...Cash management is also known as treasury management for businesses. Treasury management through commercial banks helps a company manage their funds through special business bank accounts. All banks have a department dedicated to treasury management that covers trading through bonds, money that can include all currencies and risk management. PNC Bank has many different services that are offered through their cash management programs. One of the services offered are card services. A business can get pre-paid cards that cover payroll, employee rewards, petty cash, per diem expenses and business-to-business incentive programs (PNC, 2010.) Another type of card service offered through the treasury management program is procurement plus travel and entertainment which covers better control over spending limit, establishes separate spending allowances for purchasing and travel and also reports for all company spending (PNC, 2010.) These reports help businesses keep track of all spending and purchases made by any employee who holds a card or who has access to these funds. The cards for travel or entertainment are for medium to large sized companies. According to PNC, these help reduce time and cost. PNC also offers Active Pay. Active Pay helps maximize payment controls, enhance transaction and data management and increase financial benefit (PNC, 2010.) Although PNC’s website does not expand on how this is done they do have a contact number for any business that is interested...
Words: 1088 - Pages: 5
...& Insurance Submission of Internship Report Topics Proposal Submitted To: Mr. Aftab Uddin Mahmud Chowdhury Lecturer Department Of Banking & Insurance University of Dhaka Submitted By: Md. Tanvir Hasan ID: 15-088 Department of Banking & Insurance (15th Batch) Faculty of Business Studies University of Dhaka Date of Submission: 21/01/2013 January 21, 2013 Aftab Uddin Mahmud Chowdhury Lecturer Department of Banking & Insurance University of Dhaka. Sub: Submission of the Topics proposal of Internship Report. Dear Sir, At first accept my heartiest honor. I am Md. Tanvir Hasan (ID: 15-088), student of Department of Banking and Insurance. You have assigned me to select some topics for the report of our internship program. Here are my internship report’s topics that I have submitted to you. Consequently, I am transmitting these topics of the report to your very concern. Hopefully, you will assign me one of the topics so that I can start preparing the report. In case of any further clarification or elaboration regarding these topics I would welcome the opportunity to consult with you. Sincerely yours, ____________ Md. Tanvir Hasan ID: 15-088 Department of Banking & Insurance University of Dhaka Selected Topics for Internship Report: Topic 1: Foreign Exchange Mechanism of Mercantile Bank limited. Objective of the Report General Objective...
Words: 1077 - Pages: 5
...Origin of the paper This report has been prepared to make a study on the “Management Information System of City Bank Ltd” as a part of the fulfillment of report, required for the completion of the course BUS304: Management Information System and Ecommerce of the Business Administration of University of Liberal Arts Bangladesh. The report was prepared under the supervision of Dominic S. S. V. Bennett, course instructor of Management Information System and Ecommerce, University of Liberal Arts Bangladesh. The report was prepared by a group, consisting the member, Sekh Shahnuma Sharmin ID: 112011009, Jenia Sultana Jenny ID: 112011014, Ummay Hani Tanija ID: 112011012 and Shahela Parvin ID: 112011017. The group is thankful to Mr. Dominic S. S. V. Bennett for giving the opportunity to be assigned on such type of topic. 1.2: Objective The main purpose of the report is to understand the Management Information System of City Bank Ltd. In broad sense the objectives to be covered under this report are: * To know about how MIS work in City Bank Ltd. * To know about how the Bank take decision with the help of MIS * To know about the security of the MIS * To make recommendations for improving the MIS n City Bank Ltd. 1.3: Scope of the paper The scope of this report was strictly confined to the official website &contact with particular employee of City Bank Ltd. To collect the information work has been done on the MIS and HR section of the Bank. The area discussed...
