...We both chose our participants because we knew them and felt like they would be able to feel comfortable speaking to us. In order to get them to engage with us positively we described the class and what was the purpose for our research. We also assured confidentiality of their identity. After receiving their consent to be interviewed, we conducted semi-structured interviews, of about an hour long for each interview. Prior to the interview, we prepared some open-ended questions for the interviewees instead of simply ‘yes’ or no’ questions. This way we would be able to allow them to go as much in depth as they would like and get more insight on their first or second hand experiences with the justice system. As they spoke we asked follow up questions...
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...INTRODUCTION Norman Cahill, financial president of Seminole Gas and Electric, is reviewed the minutes of the last meeting of the firm’s board of directors. The major topic discussed was whether Seminole should refund a $500 million issue of 26 years, 16 percent, mortgage bonds issued 11 months earlier. Three of the board members had taken markedly different positions on the questions. The bonds were issued when the interest rates were at their peak but the BODs thought that it would decline and insisted on a call premium of 10 percent if any bonds were called during the first year, with the premium declining by 0.5 percent a year until the 20th year, after which the bond could be called with no premium. Furthermore, Cahill estimated that company could sell a new issue of bond at an interest rate of 12.5 percent. The floatation cost on the refunding issue would be approximately 0.5 to 1 percentage point of issue, and there would be the period of approximately three weeks during which both issue would be outstanding, during which the excess funds could be invested in short-term treasury securities yielding to 10 percent. After the $500 million was sold, Chaill anticipated a decline in interest rates so the bonds made immediately callable. The investment bankers handling the issue wanted Seminole to make the bonds non-callable for 5 year period. The bankers insisted on call premium of 10 % if any bonds were called during the first year, with the premium declining by 0.5 % a year...
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...The semi-/prehensile tail has independently evolved at least 14 times across 50 genera from 14 families of arboreal mammals, including Cebidae and Atelidae within Platyrrhini (New World monkeys) [1, 2]. Despite the importance of the semi-/prehensile tail for balance and support during locomotion and suspensory postures [3-8], literature lacks description about its motor coordination and control. Here, we report that wild bearded capuchin monkeys, Sapajus libidinosus (previously known as Cebus libidinosus) use their semi-prehensile tail as a variable cantilever; the vestibular and/or kinaesthetic cues associated with downward motion apparently trigger anchoring by the tail at the moment its support is needed to prevent the body from dropping....
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...As the new academic year opens, Interface Computer College celebrated the Acquaintance Party where Interfacers witnessed a night of beauty and talents. It was held at the Multi-Purpose Hall July 16, 2011. The annual event gave all students the chance to get acquainted to their schoolmates and even to their instructors. It was highlighted by the presentation of school officials, faculty members and staffs where all ICC employees were introduced. It was a night where Interfacers also witnessed an intermission dance number from the newest bunch of ICC instructors. Raffle and gift items from Globe were also given to the lucky ICC students. The new batch of officers and advisers of the different school organizations were also presented, with their oath taking happening in front of the audience. Students showcased their craft and talents with the ICC Got Talent contest, won by Eugenio Bisnan, a 3rd year BSBA student, who treated the audience to a comedy act. Beautiful and handsome freshmen students filled the night with glitz and glamour with the most-anticipated Mr. and Ms. Freshmen competition. Nieson Naviamos and Julie Anne Cabalar stood out of all the lovely candidates that earned them the title Mr. and Ms. Freshmen 2011. First runner-up winners are Princewin Vino and Maricel Flores, while Richard Guittu and Sharmaine Robles won 2nd runner-up. The celebration also gave Interfacers the opportunity to relax, mingle and find new friends, as party-goers were delighted with...
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...there are some studies in housing portfolio management (Hui, 2010; Lee and Ting, 2011). In addition, no study has been undertaken to compare the inflation-hedging attributes of different types of residential property. Given the unique features of the Malaysian housing market, a dedicated study in this market is critical. Inflation-hedging characteristics 65 4. Data and methodology Data To assess the inflation-hedging features of Malaysian residential property, the quarterly Malaysian housing indices from the Valuation and Property Services Department, Malaysia over 1999:Q1-2012:Q1 were obtained. The Malaysian All House Price Index was used to represent the performance of all houses in Malaysia. Moreover, the Malaysian terrace, semi-detached, detached and high-rise house price indices were also collected to measure the performances of different types of residential property[2]. Consumer price index (CPI) was also obtained to gauge the inflation rates in Malaysia. All data were downloaded from DataStream. Following...
