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T11-1
REVIEW EXERCISES | CHAPTER 11—SECTION I

For the following investments, find the total number of compounding periods and the interest rate per period:

Term of Investment 13 16 8 18 14 10.5 12 annually quarterly semiannually monthly quarterly semiannually quarterly 3 20 24 72 16 18 3

Nominal (Annual) Rate (%)

Interest Compounded

Compounding Periods

Rate per Period (%) 13 4 4 1.5 3.5 5.25 3

1. 3 years 2. 5 years 3. 12 years 4. 6 years 5. 4 years 6. 9 years 7. 9 months

T11-2

REVIEW EXERCISES | CHAPTER 11—SECTION I

1. Periods 5 Years 3 Periods/Year 5 3 3 1 5 3 13 Nominal Rate 5 5 13% Rate per period 5 Periods>Year 1 2. Periods 5 Years 3 Periods/Year 5 5 3 4 5 20 Nominal Rate 16 Rate per period 5 5 5 4% Periods>Year 4 3. Periods 5 Years 3 Periods/Year 5 12 3 2 5 24 Nominal Rate 8 Rate per period 5 5 5 4% Periods>Year 2 4. Periods 5 Years 3 Periods/Year 5 6 3 12 5 72 Nominal Rate 18 Rate per period 5 5 5 1.5% Periods>Year 12 5. Periods 5 Years 3 Periods/Year 5 4 3 4 5 16 14 Nominal Rate 5 5 3.5% Rate per period 5 Periods>Year 4 6. Periods 5 Years 3 Periods/Year 5 9 3 2 5 18 10.5 Nominal Rate 5 5 5.25% Rate per period 5 Periods>Year 2 7. Periods 5 Years 3 Periods/Year 5 .75 3 4 5 3 12 Nominal Rate 5 5 3% Rate per period 5 Periods>Year 4

T11-3
REVIEW EXERCISES | CHAPTER 11—SECTION I

Manually calculate the compound amount and compound interest for the following investments:

Principal 2 1 3 10 12 8 annually quarterly semiannually

Term of Nominal Interest Investment (years) Rate (%) Compounded

Compound Amount $4,840 $11,255.09 $10,122.55

Compound Interest $840 $1,255.09 $2,122.55

8. $4,000 9. $10,000 10. $8,000

T11-4
8.

REVIEW EXERCISES | CHAPTER 11—SECTION I

4,000 Orig principal 1 400 Interest period 1 (I 5 PRT) (4,000 3 .1 5 400) 4,400 Principal period 2 1 440 Interest period 2 (I 5 PRT) (4,400 3 .1 5 440) $4,840 Compound amount Compound interest 5 Compound amount 4,840 2 Principal 24,000 $840 10,000.00 Original Principal 1 300.00 Interest period 1 (10,000 3 .12 3 .25 5 300) 10,300.00 Principal period 2 1 309.00 Interest period 2 (10,300 3 .12 3 .25 5 309) 10,609.00 Principal period 3 1 318.27 Interest period 3 (10,609 3 .12 3 .25 5 318.27) 10,927.27 Principal period 4 1 327.82 Interest period 4 (10,927.27 3 .12 3 .25 5 327.82) $11,255.09 Compound amount Compound interest 5 Compound amount $11,255.09 2 10,000.00 2 Principal $1,255.09 8,000.00 Original principal 1 320.00 Interest period 1 (8,000 3 .08 3 .5 5 320) 8,320.00 Principal period 2 1 332.80 Interest period 2 (8,320 3 .08 3 .5 5 332.80) 8,652.80 Principal period 3 1 346.11 Interest period 3 (8,652.80 3 .08 3 .5 5 346.11) 8,998.91 Principal period 4 1 359.96 Interest period 4 (8,998.91 3 .08 3 .5 5 359.96) 9,358.87 Principal period 5 1 374.35 Interest period 5 (9,358.87 3 .08 3 .5 5 374.35) 9,733.22 Principal period 6 1 389.33 Interest period 6 (9,733.22 3 .08 3 .5 5 389.33) $10,122.55 Compound amount Compound interest 5 Compound amount 10,122.55 2 Principal 2 8,000.00 $2,122.55

9.

10.