Words: 2800 - Pages: 12
...Project report on credit appraisal in banks pdf A PROJECT REPORT ON CREDIT APPRAISAL - Free download as Word Doc.doc.docx, PDF File.pdf, Text file.txt or read online for free. CREDIT POLICY OF COMMERCIAL BANK y Commercial banks and its. As the credit appraisal is one of the crucial areas for any bank, some of the. Credit risk management state bank of india project report mba.Keywords: Credit Appraisal, MSME, NPA, Lakshmi Vilas Bank. 2-05, Requirements for the Appraisal Report 10252011. They report that 41 financial ratios are considered important, given citation in one more of. The bank must bring more transparency in appraisal of the project there should be.Project on hdfc read may be help ful to you pdf Download. Hii there,i need a report on credit appraisal process in a bank.if anyone have any resource. 1 of 2: P4812.pdf. Credit appraisal or project planning must be viewed as a process of. Once the SEM, on the basis of its evaluation of the flash report, decides that the project justifies a detail appraisal, it nominates lead financial institutions.Project Credit appraisal is done by banks or financial institutions by. Internal Circulars of the bank Research papers, power point presentations and PDF files.Credit Appraisal at Allahabad bank can be categorized under 3 heads. A detailed project report covering marketability and Techno-economic feasibility in.technical viability of the project proposed its funding pattern. Credit appraisal means an investigationassessment...
Words: 821 - Pages: 4
...Vision The Bangladesh Bank (BB), through ensuring the quality of services and the competence of its staff, shall operate as a modern, dynamic, effective, and forward-looking central bank to manage the country's monetary and financial system with a view to stabilizing the internal and external value of Bangladesh Taka conducive to rapid growth and development of the economy. ICT in Bangladesh Bank Bangladesh Bank started its ICT journey in 1980 with IBM 370 Mainframe computer and also started in-house software development. Since then Bangladesh Bank along with its own automations assisted different government offices, banks such as President Secretariat, National Board of Revenue, Sonali Bank, Agrani Bank, Janata Bank, Rupali Bank, House Building Finance Corporation etc. for automation of their specific activities. Bangladesh Bank automated several activities in its policy areas, operational areas, prudential supervision areas, enterprise resources management areas and communication areas. So far Eighty different in-house applications have been developed and are in operation. Under networking program, all the departments of Bangladesh Bank Head Office and its nine branch offices have already been brought under a computer network (LAN/WAN) connecting almost 3500 PCs. Now, any official sitting elsewhere in Bangladesh Bank has access to the same kind of resources; sharing knowledge and information; ensure knowledge based management. Centralized email facility has been introduced...
Words: 3492 - Pages: 14
...Risk Management Practices in Sonali Bank Ltd Performance Evaluation of Sonali Bank Ltd Foreign Exchange Operation of Sonali Bank Ltd | Prepared For: Sadia Noor Khan Lecturer Department of Banking & Insurance Prepared By: Maiful Kausar Ikra ID-17-023 Department of Banking & Insurance University of Dhaka Department of Banking & Insurance Submission Date: January 14, 2015 Proposed Internship Topics Introduction to the Study: Each BBA program needs practical knowledge of the respective field of discipline to be fruitful. Our BBA program also has an internship program, relating to the exchange of theoretical knowledge into the real life practical situation. To support my internship report I will work as an intern in Sonali Bank Ltd. My name is Maiful Kausar Ikra. It was great opportunity for me to complete my internship program in the largest state owned commercial bank "Sonali Bank Ltd." As a part of internship program I want to prepare report on the following topics…… 1.Credit Risk Management Practices in Sonali Bank Ltd Background of the study: To support my internship report I will work as an internee Sonali Bank Ltd. and my topic of the report is "Credit risk management practices in Sonali Bank Ltd." as part of the fulfillment of internship requirement. One of most significant challenges for a bank is to strongly manage its credits. Since the largest slice of income generated by a bank and...
Words: 1705 - Pages: 7
...Annual Report 2009 Important Statement The Board of Directors of China Everbright Bank hereby undertakes that all information included in this Report does not contain any false information, misleading statement or material omission. Annual Report 2009 of China Everbright Bank was deliberated and passed at the third meeting of the Fifth Board of Directors of the Bank on March 24th, 2010. KPMG Huazhen audited the Bank’s Annual Financial Statements in accordance with China Standards on Auditing for Certified Public Accountants and issued an unqualified auditor’s report. Board of Directors China Everbright Bank Corporation Limited Contents Message from the Chairman of the Board of Directors 6 Message from the President 8 Message from the Chairman of the Board of Supervisors 10 Major Financial Information 12 Organizational Chart 14 Corporate Governance 18 Meetings of the Board of Directors and Board of Supervisors 21 Directors, Supervisors, Senior Management and Staff 24 Shareholders Profile and Related-Party Transactions 42 Management Report 45 Risk Management 48 Material Issues 57 Social Responsibility Report 58 Public Awards and Honors 60 Report of the Auditors 64 Financial Statements 66 Notes to Financial Statements 76 Address Book of Head Office and Branches 166 Message from the Chairman of the Board of Directors 6 Message...
