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Sonny; S Blues by James Baldwin

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RESOURCE DIRECTORY

BUSINESS CREDIT RESOURCE DIRECTORY - MONICA MAIN

BUSINESS CREDIT RESOURCE DIRECTORY
When I started off getting business credit for my business I had very poor personal credit. I have sources listed below for those who have good personal credit and those who do not. Please note: You cannot begin the process of applying for business credit without an EIN (employer identification number) and a DNB (Dun and Bradstreet) number. It is recommended that you FIRST establish at least 3 "small" trade accounts before signing up with a DNB package! When I first got started building business credit, I used the creditors that are highlighted below. By using only those creditors I was able to build stellar business credit inside of 4 months. No, you don't need good personal credit to build business credit but it certainly doesn't hurt if you do have good personal credit. Finally, even though it's important to build solid business credit, I strongly recommend that you begin building strong personal credit as well. It's nice to have a double arsenal of both good personal and business credit. When I say "pros" I mean that it is what makes it easier to get business credit from the creditor. When I say "cons" it doesn't necessarily mean that it's a "con" but rather they are extra steps/requirements needed to get the business credit. Here are the resources: 1) Advanta Business Credit Card - www.advanta.com Pros:  Outstanding balance does not appear on personal credit reports Cons:  Requires good personal credit  Requires a personal guarantee

2) American Express - www.americanexpress.com Pros:  Outstanding balance does not appear on personal credit reports Cons:  Requires good personal credit  Requires a personal guarantee www.SecretsToBusinessCredit.com Copyright © 2009 1

RESOURCE DIRECTORY

BUSINESS CREDIT RESOURCE DIRECTORY - MONICA MAIN

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