...Question #1: Please read Problem 11 about credit cards and the kinds of debt being incurred by consumers these days, and answer the following questions: Are banks acting in a responsible fashion with their solicitations of consumers for credit cards and increases in credit card lines? I believe that the banks are not acting in a responsible fashion with their solicitation of consumers for credit cards and credit card lines. As mentioned in the article, the banks are advertising “promotions of credit card and debt to increase limits” in an attempt to gather additional consumers. I think by advertising these credit cards to college and high school students, and then providing them with higher credit limits and promotions, the banks are aiming to increase the number of irresponsible spenders in today’s society to make money. What responsibility do consumers have with regard to credit card debt? Consumers are held completely liable for credit card debt they have incurred. The consumer had the choice to use or not use the card and should be held responsible for the actual use. What disclosure rules apply in banks’ solicitations of credit card customers? In banks’ solicitation of credit card customers, the disclosures required sent out to the customer must have the following information: (i) what interest charge and APR for the charges on the credit card, (ii) when the bills will be sent, (iii) what to do about questions on the bills, and (iv) when payments...
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...Richard Lester August 8, 2015 Professor Goldsen Week 5 “You Decide” Question 1 – Write a memo to the Teddy’s Supplies CEO advising him of the following: a. The case facts b. The decisions/proceedings to date c. The company’s potential for liability, and under what law. d. The worst-case damages that could be imposed. MEMO To: Teddy’s Supplies CEO It has come to our attention that there is a big problem in the warehouse near the West Orange store. We have a heard a lot of claims of horseplay and sexual harassment on company time. We will list some of the incidents in this memo and will suggest upper management step in and fix this problem so there will be now lawsuit file against Teddy’ Supplies. * Taping co-workers drawer closed * Locking co-workers out of guard shack * Having co-workers file trash * Backing up a forklift to a door and having it back fire in a co workers ear * Delivery drive spanking one of the warehouse guards * Supervisor posting a sign of the wall “Hardhats required/Bra optional” * Supervisor making worker show their bra These incidents all started in the beginning of 2008 and should not be happening in the work place. The company at this time is potentially liable for all damages to this employee. Under law Civil Rights Act of 1964. (EEOC, 1964) Teddy’s Supplies is liability for harassment if a supervisor that results in a negative employment action such as termination, failure to promote of hire...
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...Teddy's Supplies' CEO has asked you to advise him on the facts of the case and your opinion of their potential liability. Write a memo to him that states your view of whether the company is exposed to liability on all issues you feel are in play. Include in your memo any laws that apply and any precedent cases either for or against Teddy's case that impact liability. Include your opinion of the "worst case" of damages the company may have to pay to Virginia. Student Answer: Dear Mr. Moore, After extended further research & study on this case, I would have to say that Teddy's Supplies is reliable for workplace and sexual harassment against Virginia Pollard. The environment that Ms. Virginia Pollard was placed in was indeed a "hostile" environment under the supervision of Steve King. When there is one female working in an environment with all males the CEO is to make sure that the woman is treated fairly. Even though Virginia participated in sexual harassment situations upper level management never reported or did anything to stop those things from going on. If the harassment did not lead to a tangible employment action then the employer is liable unless 1. it exercised with reasonable care to prevent & promptly correct any form of harassment or 2. the employee unreasonably failed to complain to management or to avoid harm. Laws that apply to this are 1. Workplace harassment is any unwelcome or unwanted conduct that shows hostility or an aversion toward another person on...
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...You are the independent Human Resources Consultant hired by Teddy's Supplies to help explain to the company what the case against them will entail. You have gleaned the facts from your investigations into the situation to date. You have never talked with Virginia Pollard. The case is currently in the appeals stage and the company executives have some questions for you. Answer them using the most recent legal information you can find. 1. Teddy's Supplies' CEO has asked you to advise him on the facts of the case and your opinion of their potential liability. Write a memo to him that states your view of whether the company is exposed to liability on all issues you feel are in play. Include in your memo any laws that apply and any precedent cases either for or against Teddy's case that impact liability. Include your opinion of the "worst case" of damages the company may have to pay to Virginia. (Points: 30) Answer: To: J. Doe, CEO From: William Outlar, Consultant Date: April 8, 2011 Re: Virginia Pollard Case After reviewing the case there is a glaring issue that you had with Mrs. Pollard. The guys she worked with created a very hostile work environment that led to where we are now. Coupled with the supervisor being in on these activities and not being disciplined will be a hard sell to a judge or jury. Below I listed several elements that classify a hostile work environment; Hostile Work Environment – Sexual Harassment Five (5) general elements...
