...Introduction This project need us to calculate the financial ratios about SPRITZER company, explain the use of financial ratio of SPRITZER company, value the SPRITZER company’s performance and to encourage students to be familiar with real practice of industry financial standards. SPRITZER is company that most integrated and largest bottled water producer in Malaysia, starting from a small set-up in Taiping, Perak, in the late 1980’s, the SPRITZER Group of Companies today comprises five subsidiaries which are involved in the manufacturing and distribution of natural mineral water, sparkling natural mineral water, distilled drinking water, carbonated fruit flavored drink, non-carbonated fruit flavored drink, functional drink, toothbrushes, performs and packaging bottles. The brand, SPRITZER, Malaysia best selling natural mineral water is produced and bottled out of a vast 300 acre site with plentiful natural mineral water resources in an environmentally friendly site surrounded by lush tropical rainforests greenery, away from pollution. Our production lines are completely automated and equipped with the state-of-the-art bottling technologies. The plant is manned by highly qualified professionals such as food technologists, chemists, microbiologists and engineers. The superior quality of SPRITZER bottle water products has garnered many awards and set many milestones through the years. PROFITABILITY RATIOS Gross profit margin states the gross profit earned on sales. If...
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...How to make it You can drink eight ounces of tart cherry juice straight, or pour two tablespoons of tart cherry juice concentrate into an 8-ounce glass and consume it twice a day. One of my personal favorites is the tart cherry juice spritzer. To make it you'll need one bottle of seltzer or mineral water and some cherry juice concentrate. Fill an 8-ounce glass with five ounces of water. Add 1 ounce of tart cherry juice concentrate, and 1 ounce of freshly-squeezed orange juice. Garnish with a sprig or two of fresh mint leaves. Enjoy mindfully. 3) Cinnamon Tea What it is Cinnamon is a warm, aromatic spice made from the rolled bark of a tree native to Southeast Asia. The organic compound that gives cinnamon its distinctive odor and flavor is called cinnamaldehyde, and it is a powerful fungicide and anti-microbial agent. Cinnamon has been used medicinally to treat infection, act as an anti-inflammatory, lower blood pressure, stabilize blood sugar, and improve insulin...
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...ESL 1060-006 Final draft Report paper Kaige Wang U0776448 Giving up smoking for health Introduction: Many people die from smoking in the world each year. According to the survey, “Cigarette smoking increases the risk for several types of cancer, including cancers of the oral cavity, pharynx, esophagus, lip, pancreas, lung, uterine cervix, larynx, kidney and urinary bladder”. (Hays, R. D., Smith, A., Reeve, B. B., Spritzer, K. L., Marcus, S. E., & Clauser, S. B. 2008)). Most of these people died because of lung cancer. A lot of people still smoke even though it is widely known that smoking is the major cause of lung cancer. Some smoker also get heart disease due to smoking. In addition, cigarette smoking causes mental health problems, such as depression, manic, obsession and so on. Some smoker get a depression due to cigarette smoking. Because cigarette smoking is bad for people’s physical health and mental health, smoking cessation becomes an unavoidable issue. Giving up smoking brings many benefits to people’s health – it is better for physical and mental health. As a smoker, there are many physical and mental health problems. Body paragraph: “To put it midly, smoking is a major public health problem. It is also a personal health problem affecting nearly all of us in some way.” (Sloan, F. A., Smith, V., & Taylor, D. H. 2003. Preface vii) As to whether it is worthwhile giving up smoking...
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...Management or in the financial institution; besides these are delegated to satisfy the interests and the needs of client/shareholder, without taking advantage from their position ( potential conflict of interests). Cite; and explain The fiduciary duty it’s the relationship that exist between shareholders and top management, and between clients and financial institution (i.e. Mutual funds). The relationship it’s based on the confidence/trust that the clients or the shareholder have in the top management or the financial institutions; besides, these are delegated to satisfy the interest of the shareholder/client and not to take advantages of the their powerful position. 2/Who is Eliot Spitzer and what is he best known for? Eliot Spritzer was the general attorney of the New York State. He became famous attachments 3/ List at least 5 of the issues that Eliot Spitzer identifies behind the spate of scandals • 4/ Eliot Spitzer , with the global settlement, added regulatory burdens on investment banks. What are the main regulation changes after the 2007/2008 financial crisis? Dood-frank Volker rule Basel iii(implementation) MiFid...
