...Real Estate Short and Long-Term Goals Debbie Pena Northcentral University Real Estate Short and Long-Term Goals This research includes short-term and long-term real estate goals. The short-term goals revolve around assisting people with low to moderate earnings to purchase "green" (environmentally friendly) feature properties without going over budget. Long-term goals include becoming certified in energy efficient programs called Leadership in Energy and Environmental Design, property management services, mortgage programs, and offering classes in credit counseling. The short-term goals will be directly applicable to the long-term goals. In order to meet the needs of the clients, the credit counseling and property management business will change from being a long-term goal to a short-term goal. Clients with imperfect credit (or no credit) need help in obtaining a home mortgage loan. The client might have enough salary to cover the monthly expenses, however, a low Fair Isaac Corporation (FICO) score can cause a loan to be declined. In order for a customer to be pre-qualified, their credit history must be evaluated and old "collections" paid. Proof of payment is sent to three credit bureaus (Equifax, TransUnion, and Experian). If, for some reason, the clients cannot be pre-qualified, they might need the services of a property management services (renting, or leasing) until the credit score is sufficient enough to qualify for a home mortgage loan. The research...
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...hospital. Moreover, I found myself in constant admiration of the nurses that worked there. The nurses I met were incredibly intelligent, industrious, and always helping co-workers, patients, and visitors. In my third year of college, I realized that these nurses were everything that I had envisioned for myself. Then I came to a frightening conclusion: I no longer wanted to study finance, the major I had been pursuing for the past two and a half years (The "third year of college" reveals this already. How long had you been interested in business before that?). Slowly, I had grown discontent with my studies, losing interest in schoolwork that failed to resonate with my changing goals. I no longer wanted to work in business; instead I wanted to work in a setting that allowed me to have a direct impact on the lives of others. After researching the profession more thoroughly, I decided that I would like to go into the field of nursing. In regards to nursing, my short term goals are related to education. I place an emphasis on education because I believe it is the vehicle that allows us to move forward in our lives. That being said, in the near future I hope to attend an accredited nursing program where I can receive an encompassing education through rigorous coursework and gain the...
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...According to the dictionary a Goal is a person's ambition or effort to achieve something. Everyone has a goal to accomplish whether it's a long term goal or short term goal. Long term goals take 12 months or more to achieve and short term goals take 12 months or less. Long term goals are harder to achieve than short term. My goals are definitely long term rather than short term goals. My goals are to get accepted into Virginia Tech, to play on Tech’s lacrosse team, and have a house next to a ski resort. First, I want to get accepted to go to Virginia Tech. I want to go there because it is my favorite school and my aunt went there. To get accepted I have to work harder and longer on my grades. I got to get every homework, project, and essay in on time. Its most popular majors are engineering, business, and management. I want to major in engineering because I want to learn how to build and fix things. If I have a problem with something I would be able to fix it. Getting accepted to Virginia Tech would help me later in life with problems....
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...1. Short – term Educational Goal 2. Long –Term Educational Goal 3. Goal Development Analysis: a. What types of techniques did you use to set your education goals? I am using time management since that is going to be the biggest obstacle for me. Having a full time job, a family and home to take care of. Now I will have to fit school into my busy schedule. b. What kind of techniques will you use to manage your time so that you can achieve your goals? I will be making a schedule for everyday that I will be following to make sure that all my readings and assignments get turned in on time. I will also be doing most of my reading on the weekend to get ahead so I will not fall behind. c. What kind of techniques will you use to manage the stress that you encounter in achieving your goals? The first thing that I am going to do to manage stress will be to workout every morning before my day starts. I will also be scheduling down time for myself to relax for one hour every evening before I sit down to do assignments. ----------------------- Setting up schedule to fit school into my day Today: Make a schedule This week: Read ahead and get assignments done on time This month: Use what I am learning to fit into my daily life This year: Get awesome grades and not miss any school Get my bachelor degree in Business Management Today: Turn all assignments in on time and do all my readings This week: Follow schedule that...
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...Deciding when Short-term or Long-term Goals Drive a Decision Rickey Paradise GEN480 MAY 09, 2013 Professor Annie Debeljak University of Phoenix Deciding when Short-term or Long-term Goals Drive a Decision To determine the difference in short-term and long-term decisions one must understand that most decisions have both. As a planner and estimator making difficult decisions is a daily occurrence. The decisions made today effect the long-term decisions because the goal may change, such as making a schedule to complete a task. The long term estimated delivery of the product may be six months away. However, the short-term goals and decisions to achieve the goal effect the scheduled date because bottlenecks occur, such as retrieving the parts to complete the task on time. Personal goals have the same consequences. Planning his or her education is a one way to understand this concept. If an individual makes a decision to obtain his or her degree in two years the long-term goal is set. However, during the course of the year a tragedy occurs and the individual has to change the long-term goal because the short-term goals are affected. Critical thinking while setting the goal may have solved the problem. Allowing for inconvenient occurrences while setting the long-term goal helps to maintain the set schedule. Setting goals require making small steps to obtain the long-range goal. Monitoring the short-term goals is one way to achieve the long-term goal. According to Rosen L...
