...Having a micro preemie can alter more than one life. There are several micro preemies born each year and the cost for that can be extremely high. There are multiple different types of technology used to keep a micro-preemie alive and technology is also used to help treat some of the birth defects a micro-preemie may have but the cost for using this technology could also be astronomical. The hospital stays that the micro preemie will have to endure can be very long and the emotional stress can be high. The ethics for treating a patient that young that has no say so whether they want to be alive or not is wrong. Micro preemies have been an issue for several years. “A micro preemie is a baby born weighing less than 1 pound, 12 ounces (800 grams) or before 26 weeks gestation. Because they are born months before their due dates, micro preemies face long NICU stays (Morrissette).” There is no specification to who will give birth to a micro preemie, it does not matter what type of ethnicity, age or what region of the world a person lives in, a female can still give birth to a micro preemie. “Nearly 13% of all babies in the U.S. are preemies, a 20% increase since 1990. A 2006 report by the National Academy of Sciences found that the 550,000 preemies born each year in the U.S. (Million-Dollar Babies).” Just because a female takes every medical precaution during pregnancy does not mean you will last until full term, a person is still at risk for giving birth to a micro preemie...
Words: 1447 - Pages: 6
...Olugbenga Folarin Racism is to believe that all members of a race have abilities or characteristics specific to that race especially to say that another race is inferior or superior to another race or races. (Prejudice and discrimination both come with racism too.) Racism is a global problem that needs a solution that will result in endless benefits. It affects all facets of society including the learning process, which especially affects people of color. Since the 1600’s it has been hard for the of African descent persons. In education they have had a hard time prospering, like in the 1600’s; of African descent being was not allowed to even learn. In 1870, 81% of African Americans in the United States were illiterate (when only less than 9% of white Americans were illiterate). But that was because only about 9% of the African American went to school, while 50% of white American children attended school. After this key point in history, the numbers improve and things get a little better but not much. In 1896, the Plessey v, Ferguson (Plessey was a man who could easily pass for white but was jailed for sitting in a white only train car when he took matters into his own hands to challenge the separate car act .He took them to court and they made great points but the supreme court still kept the “separate but equal” law because they thought it was constitutional ).Supreme Court decision to pass equal but separate laws went through and it only made things worse for the African...
Words: 2196 - Pages: 9
...iTunes music store only cost 0.99$ or a mobile game only cost 3.99$, it could be hard to using credit or debit cards to purchase those products because of the fixed minimum transaction could be cost too expensive for small transactions (Turban, King, Lee & Liang, 2010). Therefore, a micro payment system is designed to handle those small payments. There are many online micropayment systems such as, PayPal, Millicent, Digicash, Cybercoin, Internet Dollar and many more. However, not all these companies succeed in handling micropayment and some companies were bankrupt for example, Millicent, Digicash. The aim of this paper is to compare several main characteristics of some popular micro payment systems then evaluate the success of micropayment system. This paper will begin with a definition of micro payment system, the characteristic of micropayment system. Next section is to describe how different micropayment systems work. The final section will evaluate the aspects deciding the success of micropayment system. Definition of micropayment system Electronic micro payments are small online payments which are often under 5$ (Turban, King, Lee & Liang, 2010). According to Pierce (1997), Micro-payments involve: * A customer / client: the customer buys e-cash from brokers using money and then can use the e-cash to buy products. * A vendor/ a merchant / data editor: is the place that supplies customer with data or...
Words: 2224 - Pages: 9
...International Journal of Database Management Systems ( IJDMS ), Vol.3, No.1, February 2011 RDBNorma: - A semi-automated tool for relational database schema normalization up to third normal form. Y. V. Dongare1, P. S. Dhabe2 and S. V. Deshmukh3 1 Department of Computer Engg., Vishwakarma Institute of Info.Technology, Pune, India 2 yashwant_dongre@yahoo.com Department of Computer Engg., Vishwakarma Institute of Technology, Pune, India dhabeps@gmail.com supriya_vd2005@yahoo.com 3 Department of Computer Engg., Pune Vidhyarthi Griha’s College of E&T, Pune, India Abstract— In this paper a tool called RDBNorma is proposed, that uses a novel approach to represent a relational database schema and its functional dependencies in computer memory using only one linked list and used for semi-automating the process of relational database schema normalization up to third normal form. This paper addresses all the issues of representing a relational schema along with its functional dependencies using one linked list along with the algorithms to convert a relation into second and third normal form by using above representation. We have compared performance of RDBNorma with existing tool called Micro using standard relational schemas collected from various resources. It is observed that proposed tool is at least 2.89 times faster than the Micro and requires around half of the space than Micro to represent a relation. Comparison is done by entering all the attributes and functional...