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...1). BWE also engages in trade marketing targeted at distributors and retail channels. For instance, the retail and hospitality programs at the Beringer, Chateau St. Jean and Chateau Souverain wineries - which receive over 350,000 visitors a year - create brand awareness and build customer brand loyalty (Burns et al., 2001).Next, although RMC is not the price leader in the wine industry, nevertheless, the company benefits from the high prices set by its limited production of Opus One which is priced between $90 and $100 a bottle in more than 65 world markets.RMC proves to have some strong key competitive advantages which distinguish the company amongst other rivals. Firstly, Robert Mondavi, being a dynamic sales man in the early years, never spent money on advertising. Instead he relied on trade shows, awards, salesmanship and showmanship. This is clearly described in the case study in which he spent entertaining influential people within the industry and invited the top wine writers to the RMC facility for free meals (Silverman & Castaldi 1999). In addition, he would conduct blind tasting of the RMC wines against reputable French and Italian wines so that the writers could taste for themselves. For over a decade, Mondavi traveled throughout the country and abroad as the company's chief salesperson. Consequently, the RMC wines were able to increase its recognition of and demand for the wines, Mondavi began slowly raising the prices until they were selling for as much as comparable...
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...increase from RM 5 to RM 10 per litre, consumer will still purchase the same amount. The percentage of changes in price of oil is 100% and the percentage of changes in quantity demanded is 0%. So the calculation is 0/100 = 0 .In perfectly inelastic Ed is always equal to zero. 2) Inelastic/ relatively inelastic-is about a change in price will just make a smaller change in quantity demanded. Example like salt, when the price of salt increases 20%, from RM 6 to RM 7.20, the quantity demanded will decrease 5% from 20 to 19.The calculation will be 5/20=0.25.In inelastic demand Ed will be more than 0 and less than 1. 3) Unit elasticity-the percentage change in price will cause an equal percentage change in quantity demanded, like if price of spritzer mineral water has increase 50% from RM 2...
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...Contents Introduction 2 1.0 Executive Summary 2 2.0 Objectives 3 2.1 Mission 3 2.2 Vision 3 3.0 Marketing Analysis 3 3.1 Market Segmentation 3 3.1.1 Geographic Segmentation 3 3.1.2 Demographic Segmentation 3 3.2 Positioning Statement of Share Potato 4 3.3 Porter 5 Forces 5 3.4 PEST Analysis 6 3.5 SWOT Analysis 7 4.0 Marketing Plan 8 5.0 Organization Plan 10 5.1 Management Summary 10 5.2 Organization Plan 10 6.0 Operation Plan 12 7.0 Financial Plan 13 8.0 The Future Plan 13 9.0 References List 14 Introduction This report is plainly explaining on the objective of starting up a sole proprietorship business. The company name is called as “Share Potato” and it selling French Fries. Its name called “Share Potato” means that all about just sharing a delicious food to others. The snack-type food demand is continuously increase so that this business having a good opportunity and it is on trend. 1.0 Executive Summary Share Potato French Fries Stall is a fast food outlet. This is our first shop and we will open more and more in our long term orientation. Share Potato will provide a quality food at value pricing. This French fries stall can let French fries become a main course. Usually French fries just side dishes but it can be specialized to a main course. Share Potato looking to go into areas that have families, kids, teenagers, parties and anyone who is hungry. The demand of the snack-type fast food is increasing. French fries can...
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...that the halal industry is worth billions of Ringgit in Malaysia alone. It impacts consumers, retailers and manufacturers. As such, we felt it was time we explored halal in more depth. Read our cover story and be inspired to discover ways to profit in ‘Era Halal.’ Runcit Media Sdn Bhd’s (RMSB) Field Supervisors are constantly telling us that readers want to see more articles on financial management. To fulfill this popular request, we teamed up with RHB Bank to bring you a Wang Runcit article on loan financing for retailers like you. Being informed about product categories is very important. Be sure not to miss our category profiles on Bottled Water and Hot Cereals. It is an opportunity for you to get to know the market leading brands like SPRITZER and QUAKER OATMEAL. We also present CINTAN, a treasured household brand in the instant noodles category. CINTAN has been in the market for 40 years now. Read our article about the brand. You might even get to know Malaysia’s celebrity Chef Wan better, too. RUNCIT MALAYSIA was fortunate to be able to interview him when he went down to the trade, to introduce the two new CINTAN variants he created. Happy Reading! WILLIAM KHOO Executive Director Infovantage Sdn Bhd william.khoo@runcit.com.my Page 2 of 39 Runcit Malaysia Magazine Issue 12 Rencana Runcit THE HALAL ERA From a symbol that assures religious compliance, the Halal logo is fast gaining recognition also as a mark of safety and quality. Halal industries are big business....
