGEMENT PRACTICE CASE-STUDY WORKBOOK CONTENTS Page 1. Introduction. 5 2. Management in Context. 7 3. Learning to be a manager. 9 4. Case-study analysis. 11 5. Problem-solving and decision-making. 14 6. Caselets: First-line and Middle-management (Tactical/operational levels). 21 7. Case-studies: Executive / Senior management (transitional / strategic level). 119 8. Case-studies: Management failures (Reference studies). 173 9. Lessons: 201 Business {Managerial) Failure. 10. References and Further Reading. Copyright 2002 SAIM 207 Management Practice 3 Copyright 2002 SAIM Management Practice 4 MANAGEMENT PRACTICE Management Principles are easy; Management Practice is difficult. 1. Introduction The Theory of Management (20%) is easy and can be learnt in a classroom setting, since it relates to knowledge acquisition and book-learning...
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...bonuses (if payable within twelve months of the end of the period) and non-monetary benefits (such as medical care, housing, cars and free or subsidised goods or services) for current employees; (b) post-employment benefits such as pensions, other retirement benefits, post-employment life insurance and post-employment medical care; (c) other long-term employee benefits, including long-service leave or sabbatical leave, jubilee or other long-service benefits, long-term disability benefits and, if they are payable twelve months or more after the end of the period, profit-sharing, bonuses and deferred compensation; and (d) termination benefits. 3.1 Accounting Policy Used on MFRS 119 Employee Benefits for AZRB AZRB act or implement the employee benefits based on their Human Resource Policy and also the “Performance Management”. In the AZRB’s Annual Report it has been stated that, a Human Resource Policy approved by the Establishment Committee that has sets the tone of compliance with the Group’s rules and regulations and employee conduct. Besides, the Group has also in place a Performance Management System, which is linked to and guided by...
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...Running head: A Portfolio of International Business A Portfolio of International Business Kathaleen Hull International Business 662 Harding University Abstract Understanding how we learn as adults, what positive and courageous leadership looks like, international business defined and ventures in global business we are able to look at international business as a whole. All of these components affect how we do business beyond borders and give us an idea of what components are required as a professional in a vast growing global market. A Portfolio of International Business Defining International Business According to BusinessDictionary.com, international business can be summarized as the exchange of goods and services among individuals and businesses in multiple countries or a specific entity, such as a multinational corporation or international business company that engages in business among multiple countries. (BusinessDictionary.com) Knowing that the definition of International in the Merriam-Webster dictionary is defined as relating to two or more nations and that business in the Merriam-Webster dictionary is defined as a commercial or sometimes an industrial enterprise; I think Business Dictionary’s definition of international business is very accurate. (Merriam-Webster Online) When you think international business, the non-profit sector is probably not the first type of organization that comes to mind. Heifer International is a non-profit entity that...
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...Condensed Consolidated Financial Statements 3 4 5 7 8 9 10 11 12 13 COVER – Richard Henfrey, Chief Operating Officer, with Blackmores’ new easier to open, sustainable, improved shelf-life, stronger bulk pack which won a WorldStar Packaging Award, the most prestigious prize in the global packaging industry. Blackmores’ innovative design also won gold, silver and bronze medals across three categories at the Australian Packaging Design Awards (APDA). The Directors of Blackmores Limited submit herewith the Financial Report of Blackmores Limited and its subsidiaries (the Group) for the half-year ended 31 December 2014. In order to comply with the provisions of the Corporations Act 2001, the Directors’ Report is as follows: The names of the Directors of the Company during and since the end of the half-year are: Marcus C. Blackmore Stephen J. Chapman Verilyn C. Fitzgerald (Retired 23 October 2014) Christine W. Holgate Brent W. Wallace Helen E. Nash David G. Ansell REVIEW OF OPERATIONS The Directors report that sales for the six months to 31 December 2014 were $206,361,000 (2013: $169,566,000), an increase of 21.7%. The Group profit after tax for the half-year was $18,615,000 (2013: $12,112,000) an increase of 53.7% on last year. The significantly improved results reflected the focus during the period on delivering against the Group’s four...
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...–influenced policies, stateowner sector, and red tape and extensive regulations, collectively known as ‘License Raj’. The Indian economic development got a boost through its Economic reforms in 1991 and again through its renewal in the 2000. Insurance serves a number of valuable economic functions that are largely distinct from other types of financial intermediaries. Insurance contribution materially to economic growth by improving the investment climate and promoting a more efficient mix of activities then would be undertaken, in the absence of risk management instrument. Insurance sector in India is one of the most booming sectors of the economy and is growing at the rate of 15-20 percent per annum. In India, insurance is a flourishing industry, with several national and international players competing with each others and growing at rapid rates. Indian insurance companies offer a comprehensive range of insurance plans, a range that is growing as the economy matures and the wealth of the middle classes increases. Due to the growing demand for insurance, more and more companies are now emerging in the Indian insurance sector. The economy of India is the eleventh largest in the world by nominal GDP and the forth largest by Purchasing Power Parity (PPP). KEYWORDS: License Raj, Economic reform, financial intermediaries, Investment climate, Risk management instrument, Comprehensive range, Nominal GDP, PP. ______________________________________________________________________________...
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...MARITAL STATUS Married with two children, aged 24 & 18 EMPLOYMENT RECORD * July 2011 – present Research Manager – CRC for High Integrity Australian Pork (Pork CRC) * Manage a Portfolio of Research Projects in the Pig Industry to be valued at $138m over the eight year period - 2011-2019 * Manage the transition of 25 projects from previous CRC (2005-2011) * Develop and implement a Project evaluation process * Manage the Project evaluation and approval process for the four Research programs * Conduct an annual strategic review and Economic Impact assessment of portfolio * Develop, implement and manage a Web-based Research Project Portfolio Management system * Manage a project involving research infrastructure with eight organisations nationally * Manage a national benchmarking project * Develop and manage the Corporate website – www.porkcrc.com.au December 2007 – June 2011 * Project Manager – CRC for an Internationally Competitive Pork Industry (Pork CRC) * Based at the University of Adelaide’s Roseworthy campus * Managed a Portfolio of Research Projects in the Pig Industry valued at $80 m over six year period - 2005-2011 * Developed and implemented a Project Portfolio Management system with a Melbourne IT company, to allow national and...
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