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...Johor 2. Taman Pulai Hijauan, Johor Bahru, Johor 3. The Gardens @ Polo Park, Johor Bahru, Johor (All Mixed Development) 4. Jalan Abdul Samad, Johor Bahru (Residential) 5. Stulang Darat, Johor Bahru (Residential ) | Desa Cemerlang and Taman Perindustrian Cemerlang in Johor Bahru | 1.Nusa Bestari (Township)2.Kempas Heights3.Bestari Indah (mixed development township)4.Kempas Indah | | Klang Valley | | | | | 1.Kiara 136 | Customer Range | | | | | | Product Range | | Taman Pulai Indah, Mukim of Pulai, Johor | Single storey shops | 77 | | Double storey terrace houses | 2099 | | Single storey terrace houses | 1444 | | Double storey cluster houses | 296 | | Double storey bungalow | 4 | | Double storey semi-detached houses | 18 | | Double storey low-medium cost terrace houses | 521 | | | | | Demand (Take up Rate) | | | | | | Hua Yang | 1. Metia Residence-Another development by established Property Developer, Prop Park Sdn Bhd, a wholly-owned subsidiary of Hua Yang Berhad, which is listed on the main board of Bursa Malaysia. - RM388,200 onwards-The project will be launched in third quarter of 2013 and is scheduled for completion 36 months from the SPA date. | 2. Citywood ,Johor Bahru2 towers serviced apartments located along Jalan Abdul Samad | 3. Taman Pulai Hijauan,Johornew township with 1,059 units of mixed property in 10 phases of development. Encompassing an area of 140 acres, the township offers 1,014 units...
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...STUDY REPORT SR 295 (2013) Auckland housing forecasts and the Unitary Plan IC Page The work reported here was funded by BRANZ from the Building Research Levy. © BRANZ 2013 ISSN: 1179-6197 Preface This report describes some aspects of the Auckland Plan related to zoning and the effect on new housing. It was produced because it is believed new housing types in Auckland will change from a predominance of detached to a larger percentage of multi-unit type housing. This will be a mix of terraced housing and low, medium and high rise apartments. Acknowledgments This work was funded by the Building Research Levy. Note This report is intended for builders and designers. It provides details of the Auckland Plan and the BRANZ interpretation of the types of housing, location and timing of their construction. i Auckland housing forecasts and the Unitary Plan BRANZ Study Report SR 295 IC Page Abstract The Auckland Plan sets out the strategic direction for the future of Auckland. It covers economic, social and environmental considerations, housing, physical infrastructure, and transport. Included in the Plan are zones for various housing types, with an emphasis on intensification of housing mainly within the planned metropolitan urban limit (MUL). The relevance to the building industry is that housing types are changing and builders and designers need to be aware the predominance of detached housing in new builds is coming to an end. ii Contents 1. 2...
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...COVER PAGE Table of contents Introduction 3 Chapter 1 Modal and Semi-Modal Verbs: Theoretical Aspect 4 1.1. Modal and Semi-Modal Verbs and Their Different Interpretations 4 1.2. Syntax, Morphology and Scope of semi-modal verbs 7 Chapter 2: Semi-Modal Verb GET: Practical Aspect 12 2.1. Usage: Tense and Aspect 12 2.2. Different Uses of Semi-Modal Verb GET 14 Conclusions 19 Bibliography 20 Introduction Human language is truly unique as it allows us to talk about things beyond here and now. The way we do so is through the Tense, Aspect and Modality systems of natural language. Modality is what this paper is about. Roughly speaking, modality allows us to talk about events that may not have happened, but are desired or required. Modality is completely autonomous unit, and it affects our language usage in many ways. Tense and Modality are undeniably interconnected: what used to be a possibility a month ago may not be one today. Tense and Aspect are likewise related: a punctual event that took place yesterday may not hold at present, but an event (or state) that is more durative may still hold. The primary function of modal verbs is to enable us to talk about possibilities and necessities. We can talk about the ways the world should be, were there peace on Earth, how it might have been, would Christopher Columbus not have landed in America, etc... This ability to go beyond...