Words: 61800 - Pages: 248
...Executive Summary We have selected AB Bank Limited from the list of promising Nationalized Commercial Banks (NCB) in Bangladesh for my project, it is my base bank and we have selected another bank for competitor Bank Asia, which involve with analysing the performance of a commercial bank listed in Dhaka Stock Exchange (DSE). We include the objective and limitation of this report at the starting. Then we discussed about the methodology that we follow to produce the report. Then we provided a clear time series analysis with graph for the two banks. And compare after finishing every ratio. At the beginning of my project, we gave brief information about the starting and current position of banking world in our country in the introduction part. Next, we discussed about my objective, methodology and the limitation on this report. Then we provided brief information about AB Bank in the background part. Next we also provided the basic and important information about this bank precisely. In the next portion we give literature review on this report. In this part we have provided the main concept of profitability ratios, liquidity ratio, leverage ratio, efficiency ratio, debt to equity ratio, and market position. The main and basic concepts are given in a short way. In the final portion, based on our analysis we provide some recommendation about how AB Bank could improve their performance and satisfy the current shareholders and also attract the new potential shareholders...
Words: 8457 - Pages: 34
...Credit Management Activities Proposal on The City Bank Limited. Prepared for American International University-Bangladesh Submitted to TASEEN, M CHOWDHURY Faculty of AIUB (Finance Department) Prepared by Name: Akter Rume ID: 07-09524-3 Introduction Generally by the word “Bank” we can easily understand that the financial institution deal with money. But there are different types of banks such as; Central Bank, Commercial Bank, Saving Bank, Investment Bank Co-operative Bank etc. But where we use the term “Bank” without any prefix or qualification, it refers to the ‘Commercial Bank’. Commercial Bank is the primary contribution to the economy of a country. So we can say Commercial bank are a profit-making institution that hold the Deposit of individual & business in checking & saving account and then use these fund to make loans. As, Bank profit earning concern, they collect deposit at the lowest possible cost and provide loans and advance at higher cost. The difference between two are the bank profit. The City Bank Limited The City Bank Limited started its business in 1983 (march 27) with an authorized capital of Taka 20 crore and paid up capital 3.8 crore. The bank has now authorized capital of Taka 175 crore and paid up capital 72 crore with Taka 132 crore as reserves totaling Taka 204 crore as paid Up capital and reserves.The City Bank Limited is manned by 1829 personnel with 83 branches...
Words: 1076 - Pages: 5
...Internship Report On ip Report on OVERALL CUSTOMER SATISFACTION- (A Study on Standard Chartered Bank) Overall Customer Satisfaction (A case study on Standard Chartered Bank) An Internship Report BY Md. Saifur Rahman Registration No. 00545 Examination Roll No. 10 Session: 2003-2004 Faculty of BAM Bachelor of Business Administration (BBA) Major In Finance FACULTY OF BUSINESS ADMINISTRATION & MANAGEMENT PATUAKHALI SCIENCE AND TECHNOLOGY UNIVERSITY DUMKI ,PATUAKHALI AUGUST 2009 Overall Customer Satisfaction (A case study on Standard Chartered Bank) An Internship Report BY Md. Saifur Rahman Registration No. 00545 Examination Roll No. 10 Session: 2003-2004 Faculty of BAM Submitted to the Department of Finance Patuakhali Science And Technology University Dumki ,Patuakhali In partial fulfillment of the requirements for the degree of Bachelor of Business Administration (BBA) Major In Finance [ FACULTY OF BUSINESS ADMINISTRATION & MANAGEMENT PATUAKHALI SCIENCE AND TECHNOLOGY UNIVERSITY DUMKI ,PATUAKHALI AUGUST 2009 Overall Customer Satisfaction (A case study on Standard Chartered Bank) An Internship Report BY Md. Saifur Rahman Registration No. 00545 Examination Roll No. 10 Session: 2003-2004 Faculty of BAM Approved as to style and contents by Md. Nur Nabi (Supervisor) Md.Takibur Rahman (Co-Supervisor) Dr. NIrmal Chandra Shaha (External) FACULTY OF BUSINESS ADMINISTRATION & MANAGEMENT PATUAKHALI...
