...You don’t have to be tall and super thin. No matter what you look like: You too can become a Model! There are different types of models and you have to be realistic in your expectations! There are fashion models, teen models, plus size models, and commercial models. Whenever you look at any magazine, or newspaper ad that is not geared towards fashion you see commercial models. And commercial models look like normal everyday people. As a commercial model, you are not going to get rich. At least most people won’t. But it can be fun part-time work with benefits such as free clothes, great pictures, and usually local recognition. Last night, I participated in Aaron Marcus' Tele-seminar entitled "How to Get Acting and Modeling Jobs and Find Modeling Agencies". The seminar lasted about an hour. You could call in and watch it over the Internet. Aaron offers workshops that you can attend live, but of course he doesn’t come to Birmingham, AL Some of the things that Aaron covered in his seminar were: * How to be a model regardless to what you look like. * What it takes to be a working model. * What to focus on when starting out. You see commercial models in many types of ads. Everyday people are used all of the time posing as Doctors, Lawyers, Teachers, Athletes, etc. Figure out what look you fit and target your career at those types of roles. Once you figure out what type of model that you can be, practice, practice, practice. Gather pictures of looks...
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...Define user documentation Written or other visual information about an application system, how it works, and how to use it. (17) . User documentation refers to the documentation for a product or service provided to the end users. The user documentation is designed to assist end users to use the product or service. This is often referred to as user assistance. The user documentation is a part of the overall product delivered to the customer. The sections of a user manual often include: * A cover page * A title page and copyright page * A preface, containing details of related documents and information on how to navigate the user guide * A contents page * A guide on how to use at least the main functions of the system * A troubleshooting section detailing possible errors or problems that may occur, along with how to fix them * A FAQ (Frequently Asked Questions) * Where to find further help, and contact details * A glossary and, for larger documents, an index realized the importance of documentation many years ago when I joined an organization to head its IT function. The previous IT head had left the organization a couple of months ago. The managing director called me over and voiced his expectation. He told me that all ground work had been done for ordering new set of servers and application packages and that I should act upon it soon. I promised to take a look at the situation and revert with plans. However, when I sat in my department...
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...and perfection. Another social force for clients is they face uncertainty of changing consumer desires as they are highlighting the importance of healthy lifestyles and body types. Demographics For fashion models age is a very strong factor in the selection process. Models are usually discovered between the ages of 12 to 20 by agents or scouts. High fashion modeling agencies often demand height and body shape requirements and have strong preferences for standards. With cultural diversification of the Western world, ethnic diversity is becoming an important factor for all people in the modeling industry. Moreover, various races and backgrounds are becoming progressively noticeable. Anita Norris needs to be aware of the changing demographic trends in the modeling industry Technological Factors With the internet and digital technology, global networks of scouts and agencies have unlimited access to clients and models around the world. Agents are able to snap pictures and videos on digital cameras, and they can email these as virtual casting packages to clients anywhere around the globe. The modeling industry has benefited considerably from the start of the internet. Many of...
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...(online analytical processing) is computer processing that enables a Big data analytics Data modeling Ad hoc analysis user to easily and selectively extract and view data from different points of view. For example, a user can request that data be analyzed to display a spreadsheet showing all of a company's beach ball products sold in Florida in the month of July, compare revenue figures with those for the same products in September, and then see a comparison of other product sales in Data visualization Extract, transform, load (ETL) Florida in the same time period. To facilitate this kind of analysis, OLAP data is stored in a multidimensional database. Whereas a relational database can be thought of as two-dimensional, a multidimensional database considers each data attribute (such as product, geographic sales region, and time Association rules (in data mining) Relational database period) as a separate "dimension." OLAP software can locate the intersection of dimensions (all products sold in the Eastern region above a certain price during a certain time period) and display them. Attributes such as time periods can be broken down into subattributes. Denormalization OLAP can be used for data mining or the discovery of previously Master data management (MDM) undiscerned relationships between data items. An OLAP database does not Predictive modeling needed for trend...
