...the south in the fight against communist. · In the Gulf of Tokin a few U.S ship claimed to be fired apon by the Viet Cong. Once this happened the Prisendent decided to start bombing raids on the north. Not long after we invaded. · Some of the most horriable weapons were used during the Vietnam War, weapons like napom, white phospagen and agent orange, these weapons had huge lasting impact not only on the people but the ecosystem in Vietnam was destroyed and by pisioning the ecosystem and messing with water that people drank, many kids were born with birth defects. · Nixon was eleted President in 1968, his slogan was "Peace in honor." Nixon increase bombing raids and also invaded Cambodian. · The CIA were doing operation like operation Phonix which was designed for soldiers to go into villages in Vienam and kill the silvians in the village because the CIA thought they were helping the Viet Cong. The orders were to kill anything that moved. · The Tet Offensive was a huge operation run by the Viet Cong that attacked almost every U.S base in Vietnam. The Viet Cong lost the battle and suffered huge losses in men, but the attack sent a messege to Americans about the war. Nobody thought the Viet Cong could do anything like that. · For the first time in U.S history the public expressed what they thought of the war, protest were a huge part of the war. People all over the country were...
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...Charlotte Cunningham MM/PBL 502 November 29, 2010 Management overview for Kudler Fine Foods Kudler Fine Foods is a specialty food store located in San Diego, California. It has three retail locations and a headquarters. The first store was envisioned and opened by Kathy Kudler in 1998. Kathy Kudler is the executive manager and President of the company. Kathy’s management functions and responsibilities are many. Kathy is responsible for creating the vision for the company. She has to establish company wide goals for the entire staff to carry out and uphold. All Senior Level Managers and Store Managers report to Kathy. She is the overseer for the company. At Kudler there are other key people that play an important role in the success of the company. First there is Harvey Stephens, who is the Director of Finance and Accounting. His is responsible for the planning and directing of financial decisions involving the company. Harvey guides and coordinates activities within the company to obtain financial data. In return, this data is used to support, assist and direct the decisions of the president of the company. Secondly, there is Yvonne Reynolds, who is the Director of Store Operations. She is responsible for purchasing, inventory and logistics. She is also responsible for the store security, safety, facility maintenance and compliance with the state and federal regulations. Thirdly, there is the Director of Administration and Human Resources, her name are Brenda...
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...Personal and Professional Healthcare Communication xxxxxxxx HCS/350 Health Care Communication Prof: xxxxxxx Date: 1/02/2011 “Communication is the process of sharing information using a set of common rules” (Northouse & Northouse, 1998, p. 2). Health care communication is a specific and narrower form of communication that takes place between the health care professionals and patients regarding health. Communication Human Communication Health Communication Figure One: Relationship among three kinds of communication (source: Northouse &Northouse, 1998, p. 2) Many organization has defined health care communication in different ways. Just like any other human communication, it is person specific. This is a skill health care professionals need to learn by practice. According to The United States Office of Disease Prevention and Health Promotion (2010), "the art and technique of informing, influencing, and motivating individual, institutional, and public audiences about important health issues. The scope of health communication includes disease prevention, health promotion, health care policy, and the business of health care as well as enhancement of the quality of life and health of individuals within the community" (Terminology, para. 4). Communication is a skill that professional needs to learn and practice to be an effective communicator. While practicing, they should employ the four...
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...The Insurance Market in Bangladesh now consists of two state-owned corporations, forty three and seventeen private sector general & life insurance companies respectively, a total of 62 insurance companies. Thus the insurance sector in Bangladesh has grown up substantially and deepened remarkably with number of companies in both life and general segments. With the expansion of size of the insurance market, the volume of assets of the industry has also increased substantially. PROFILE OF SADHARAN BIMA CORPORATION Sadharan Bima Corporation is only state-owned General Insurance Corporation operating under the direct control and supervision of the Ministry of Finance, Government of the People’s Republic of Bangladesh. Following characteristics of SBC proves its financial soundness :- Government owned enterprise - Financial Soundness due to huge assets owned by SBC - Only re-insurer in Bangladesh - Wide net-work of offices - Public trust - Huge trained & skilled manpower - Large investable fund - Huge Real Estate Assets in Dhaka, Chittagong, Khulna, Rajshahi, Bogra & Sylhet. SBC TOWER – the only multistoried car parking building in the heart of the capital city of Bangladesh SBC is the sponsor shareholder of Investment Corporation of Bangladesh, Industrial Development and Leasing Company, National Tea Company Limited, National Housing Finance and Investment Ltd, Aramit Ltd, Central Depository BD Ltd.etc. The main pillar of the SBC is insurance as well as reinsurance...