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...consultant hired by Teddy's Supplies to help explain to the company what the case against them will entail. You have gleaned the facts from your investigations into the situation to date. You have never talked with Virginia Pollard. The case is currently in the appeals stage and the company executives have some questions for you. Answer them using the most recent legal information you can find. [pic][pic][pic][pic][pic][pic][pic][pic][pic][pic][pic][pic][pic][pic][pic][pic][pic][pic][pic][pic] |1. Teddy's Supplies' CEO has asked you to advise him on the facts of the case and your opinion of their potential liability. He wants to | |settle the case. Write a memo to him that states your view of whether the company is exposed to liability on all issues you feel are in | |play. Include in your memo any laws that apply and any precedent cases either for or against Teddy's case that impact liability. Include in | |the memo your suggested "offer of settlement" to Virginia. Back up your offer using your analysis of the case against Teddy's. (Points : 30)| | | | | To Teddy’s Supplies’ CEO: The facts of the case of the exposed potential liabilities against Teddy’s Supplies Inc.: 1. Teddy...
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...Professor: James Powell MGMT 520 10/03/2015 You Decide Q1: Write a memo to the Teddy’s Supplies CEO advising him of the following: a) The case facts b) The decisions/proceedings to date c) The company’s potential for liability, and under what laws d) The worst-case damages that could be imposed To: Ted Moore, CEO and Founder of Teddy’s Supplies From: Independent Human Resources Consultant Subject: Appeal on Pollard Case The reason why I write this memo is to respond to your request for the facts regarding to the alleged sexual harassment of Virginia Pollard case and the possible liability that Teddy’s Supplies could be facing. Moreover, I strongly believe that you should know specifically which liabilities you are exposed to, the likelihood of being found liable, and the worst case damages that could be given to Ms. Pollard. She would argue that there was a violation of Title VII of the Civil Rights Act of 1964, which forbids sexual discrimination in the workplace, which may lead her to state that your workplace is a hostile environment. This is defined as discrimination in the form of foul physical and verbal conduct which is related to her constitutionally protected classification. To support this position, Pollard will raise the case Faragaher v. City of Boca Raton in which the court can find out that Teddy’s Supplies will be liable for the conduct of its employees. Mr. Steve King, your new warehouse supervisor,...
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...1. Teddy's Supplies' CEO has asked you to advise him on the facts of the case and your opinion of their potential liability. Write a memo to him that states your view of whether the company is exposed to liability on all issues you feel are in play. Include in your memo any laws that apply and any precedent cases either for or against Teddy's case that impact liability. Include your opinion of the "worst case" of damages the company may have to pay to Virginia. (Points : 30) Memo To: Ted Moore, CEO T eddy’s Supplies From: Independent HR Consultant RE: Appeal on Pollard Case This purpose of this memo is to respond to your request for the facts of the case regarding the alleged sexual harassment of Virginia Pollard and the potential liability that Teddy’ s could be facing. More specifically, I feel you should know specifically which liabilities you are exposed to, the likelihood of being found liable, and the “worst case” scenario of the damages that may be awarded to Ms. Pollard. She may argue that there was a violation of Title VII of the Civil Rights Act of 1964, which prohibits sex discrimination in the workplace this, could also include Ms. Pollard stating that it was a hostile environment workplace. This is defined as discrimination in the form of unwelcome verbal and/or physical conduct related to her constitutionally protected classification. To support this position Ms. Pollard could invoke case Faragaher v. City of Boca Raton where the court found that “..the...
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...INTRODUCTION You have asked me to advise you on the facts of the case, and in my opinion of Teddy’s Supplies’ potential liability. This memorandum I will advise whether the company is exposed to liability on all issues I feel are in play. Additionally, in preparation for the case, I have researched related statutes and include precedential cases either for or against Teddy’s case which impact liability. In my opinion, I shall include the “worst case” of damages the company may have to pay Virginia. Statement of Facts Ms. Virginia Pollard was employed as a cashier and clerk for Teddy’s Supplies store in West Orange, New Jersey. She was sexually harassed (according to the company’s sexual harassment policy) during her assignment at the main warehouse where she was the only female employee. The following actions by Pollard’s male counterparts at the warehouse constitute employment discrimination under Title VII of the Civil Rights Act of 1964: I. Playing regular pranks on Pollard while on the job, including, II. Taping her drawer shut III. Filling her work station with trash IV. Backing a forklift up to the door and causing it to backfire in Pollard’s ears. It is important to note that, Virginia’s performance was satisfactory as she was clearly meeting expectations and received no negative commentary from her supervisor during this particular period wherein she faced employment discrimination. Eventually, Pollard was fired when she lifted one side of her shirt...