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...The Transition from 2D Drafting to 3D Modeling Benchmark Report Improving Engineering Efficiency September 2006 — Underwritten, in Part, by — The Transition from 2D Drafting to 3D Modeling Benchmark Report Executive Summary D o more with less. The mandate hasn’t changed for manufacturers. They must develop more products with increasing complexity to address customer and competitive pressures. Yet, there’s no “give” in project timelines to adopt new technologies like 3D modeling to help them win. However, some manufacturers are not only adopting 3D modeling technology, but excelling at hitting their product development targets at the same time. How is it possible? Interestingly enough, it’s actually quite simple. Key Business Value Findings • Best in class manufacturers their hit revenue, cost, launch date, and quality targets for 84% or more of their products. • Best in class performers typically produce 1.4 fewer prototypes than average performers. • Best in class performers average 6.1 fewer change orders than laggard performers. • In total, best in class manufacturers of the most complex products get to market 99 days earlier with $50, 637 lower product development costs. Implications & Analysis How do they do it? • Best in class performers are 40% more likely to have engineers use CAD directly to ensure they stay close to the design. • Best in class performers are 24% more likely to take advantage of extended 3D modeling design capabilities. They are 55% more...
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...Richard Ivey School of Business Foundation, The University of Western Ontario, London, Ontario, Canada, N6A 3K7; phone (519) 661-3208; fax (519) 661-3882; e-mail cases@ivey.uwo.ca. Copyright © 2010, Richard Ivey School of Business Foundation Version: (A) 2010-09-10 On March 17, 2010, Anita Norris, owner of Anita Norris Model Management (ANMM) of London, Ontario was contemplating the future of her business. In the two years since Norris started ANMM, the business had grown quickly through her efforts to pursue any revenue stream that presented itself. Although Norris welcomed ANMM’s success, she believed that continuing to operate in this manner would stretch her business model too thinly. ANMM’s current revenues came from four sources: modeling workshops, signing and booking models, model development, and speaking fees. Norris now wanted to develop a strategy that would focus her business and allow her to spend most of her time...
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...get the products delivered and installed on time. Issues with the process must be immediately known and corrected as this is a high value product with a small profit margin at this point in our economy. Any miscommunication can be disastrous. The MasterStoneWorks database will have the following tables: * Customers * Sales * Installs * Product choices * Costs (wholesale and retail) * Sales people * Project Managers * Templates * Follow-up * Customer support Description of the Database Design Life Cycle The seven steps of the SDLC/DBDSL: 1. Concept Planning – This first step is where the need to develop, or improve a system is ascertained along with parameters such as costs, risks, and feasibilities. Roles and responsibilities are designated at this stage. 2. Requirements Analysis – This phase addresses the requirements needed for functioning, support, and training. It begins after the projects parameters have been specified and costs have been allocated. This is where the initial life cycle management plans are...
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...UNIVERSITY OF MUMBAI Bachelor of Engineering Information Technology (Third Year – Sem. V & VI) Revised course (REV- 2012) from Academic Year 2014 -15 Under FACULTY OF TECHNOLOGY (As per Semester Based Credit and Grading System) University of Mumbai, Information Technology (semester V and VI) (Rev-2012) Page 1 Preamble To meet the challenge of ensuring excellence in engineering education, the issue of quality needs to be addressed, debated and taken forward in a systematic manner. Accreditation is the principal means of quality assurance in higher education. The major emphasis of accreditation process is to measure the outcomes of the program that is being accredited. In line with this Faculty of Technology of University of Mumbai has taken a lead in incorporating philosophy of outcome based education in the process of curriculum development. Faculty of Technology, University of Mumbai, in one of its meeting unanimously resolved that, each Board of Studies shall prepare some Program Educational Objectives (PEO‟s) and give freedom to affiliated Institutes to add few (PEO‟s) and course objectives and course outcomes to be clearly defined for each course, so that all faculty members in affiliated institutes understand the depth and approach of course to be taught, which will enhance learner‟s learning process. It was also resolved that, maximum senior faculty from colleges and experts from industry to be involved while revising the curriculum. I am happy to state...
