John Brown
14 Prince of Wales, Street
Kingston 4

October 23, 2015

The General Manager
ABC Financial Services Limited
10 Bond Street,
Kingston C.S.O

For the attention of Sudeen Gordon
Dear Ms. Gordon :
I have been doing business with this financial institution for about two years now and I must say that the advantages of association with this institution are already apparent. With the already excellent union that we have both enjoyed, I write to you seeking financial assistance. I have embarked on a journey of renovating my home and as the word states, journey, many problems were encountered.
This venture of remodelling my retirement home was started in July of 2014 and had reached 75% of completion when hurricane Kimone struck on September 11, 2014 and caused some amount of damage to the structure and as a result the construction was reverted to 50% completion.
Work yet to be completed includes, construction of the roofing, garage remodelling and reconstruction of the patio. Due to this unfortunate act of nature, the previous organized budget has been hampered and due to such, I am requesting a loan to quickly execute this venture which will only further strengthen our partnership. Based on the invoice amount stipulated by the contractors from A&G Associates, the amount being sought is 3.5 million Jamaican dollars with one million being allocated to the roofing, five hundred thousand dollars to the patio and one million dollars to the garage. The other remaining one million dollars is allocated for the master bedroom with work such as painting of the walls and re tiling of the floors and also the introduction of some new furniture and an air conditioning unit with inverter. If within your interest original invoices are required it can be provided upon request.
Just to completely provide you with a full overview of the project, some of the work that were already completed includes the design and implementation of a brand new kitchen cabinet unit and cupboards into the kitchen by the wood works men from “Woods and More Designs and Construction, where they also ran new pipes and fittings, painted the walls and tiled the floor. If for your doings the receipts to prove such are required they can be provided upon request and might I add that this section of the home did not suffer any amount of damage as a result of the hurricane.
The estimated completion forecast date is two months from letter date, in the event that the loan is granted which should take us to November 2014. Another one month is being added for cognizance of errors and mishaps which should take us up to December 2014 with this being the agreed completion date reeling in the new year with something feeling like a brand new home.
So let us continue to foster a great relationship where we both benefit as you continue to make my life a more fulfilling one granting the opportunity to complete this junction in my life.

Report Writing

Daniel Palmer
Sudeen McLennon
Dale Colqluhoun
Kimone Walker
Sylvester White
Miguel Johnson
Daryl Nelson
Robert Martin
Geovannie Smith

Caribbean Maritime Institute
Lecturer: Ms. Gombele
November 16, 2015