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...1 On Being Sane in Insane Places Rosenhan’s study, “On Being Sane in Insane Places” caused a lot of controversy in the field of psychiatry. Rosenhan and eight other participants agreed to attempt to have themselves admitted into a psychiatric hospital on the assumption that they were hearing a voice. As Rosenham stated, the voice they were hearing would say something along the lines of, “I am hearing a voice. It is saying thud (page 65).” Rosenhan wanted to see if people claiming to hear voices would be admitted into a psychiatric hospital and labeled with some kind of mental illness or if maybe they would be prescribed medication that would alter their state of mind. Rosenhan was, without a second guess, admitted. Once he was inside, he went back to being normal. At one point he even stated to the doctor, “You know, the voice isn’t bothering me anymore (page 67).” Rosenhan once claimed, “that diagnosis is not carried within the person, but within the context, and that any diagnostic process that lends itself so readily to massive errors of this sort cannot be a very reliable one.” Being admitted and put on medication due to hearing voices or being released on the diagnosis of being in remission is quite ridiculous. Rosenhan had validity to his claims. They were all admitted without a second thought. All were given medications, even after going back to being normal. They were all kept in the psychiatric hospitals for...
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...BODY-SLIMMING BREAKFASTS RICOTTA WRAP (350 calories): 1/4 cup plus 2 tbsp nonfat ricotta, 2 tbsp slivered almonds, 1/2 cup berries and 2 tsp honey in 1 whole-grain wrap such as Flatout multigrain flatbread YOGURT CRUNCH (350 calories): 5 oz plain yogurt, 4 walnut halves, 3 tbsp All-Bran, 1/4 cup granola and 3/4 cup cubed melon BACON, EGG AND CHEESE MUFFIN (500 calories): Scramble 1 large egg in 1 tsp margarine and place on a toasted whole-grain English muffin spread with 1 tsp margarine. Top with 1 slice cooked turkey bacon and 2 tbsp shredded reduced-fat cheddar. Serve with 3/4 cup berries, 1/4 cup lowfat vanilla yogurt and 12 oz skim latte. Try this blogger's tips to cut the cooking time. LEAN AND LUSCIOUS LUNCHES SHRIMP SALAD (400 calories): 10 cooked shrimp, 1/3 avocado, sliced, 1 tbsp slivered almonds, 2 tbsp each diced red onion and carrot, 1 tbsp prepared sesame dressing, tossed with 2 cups greens; 3 whole-grain crispbreads TANGY TURKEY PITA (550 calories): 3 oz turkey breast, 5 olives, 3 tbsp feta, 2 tbsp each diced cucumber and tomato, 6 spinach leaves, 1 tbsp olive oil and 2 tsp balsamic vinegar in 1 whole-wheat pita; 1 large orange PEAR ‘WICH (650 calories): 3 tbsp almond butter, 1/2 large pear, sliced, 1/8 tsp cinnamon on 2 slices whole-wheat bread. Serve with the other half of the pear. DELICIOUS, TRIM-DOWN DINNERS FISH AND FRIES (400 calories): 4 oz cod rubbed with 1 tsp olive oil, seared (2 to 3 minutes per side); 12 Alexia Sweet Potato Fries...
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...lead to weight gain from the calories it provides and by causing you to eat more calories after consuming the alcohol. It's easy to forget that you can drink as many calories as you eat. In fact, some drinks can have as many calories as a meal! Check out how many calories you can get from your favorite cocktail below. Remember to check the serving size and to add the calories from any juice or soda that is combined with the liquor: Alcoholic drink | Calories | Beer, lite, 12 oz. | 100 | Beer, regular, 12 oz. | 150 | Frozen daiquiri, 4 oz. | 216 | Gin, 1.5 oz. | 110 | Mai tai, 4 oz. | 310 | Margarita, 4 oz. | 270 | Rum, 1.5 oz. | 96 | Vodka, 1.5 oz. | 96 | Whiskey, 1.5 oz. | 105 | Wine spritzer, 4 oz. | 49 | Wine, dessert, sweet, 4 oz. | 180 | The next time you reach for a cocktail before your meal consider if it's worth the weight that you could be gaining from it. Research has shown a 20% increase in calories consumed at a meal when alcohol was consumed before the meal. There was a total caloric increase of 33% when the calories from the alcohol were added. Along with the increase in weight you can have an increased risk to your health because of where you gain the weight. A study of over 3,000 people showed that consuming elevated amounts of alcohol is associated with abdominal obesity in men. Many people joke about this being a "beer belly." Unfortunately, a "beer belly" puts you at an increased risk for type 2 diabetes...
