...Smith Medical Secure Payment Program Tyra Sanchez June 7, 2015 Introduction Analysis This case study will assist the client, Smith Medical, in establishing a secure and compliant credit card payment program for their benefit, and the benefit of their patients. Credit card payment programs must comply with strict security policies and standards to protect the clients’ information, and the clients must be able to trust that their information will be secure. The security practices discussed below will allow Smith Medical to safely and securely process credit card information with all parties and institutions involved. Secure Payment Program – What to do? The first step for implementing a credit card program is to select a company that will handle the credit and debit card processing. The American Medical Association (AMA) offers a member value program (MVP) program that includes a credit card acceptance company, TSYS (AMA, 2015). TSYS Merchant Solutions can provide a “simple cost-effective solution to collect patient payments (AMA, 2015). Secondly, Smith Medical will need to ensure that they are compliant with the Payment Card Industry (PCI) Data Security Standard (DSS) and implement a regular review to ensure future compliance among the changing technological advances. Thirdly, Smith Medical will need to document the credit card agreement forms for patients and staff. These agreements are key to protect both the practice and the patients, and to build trust between...
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...2013 Tommy Smith, President The Card Company 18 Blueside Parkway Manahatten Beach, CA. 90266 Dear Mr Smith: When making a purchase, choosing the correct card can be difficult, especially when it comes to earning points or getting cash back. Many cards have special rules that change monthly, be it triple points on gas one month, then double points on car rentals the next. For this reason, I would like you to consider our company, Wallaby Financial, to do the remembering for you and earn you maximum points and cash back. At Wallaby Financial, we are dedicated to earning our customers the most possible points and cash back with every purchase. We hold and store all the details of our customers credit cards, and with each use of the Wallaby card, assess the best card on our database and apply it to the purchase. Through years of hard work, we’ve grown Wallaby into the leading company in its field. Your company, The Card Company is at the top of the credit card industry with regard to maximizing customer experience. It would be an honour and privilege if you would permit both our companies to work together. Please spend some time going through our business plan and how it can benefit your future business and clientele. I can be reached at any of the contacts below. Sincerely, Nicholas Carter ncarter@email.com 123-456-7890 Executive Summary Chances are you’re not making the most of your rewards and cash back when you use your credit cards. It’s harder than...
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...Week 1 – Marketing Mix Task 1 1. Identify the key characteristics of their products and services № | Product and services | Characteristics | 1 | The MOTO3 is braaap's latest addition to their road range. With its sharp lines and aerodynamic design braaap are proud to bring you a true option to the sports bike entry market. Life time warranty upon request. 4499 | Engine – 250cc 4 stroke horizontal engineTransmission – 6 speedFinal drive – chain Wheels – 17 ‘’ cast MAGOverall length – 2030x720x1120 MMDry weight – 145kgFuel capacity - 16 L | | | 2 | The braaap Urban is an exciting addition to Australia’s braaap motorcycles range of motorcycles. The Urban represents everything a niche manufacture like braaap strives for, it’s unique, it turns heads. Backed by the braaap lifetime warranty system, the braaap Urban is tearing up the tarmac.3799 | Engine – 125cc horizontal engineTransmission – 4 speedCompression rate – 9.2/1Final drive – chain/SPROCKET45/ Wheels – cast alloy wheelsOverall length – 1180 MMDry weight – 69kgFuel capacity - 7 L | 3 | The 2016 braaap MX17! If it’s extreme off-road you’re looking for then the MX17 has it covered, powered by a 160cc engine and equipped with a 17” front wheel and 14” rear wheel it’s designed to go places other can’t. This year marks the MX17 as a new line for braaap, which has shown to have significant demand in the past with customers opting for this “Big Wheel” configuration through our spares line. Now you can buy...
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...Case Studies of Cybercrime and Its Impact on Marketing Activity and Shareholder Value Katherine T. Smith Department of Marketing Texas A&M University 4112 TAMU College Station, TX 77843-4112 Tel: 979-845-1062 Fax: 979-862-2811 Email: Ksmith@mays.tamu.edu L. Murphy Smith, CPA* Mays Business School Texas A&M University 4353 TAMU College Station, TX 77843-4353 Phone: 979-845-3108 Fax: 979-845-0028 Email: Lmsmith@tamu.edu Jacob L. Smith Grace Bible Church College Station, TX 77845 JacobSmith@grace-bible.org *Corresponding author Forthcoming in Academy of Marketing Studies Journal Electronic copy available at: http://ssrn.com/abstract=1724815 CASE STUDIES OF CYBERCRIME AND ITS IMPACT ON MARKETING ACTIVITY AND SHAREHOLDER VALUE Katherine T. Smith, Texas A&M University L. Murphy Smith, Texas A&M University Jacob L. Smith, Grace Bible Church ABSTRACT Cybercrime, also called e-crime, costs publicly traded companies billions of dollars annually in stolen assets and lost business. Cybercrime can totally disrupt a company’s marketing activities. Further, when a company falls prey to cyber criminals, this may cause customers to worry about the security of their business transactions with the company. As a result, a company can lose future business if it is perceived to be vulnerable to cybercrime. Such vulnerability can lead to a decrease in the market value of the company, due to legitimate concerns of financial analysts, investors, and creditors. This study examines...