T11-5
REVIEW EXERCISES | CHAPTER 11—SECTION I

Using Table 11-1, calculate the compound amount and compound interest for the following investments:

Principal 4 6 3 2 15 2 12 1 2 10 6 11 18 8 quarterly monthly annually monthly semiannually 14 semiannually 13 annually

Term of Nominal Interest Investment (years) Rate (%) Compounded

Compound Amount $11,413.29 $24,774.09 $6,721.67 $95,776.50 $119,614.75 $450.86 $29,799.88

Compound Interest $4,413.29 $13,774.09 $1,421.67 $28,776.50 $94,614.75 $50.86 $20,999.88

11.

$7,000

12. $11,000

13.

$5,300

14. $67,000

15. $25,000

16.

$400

17.

$8,800

T11-6

REVIEW EXERCISES | CHAPTER 11—SECTION I

11. 13%, 4 Periods Compound amount 5 Table factor 3 Principal 1.63047 3 7,000 5 $11,413.29 Compound interest 5 Compound amount 2 Principal 11,413.29 2 7,000.00 5 $4,413.29 12. 7%, 12 Periods Compound amount 5 Table factor 3 Principal 2.25219 3 11,000 5 $24,774.09 Compound interest 5 Compound amount 2 Principal 24,774.09 2 11,000.00 5 $13,774.09 13. 2%, 12 Periods Compound amount 5 Table factor 3 Principal 1.26824 3 5,300 5 $6,721.67 Compound interest 5 Compound amount 2 Principal 6,721.67 2 5,300.00 5 $1,421.67 1 14. 1 %, 24 Periods 2 Compound amount 5 Table factor 3 Principal 1.42950 3 67,000 5 $95,776.50 Compound interest 5 Compound amount 2 Principal 95,776.50 2 67,000.00 5 $28,776.50 15. 11%, 15 Periods Compound amount 5 Table factor 3 Principal 4.78459 3 25,000 5 $119,614.75 Compound interest 5 Compound amount 2 Principal 119,614.75 2 25,000.00 5 $94,614.75 16. 1 %, 24 Periods 2 Compound amount 5 Table factor 3 Principal 1.12716 3 400 5 $450.86 Compound interest 5 Compound amount 2 Principal 450.86 2 400.00 5 $50.86 17. 5%, 25 Periods Compound amount 5 Table factor 3 Principal 3.38635 3 8,800 5 $29,799.88 Compound interest 5 Compound amount 2 Principal 29,799.88 2 8,800.00 5 $20,999.88

T11-7
REVIEW EXERCISES | CHAPTER 11—SECTION I

The following investments require table factors for periods beyond the table. Create the new table factor, rounded to five places, and calculate the compound amount for each:

Principal 3 29 11 40 16 12 9 16 13 14 monthly annually quarterly annually semiannually

Term of Nominal Interest Investment (years) Rate (%) Compounded

New Table Factor

Compound Amount

18. 19. 20. 21. 22.

$13,000 $19,000 $34,700 $10,000 $1,000

1.43077 $18,600.01 12.17218 $231,271.42 5.61652 $194,893.24 132.78160 $1,327,816.00 8.71525 $8,715.25

T11-8

REVIEW EXERCISES | CHAPTER 11—SECTION I

18. Table factor required 5 1%, 36 Periods 1%, 18 Periods: 1.19615 1%, 18 Periods: 3 1.19615 36 Periods 1.4307748 5 1.43077 “ New” factor 1%, 36 Periods Compound amount 5 Table factor 3 Principal 1.43077 3 13,000 5 $18,600.01 19. Table factor required 5 9%, 29 Periods 9%, 15 Periods: 3.34173 9%, 14 Periods: 3 3.64248 29 Periods 12.172184 5 12.17218 “New” factor 9%, 29 Periods Compound amount 5 Table factor 3 Principal 12.17218 3 19,000 5 $231,271.42 20. Table factor required 5 4%, 44 Periods 4%, 22 Periods: 2.36992 4%, 22 Periods: 3 2.36992 44 Periods 5.6165208 5 5.61652 “New” factor 4%, 44 Periods Compound amount 5 Table factor 3 Principal 5.61652 3 34,700 5 $194,893.24 21. Table factor required 5 13%, 40 Periods 13%, 20 Periods: 11.52309 13%, 20 Periods: 3 11.52309 40 Periods 132.7816 5 132.78160 “New” factor 13%, 40 Periods Compound amount 5 Table factor 3 Principal 132.78160 3 10,000 5 $1,327,816.00 22. Table factor required 5 7%, 32 Periods 7%, 16 Periods: 2.95216 7%, 16 Periods: 3 2.95216 8.7152486 5 8.71525 “New” factor 7%, 32 Periods 32 Periods Compound amount 5 Table factor 3 Principal 8.71525 3 1,000 5 $8,715.25