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...BWFF1013 GROUP PROJECT (15 MARKS) Topic : Assessing Firm’s Financial Performance (Topic 3) Type of analysis : Trend Analysis (3 years) Period of analysis : 2010 - 2012 INSTRUCTION: 1. This project must be written in Times New Roman 12-pt. font and double spaced, and submitted as a Microsoft Word document. 2. Any projects that show evidence of PLAGIARISM will result a grade of ZERO for all group members. Plagiarism is a serious offence and it will not be tolerated. 3. Submit this project using the project format provided: i. Hardcopy (printed) format; and ii. Softcopy (saved in CD) format to detect for plagiarism. 4. The due date for submission of the project is 18th April 2013. Late submission will be penalized according to the rules. 5. Failure to comply these instructions will affect the evaluation of your marks in this project. OBJECTIVES: By doing this project, the students will be able to: 1. calculate the financial ratios, 2. explain the use of financial ratios, 3. value the company’s perfromance and 4. get themselves familiar with the real practice of industry financial statndards. REQUIREMENT: Students will work on the project collaboratively in groups of four (4) or five (5) students. Each group must choose a company listed on Bursa Malaysia MAIN BOARD. Students will download the relevant financial data from the internet and perform ratio analysis for the selected companies. The company MUST be selected from...
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...Almost anybody in the United States can attest to drinking a soft drink beverage from time to time. There are those who even indulge in them on a daily basis. For decades the soft drink industry has produced an immeasurable amount of fluids consumed. In 2012 a study conducted by the Huffington Post found that 48% of Americans drink soda on a daily basis. It’s no surprise that the soft drink industry is a multi billion-dollar industry. Just like any other large, established industry, it is almost impossible for a smaller organization to enter the trade and be profitable. It is especially difficult to compete in the soft drink industry with the two tycoons The Coca-Cola Company and PepsiCo. Having been around for as long as they have –Coca Cola 1892, PepsiCo 1965 the two companies have crushed their industry rivals and dominated the soda trade making the threat of potential entrants extremely low. The barriers to entry are too high because of unequal access to distribution channels. Usually consumers acquire their soft drinks alongside a meal at a restaurant or maybe a gas station. No restaurant is going to place a new soft drink flavor alongside popular generic flavors that are known to sell and no gas station is going to sell a product that they’re unsure is going to sell. Not only that but the capital requirements required in order to compete with The Coca-Cola Company and PepsiCo are inconceivable. A smaller organization may attempt to market their products locally and survive...
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...To: James Barrett, CEO From: Chan Yang, Assistant Marketing Director Date: April 24, 2012 Subject: amy’s bread INTRODUCTION Here is the analytical report that you requested on April 24, 2012 to conduct research on www.amysbread.com. The analytical report consists of four sections and information on whether Metropolitan Bakery should open a retail location in the New York metro area. FINDINGS There are five categories on www.amysbread.com, which are Locations, Menu, Shopping, News, and Our Staff. The locations category of www.amysbread.com lists the three different retail stores that Amy’s Bread has in New York. All three of the locations are in Manhattan. The retail stores are located in the following areas: Chelsea Market in lower Manhattan, Hell’s Kitchen in midtown Manhattan, and the Village in lower Manhattan. The menu category of www.amysbread.com includes all of the different products that are offered in Amy’s Bread’s retail locations. The following products are offered in the retail locations: Organic Breads Miche Rustic Italian Country White Toy’s Organic Wheat Baguette Peasant White Whole Wheat Five Grain Walnut Oat Peacan with Golden Raisins Black Olive Fougasse and Block Olive Twist Black Olive Bread and Black Olive Ficelle Rosemary Round Twist Sourdough Country Tangy Seeded Twist Semolina Black Sesame...
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...To: James Barrett, From: Assistant Marketing Director Date: November 27, 2012 Subject: Amy’s Bread INTRODUCTION Here is the analytical report that you requested on November 18, 2012 to conduct research on www.amysbread.com in order to determine the feasibility of opening a retail operation in the Metropolitan area of New York. Amy originally went to school to study economics at St. Olaf College. Amy Scherber eventually followed her passion for baking and went to France where she learned old-fashioned baking techniques. Amy is actively involved in the community. Amy’s Bread offers a variety of artisan bread for 20 years. FINDINGS The webpage is organized into 6 main categories as follow: Locations, Menu, Wholesale, Shop, Press, and Our Story. Locations There are three retail operations located in Hell’s Kitchen, Chelsea Market, and The Village Each location is accessible by public transportation. Parking is only available in the Chelsea Market and The Village locations. Each of these locations are surrounded by pedestrian traffic in the busy city of Manhattan. Hell’s Kitchen: Chelsea Market: The Village: 672 Ninth Avenue 75 Ninth Avenue 250 Bleecker Street (Between 46th & 47th Streets) (Between 15th & 16th Street) at Leroy Street New York, NY 10036 New York, NY 10011 New York, NY 10014 212-977-2670 212-462-4338 212-675-7802 Hell’s Kitchen is the first location opened up by Amy in 1992. The small, cozy café seats 12 in...
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