Words: 8528 - Pages: 35
...Grameen Bank: Taking Capitalism to the Poor Evaristus Mainsah* MBA ’04 Schuyler R. Heuer MBA ’04 Aprajita Kalra MBA/MIA ’04 Columbia Business School Columbia University School of International and Public Affairs Qiulin Zhang MPA ’04 Columbia University School of International and Public Affairs This paper was written as part of the course Emerging Financial Markets taught by David O. Beim, professor of professional practice, at Columbia Business School in fall 2003. The authors are grateful for his invaluable feedback. © 2004 by The Trustees of Columbia University in the City of New York. All rights reserved. CHAZEN WEB JOURNAL OF INTERNATIONAL BUSINESS SPRING 2004 www.gsb.columbia.edu/chazenjournal * Corresponding author (EMainsah04@gsb.columbia.edu). Executive Summary In the early 1970s, Professor Muhammad Yunus envisioned a means of alleviating poverty by circumventing the major impediment to lending to the poorest in society—the need for collateral. He tested this instinct in an experiment in 1976, when he lent about $27 to 42 women in an ordinary Bangladeshi village. Just 30 years later, Grameen Bank has more than 3.2 million borrowers (95 percent of whom are women), 1,178 branches, services in 41,000 villages and assets of more than $3 billion. This paper explores Grameen Bank’s origins, structure, culture, performance and efforts to expand and broaden the microfinance agenda. The authors evaluate Grameen’s success in implementing Yunus’s vision...
Words: 10917 - Pages: 44
...C Ike Antkare’s publications [10] Ike Antkare. Analysis of reinforcement learning. In Proceedings of the Conference on Real-Time Communication, February 2009. [11] Ike Antkare. Analysis of the Internet. Journal of Bayesian, Event-Driven Communication, 258:20–24, July 2009. [12] Ike Antkare. Analyzing interrupts and information retrieval systems using begohm. In Proceedings of FOCS, March 2009. [13] Ike Antkare. Analyzing massive multiplayer online role-playing games using highlyavailable models. In Proceedings of the Workshop on Cacheable Epistemologies, March 2009. [14] Ike Antkare. Analyzing scatter/gather I/O and Boolean logic with SillyLeap. In Proceedings of the Symposium on Large-Scale, Multimodal Communication, October 2009. [15] Ike Antkare. Architecting E-Business Using Psychoacoustic Modalities. PhD thesis, United Saints of Earth, 2009. [16] Ike Antkare. Bayesian, pseudorandom algorithms. In Proceedings of ASPLOS, August 2009. [17] Ike Antkare. BritishLanthorn: Ubiquitous, homogeneous, cooperative symmetries. In Proceedings of MICRO, December 2009. [18] Ike Antkare. A case for cache coherence. Journal of Scalable Epistemologies, 51:41–56, June 2009. [19] Ike Antkare. A case for cache coherence. In Proceedings of NSDI, April 2009. [20] Ike Antkare. A case for lambda calculus. Technical Report 906-8169-9894, UCSD, October 2009. [21] Ike Antkare. Comparing von Neumann machines and cache coherence. Technical Report 7379, IIT, November 2009. [22]...
Words: 1850 - Pages: 8
...Oil Prices’ Impact on Economic Growth Since 2008, the U.S. has seen one of the slowest recoveries from a recession since the Great Depression. Never before since World War II has either inflation adjusted GDP or unemployment rate been below where it was four years after a recession began. Our economy in this recovery could have grown and created jobs at the average rate like the 10 previous postwar recessions. GDP per person could be $4,528 higher and 14 million more Americans would be working today (Gramm and Solon). Economists claim that the lack of strength in the recovery was due to the depth of the recession and underestimating the severity of the economic disaster. Another speculation is that the financial crisis, by the very nature is a much slower and more difficult recovery. A recession is generally defined as a decline in GDP growth in a six-month period. So what can keep the GDP, or the value of all consumed goods, from returning to a healthy economic state? Oil is a primary source of energy we use everyday. The more oil we use, the faster the economy grows. Over the last forty years, a 1 percent hit to the world oil consumption has led to a 2 percent increase in GDP. That means if GDP increased 4 percent a year, like before 2008, oil consumption was increasing by 2 percent a year (Anandan, Ramaswamy, and Sridhar). Statistically, in 2006 figures display that the average oil price was $67.65 per barrel. In 2008 when the recession hit, the average oil price was...