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...| Meeting: Front Office Staff/Valet/Director of Security Re: Road Closure | 9:00 a.m. | Front Office Staff/Controller Re: Poor Registration Process | 9:30 a.m. | Staff meeting | 10:00 a.m. | Emergency air-conditioning arriving/bringing necessary parts for repair. Conference room meeting with car burglary victims and police | 10:30 a.m. | Conference room with car burglary victims and police continued | 11:00 a.m. | Tech Service to repair PMS | 11:30 a.m. | Contact F&B Director/Special Events Coordinator concerning seafood delivery for governor’s daughter’s wedding tonight | 12:00 p.m. | Lunch with hotel general manager | 12:30 p.m. | Lunch continued | 1:00 p.m. | Contact Controller Re: credit card processor issue | 1:30 p.m. | | 2:00 p.m. | Health Inspector’s visit | 2:30 p.m. | Health Inspector’s visit continued | 3:00 p.m. | Check front desk/incoming guests and road closure progress | 3:30 p.m. | Contact alternate seafood vendor and thank by the hotel becoming a customer on regular basis | 4:00 p.m. | Meeting with wedding planner for governor’s daughter | 4:30 p.m. | Check on Ballroom...
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...Rationale The purpose of my presentation is to inform interested individuals about accounting fraud in small business and narrowing the topic to two main factors that allow the fraud to take place. The presentation will be specifically informational in nature. Once I have finished my presentation, the audience will have a clear understanding of my central idea, which is why limited staff and family trust are reasons that small businesses are victims of accounting fraud. The ideal audience for my presentation would be a meeting of a small business alliance, chamber of commerce, entrepreneur club, and any other group or class that would benefit from learning about accounting fraud in small businesses. My topic would benefit a more specific group of people such as those that are interested in or work in the field of accounting or business. Since my intended audience are adults that are working in the field of accounting or business or have an interest in these fields; my topic is appropriate for the age range, interests and general knowledge of my audience. The importance of my presentation to the audience is significant since the individuals in the intended audience will be either working or interested in business or accounting and quite possibly be involved in a small business at some level. It will be important for them to know about the reasons small businesses are the most common victims of accounting fraud. Once informed about the reasons, they will be able to apply...
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...Merchant Acquirers and Payment Card Processors: A Look inside the Black Box RAMON P. DEGENNARO The author is the SunTrust Professor of Finance at the University of Tennessee and a visiting scholar at the Federal Reserve Bank of Atlanta. He thanks Jerry Dwyer, Dick Fraher, Scott Frame, Will Roberds, and Lynn Woosley for useful comments and discussions. He is grateful to Timothy Miller and Mario Beltran of NOVA Information Systems for explaining important institutional details and to Lee Cohen and Victoria L. Messman for research assistance. L ike most consumers, you probably take your credit and debit card transactions for granted. You and others like you carry millions of cards and use them billions of times annually. But unless a transaction goes awry, you rarely think about how your cards work. In fact, a great deal happens after you produce your card to pay for a purchase and before the merchant receives funds and you receive your bill. What happens during the few seconds between the time you swipe your card and the terminal flashes a result? How does that swipe translate into a line on your bill from the institution that issued the card? When making a purchase using a card online or over the telephone, why are you sometimes asked for the three- or four-digit number printed on the back of the card, the card’s expiration date, or arcane information such as your mother’s maiden name? From the merchant’s perspective, how is that same card swipe turned into cash to pay for...
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...MARISOL Y. SMITH 3612 Elk Horn TRL SW (770) 658-7884 Atlanta, Ga. 30349 A challenging growth-orient it position, utilizing a strong background in clerical, strong computer skills and administrative duties in the management arena. ·*Program Specialist 2007 to 2011 Arapahoe County Department Human Services, Aurora, Co Maintained ongoing cases files for Food Stamp and/or Family Medical Programs Verified continuance on eligibility with documentation provide by the client. Prepared the monthly report. Data entry. Provided support to other areas within the agency included but not limited to other Program Specialist with their cases load in a monthly basis. Processed new applications after verifying if client has been in the system. Performed interview to current clients and new clients. Processed newborn medical assistance with information provided by the hospital. Sent cases suspected of fraud to the Investigation Unit to determine if fraud has been committed. A percentage of 99% of cases submitted for investigation was proven of committing fraud. *Clerk 2007 to 2007 Job Store/Arapahoe County Department Human Services, Littleton, Co Verified the status of each application for Family Medicaid with the used of CBMS. Transferred open cases to the appropriate Specialist. Cases data entry; programs and their status on Family Med Log In also assisted...