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...pertaining to that community and its trends. It’s best to have a consultant that can take care of your local (city) needs along with whatever the state may require. Most major cities and even a few small metropolitan communities have Human Resource consulting firms. Knowledge or rules, laws and regulations are not the only things PEOs offer. Human Resource consulting needs are certain differ from business to business and city to city. They also provide any sort of service for employ’s background and other record checking. To recapitulate in short, whatever your particular business needs may be a reliable professional employer organization can be the key to your business running more efficiently and with a higher profit margin Arizona, Tuscon, Phonix, Las vegas are the most renowned international HR firm. Locally we have some renowned HR firms as Axis, E-zone, BETS which serves our corporate world with great reputation for last several years. Here we are going to focus on Amcheck which is representing the all international HR consultancy firms. As it is one of the standard setting firms of the world, we consider them as a role model and based on their activities, we identify the performance of local firm that we survey named...
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...Bangladesh Co-operatives Ins. Ltd. Bangladesh General Insurance Co. Ltd. Bangladesh National Insurance Co.Ltd. Central Insurance Company Ltd. City Gen. Insurance Company Ltd. Continental Insurance Ltd. Crystal Insurance Company Ltd. Desh Gen. Insurance Company Ltd. Eastern Insurance Company Ltd. Eastland Insurance Company Ltd. Express Insurance Ltd. Federal Insurance Company Ltd. Global Insurance Ltd. Green Delta Insurance Co. Ltd. Islami Commercial Insurance Co. Ltd. Islami Insurance Bangladesh Ltd. Janata Insurance Company Ltd. Karnaphuli Insurance Company Ltd. Meghna Insurance Company Ltd. Mercantile Insurance Company Ltd. Nitol Insurance Company Ltd. Northern Gen.Insurance Company Ltd. Peoples Insurance Company Ltd. Phonix Insurance Company Ltd. Pioneer Insurance Company Ltd. Pragati Insurance Ltd. Pramount Insurance Company Ltd. Prime Insurance Company Ltd. Provati Insurance Company Ltd. Purabi Gen Insurance Company Ltd. Reliance Insurance Ltd. Republic Insurance Company Ltd. Rupali Insurance Company Ltd. Sonar Bangla Insurance Company Ltd. South Asia Insurance Company Ltd. Standard Insurance Ltd. Takaful Islami Insurance Ltd. Dhaka Insurance Ltd. Union Insurance Company Ltd. United Insurance Company Ltd. Sena Kalyan Insurance Company Ltd. Sikder Insurance Company Ltd. LIST OF LIFE INSURANCE COMPANIES American Life Insurance Company (Foreign Company) Baira Life Insurance Company Ltd. Delta Life Insurance Company Ltd. Farest Islami...
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...Table of Contents Introduction 1 Influence 2 The Camera 3 Invention & the Early Years 3 The 20th Century & Lead up to the Digital Era 5 The Digital Era 6 Product Life Cycle 9 Innovation 11 Patents 13 Marketing 14 Market Analysis 14 Difference in the Marketing Mix 4P’s and 7P’s 15 Product 16 Price 18 Why Nikon P500? 18 Promotion, Place and Diffusion 20 Influence on Society 20 UPS and Nikon 21 Conclusion & Future Outlook 22 References 23 Appendix 25 Introduction The purpose of this paper is to show the writer’s choice in choosing, the product, the camera and the effects of Marketing, Design and Innovation of the Camera. Influence From the onset of this course, the writer was told to choose a product that has influenced the writer’s life; the only item would and has been the Camera. As a child the writer has always been intrigued by the ideas of a story, a story that little words but great impact. These short stories can only be told through pictures, through the technology of the camera. As the wise ones say, “A picture paint a thousand words." The camera allows for the indulgence of the writer’s greatest pastime and hobby. The camera allows for a unique view of the world, a view of one’s perspective of the one’s world. Behind the lens give reveals the beauty of the life, the beauty of a first kiss, the beauty of the first valentine, the beauty of true love, the beauty of a first born and his first step. Behind the...
