Mike Ellis
Russ Meade
BA 271
Writing Assignment 7
12/9/2015
Surfing the Web pt.3
After scrolling through the options I narrowed my choices down to types of insurance that would be relevant to my professional future. The first site that I chose to research was “http://smallbusiness.findlaw.com/liability-and-insurance/businessliability.html”. This website deals with Business Liability, and within that are a plethora of areas so i’ll keep it simple and cover four. They are An Employer’s Liability for
Employee’s Acts, Tortious Interference, Driving on Company Time, and Protecting
Customer Data.

An Employer’s Liability for Employer’s Acts- This category stood out to me because working in the food industry you will always find a big laminated poster of all of the employee’s rights and acts. In-fact I believe it is required by law that all businesses display an updated version. One of the most interesting facts that I read was that the
Employer rather than the employee is responsible for the employees actions in the event there is an incident. Why you ask? Well there are two reasons why. First, plain and simple, “employer are seen as directing the behavior of their employees and accordingly, must share in the good as well as the bad.” This may sound brash but on the other hand, the employer reaps the rewards of an employees labor in the form of profit . The second reason is that when a workplace injury or incident occurs, the legal system wants to get as much compensation for the victim in the most effective way, and

that is to go after the employer. Employers are more likely to have insurance coverage at their disposal for these types of incidents. Employer’s are also responsible if they negligently hire a criminal who causes harm to another employee or the business itself.
This is called Negligent hiring or Retention. This act states that