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...Finance & Accounting Accounting System Overview Overview of Finance & Accounting Systems The initial Business Plan for Kudler’s included funds in excess of $50,000 to hire a consulting firm to assist in the selection and installation of a comprehensive Retail Enterprise Management System (REMS). Smith Systems Consulting was selected for the contract. After a thorough analysis, a modular and scaleable RMS was selected, purchased and installed in the first and subsequent Kudlers retail stores. Smith Consulting was also contracted on a yearly basis to maintain the REMS. Finance & Accounting Financial Modules: General Ledger Module: Chart of Accounts Transaction detail and roll-up by any number permutations – store, department, product, etc. Financial Reporting – Balance Sheet, Income Statement, Cash Flow, Trend Analysis…period over period, store comparisons, department comparisons Multiple year reporting Budgets and budget reporting down to store department level Few requirements for manual data entry Non-Financial accounts – square footage (analysis can be done on sales per square foot)…department sales and inventory; department and store headcount Accounts Payable Module: Vendor codes and master files Check printing Tax and freight allocations Multiple bank accounts Purchase order module posts vendor orders directly to the AP module Handles international addresses necessary because of direct international purchase of items such as wine, olive oil, selected...
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...Marketing Plan: Phase II Name MKT 421 Date Professor Marketing Plan: Phase II Applebee’s will soon introduce the most recent technology in table-top ordering systems. Applebee’s has researched the target market using segmentation criteria and is excited about this exciting new technology that is storming the market. Competition has been evaluated and Applebee’s feels confident that the implementation of the TTOs will attract young, fresh, new demographic and offer a dining experience that customers will want to return to. Segmentation Criteria Segmentation is an advertising term referring to grouping potential buyers into groups that have common needs and will respond similarly to a marketing action. Market segmentation allows businesses to target different groups of customers who value certain products and services differently from one another ("Market Segmentation", 2014). There are several methods of segmentation criteria that will help Applebee’s in target marketing selection. The categories are income, age, lifestyles, and location. In addition, several other factors can be used in making a marketing plan for Applebee’s. If Applebee’s is wanting to determine more information about the location they want to build in, the best choice to find this information is to look at census data for that area. A census will give the owners of Applebee’s information on the population, citizen’s age, profits, ethnic group, and size of their families. Applebee’s can use their...
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...John Smith 360-555-1212 • 9600 NE My Address St. - Seattle, WA 11111 • jsmith@nowhere.com Career Objective Versatile team player eager to contribute a strong finance, accounting, & administrative background toward actively supporting the success of a progressive organization offering opportunities for growth in exchange for superior performance. Profile ➢ Offer a 10-year background in accounting and finance, with experience ranging from P&L/financial statements, management reports, general ledger, and journal entries to multi-state payroll, accounts payable/receivable, reconciliations, inventory variances allocation, and job costing ➢ Additional cross-training and experience in diverse areas of business operations including staff training and direction, order management, software training, and operational/technical documentation ➢ Effectively identify, develop and execute strategies to boost productivity, efficiency and quality ➢ Dynamic organization, project planning, time management, and multi-tasking abilities ➢ Actively facilitate and contribute to collaborative team environments and welcome increasing responsibilities as well as opportunities for professional development ➢ Readily adapt to new professional settings/industries and adeptly acquire and apply new skills and knowledge toward supporting company goals ➢ PC Literate with technical proficiency in Axapta, MAS90/MAS200, QuickBooks, Microsoft Office Suite (including Excel Spreadsheets), and...
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...SOFTWARE AS A TOOL OF COMPETITIVE ADVANTAGE: INTERNATIONAL RETAIL BANKING 1 2 3 4 5 Introduction: Objectives of this Benchmarking Study……………………………………2 Approach: Methodology and Questions…………………………………………………..9 Introduction to Case………………………………………………………………………10 The Industry Context: Global Financial Services and the Retail Consumer……………...12 Organization, E-Citi and Citi’s Global Consumer Strategy Product Market Segmentation, Cross-selling and International Leverage…………....24 Mobile Phone Basis Citi’s Future Global Retail Banking Strategy…………………..30 Products, Service Support and IT Selection Strategies……………………………….34 6 7 8 Japan, A Microcosm – Synergies, Affiliations and Reach ……………………………….36 Trust Bank, Complementary Services, and Interactive Strategic Benefits……………….55 Summary - Owning the Future of International Retail Banking……………………….…57 Appendix I - Summary Answers to Questions for Citigroup - IRB Strategy & Operations….65 Appendix II - Some Firm and Market Data Tables 1-6…………………………………………………………………………......73 Highlights from Citi’s Assessment of Global Consumer Business 1999 and 1998…..83 Bibliography and References………………………………………………………………….89 Introduction: Objectives of this Benchmarking Study This international retail banking study for Citigroup (CG)1 was completed under a three-year research grant from the Sloan Foundation. The project’s overall purpose has been to examine in a series of case studies how U.S. and Japanese firms who are recognized leaders in using...