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...------------------------------------------------- Financial System of Bangladesh The Financial System is a set of institutional arrangement through which surplus units transfer their fund to deficit units. At present the financial system in Bangladesh is mainly composed of two types of institutions like banks and non-bank financial institution (NBFIs). The formal financial sector in Bangladesh includes: (a) Bangladesh Bank as the central bank, (b) 48 commercial banks, including 4 Government owned commercial banks, 30 domestic private banks (PCBs) (of which 6 banks are operating under Islamic Shariah), 9 foreign banks (FCBs) (of which 1 bank is operating as Islamic bank); and 5 government-owned specialized banks (DFIs); (c) 28 non-bank financial institutions (NBFIs) – licensed by the Bangladesh Bank); (d) 2 large government- owned insurance companies (life and general) and 60 private owned (17 life and 43 general) insurance companies; (e) 2 stock exchanges and, (f) some co-operative banks. Besides, a good number of semi-formal micro finance institutions (MFIs) also are operating in Bangladesh. Structure of Financial System: The main constituents of financial system are : i) Financial Institutions ii) Financial Instruments, and iii) Financial Markets. Financial Institutions The modern name of Financial Institution is Financial Intermediary (FI), because it mediates or stand between ultimate borrowers and ultimate lenders and helps transfer funds from one to another...
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...Executive Summary: The aim of this study was to assess the effectiveness of Corporate Social Responsibility (CSR) practices of some local banks and track the performance of these banks with superior ratings for environmental, social and governance practices in Bangladesh and these banks are: Eastern Bank Limited, One Bank Limited and Mutual Trust Bank Limited. The study specifically focused on the extent to which companies practicing CSR complied with basic legal labor standards involving their employees and my marking 0 and 1 (0 for Null for practicing CSR,1 for CSR Practice). The study involved identification of companies providing CSR, obtaining information about the details of the CSR practices adopted at these companies (though looking at their website and interviews few of employees) and an assessment of how well these companies complied with basic CSR standards. The research found that most CSR practicing companies practiced CSR in their own specific way. It was often unclear how much money companies spend on CSR and it also found that many of these companies, whilst providing CSR, did not comply with the law in providing basic labor standards to their employees. The study also showed the comparison among these three banks with graph where graphical technique is informative in the field of statistics used to visualize quantitative data. Statistics and data analysis procedures generally yield their output in numeric or tabular form; graphical techniques allow such...
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...Chapter 1 Introduction In this report we will mainly talk about the insurance business in Bangladesh and its prospect in the country under the topic of “The prospect of insurance business in Bangladesh”. In this chapter we will focus on the origin or background of the report, objectives of the report, scope of the research, methodology of the study and also the limitations that we have faced in preparation of the report. 1.1 Origin of the report: We have made the report basically to fulfill the partial obligation for the course of “Insurance and leasing”. In order to have a better idea about the insurance business and its overall condition and prospects in our country our honorable course teacher has approved us to complete the report. We think that this report gives us more or less a moderate idea and information about the insurance business in Bangladesh and at the same time it gives us the necessity of insurance business in the country. 1.2 Objectives of report: The objectives of the report are defined below: * The primary objective of writing the report is fulfilling the partial requirements of the BBA program. As as an essential part of the course of “Insurance and Leasing” we have made the report. * Giving an overall idea of the insurance business sector in Bangladesh including the history and present condition. * Showing some prospects and its opportunity in the overall business sector in the country is also a main objective of the study. Here we have shown the...