Words: 1548 - Pages: 7
... 2. Fx performance and bank profitability 3. Credit operation and management 4. Credit risk management 5. Corporate banking 6. 1. A WORKING REPORT ON FOREIGN EXCHANGE BANKING SERVICES: An Analysis of The BASIC Bank Limited(Autumn 2011). 2. Advance & foreign Remittance Service” National Credit & Commerce Bank View (Autumn 2011). 3. Working Report on “credit policy and credit Risk Management of International Finance Investment and Commerce Bank Limited”.(autumn 2011). 4. A WORKING REPORT ON FOREIGN EXCHANGE OPERATION OF COMMERCIAL BANK OF CEYLON PLC AND COMPARATIVE STATISTICAL ANALYSIS BETWEEN COMMERCIAL BANK OF CEYLON PLC AND EASTERN BANK LTD.(spring 2012). 5. ADVANCE WORKING REPORT ON FOREIGN EXCHANGE OPERATION AND PERFORMANCE EVALUATION ON MUTUAL TRUST BANK LIMITED. FIROZA BEGUM (ID #0920623) (Autumn 2012) 6. Investigating the levels of satisfaction of Local Corporate clients in Standard Chartered Bank regarding the various services offered by Local Corporate.(Autumn 2012) 7. CREDIT RISK MANAGEMENT ANALYSIS OF UNITED COMMERCIAL BANK LTD. Autumn 2012 8. A WORKING REPORT ON FOREIGN EXCHANGE PROCEDURE OF NATIONAL CREDIT AND COMMERCE BANK LIMITED 9. FOREIGN EXCHANGE PROCEDURES OF SOUTHEAST BANK LIMITED: A WORKING REPORT ON GULSHAN BRANCH, DHAKA spring 2010 10. A WORKING REPORT ON FOREIGN EXCHANGE PROCEDURE OF NATIONAL CREDIT AND COMMERCE BANK LIMITED spring 2010 ...
Words: 259 - Pages: 2
...Term paper On “Credit Risk Management Analysis of United Commercial Bank LTD” [pic] Submitted To: Fahmida Israt Jahan Lecturer Department Of Finance and Banking Dhaka Commerce College Submitted By: Fahim-Ul Kabir Khan Roll No: 978 88 76 Registration No: 185 86 89 B.B.A (Hons.) Part 2 Session 2010-2011 Department Of Finance and Banking Dhaka Commerce College Date of Submission: May 31, 2014 [pic] National University Letter of Transmittal May 31, 2014 Fahmida Israt Jahan Lecturer Department of Finance and Banking Dhaka Commerce College Subject: Term Paper On Credit Risk Management Analysis of United Commercial Bank Ltd Dear Madam, With due respect, I am submitting my term paper on “Credit Risk Management Analysis of United Commercial Bank Ltd” This topic was assigned to me to fulfill the partial requirement of BBA program under National University. It has been a great pleasure for me to have the opportunity to work on the subject mentioned above. This term paper is prepared under supervision of department of business administration and I respectfully acknowledge his guidance and help. I have worked hard in preparing this term paper and have tried to make my paper as clear and comprehensive within the constraints. I sincerely believe that it will serve the required purpose. Sincerely Yours, _______________________________ ( Fahim-Ul Kabir Khan ) Roll No: 978 88 76 ...