T11-9
REVIEW EXERCISES | CHAPTER 11—SECTION I

For the following investments, compute the amount of compound interest earned in 1 year and the annual percentage yield (APY):

Principal 10 13 12 8 semiannually annually monthly quarterly $512.50 $260.00 $4,565.88 $82.43

Nominal Rate (%)

Interest Compounded

Compound Interest Earned in 1 Year

Annual Percentage Yield (APY) 10.25% 13% 12.68% 8.24%

23. $5,000 24. $2,000 25. $36,000 26. $1,000

T11-10

REVIEW EXERCISES | CHAPTER 11—SECTION I

23. 5%, 2 Periods Compound amount 5 Table factor 3 Principal 1.10250 3 5,000 5 $5,512.50 Compound interest 5 Compound amount 2 Principal $5,512.50 2 5,000 5 $512.50 1 year interest 512.50 Annual percentage yield (APY) 5 5 5 10.25% Principal 5,000.00 24. 13%, 1 Period Compound amount 5 Table factor 3 Principal 1.13000 3 2,000 5 $2,260.00 Compound interest 5 Compound amount 2 Principal 2,260.00 2 2,000.00 5 $260.00 1 year interest 260.00 5 5 13% Annual percentage yield (APY) 5 Principal 2,000.00 25. 1%, 12 Periods Compound amount 5 Table factor 3 Principal 1.12683 3 36,000 5 $4,565.88 Compound interest 5 Compound amount 2 Principal 40,565.88 2 36,000.00 5 $4,565.88 1 year interest 4,565.88 Annual percentage yield (APY) 5 5 5 12.68% Principal 36,000.00 26. 2%, 4 Periods Compound amount 5 Table factor 3 Principal 1.08243 3 1,000 5 $1,082.43 Compound interest 5 Compound amount 2 Principal 1,082.43 2 1,000.00 5 $82.43 1 year interest 82.43 5 5 8.24% Annual percentage yield (APY) 5 Principal 1,000.00

T11-11

REVIEW EXERCISES | CHAPTER 11—SECTION I

Solve the following word problems by using either Table 11-1 or the optional compound interest formula, A 5 P (1 1 i )n :

27. Marie Stewart invested $3,000 at the Independent Bank, at 6% interest compounded quarterly.

a.

What is the annual percentage yield of this investment? 1 1 %, 4 Periods 2 Compound amount 5 1.06136 3 3,000 5 $3,184.08 Compound interest 5 3,184.08 2 3,000.00 5 $184.08 184.08 Annual percentage yield 5 5 6.14% 3,000.00

b.

What will Marie’s investment be worth after 6 years? 1 1 %, 24 Periods 2 Compound amount 5 1.42950 3 3,000 5 $4,288.50

28. As a savings plan for college, the Chongs deposited $10,000 in an account paying 8% compounded annually when their son Masahiro was born. How much will the account be worth when Masahiro is 18 years old? 8%, 18 Periods Compound amount 5 3.99602 3 10,000 5 $39,960.20

T11-12

REVIEW EXERCISES | CHAPTER 11—SECTION I

29. Southeastern Supply, Inc., deposited $500,000 in an account earning 12% compounded monthly. This account is intended to pay for the construction of a new warehouse. How much will be available for the project in 2 1 years? 2 Table factor required 5 1%, 30 periods 1%, 15 Periods: 1.16097 1%, 15 Periods: 3 1.16097 1.3478513 5 1.34785 “New” factor 30 Periods Compound amount 5 1.34785 3 500,000 5 $673,925.00 30. The First National Bank is offering a 6-year certificate of deposit (CD) at 4% interest, compounded quarterly; Second National Bank is offering a 6-year CD at 5% interest, compounded annually. a. If you were interested in investing $8,000 in one of these CDs, calculate the compound amount of each offer. First National: 1%, 24 periods Compound amount 5 1.26973 3 8,000 5 $10,157.84 Second National: 5%, 6 periods Compound amount 5 1.34010 3 8,000 5 $10,720.80 b. What is the annual percentage yield of each CD? First National: 1%, 4 periods 324.80 APY 5 5 4.06% 8,000.00 Second National: 5%, 1 period 400.00 APY 5 5 5.0% 8,000.00 c. (Optional) If Third National Bank has a 6-year CD at 4.5% interest compounded monthly, use the compound interest formula to calculate the compound amount of this offer. Third National: Rate per period 5 .045 5 .00375 12 Periods 5 6 3 12 5 72 A 5 8,000(1 1 .00375)72 5 $10,474.42