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...n bChapter 1: Introductory Parts 1.1 Introduction Insurance is essentially a collective endeavor under which a large number of individuals agree to share the loss which a few of them would incur in future. This means insurance protects those unfortunates who suffer heavy financial impact of anticipated misfortunes by distributing the loss among many who are exposed to the risk of similar misfortunes. The process insurance has been evolved to safeguard the interests of people from uncertainty by providing certainty of payment at a given contingency. The insurance principle comes to be more and more used and useful in modern affairs. Not only does it serve the loss/damage of any losses it also provide financial benefits to the individual for death or at the end of a time period. 1.2 Background of the study This report has been prepared as requirement of the Insurance and Risk Management course. The study of the report was based upon the overall insurance company’s problem and prospects in Bangladesh. We, THE WHIZKIDS group, were duly approved by our course teacher Kazi Raihan Uddin sir. This study will help us to identify the insurance business problem and prospects. 1.3Literature Review Uninsured risk leaves poor households vulnerable to serious or even catastrophic losses from negative shocks. It also forces them to undertake costly strategies to manage their incomes and assets in the face of risk, lowering mean incomes earned. Welfare costs due to shocks and foregone...
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...BAB IV HASIL PENELITIAN DAN PEMBAHASAN BAB IV HASIL PENELITIAN DAN PEMBAHASAN 4.1 Gambaran Umum Obyek Penelitian Populasi dalam penelitian ini adalah perusahaan yang terdaftar di Bursa Efek Indonesia (BEI) pada tahun 2009. Sampel dipilih dengan menggunakan metode purposive sampling seperti yang telah dijelaskan dalam bab sebelumnya. Dengan teknik purposive sampling ini dihasilkan sebanyak 119 perusahaan. Jumlah tersebut telah dikurangi 1 perusahaaan yang bersifat outlier, karena cukup menyimpang penyebarannya dari rata-rata sampel penelitian. Rincian total sampel terpilih dapat dilihat pada tabel 4.1 berikut: Tabel 4.1 Rincian Pemilihan Sampel Penelitian Kriteria 2009 Perusahaan yang terdaftar di BEJ 398 Perusahaan yang termasuk sektor keuangan 69 Perusahaan yang laporan tahunannya tidak dapat diakses 184 Perusahaan dengan data tidak lengkap 23 Data outlier 3 Total Sampel Terpilih 119 Dari tabel 4.1 di atas, dapat dilihat bahwa sebanyak 398 perusahaan terdaftar di BEI pada tahun 2009. Dari 398 perusahaan tersebut, terdapat 69 perusahaan yang termasuk ke dalam sektor keuangan sehingga tersisa 329 perusahaan. Akan tetapi, dari 329 perusahaan tersebut terdapat 184 perusahaan yang laporan tahunannya tidak dapat diakses, 23 perusahaan yang datanya tidak lengkap, dan 3 perusahaan yang merupakan outlier, sehingga jumlah perusahaan yang terpilih menjadi sampel penelitian sebanyak 119 perusahaan. Daftar perusahaan yang menjadi sampel dalam penelitian ini dapat dilihat...
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...Internship Report on Functions oF credit risk management in non Banking Financial institutions (nBFi) in Bangladesh A study on IDLC Finance Limited Internship Report on Functions oF credit risk management in non Banking Financial institutions (nBFi) in Bangladesh A study on IDLC Finance Limited Submitted to: Sharmin Shabnam Rahman Dewan Mostafizur Rahman Internship supervisor of the submitter BRAC Business School (BBS) BRAC University Submitted By: Chowdhury Tasmiah Jabeen ID-06104024 BRAC Business School (BBS) BRAC University Date of Submission: 23rd December 2009 Letter of Transmittal_______________________ 23rd December 2009 Sharmin Shabnam Rahman BRAC Business School (BBS) BRAC University Subject: Submission of Internship Report of BBA Programme Dear Madam, It is my great pleasure to submit the internship report on "Functions of Credit Risk management in Non Banking Financial Institutions (NBFI) in Bangladesh, A study on IDLC Finance Ltd " which is a part of BBA Programme to you for your consideration. I made sincere efforts to study related materials, documents, observe operations performed in IDLC Finance Limited and examine relevant records for preparation of the report. Within the time limit, I have tried my best to compile the pertinent information as comprehensively as possible and if you need any further information, I will be glad to assist you. Thanking you, Chowdhury Tasmiah Jabeen ID-06104024 BRAC...