Words: 5683 - Pages: 23
...Central bank releases first SME credit policy Disbursement target set at Tk 240b this year FE Report The central bank released, for the first time, a small and medium enterprise (SME) credit policy and programmes Thursday with a disbursement target of around Tk 240 billion for the ongoing calendar year. Bangladesh Bank (BB) Governor Atiur Rahman announced the policy at a discussion with chief executive officers and managing directors of the commercial banks held at Seagul Hotel in Cox’s Bazar Thursday night with BB Deputy Governor Murshid Kuli Khan in the chair. The new policy has focused on encouraging more women entrepreneurs in business and investment across the country. The central bank announced to set up a three-tier monitoring system to ensure growth of the SME sector in the country. Under the monitoring system, the central bank headquarters, its nine branch offices across the country and head offices of all commercial banks will review the implementation of SME credit programmes regularly. Of the total target, the state-owned commercial banks and financial institutions, according to the central bank statistics, will disburse Tk 44.97 billion in 2010. Twenty-nine private commercial banks will distribute Tk 174.78 billion while nine foreign commercial banks will disburse Tk 7.07 billion to the entrepreneurs. Besides, the country’s non-banking financial institutions have made commitment to disburse Tk 13.13 billion as SME loans during the current calendar year. ...
Words: 915 - Pages: 4
...COURSE: MASTERS IN BUSINESS ADMINISTRATION PAPER: BUSINESS LAWS AND CORPORATE GOVERNANCE. PAPER CODE: MBD 107. SEMESTAR: 1ST SUBMITTED BY SOUMYA KANTI BOSE ENROLLMENT NO: DDE/MBA/JUL2013/14. REGISTRATION NO: APPLIED FOR. SESSION: JULY 2013 - JUNE 2015. INDEX PARTICULARS | PAGE NO | Introduction | 03 | Objectives of Study | 03 | World Scenario in Corporate Governance | 03 | Indian Scenario in Corporate Governance | 03-04 | Corporate Governance Practices By State Bank of India, India | 04-05 | Corporate Governance Practices By Axis Bank Ltd, India | 05-13 | Corporate Governance Practices by National Australia Bank, NAB | 13-18 | Corporate Governance By HSBC, London | 19-23 | Conclusion | 23 | Reference | 23 | Introduction: The issue of corporate governance has come up mainly in the wake up economic reforms characterized by liberalization and deregulation. Corporate governance has at its backbone a set of transparent relationships between an institution’s management its board, shareholders and other stakeholders. Corporate governance has come up mainly in the wake up of economic reforms characterized by liberalization and deregulation. According to OECD, the corporate governance structure specifies the distribution of rights and responsibilities among different participants in the corporation, such as, the board, managers, shareholders and other stakeholders and it also spells out the rules and procedures for making decisions on corporate affairs...
Words: 8238 - Pages: 33
...12/12/2014 FI730 Group Report Financial Institution Analysis FI730 Group Report Financial Institution Analysis 1. Introduction 1.1 JP Morgan & Chase, Co. JP Morgan & Chase, Co., incorporated under Delaware law in 1968, is now one of the oldest and most influential financial institutions in the world. As of December 31, 2013, the firm’s net assets and stockholders’ equity amounted $2.4 trillion and $211.2 billion, respectively. Currently, the firm is the leading banking institution in various business segments that include investment banking, commercial banking, asset management, private equity, and financial services for small businesses and individuals. JP Morgan & Chase, Co. offers financial services through its subsidiaries, divided between principal bank and nonbank subsidiaries. Its principal bank subsidiaries are JPMorgan Chase Bank and Chase Bank USA, which the former, has branches in 23 U.S. states, and the latter, the Firm’s credit card-issuing bank. JP Morgan & Chase, Co.’s nonbank subsidiary is J.P. Morgan Securities LLC (hereinafter referred as JPMorgan Securities), which is the Firm’s investment banking subsidiary in the U.S. Both the bank and nonbank subsidiaries operate domestically and overseas. One of the principal subsidiaries oversea in the United Kingdom (hereinafter referred as U.K.) is called the J.P. Morgan Securities plc, a company that is wholly owned by JPMorgan Chase Bank, N.A. For reporting purposes, JP Morgan...
Words: 4507 - Pages: 19