T11-13

BUSINESS DECISION | CHAPTER 11—SECTION I

T11-14
BUSINESS DECISION | CHAPTER 11—SECTION I

T11-15

REVIEW EXERCISES | CHAPTER 11—SECTION I I

For the following investments, calculate the present value (principal) and the compound interest. Use Table 11-2 (round your answers to the nearest cent):

Compound Amount 1. 2. 3. 4. 5. $6,000 $24,000 $650 $2,000 $50,000

Term of Investment 3 years 6 years 5 years 12 years 25 years

Nominal Rate (%) 9 14 8 6 11

Interest Compounded annually semiannually quarterly semiannually annually

Present Value $4,633.08 $10,656.24 $437.43 $983.86 $3,680.50

Compound Interest $1,366.92 $13,343.76 $212.57 $1,016.14 $46,319.50

1. 9%, 3 Periods Present value 5 Table factor 3 Compound amount .77218 3 6,000 5 $4,633.08 Compound interest 5 Compound amount 2 Present value 6,000.00 2 4,633.08 5 $1,366.92 2. 7%, 12 Periods Present value 5 Table factor 3 Compound amount .44401 3 24,000 5 $10,656.24 Compound interest 5 Compound amount 2 Present value 24,000.00 2 10,656.24 5 $13,343.76 3. 2%, 20 Periods Present value 5 Table factor 3 Compound amount .67297 3 650 5 $437.43 Compound interest 5 Compound amount 2 Present value 650 2 437.43 5 $212.57 4. 3%, 24 Periods Present value 5 Table factor 3 Compound amount .49193 3 2,000 5 $983.86 Compound interest 5 Compound amount 2 Present value 2,000.00 2 983.86 5 $1,016.14 5. 11%, 25 Periods Present value 5 Table factor 3 Compound amount .07361 3 50,000 5 $3,680.50 Compound interest 5 Compound amount 2 Present value 50,000.00 2 3,680.50 5 $46,319.50 6 5% 3 i d

T11-16

REVIEW EXERCISES | CHAPTER 11—SECTION I I

For the following investments, calculate the present value (principal) and the compound interest. Use Table 11-2 (round your answers to the nearest cent):

Compound Amount 6. 7. 8. 9. 10. $14,500 $9,800 $100,000 $250 $4,000

Term of Investment 18 months 4 years 10 years 1 year 27 months

Nominal Rate (%) 10 12 9 18 8

Interest Compounded semiannually quarterly annually monthly quarterly

Present Value $12,525.68 $6,107.07 $42,241.00 $209.10 $3,347.04

Compound Interest $1,974.32 $3,692.93 $57,759.00 $40.90 $652.96

6. 5%, 3 Periods Present value 5 Table factor 3 Compound amount .86384 3 14,500 5 $12,525.68 Compound interest 5 Compound amount 2 Present value 14,500.00 2 12,525.68 5 $1,974.32 7. 3%, 16 Periods Present value 5 Table factor 3 Compound amount .62317 3 9,800 5 $6,107.07 Compound interest 5 Compound amount 2 Present value 9,800.00 2 6,107.07 5 $3,692.93 8. 9%, 10 Periods Present value 5 Table factor 3 Compound amount .42241 3 100,000 5 $42,241.00 Compound interest 5 Compound amount 2 Present value 100,000.00 2 42,241.00 5 $57,759.00 9. 1%, 12 Periods Present value 5 Table factor 3 Compound amount .83639 3 250 5 $209.10 Compound interest 5 Compound amount 2 Present value 250.00 2 209.10 5 $40.90 10. 2%, 9 Periods Present value 5 Table factor 3 Compound amount .83676 3 4,000 5 $3,347.04 Compound interest 5 Compound amount 2 Present value 4,000.00 2 3,347.04 5 $652.96