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...Proposal Budget Team B: Tracy Andrewson, Shelly Davidson, LaVita Taylor Howard, Jessica Lutze, Cristina Luna, Cassandra Smith BSHS/452 Dr. Marcia Brevard Wynn September 14, 2013 WORKSHEET 8.1A. Revenue and Expense Budget. | | CASH REQUIRED | IN-KIND CONTRIBUTIONS | TOTAL BUDGET | Expected REVENUE | | | | Grants | | | | Foundations | $ 100,000.00 | | $ 100,000.00 | Government | $ 50,000.00 | | $ 50,000.00 | Corporations | $ 50,000.00 | | $ 50,000.00 | Individual contributions | $ 25,000.00 | | $ 25,000.00 | Donated printing and supplies | | $ 10,000.00 | $ 10,000.00 | Volunteer services | | $ 25,000.00 | $ 25,000.00 | Other (specify): Sharing and Caring Hands | | $ 50,000.00 | $ 50,000.00 | Total revenue | $ 225,000.00 | $ 85,000.00 | $ 310,000.00 | | | | | EXPENSES | | | | One time start-up costs | | | | Food truck | $ 50,000.00 | $ 14,800.00 | $ 64,800.00 | Vehicle inspection & licensing | $ 300.00 | | $ 300.00 | Bringing truck to code | $ 8,000.00 | | $ 8,000.00 | Insurance | $ 5,000.00 | | | Generator | $ 3,000.00 | | $ 3,000.00...
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...The Revenue System of The Seafood Seasonings of Smith Island Company COMPANY BACKGROUND The Seafood Seasonings of Smith Island Company (SSoSI) of Norfolk, Virginia provides a variety of seafood spices and sauces for steaming shellfish, seasoning fish and shellfish after cooking, creating seafood dips, and mixing fish and shellfish “cakes.” SSoSI was founded in 1995 by Antonia Lipton, the Owner and Chief Operating Officer (OCOO). Ms. Lipton started the Company from her kitchen in Virginia Beach, Virginia using spice recipes handed down by her great grandmother, a long-time resident of Smith Island, Maryland. The OCOO’s first clients were friends and neighbors in Virginia Beach. Ms. Lipton charged a fair price for a quality product so Company sales grew quickly from word-of-mouth reviews by the neighbors. Two Norfolk, Virginia restaurant Owners became aware of SSoSI's products and began to use the seasonings at their restaurants. Ms. Lipton learned a great deal about the food supply business from these clients. This early success made the OCOO realize there was potential for the Company to grow much larger. To that end, Ms. Lipton established a website and presence on Facebook and Google+ for SSoSI. By the end of the first year of operation, the OCOO moved the operation from the kitchen to her two-car garage and incorporated SSoSI in Virginia. Ms. Lipton began going to food trade shows to market SSoSI’s products. The trade shows not only allowed the OCOO to...
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...Choosing a Distributor By Sarah Smith HTM 250 Dr. Bonimy May 16, 2014 Assignment 1 Founded in 1969 by John Baugh, Sysco has continued to grow and experience great success since its establishment began. It all started in 1969 when Baugh persuaded owners of eight small food distributors to combine the nine companies, which would establish what he hoped to transition into a national foodservice distribution organization. It was Baugh’s hope that he would someday be able to distribute any food despite its regional availability. In 1970, Sysco went public and was able to acquire its first acquisition. In 1979, Sysco’s Revenues exceeded $1 billion. In 1981, Sysco becomes the largest foodservice distribution company in the United States. Throughout the early 1990s, SYSCO made acquisitions, which further increased the company's geographic spread. In early, 2001 SYSCO acquired a group of specialty meat supply operations in Texas, which focused on providing fresh meat to upscale restaurants. (Kreimer, Susan, Dec. 2001) This acquisition enabled Sysco to generated annual revenues in excess of $200 million. And lastly, in 2005 the very first SYSCO regional redistribution centers opened. Over the years, Sysco has grown steadily through massive acquisitions of smaller distributors, which has enables Sysco to obtain double-digit increases in sales and earnings every year. The geographical areas that Sysco serves are; USA, Canada, United Kingdom, Asia, and China. More...
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