Words: 947 - Pages: 4
...4.1 ELECTRONİC PAYMENT SYSTEMS (EPS) Issues of trust and acceptance play a more significant role in the e-commerce world than in traditional businesses as far as payment systems are concerned. Traditionally, a customer sees a product, examines it, and then pays for it by cash, check, or credit card (Figure 4.1). In the e-commerce world, in most cases the customer does not actually see the concrete product at the time of transaction, and the method of payment is performed electronically. Figure 4.1 Traditional payment scheme EPSs enable a customer to pay for the goods and services online by using integrated hardware and software systems. The main objectives of EPS are to increase efficiency, improve security, and enhance customer convenience and ease of use. Although these systems are in their immaturity, some significant development has been made. There are several methods and tools that can be used to enable EPS implementation (Figure 4.2) Figure 4.2 Electronic payment scheme While customers pay for goods/services by cash, check, or credit cards in conventional businesses, online buyers may use one of the following EPSs to pay for products/services purchased online: • • • • • • • • • Electronic funds transfer (EFT): EFT involves electronic transfer of money by financial institutions. Payment cards : They contain stored financial value that can be transferred from the customer's computer to the businessman's computer. Credit cards : They are the most popular...
Words: 6708 - Pages: 27
...SOC/100 2 December 2013 Mona Engvig Online social networking has become a very popular way of communicating, sharing, and learning in the new millennium. Its importance is embedded in American culture because nearly half of the adult population uses online social networking. The internet has a variety of options, though some have different features each is designed to connect multiple individuals regardless of where they reside. Online social networking may occur through cellular phones, computers, and even video game consoles. In today’s day and age most have technology at their fingertips and will use it in many different forms. Some of the most popular social networking sites are Facebook and twitter. Most Americans have at least one of these two types of social networking. Technology has provided this form of social media for many different reasons, connecting family’s, or even for uses in the business world. This is the form of social networking used throughout the entire world. Facebook is becoming the new way on how to stay in contact with everyone. Facebook started by Mark Zuckerberg who was attending Harvard as a creative way for students to review other student’s photos attractiveness. The University turned it off, but it became a template for what the entire world recognize and use as Facebook. Facebook is a social network site for people to connect globally and share photos, information, and stay connected. When first developed, young adults were the main users...
Words: 1041 - Pages: 5
...many habitants. Richard S. Dunn mentions Crosby’s research for his book in The Journal of American History. He states that Crosby’s book primarily discusses in context of Columbian exchange of diseases, food plants, and livestock between the New and Old worlds. He describes, “The American aborigines came off much worse in the disease exchange, since they were almost wiped out by post-Columbian epidemics of smallpox and other eruptive fevers, whereas the Europeans were much less hard hit by syphilis-and it is still not conclusively established that Columbus' returning sailors carried syphilis to the Old World…” (Crosby 420) Crosby’s book says that the post Columbian voyages to the American territory brought small pox into the native society. Columbus’ exaggerated exchange around the world has spread diseases to other continents and killed many natives who have got in contact with European...
Words: 2300 - Pages: 10
...educational status. Thus contrary to public opinion we find that people from the lower socio-economic strata of society are at more risk of becoming overweight and obese than wealthier individuals. Also many obese individuals are malnutrition. Contrary to popular belief malnutrition comes in two types; macro malnutrition and micro malnutrition. Macro malnutrition is the one which most people know about and in this form a person does not eating enough to support his dietary requirement which leads to a significantly lower than optimal weight, deficiency and other complications associated with malnutrition. On the other hand micro malnutrition is the form of malnutrition in which an individual is not meeting his nutritional requirement (although they might be eating enough or even over eating) and this is because they are eating food with little nutritional value i.e. “empty calories”. Micro nutrition is more prevalent in impoverished people since they have a limited supply of select food items, which eventually leads to weight gain. In my view the above mentioned point is the basis for the trend of poverty related obesity although it is influenced by a web of other reasons which supplement each other and eventually...
Words: 1141 - Pages: 5
...Case1: ISTOCKPHOTO.COM: TURNING COMMUNITY INTO COMMERCE Abstract Online community is a particular importance since last dedicates; it is recognized as an important environment for people to communicate and share their interest, knowledge, information and advices, etc all over the world despite the existence of the barrier of time and distance. Turing online community into commerce is as significant way to generate revenue and make income. iStockphoto company paid highest attention on the community based online service. They followed cost leadership approach concerning micro payment strategy. They also focused on providing high quality service, so that customers get benefit from the service and become the loyal customers. They also helped amateur customers, who like photography become a professional photographer. At this moment the company is growing but though their models could be followed by other competitors, so we believe that they should take some steps like: they should keep their professional customers loyal by providing them right value, customizing the content of the order, posting some specified advertisements in their website, etc. In this report we discuss the issues behind the success of iStockphoto and discus the conflict that has emerged during the development of iStockphoto, when online community turned into commerce. In practical, we proposed solutions to the conflict, based on Revenues models of "Long tail of social networking" and comparative...