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...My first long-term goal is to finish this Doctoral program at Abilene Christian University. It is important to utilize the progress I made in my short term goal to reach and succeed in my long-term goal. My short term goal of using the Writing Center, and preparing for classes will help me obtain that purpose. Going to work full time and going to school my motivation or drive has been working in overdrive. Having motivation has helped me satisfy the need to complete a new task every day. In respect to the speed of the program if I am not prepared I will fail to accomplish the goal of finishing this doctoral program. My second long-long term goal is to become a president of a university. The reason that I want to become president of a university...
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...enhance my SAP skills to a more managerial role. The program for strategy Field study would help me learn from case based and real time scenarios in actual situations, which would help me, get a firsthand experience of project planning and timelines. The Global Leadership program of the Schulich MBA is in itself a great opportunity to lead and develop one’s experience and be able to network across with people from different backgrounds. This would help me gain perspective on how different people function, on how various business functions and project implementations in various markets are affected by the competition and markets while enabling me to effectively communicate with individuals from around the globe. This dovetails with my long-term goal of running complete SAP solutions in technical consultations and rising to the level of a VP whereby I will control SAP implementations across the firm as well as manage other non-SAP related...
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...Professional and Personal Goals December 12, 2011 Someone famous once wrote, “A journey of a thousand miles begins with a single step.” That’s deep! But, in a way, it’s obvious and should go without saying. However, so many people try to just jump the whole thousand miles at once and seem to forget that careful steps and rest stops must be made along the way to successfully (the main word is successfully ) complete that journey. I’ve had my goals and aspirations for a long time but I’m not sure that I ever started out in the most organized fashion. My professional goals remain the same but I now realize that effective time management is the main way to achieve my goals in a less stressful manner. I understand that setting goals is very important so that one can determine what is important and what is not. It helps one concentrate on the big picture and gives one the freedom to spend less time on the not so important things. The goals that are set should be attainable, specific, measurable, realistic, and timely. My professional short term goal is to acquire a staff or per diem position at one of the few hospitals in the area which are willing to hire nurses with associate degrees. I was, until I started school, a traveling nurse, but, due to the course of study I am undergoing, I’ve had to stop traveling. My professional long term goal is to ultimately receive a master’s degree so that I can become a nurse practitioner or a clinical instructor. I...
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...Setting the Short-term and Long-term Goals for Newlyweds It is important for the newlyweds to have a financial plans set up as it helps them have a focus in life and have a reason for saving money. The short-term goals would involve things that would not require a lot of money and thus would be achieved in a short time. The long-term goals on the other hand would entail things that require a lot of money to accomplish and thereby take more time to complete (McKeown, 2012). Short-term Goals The first short term goal that I would advise the couple to set is improving the outlook of their house. This would include buying equipment that they do not have but they need them. These items include things such as furniture and electrical appliances. They would do a research on the prices of the gadgets in the market and thereby be able to note the specific target in terms of money. They would then set the amount that they should save monthly towards the furniture and electrical appliances (Hallman & Rosenbloom, 2003). The couple should also target at clearing all their financial debts. They should set aside a specific sum of money monthly to pay these debts. After clearing their debts they should then save up money, which they can use, in case they face a financial problem. This would help them avoid getting into debts in the future (Hallman & Rosenbloom, 2003). They should also save for their annual vacation. This should be done throughout the years since each year they...
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...Long-term Goal 1: Kamal will become aware of his anxiety and depressive symptom and his maladaptive thoughts of a social situation. He will learn to replace cognitive distortion with more realistic views. Short-Term Goals 1. Kamal will learn new skills identifying and challenging automatic thoughts. He will practice being full aware of his negative thoughts. 2. Kamal also will receive a printed handout that explains how to stop automatic thinking, how and why use distractions, how to turn automatic negative thinking neutral, and its importance of repetition and consistency. 3. Kamal will take home his homework assignment and practice slowly in real settings. 4. Kamal will learn to catch negative automatic thoughts. Long-Term Goal 2:...
