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M-Commerce: the Past, Present, and Future

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Submitted By eric40407
Words 328
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Have you ever counted the number of cards in your bag?
Easy Card, ATM card, insurance card, icash card, credit cards, Starbucks cards, fuel cards…etc.
Do you think you are playing poker?
Many cards make you feel occupy the space and trouble?

If your wallet has many credit cards and it was lost.
Unfortunately, you need to go to different banks apply for lost cards.
It is really in trouble.

If your card lost in accident, and maybe the people who picked it will malicious fraud it , then you will find out that you have lose a lot of money, even somehow owed a lot of money.

Using credit card to consume easily without too many constraints that you will spend a lot of money, and then accidentally become the card slaves.

Integrate the credit card, iCash、ATM card … etc as a cloud card. The cloud card use RFID to solve the card lost problem.
Upload the information to cloud computing that can solve the integrate store system problems.

In order to increase the security of the cloud card, we use a fingerprint identification function.
When we have to pay a bill after we buy some goods at the store, first, we insert the cloud card into the fingerprint card reader, and then put the finger to the fingerprint sensor. If the fingerprint information is correct , then the transaction can proceed.

Cloud card also has a virtual account division function, such as divide the account into account A, account B, and account C. account A is responsible for incidentals or micro-payment, account B is responsible for a monthly fee or rent etc., account C is responsible for the huge payment.
Virtual account division function can be more effectively to manage your account. ← Multiple virtual accounts in one card can help people to control their money better. ← The biometric authentication can provide a good information security mechanism.
It can make our life more easier and convenient.

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