T11-17
REVIEW EXERCISES | CHAPTER 11—SECTION II

The following investments require table factors for periods beyond the table. Create the new table factor, rounded to five places, and calculate the present value for each:

Compound Term of Nominal Interest New Table Amount Investment (years) Rate (%) Compounded Factor 10 38 12 45 17 16 7 12 13 8 quarterly annually quarterly annually semiannually .20829 .07646 .24200 .00409 .26355

Present Value $2,499.48 $2,523.18 $338.80 $4.09 $28,990.50

11. $12,000 12. $33,000 13. $1,400 14. $1,000 15. $110,000

T11-18

REVIEW EXERCISES | CHAPTER 11—SECTION I I

11. Table factor required 5 4%, 40 Periods 4%, 20 Periods: .45639 4%, 20 Periods: 3 .45639 40 Periods .2082918 5 .20829 “New” factor 4%, 40 Periods Present value 5 Table factor 3 Compound amount .20829 3 12,000 5 $2,499.48 12. Table factor required 5 7%, 38 Periods 7%, 19 Periods: .27651 7%, 19 Periods: 3 .27651 38 Periods .0764577 5 .07646 “New” factor 7%, 38 Periods Present value 5 Table factor 3 Compound amount .07646 3 33,000 5 $2,523.18 13. Table factor required 5 3%, 48 Periods 3%, 24 Periods: .49193 3%, 24 Periods: 3 .49193 .2419951 5 .24200 “New” factor 3%, 48 Periods 48 Periods Present value 5 Table factor 3 Compound amount .24200 3 1,400 5 $338.80 14. Table factor required 5 13%, 45 Periods 13%, 23 Periods: .06014 13%, 22 Periods: 3 .06796 “New” factor 13%, 45 Periods 48 Periods .0040871 5 .00409 Present value 5 Table factor 3 Compound amount .00409 3 1,000 5 $4.09 15. Table factor required 5 4%, 34 Periods 17 Periods: .51337 17 Periods: 3 .51337 .2635487 5 .26355 “New” factor 4%, 34 Periods 34 Periods Present value 5 Table factor 3 Compound amount .26355 3 110,000 5 $28,990.50

T11-19

REVIEW EXERCISES | CHAPTER 11—SECTION I I

Solve the following word problems by using either Table 11-2 or the optional present value formula:

PV 5

A (1 1 i) n

16. How much must be invested today at 6% compounded quarterly to have $8,000 in 3 years? 1 1 %, 12 Periods 2 Present value 5 .83639 3 8,000 5 $6,691.12 17. Irene McGuinness is planning a vacation in Europe in 4 years, after graduation. She estimates that she will need $3,500 for the trip. a. If her bank is offering 4-year certificates of deposit with 8% interest compounded quarterly, how much must Irene invest now to have the money for the trip? 2%, 16 Periods Present value 5 .72845 3 3,500 5 $2,549.58 b. How much compound interest will be earned on the investment? Compound interest 5 3,500.00 2 2,549.58 5 $950.42 18. Sunshine Homes, a real estate development company, is planning to build five custom homes, each costing $125,000, in 2 1 years. The Bank of Aventura pays 6% interest com2 pounded semiannually. How much should the company invest now to have sufficient funds to build the homes in the future? 3%, 5 Periods Amount needed 5 125,000 3 5 5 $625,000 Present value 5 .86261 3 625,000 5 $539,131.25

T11-20

REVIEW EXERCISES | CHAPTER 11—SECTION I I

19. American Airlines intends to pay off a $20,000,000 bond issue that comes due in 4 years. How much must the company set aside now, at 6% interest compounded monthly, to accumulate the required amount of money? Table factor required 5 1%, 48 Periods 2
1 %, 2 1 %, 2

24 Periods:

.88719

24 Periods: 3 .88719 1 .7871061 5 .78711“New” factor 2 %, 48 Periods

Present value 5 .78711 3 20,000,000 5 $15,742,200.00 20. Ben Whitney estimates that he will need $25,000 to set up a law office in 7 years, when he graduates from law school. a. How much must Ben invest now at 12% interest compounded quarterly to achieve his goal? Table factor required 3%, 28 Periods 3%, 14 Periods: .66112 3%, 14 Periods: 3 .66112 .4370796 5 .43708 “New” factor 3%, 28 Periods 28 Periods Present value 5 .43708 3 25,000 5 $10,927.00 b. How much compound interest will he earn on the investment? Compound interest 5 25,000.00 2 10,927.00 5 $14,073.00