Words: 3015 - Pages: 13
...MBA RESEARCH PROPOSAL TOPIC: FACTORS INFLUENCING THE INCREASE AND DEVELOPMENT OF MICROFINANCE IN THE GHANAIAN ECONOMY NAME: BELINDA AKU ATEPOR INDEX NUMBER: 10224399 SUPERVISOR: DR. CHARLES ANDOH TABLE OF CONTENT Background of the Study ………………………………………….......................................3 Problem Statement ……………………………………………….........................................4 Objectives of the Study ……………………………………………………………………..5 Research Problems ………………………………………………………………………….5 Significance of the Study …………………………………………………………………...5 Literature Review …………………………………………………………………………..6 Methodology …………………………………………………………………………………. Scope and Limitations ……………………………………………………………………...7 Chapter Outline …………………………………………………………………………….8 References…... DEFINITION What Is Microfinance? Microfinance, according to Otero (1999, p.8) is “the provision of financial services to low-income poor and very poor self-employed people”. These financial services according to Ledgerwood (1999) generally include savings and credit but can also include other financial services such as insurance and payment services. Schreiner and Colombet (2001, p.339) define microfinance as “the attempt to improve access to small deposits and small loans for poor households neglected by banks.” Therefore, microfinance involves the provision of financial services such as savings, loans and insurance to poor people living in both urban and rural settings who are unable to obtain...
Words: 2777 - Pages: 12
...Big Skinny Wallet 5 2.1 Macro Environment 6 2.1.1 PESTEL analysis 6 2.1.1.1Political 6 2.1.1.2 Economic Analysis 6 2.1.1.3 Social-Cultural 8 2.1.1.4 Technology 8 2.1.1.5 Demographic 9 2.1.1.6 Legal Environment 9 3.0 Micro Environment 10 3.1 Customers` Profile 10 4.0 Market Segmentation and Target markets 11 4.1 Market Overview 11 4.2 Target Market I: for Big Skinny Company in the U.K 12 4.2.1 Long-established Online Retailers and Suppliers 12 4.2.2Target Market I: Positioning of merchandise 13 4.3 Marketing Mix for Big Skinny in long-established Online Retailers and Suppliers 14 4.3.1 Marketing Objectives 14 Product 15 Price 16 Place 18 Promotion 18 4.4 Target Market II: All-out Social Media Campaign 19 4.4.1 Marketing Mix Target Market II: for All-out Social Media Campaign at Big Skinny 20 Product 20 Price 21 Place 21 Promotion 21 5.0 Three year marketing plan…………………...…………………………………………………………………………………………………..23 6.0 Recommendations 23 References 25 Executive Summary Big Skinny is a company that produces the world`s thinnest wallet. As such this paper regards the environmental appraisal of Big Skinny Company and its entry in the UK market. For the environmental appraisal, macro and micro analyses are used. As such, in macro analysis, PESTEL analysis is greatly employed to unearth the hidden information concerning the mar5ket place of the organization. This will be helpful in helping the organization understand the...
Words: 7034 - Pages: 29
...improve on current methods of conversation. McCarthy tries to prove that Twitter is an enjoyable experience largely due to the randomness of the content that is posted on the site. Both of the authors agree that the site has become incredibly popular in recent years. They also agree that the site is rather easy to get in to and very accessible for most people; however, they disagree on the purpose of twitter and whether the quality of the tweets makes the site really worth following. According to both Manjoo and McCarthy, Twitter has gained large leaps in popularity in recent years. Manjoo states that Twitters has seen a 700 percent increase in the amount of users in the last year. McCarthy refers to Twitter as the, “Much talked about micro-blogging site.” Inferring that Twitter has had some degree of popularity for a while now. Courtney Haden writes in an article in Birmingham Weekly that, “Twitter [is] one of the fastest growing phenomena on the internet.” All three of these sources hint that Twitter is quickly becoming one of the biggest social media sites. Manjoo also states that, “According to comScore, the microblogging site received about 10 million visitors in February.” This is obviously quite a lot of people for only a single site. This leads me to me second point of how both Manjoo and McCarthy see the site as being easy to get into. Twitter is an easy site to become a part of according to McCarthy and Manjoo. In “In Defense of Twitter.” It’s stated that Twitter...
Words: 896 - Pages: 4