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...Business Rules and Data Models Insert Name Insert Course Insert Date Business Rules and Data Models Big organizations like universities, colleges, banking and hospitals with large amount of data require a software that is able to organize the data and in the database. Therefore the primary use of a database management system is its ability to collect data, store and transmute it into informative information that can help business make decisions. In order to make this possible, a database must be able to reduce data redundancy, inconsistency, upsurge security features, reliability and allow concurrent access of the data and improve accuracy and accuracy. The most important purpose of such a database is to provide automated methods that are able to develop, store and retrieve data more efficiently (Chapman, 2014). There are several drawbacks that are associated with the use of conventional file systems. This is because of the fact that most of such databases applications are developed on top of an existing file system. For this reason, the following problems are expected. To begin with, is redundancy; it is a situation where a lot of file formats together with duplicate information is found in different files (Gillenson, 2005). Accessing such data is difficult and the duplication of data in a file system may sometimes require a new program to be written. Another problem associated with conventional file systems is the difficult in file isolation. This is...
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...Decision and Risk Analysis for the evaluation of Strategic Options The process of evaluating and selecting options is complicated involving high stakes, a mount of diverse and dispersed data, multiple and conflicting objectives, uncertainty regarding the future and different stakeholders have different views and considerations. Strategy evaluation is a complex social-technical process=>decision and risk analysis is a powerful way to approach it. Understanding the decision situation Tool: scenarios planning, SWOT/TOWS analysis. The identification and develop fundamental objectives is typically informed by setting “strategic direction and goals “ element of the strategic development process. tool: use value tree (top down approach or bottom up approach: start from the attributes and them identify the objectives) associated attribute should be specified, three types of attributes: Quantitative direct ,Quantitative indirect, Qualitative attributes. Each attribute should follow five properties: Comprehensive: the upper and lower limits of attributes are well specified. Otherwise it will distort out trade-off When building a value tree, fundamental objectives must follow the following properties: Preferential independence: Sometimes, it’s difficult to avoid preferential independence. A practical way of dealing with preferential dependence is to redefine the objectives, usually aggregating two dependent objectives into single one. Notice also that statistical...
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...Managerial Finance | Use of Real Options Theory in Financial Management/Modeling | Tiffany Allen | BUS 650 | Prof. Achilles | 11/14/2011 | | Abstract In business, as in life, you always have options to choose from. In today's extremely unstable market, managers realize how incredibly risky some investment opportunities can be, and how useful a flexible strategy can be. Using real options theory, managers can more effectively analyze opportunities to pursue, delay, modify, or abandon projects as events unfold. This paper analyzes the use of real option theory in financial management and modeling. It discusses issues included in the implementation of the theory in financial management and modeling. It explains new learning in real option theory and a case study that was able to apply the theory along with the application of the theory to my current business which has helped me understand real option theory. Use of Real Options Theory in Financial Management/Modeling The Real Option Theory has struck some interest with managers in the last couple of decades. Back in the day, companies had plenty of time to make decisions to make changes when they felt it was necessary. Now, if they take their time deciding on changes, chances are by the time they finally make a decision, another company has already made the move. Times have change and especially with how the economy is today, it’s a “Dog Eat Dog World” and in this competitive market, you...
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...NBER WORKING PAPER SERIES FINANCIAL RISK MEASUREMENT FOR FINANCIAL RISK MANAGEMENT Torben G. Andersen Tim Bollerslev Peter F. Christoffersen Francis X. Diebold Working Paper 18084 http://www.nber.org/papers/w18084 NATIONAL BUREAU OF ECONOMIC RESEARCH 1050 Massachusetts Avenue Cambridge, MA 02138 May 2012 Forthcoming in Handbook of the Economics of Finance, Volume 2, North Holland, an imprint of Elsevier. For helpful comments we thank Hal Cole and Dongho Song. For research support, Andersen, Bollerslev and Diebold thank the National Science Foundation (U.S.), and Christoffersen thanks the Social Sciences and Humanities Research Council (Canada). We appreciate support from CREATES funded by the Danish National Science Foundation. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research. NBER working papers are circulated for discussion and comment purposes. They have not been peerreviewed or been subject to the review by the NBER Board of Directors that accompanies official NBER publications. © 2012 by Torben G. Andersen, Tim Bollerslev, Peter F. Christoffersen, and Francis X. Diebold. All rights reserved. Short sections of text, not to exceed two paragraphs, may be quoted without explicit permission provided that full credit, including © notice, is given to the source. Financial Risk Measurement for Financial Risk Management Torben G. Andersen, Tim Bollerslev, Peter F. Christoffersen, and...