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...Working Words At Ease Chapter 6: Shopping Engels | Nederlands | 6.1. Shopping | Grocer(’s) | Kruidenier | Greengrocer(‘s) | Groenteboer/-handel | Fishmonger | Viswinkel | Tailor | Kleermaker | Draper | Stoffenwinkel | Newsagent/newsdealer | Krantenwinkel | Florist(‘s) | Bloemist | Ironmonger (BrE) – hardware dealer/store (AmE) | Ijzerhandel | Fitting room | Pashokje | Cashpoint = cash dispenser | Geldautomaat | Cash register | Kassa | Current account | Lopende rekening | Deposit account | Depositorekening | | | Department store | A large shop, based on self-service, which is divided in different sections and sells a great variety of goods | Supermarket | A large self-service shop selling mainly food and household goods | Warehouse | Large shop where shops buy their goods, or also a large building where goods are stored before being exported or sold | Chain store | A department store that is part of a chain of similar stores | General store | A local shop that sells things that people need for everyday life – not necessarily part of a chain | Corner shop | A small general store, at the corner of two local streets | Stall | A large table in a public place on which goods or information are displayed | Newsstand | A movable stall where newspapers are displayed and sold | Kiosk | A small shop in the street where one can buy newspapers and food like sandwiches and candy | Stationer(‘s) => stationery | A shop where paper, pens...
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...Pre-Feasibility Study BOUTIQUE (Women Designer Wear) Small and Medium Enterprise Development Authority Government of Pakistan www.smeda.org.pk HEAD OFFICE 6th Floor LDA Plaza Egerton Road, Lahore Tel 111 111 456, Fax: 6304926-7 Website www.smeda.org.pk Helpdesk@smeda.org.pk REGIONAL OFFICE PUNJAB REGIONAL OFFICE SINDH 5TH Floor, Bahria Complex II, M.T. Khan Road, Karachi. Tel: (021) 111-111-456 Fax: (021) 5610572 Helpdesk-khi@smeda.org.pk REGIONAL OFFICE NWFP Ground Floor State Life Building The Mall, Peshawar. Tel: (091) 9213046-47 Fax: (091) 286908 helpdesk-pew@smeda.org.pk REGIONAL OFFICE BALOCHISTAN Bungalow No. 15-A Chaman Housing Scheme Airport Road, Quetta. Tel: (081) 831623, 831702 Fax: (081) 831922 helpdesk-qta@smeda.org.pk 8th Floor LDA Plaza Egerton Road, Lahore Tel 111 111 456, Fax: 6304926-7 Website www.smeda.org.pk helpdesk@smeda.org.pk May, 2007 Pre-Feasibility Study Boutique (Women Designer Wear) DISCLAIMER The purpose and scope of this information memorandum is to introduce the subject matter and provide a general idea and information on the said area. All the material included in this document is based on data/information gathered from various sources and is based on certain assumptions. Although, due care and diligence has been taken to compile this document, the contained information may vary due to any change in any of the concerned factors, and the actual results may differ substantially from the presented information. SMEDA does...
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...88 Yoshiharu Tsukamoto House & Atelier Bow-Wow, Tokyo, 2005 Perspective section of the House & Atelier Bow-Wow. The different sizes of the floors are disposed in the continuous vertical/lateral space of the building envelope defined by the local code. Working and living are intertwined. Void MetabolisM Since the Second World War, the urban fabric of Tokyo has been shaped by individual landownership and the proliferation of the detached house. For most Japanese architectural offices, domestic practice provides the mainstay of their work. This focus on the single private house, though, also limits the range of possibilities for urban interventions. Yoshiharu Tsukamoto of Atelier Bow-Wow explains how through its development of ‘Void Metabolism’, the studio has been able to turn its focus on the residential into a positive, breaking down the barriers between private and shared space in the city. 89 Atelier Bow-Wow has been designing small houses in Tokyo for more than a decade. But even as the practice is joined by most architects of the same generation, who also predominantly design small single-family homes, it has realised that with each housing unit averaging a floor area of just 80 square metres (861 square feet) within this enormous city of over 30 million inhabitants, this pursuit would have little effect on the city itself. Looking back in history, Japanese architects have worked feverishly on the different housing types of Tokyo, while the area in which...