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...Memory Carmela Briggs Psychology111 9/24/13 Memory Long-Term Memory is what stores events, skills, and things that we need for functioning in everyday life. It is how we remember our names and the names of our friends, family, and the people we are often in close contact with. It is vital to remember skills such as how to brush our teeth, get dressed, cook food, ride a bike, drive a car, and learn in our educational system. Without it, we would need assistance just to get through everyday life. On the other hand, short-term memory only briefly stores information. When dealing with short term memory, you may hear something one moment and within a few seconds not be able to recall what you just heard. To go back a day later and try to recall that information may be challenging because the information is no longer there. In knowing this when it comes to studying its best to do it in a repetitive manner. The more you read and look over something, the better chance you have of getting it stored in your long-term memory. So when it is necessary to retrieve the information it is there. Looking over some material only once may serve no purpose when test time comes. The information may be placed in your short- term memory and may be gone moments after reading. So, for best results when trying to retain information at a later date it is always best to do it with the long term memory in mind. Attention Giving focused attention to what is being read helps to make better sense of...
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...obliged. They choose to please themselves by letting an institutions or long-term facilities to take care of their loved ones. In the Philippines where I was born and grew up having too many children is acceptable, the mothers as well as the fathers believe that having many children will give them a chance not to end up staying in a interpersonal facilities or homecare when they get old. They think that their children will take good care of them once they get older. But in reality having many children will not guarantee the parents that when they get older their children will take care of them. Where will we go when we get old? This is one of the questions that some old people ask themselves when their kids start to leave them to start their own lives. In United States very few children will be taking of their parents when they grow old. There are a lot of reasons why they do not take care of their parents when they grow old and one of it is health condition. “The most widespread condition affecting those 65 and older is coronary heart disease, followed by stroke, cancer, pneumonia and the flu. Accidents, especially falls that result in hip fractures, are also unfortunately common in the elderly (Levy S., 2013, p. 19)”. In reality the state and federal governments should pay attention on what they can give and provide to their senior citizens. They should focus in the area in which the institutions and long-term care facilities are meeting their requirements in taking care of their...
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...Learning and Memory Humans are continually learning, storing and coding raw information that is sent to us from our sensory registers from the outside world. Because of such an overload of stimuli thrown at us, it is vital and necessary to learn as infants and throughout our lives how to store and process this information. We learn to pay attention to some material, while other data is filtered out immediately. Researchers have spent enormous amounts of time studying the different types of memory: short-term memory, long-term memory, procedural memory and declarative memory. Because the only way we survive, evolve and learn new skills and talents is by developing our minds and adapting to the ever changing demands of life. What scientists have discovered is that learning requires attention, coding and storing of past memories and experiences. In order to live healthy and happy lives, we can stimulate and encourage learning throughout our entire lifetime from infancy to late adulthood providing that our brain is biologically healthy and intact. Most important, scientists are now studying what simple changes can be made to stave off such diseases such as Dementia and Alzheimer’s. The only kind of memory that the world has ever been able to agree on is that one which saves occurrences from the past. Even more limiting is a methodical notion in which the procedure that creates memory (learning) is identified by the modification of the actions of an individual who...
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...presented to the learner via a multimedia presentation are processed along two separate, non-conflicting channels. They enter the sensory memory through the ears and eyes. Words and images are actively selected by the learner from the sensory memory and enter the working memory where they are organized into a verbal model and a pictorial model. Each channel can process only a few “chunks” of information at a given time in working memory. The two models are then integrated with prior knowledge retrieved from long-term memory. This integration occurs within the working memory following each segmented portion of instruction offered to the learner in the multimedia presentation. (Retrieved from: www.etec.ctlt.ubc.ca/510wiki/Cognitive_Theory_of_Multimedia_Learning) The multimedia principle states that “people learn more deeply from words and pictures than from words alone” (Mayer; 1998). However, simply adding words to pictures is not an effective way to achieve multimedia learning. The goal is to instructional media in the light of how human mind works. This is the basis for Mayer’s cognitive theory of multimedia learning. (Mayer; 1998) The researchers used Edward Thorndike’s Decay theory which proposes that memory fades due to the mere passage of time. Information is therefore less available for later retrieval as time passes and memory, as...
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...heard. Children have their parents or loved ones. People that break the law, have their lawyers speak on their behalf. Mostly everyone on this earth has someone speak for her. There is one group that seems to go unnoticed at times, it is our senior citizens. When there is an issue their concerns can be over looked. They have a voice and need to be heard. In this paper I will describe the a. Organization that interest me b. How this organization will help to contribute to my professional knowledge and ability c. How this knowledge and ability can affect my career successfully Organization In choosing an organization, Catholic Charities of Louisville came to my mind. My career choice is to become an ombudsman in a long-term care facility. Catholic Charities is the organization that supports the ombudsman and assigns the cases to the workers. Ombudsman is simply citizen’s representatives, who handles complaints, provide information and assistance for the aging (American Heritage Dictionary4). They also advocate for system and legislative changes. (NASUA April 26, 2005). They help aging citizens obtain the dignity they deserve. I have always believed I was the person to be the voice for the silent ones or those that get looked over. Contributing knowledge and ability Working in health care for over a period of thirteen years, has helped me come to realize where I want my work life...
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