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...miller@towerswatson.com Michael Popkin Co-head, Insurance-Linked Securities Towers Watson Capital Markets (212) 309–3475 michael.popkin@towerswatson.com BACKGROUND The convergence market is alive and well. The property catastrophe reinsurance and insurance-linked securities (ILS) markets are witnessing this convergence along a spectrum and across a range of differing attributes. This paper will review this continuum across key characteristics in the catastrophe risk transfer arena. To provide a specific example, we will conclude with a brief case study of OakLeaf Re 2011 and describe where it fits across the various attributes. Though there are many ways to divide the market, we have chosen to break it into three main categories: reinsurance; collateralized reinsurance (CRE); and catastrophe bonds. We will cover the similarities and differences for the following topics: (1) type of collateral; (2) payment flow; (3) reinstatement; (4) collateral release & commutation; (5) premium adjustment; (6) fees & expenses; (7) risk analysis; (7A) tradability; and (8) trigger type. Multi-year vs. single-year contracts are not explored in depth in this paper because this is a feature that can be utilized in all three forms of execution. 1. Type of Collateral The nature of the collateral for the cedant varies depending on the type of protection they purchase. A cedant following the traditional reinsurance route takes the reinsurer’s “paper.” Though somewhat of an over-generalization...
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...This page intentionally left blank Te n t h E d i t i o n MODERN DATABASE MANAGEMENT Editorial Director: Sally Yagan Editor in Chief: Eric Svendsen Executive Editor: Bob Horan Editorial Project Manager: Kelly Loftus Editorial Assistant: Jason Calcano Director of Marketing: Patrice Lumumba Jones Marketing Manager: Anne Fahlgren Marketing Assistant: Melinda Jensen Senior Managing Editor: Judy Leale Project Manager: Becca Richter Senior Operations Supervisor: Arnold Vila Operations Specialist: Ilene Kahn Senior Art Director: Jayne Conte Cover Designer: Suzanne Behnke Cover Art: Fotolia © vuifah Manager, Visual Research: Karen Sanatar Permissions Project Manager: Shannon Barbe Media Project Manager, Editorial: Denise Vaughn Media Project Manager, Production: Lisa Rinaldi Supplements Editor: Kelly Loftus Full-Service Project Management: PreMediaGlobal Composition: PreMediaGlobal Printer/Binder: Edwards Brothers Cover Printer: Lehigh-Phoenix Color/Hagerstown Text Font: Palatino Credits and acknowledgments borrowed from other sources and reproduced, with permission, in this textbook appear on appropriate page within text. Microsoft® and Windows® are registered trademarks of the Microsoft Corporation in the U.S.A. and other countries. Screen shots and icons reprinted with permission from the Microsoft Corporation. This book is not sponsored or endorsed by or affiliated with the Microsoft Corporation. Copyright © 2011, 2009, 2007, 2005, 2002...
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...NORWEST CORPORATION P 1.0 Answer Question 1 Assume an immediate and sustained 1 percent across-the-board rise in interest rates. Based on a review of Exhibit 3, discuss how one would use interest rate-sensitivity gap information to estimate the impact of rising interest rates on the earnings of Norwest Corporation. Interest sensitivity gap is used to measure how the interest change will affect the asset sensitivity and liability sensitivity. Asset sensitivity or positive gap occurs when the interest sensitive asset and interest sensitive liability is greater than zero. However, liability sensitivity incur when interest sensitive asset and interest sensitive liability is less than zero. Table Exhibit 3 | Within 6 Month(‘000) | Within 6 Month- 1 Year(‘000) | 1 Year – 3 Years(‘000) | 3 Years – 5 Years(‘000) | After 5 Years(‘000) | Interest-sensitive asset | 31822 | 5841 | 8666 | 4798 | 28705 | Interest –sensitive liabilities | 32811 | 4505 | 7492 | 3480 | 31544 | Total Asset | 31822 | 5841 | 8666 | 4798 | 28705 | | | | | | | Dollar GAP | (4849) | (3317) | (990) | 1194 | - | Below show the formula that using to estimate the impact of rising of interest rates on the earnings: ∆NIIexp = GAP X ∆iexp Where, ∆NIIexp = the expected change in net interest income over a period of time from some base amount. GAP = cumulative GAP over the interval through the end of the period of time ∆iexp = the expected permanent change...
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