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...Smart Communities Network Integrated Land Use Strategies * Efficient solar design, enabling the community to attract businesses engaged in solar power and other renewable resource fields. * Tree-lined biking and walking paths throughout the community will reduce auto use and air pollution. * Narrower streets with shade trees will help create livable neighborhoods and result in a cooler microclimate. * More efficient lot layouts will encourage social interaction, and allow conservation of large natural areas for wildlife. * Convenient markets, offices and parks will allow residents to shop, work and play near home, reducing the costs and side effects of auto dependence. * architects and builders will require technical and market support * Promote sustainable development to the general public, while committed designers and builders will receive high quality training and technical assistance to meet the rising demand for sustainable technologies. * Advanced telecommunications will enable residents to "tele-commute" to work. * natural filtration and constructed wetlands to improve water quality and minimize the use of scarce water resources for irrigation. * feature bike paths and walkways leading through parks and nature areas. * a full range of attached and detached residences and parks, parkways, public transportation, schools, churches, libraries, a recreation center and a "walkable" neighborhood scale. * local employment centers...
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...Property Research Report -Comparative Postcode & Property Analysis Jenna Trickett – s2799937 Scott Hollonds - s2800815 Property Research Report -Comparative Postcode & Property Analysis Jenna Trickett – s2799937 Scott Hollonds - s2800815 Semester One, 3219HSL Property Development Process Semester One, 3219HSL Property Development Process 08 Fall 08 Fall Jenna Trickett – 4214, Arundel Analysis Jenna Trickett – 4214, Arundel Analysis Scott Hollonds – 4216, Biggera Waters Analysis Scott Hollonds – 4216, Biggera Waters Analysis This report consists of three parts: two individual reports about two dwellings in two different postcodes and then a third part which compares the two dwellings and concludes with deciding which would be the best investment property with the most rental income. The first part of this report is focused on the postcode of 4214 which consists of suburbs such as Arundel, Parkwood, Molendinar and Ashmore. The price range that has been researched is between $500,000 to $600,000.The dwelling types that was given for this assignment was a house with 3 to 4 bedrooms, 2 bathroom and 2 garage car spaces. Refer to Appendix Five where you can see a picture of the property that matched this profile which I would purchase is located at 26 Petworth Court in the suburb of Arundel. It is a 4 bedroom, 2 bathrooms, with 2 garage spaces and 2...
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...Townhome pods are pieces of land that will be sub-divided into individual parcels once townhomes improvements are built. If a plat indicates individual ready-to-build lots and upon a filed inspection you find that there are utilities for each future parcel already in place, then the highest and best use of the pods are single family townhome lots and as such are valued as units buildable for said townhomes. Each unit buildable lot value is calculated by using the allocation method of land valuation, which is recognized nationally in the appraisal industry. In using this method you estimate the amount of value that the land contributes to the total value of the parcels by analyzing improved sales and applying land to building ratios from similar market areas. When there are insufficient vacant land sales available the land allocation method is commonly used because it gives reasonably accurate land values. The most repeating relationship of land to improvement is 20% land, 80% improvement, therefore, this is the ratio you should use in allocating value. Mass appraisal consists of valuing thousands of properties. In order to be consistent we use several tools to determine market value. These tools assist the appraiser in analyzing sales of comparable properties, any potential income that the property might be able to produce, the cost to replace the improvements on the property (if any) and any other factors that might affect the market value. Using an approved schedule...
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...Volume 10, Issue 3 Fall 2010 No Double Dip On July 5th, 6th, and very early on the 7th of this year, I engaged in 70 minutes of rigorous stationary biking, a full cycle of weightlifting, and my daily stretching regimen. Oh sure, I had some hip pain and a sore knee, but at age 59, I was rocking and rolling. In this regard, I was not unlike the U.S. economy in 2005-April 2007, which was doing great in spite of some fundamental problems. Then in the course of a few hours on July 7th, I was unable to walk more than a few steps after having a hip replaced. Just like the U.S. economy in late 2008, my infirmity had taken me down a few notches! My subsequent recovery was remarkably similar to that facing the U.S. economy: a satisfactory recovery to unremarkable mediocrity. As I describe my recovery, bear in mind that the U.S. economy shed 8.4 million jobs and 4.1% of GDP in roughly 18 months. This is a lot of economic damage. On July 8th, I was able to walk twice a day for 20 minutes, bearing weight on crutches, lifting light hand weights, and doing simple leg therapy. By July 19th, I did not need any pills or a cane, and was able to walk an hour twice a day at a 23-minute-mile pace. By August 19th, I biked at full resistance for 50 minutes, walked 15-minute-miles for an hour, actively lifted leg weights, Thru Latest Available as of Sept 20, 2010 3.0 $420.5 20.5 1.9 960.1 $418 15.8 6.3 1,458.0 723.0 -50.0 261.0 681.0 15.8 4.5 20.0 93.9 -2.3 2.4 -190.2 $305.1 -$351.9 On the...
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