BUSINESS DECIS

T11-21

BUSINESS DECISION | CHAPTER 11—SECTION I I

THE INFLATION FACTOR
21. You are the finance manager for All-Ways Manufacturing. The company plans to purchase $1,000,000 in new assembly line machinery in 5 years. a. How much must be set aside now, at 6% interest compounded semiannually, to accumulate the $1,000,000 in 5 years? 3%, 10 periods Present value 5 .74409 3 1,000,000 5 $744,090.00 b. If the inflation rate on this type of equipment is 4% per year, what will be the cost of the equipment in 5 years, adjusted for inflation? 4%, 5 periods Compound amount 5 1.21665 3 1,000,000 5 $1,216,650 Use the inflation-adjusted cost of the equipment to calculate how much must be set aside now. 3%, 10 periods Present value 5 .74409 3 1,216,650 5 $905,297.10 (Optional) Use the present value formula to calculate how much would be required now if you found a bank that offered 6% interest compounded daily. 5 years 5 1,825 days Present value 5 1,216,650 5 $901,338.71 .06 1825 b a1 1 365

c.

d.

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...match the genre of the writing that the position would involve. For example, if you are applying for journalism positions, submit “clips”—actual articles that have been published in a campus newspaper, blog, or other publication. For a research position, submit an in-depth analysis of an issue or a topic. For a PR position, submit a press release that you have written from a previous internship or as the marketing chair of a campus group. If you don’t have any, you can write a press release for an upcoming event (just make sure you specify that it has not been published). Submit your best writing. If you are deciding between two papers you have written, and one is better written than the other but your weaker paper is topically more relevant, then choose the paper that is better written to submit. The other option is to rewrite the relevant paper to be stronger before you submit it. Remember, it’s your writing skills that the employer is assessing, and being topically relevant is just an added bonus. Provide excerpts if your samples are long. Most employers will specify how many pages...

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Paper

...free account Copy & PaCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste Your PaperCopy & Paste...

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...‘ My Reflection Letter” I feel like my writing has come along way however this class has given Me the opportunity to see that I need a lot of improvement in my grammar. But it as help me learn to take better notes while reading .I feel that I have learned a lot thus far in English- 090. However in the past, I have always felt afraid to express myself when writing. This I know is a very important aspect of composing and have been very critical of myself. I have always expected to strive to do my best . I put effort and thought into each assignment. However writing the first paper that was given , It really helped me to understand that most people don’t get it right their first try. Initially I would approach it as preparing my writing down note. Next, I proof read my work and correct the grammar and punctuation. Often, I will have someone read it for composition and clarification of my sentences. Finally, I would prepare my final copy. I have felt so much less pressure knowing that my writings don’t have to be perfect the first time. This is why I really like how you give us the opportunity to revise our essays as many times as we need to get them to our satisfaction. I know that I’m never content Often it reaches the point when I get frustrated and think, “Okay, I need to stop stressing over this. My biggest Road blocks does not allow me to think of ideas fast enough. As writing, one thing I really need to work on is organizing my thoughts...

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Call for Papers

...Technology(IJAET) ISSN 2231-1963 CALL FOR PAPER IJAET is a carefully refereed international publication. Contributions of high technical merit are to span the breadth of Engineering disciplines; covering the main areas of engineering and advances in technology. IJAET publishes contributions under Regular papers, Invited review papers, Short communications, Technical notes, and Letters to the editor. Book reviews, reports of and/or call for papers of conferences, symposia and meetings could also be published in this Journal Author Benefits : • • • • • • Rapid publication Index Factors and Global education Index Ranking Inclusion in all major bibliographic databases Quality and high standards of peer review High visibility and promotion of your articles Access of publications in this journal is free of charge. PUBLICATION CHARGES: A small publication fee of INR3500 upto 10 pages is charged for Indian author and for foreign author is USD 100 upto 10 pages for every accepted manuscript to be published in this journal. All the transaction Charges will be paid by Author (Inter Banking Charges, draft). Submission Guidelines: Guidelines Authors are kindly invited to submit their full text papers including conclusions, results, tables, figures and references. • The text paper must be according to IJAET Paper format and paper format can download from our website (www.ijaet.org).The Full text papers will be accepted in only .doc format. • The papers are sent to the reviewers for...