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...THE IMPACTS OF URBAN ABSOLUTE POVERTY ON YOUNG WOMEN: A CASE STUDY OF EPWORTH BY MASARA WIRIRANAI. B. (R121680Y) FACULTY OF SOCIAL STUDIES DEPARTMENT OF SOCIOLOGY 2015 A DISSERTATION SUBMITTED IN PARTIAL FULFILLMENT OF BACHELOR OF SCIENCE HONOURS DEGREE IN SOCIOLOGY (SUPERVISOR Ms CHOGUYA) 1 Dedication I dedicate this research work to my late mother. You influenced every aspect of carrying out this study. It’s sad though that you are not around to witness who I have become. You may be gone but you are never over! 2 ACRONYMS ADB Asian Development Bank CSO Central Statistics Office DESA Department of Economic and Social Affairs Statistics Division ESAP Economic Structural Adjustment Programme FPL Food Poverty Line HDL Human Development Index MPSLSW Ministry of Public Service, Labour and Social Welfare NGO Non-Governmental Organizations PASS Poverty Assessment Study Survey PDL Poverty Datum Line PICES Poverty and Income Expenditures Survey PRD Parliament Research Department PRFT Poverty Reduction Forum Trust TCPL Total Consumption Poverty Line UNDP United Nations Development Programme UNICEF United Nations Children’s Fund UNESASD United Nations Economic and Social Affairs Statistic Department UN-Habitat United Nations Human Settlement Programme USA United States of America Zimstat Zimbabwe National Statistics Agency 3 Abstract The study focused on identifying, measuring and assessing the nature and extent of impacts of urban absolute...
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...Manajemen Investasi Sektor-Sektor Pasar Modal Indonesia Oleh: Yosefina Selvy Arief(2012-012-093) SEKTOR-SEKTOR PASAR MODAL INDONESIA Semua perusahaan publik yang tercatat di Bursa Efek Indonesia atau BEI (dulu BEJ= Bursa Efek Jakarta) diklasifikasikan ke dalam 9 sektor BEI yang didasarkan pada klasifikasi industri yang ditetapkan oleh NEJ yang disebut JASICA (Jakarta Stock Exchange Industrial Classification). Kesembilan sektor tersebut adalah: A. Sektor Utama (Industri Penghasil Bahan Baku) 1. Sektor Pertanian 2.1. Sub sektor Tanaman Pangan Daftar perusahaan industri penghasil bahan baku, sektor pertanian, sub sektor tanaman pangan yang terdaftar di Bursa Efek Indonesia (BEI) adalah No | Kode | Nama | Tanggal | | Saham | Emiten | IPO | 1 | BISI | Bisi International Tbk | 28-Mei-2007 | (Diperbaharui 2 Oktober 2013) Catatan penting lainnya untuk sub sektor tanaman pangan : * 12 September 2013| CKRA (PT. Citra Kebun Raya Agri Tbk) pindah dari sektor tanaman pangan (kode sektor 1.1) ke sektor pertambangan logam dan mineral lainnya (kode sektor 2.3) 2.2. Sub sektor Perkebunan Daftar perusahaan industri penghasil bahan baku, sektor pertanian, sub sektor perkebunan yang terdaftar di Bursa Efek Indonesia (BEI) adalah No | Kode | Nama | Tanggal | | Saham | Emiten | IPO | 1 | AALI | PT. Astro Agro Lestari Tbk | 09-Des-1997 | 2 | ANJT | PT. Austindo Nusantara Jaya Tbk | 10-Mei-2013 | 3 | BWPT | PT. BW Plantation...
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