Complete Name: Unit 3 Student Name: Evans, Renee Antionette

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1. PROPERTY AND CAR

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2. Property & Motor Vehicle Insurance

We Rent, So Why Do We Need Insurance?:

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3. Why is it important for people who rent to have insurance?

Student Answer: Its important for people who rent to have insurance because if their is a fire, flood,a plumbing issue or other disasters. House hold inventories add up after getting so much. Technologies, …show more content…
Does the building owner's property insurance ever cover the tenant's personal property?

Student Answer: No.The owners insurance covers the outside, the renters insurance covers the inside on the apartment. The owners insurance covers the exterior of the property, but the renters insurance covers the interior of the property as well as another place to stay. Many people believe that the building owner is responsible for their property, but they really aren't. The building owner is only responsible for structure they are in. If you live on campus in college you can be put on your parents policy.

Correct Answer: n/a
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5. What is the difference between cash value and replacement …show more content…
Unlike life insurance, however, private disability insurance is almost always more expensive than group, often significantly so.So, if the id Mr. Lawrences carefully examine his employer's plan and decide he needs more disability coverage, he should start by looking in his own back yard. Some employer plans allow you to buy additional coverage -- often a boost from 60% to 80% of your salary -- through the same group plan, at bargain rates. Also, if he is a member of any groups, clubs, or professional associations, he should check those sources too.The Lawrences need to choose a plan with in their budgets because companies can take a lot our of your pay check. Its not cheap.Some advantages to private disability insuranceBenefits Mr Lawrence would receive if he or his wife became disabled will be tax-free, as long ashe paid the insurance premiums with after-tax money.The policy will not be tied to his current job. This leaves him free to experience a mid-life crisis, heading off to the Himalayas with disability insurance in tow. More seriously, if him or his wife have entrepreneurial ambitions, it might be a good idea to lock in an individual policy while he can. Now that Mrs. Lawrence is self-employed, affordable disability insurance will be very