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Paper Brigguetes

...How to Make Charcoal from Paper By Karren Doll Tolliver, eHow Contributor Homemade paper charcoal briquettes can be used in backyard grills.  Commercial charcoal for grilling food is expensive and can be harmful to the environment. However, industrious do-it-yourselves can make their own "charcoal" from newspaper. This reduces the amount of newspaper refuse as well as the amount of commercial charcoal consumed. In addition, no lighter fluid is needed with the homemade charcoal paper. Therefore, petroleum-based products are also conserved. Making your own charcoal takes only water and a washtub. The time spent forming the charcoal paper briquettes is negligible, although they need to dry for a couple of days in the sun. Things You'll Need • Washtub • Water • Old newspaper Instructions 1 Tear the old newspaper into pieces about the size of your hand or smaller. 2 Place all the torn newspaper pieces in the washtub. Cover with water and let sit for at least one hour. The newspaper will be ready when it is thoroughly saturated with water and is mushy to the touch. 3 Grab a large handful of the mushy newspaper. Form it into a ball about the size of a golf ball or ping pong ball, squeezing out as much water as you can. Repeat until all the mushy newspaper is in ball form. Discard the water. 4 Place the wet newspaper balls in the sun for at least two days. Do not let them get rained on. They must be completely dry and brittle. At this point they are ready for use in the same...

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Paper on Skin

...Leonie Oakes, ‘With Shadows that were their nightgowns’, 2012, maps, ephemera, antique paper, thread, letter press, screenprint, shellac, dye, ribbon. Model: Philly Hanson-Viney. Photographer: Bernie Carr Winner of 2012 Sustainable Fashion Award: Leonie Oakes, ‘With Shadows that were their nightgowns’, 2012, maps, ephemera, antique paper, thread, letter press, screenprint, shellac, dye, ribbon. Model: Philly Hanson-Viney. Photographer: Bernie Carr For the past 70 years Burnie has been a paper making town. The papermaking tradition is kept alive by local artists and artisans. Following the great success of the inaugural 2012 Paper on Skin competition, our aim is to further foster and promote the cultural paper heritage of our town by presenting innovative and wearable paper apparel. The competition celebrates Burnie's proud tradition as a papermaking town by presenting innovative contemporary wearable paper art. Burnie based artist, Pam Thorne, had for a long time harbored the idea of a competition for wearable paper art. In 2011 Pam and Burnie Arts Council approached the Burnie Regional Art Gallery with this idea. After some lively brain storming the paper on skin Betta Milk Burnie Wearable Paper Art Competition became a reality and the inaugural competition was held in May 2012. The success was such that the involved parties decided to make this a biennial event. The 2014 paper on skin Gala Parade & Award Evening was held on Friday 11 April. Betta Milk Major...

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Writing Papers

...the assumption that I would only have to compose simple paragraph papers while also learning the ropes of grammatical writing. I was sadly mistaken. Through the semester Josh gave the class five writing assignments. They ranged from three to five pages long. Out of all the writing assignments I received my favorite was a four page paper I had to write an allegory of myself. My least favorite was a five page paper the whole class had to write. About mid semester, when my hand only had a tingle, Josh lectured about Plato’s “A Allegory of the Cave.” Thus giving me my next challenging task he had in store. I had to compose an allegory of myself while explaining the concept of the Plato’s allegory. I had to dissect the symbolism in Plato’s allegory and prove how it coincided with my own allegory. What made this objective so interesting, yet so strenuous was the fact that my allegory had to be based upon a difficult time I have had in my life. My essay was littered with very detailed descriptors of my dreadful situation and Plato’s allegory. That is why this particular essay was my favorite. I8 was able to take a seemingly arduous task and break it down, in my own words, so that a reader would be able to comprehend “The Allegory of the Cave,” and still be able to relate to my allegory. The last essay due came just before my hand fell off. Before the class took our final exam we were obligated to write a five page paper as a whole. Josh told us we had to accomplish the task without his...

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