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...meaning your classmates may have different questions than you do. This project is worth 100 points toward your final grade. You can access this area all week and continue updating your answers until the end of the week – be sure to hit "save answers" before leaving each time! When you are done working on the project, hit "Submit for grade," and then it will be available in the grade book for grading. Your role in answering the questions: You are the independent human resources consultant hired by Teddy's Supplies to help explain to the company what the case against them will entail. You have gleaned the facts from your investigations into the situation to date. You have never talked with Virginia Pollard. The case is currently in the appeals stage and the company executives have some questions for you. Answer them using the most recent legal information you can find. -------------------------------------------------------------------------------- 1. Teddy's Supplies' CEO has asked you to advise him on the facts of the case and your opinion of their potential liability. He wants to settle the case. Write a memo to him that states your view of whether the company is exposed to liability on all issues you feel are in...
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...1) Teddy’s Supplies’ CEO has asked you to advise him on the facts of the case and your opinion of their potential liability. He wants to settle the case. Write a memo to him which states your view of whether the company is exposed to liability on all issues you feel are in play. Include in your memo any laws which apply and any precedential cases either for or against Teddy’s case which impact liability. Include in the memo your suggested “offer of settlement” to Virginia. Back up your offer using your analysis of the case against Teddy’s. Ms. Pollard was involuntarily transferred to a different environment, working in a warehouse surrounded by all men. Although she was transferred because she needed to be in an environment in which she would not be making so many personal calls, she never asked to be relocated to the warehouse. Being that Ms. Pollard could not report the events to her direct supervisor because he was involved in the incidents, she attempted to file an anonymous complaint online but the website was not working. Teddy’s needs to ensure that their website is working properly at all times in order to avoid this type of situation. The case states that Ms. Pollard’s supervisor (Steve King) rarely enforced any of Teddy’s rules to include smoking, horseplay, foul language and sexual harassment. This does not vie well for Teddy’s because he is already known for being a lenient boss. It does not mention that Steve King’s supervisor ever had a conversation with him regarding...
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...Teddy's Supplies' CEO has asked you to advise him on the facts of the case and your opinion of their potential liability. He wants to settle the case. Write a memo to him that states your view of whether the company is exposed to liability on all issues you feel are in play. Include in your memo any laws that apply and any precedent cases either for or against Teddy's case that impact liability. Include in the memo your suggested "offer of settlement" to Virginia. Back up your offer using your analysis of the case against Teddy's. (Points : 30) This memo is in regards to the decision to settle the sexual harassment case with Mrs. Pollard. In reviewing the case, we have identified many areas in which Teddy’s is liable for a sexual harassment case. First, as the only woman in the warehouse, she was the victim of pranks by her male co-workers. These pranks included: taping her drawers closed, locking her out of the guard shack, filling the guard shack with garbage, backing a forklift up to the door and causing it to backfire in her ear. This qualifies as harassment as defined by the U.S Equal Opportunity Commission (EEOC). The EEOC identifies offensive conduct of harassment as “offensive jokes, slurs, epithets or name calling, physical assaults or threats, intimidation, ridicule or mockery, insults or put-downs, offensive objects or pictures, and interference with work performance.”( http://www.eeoc.gov/laws/practices/harassment.cfm). The above actions committed by the...
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...MGMT 520 Weekly Assignments Click Link Below To Buy: http://hwcampus.com/shop/mgmt-520/mgmt-520-weekly-assignments/ Or Visit www.hwcampus.com MGMT 520 Week 2 Assignment Administrative Regulations Pick an administrative agency of either the federal or a state government. Find where the current and proposed regulation changes for that agency are located on the Internet (i.e., the Federal Register or the State Administrative Agency website.) Regulations.gov is a good place to begin your research. Pick one proposed regulation change currently under consideration (if you find one that has already closed out but interests you, you can use that instead) and write the following regarding it: 1. State the administrative agency that controls the regulation. Explain why this agency and your proposed regulation interests you (briefly). Will this proposed regulation affect you, or the business in which you are working? If so, how? Submit a copy of the proposed regulation along with your responses to these five questions. The proposed regulation can be submitted as either a separate Word document (.doc) or Adobe file (.pdf). This means you will submit two attachments to the Week 2 Dropbox: (a) a Word document with the questions and your answers, and (b) a copy of the proposed regulation you used for this assignment. (10 points) 2. Describe the proposal/change. (10 points) 3. Write the public comment that you would submit to this proposal. If the proposed regulation deadline...
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...1. Teddy's Supplies' CEO has asked you to advise him on the facts of the case, and your opinion of their potential liability. He wants to settle the case. Write a memo to him which states your view of whether the company is exposed to liability on all issues you feel are in play. Include in your memo any laws which apply and any precedential cases either for or against Teddy's case which impact liability. Include in the memo your suggested "offer of settlement" to Virginia. Back up your offer using your analysis of the case against Teddy's Dear Mr. Moore, After an independent study and review of this case, it is my judgment that Teddy's Supplies is indeed liable for workplace and sexual harassment against Virginia Pollard. A careful review of the case also indicates that the plaintiff, Ms. Pollard, was placed in a "hostile" environment under the supervision of Steve King. While it is not illegal for one woman to work among a group of men, careful judgment should be used by the employer in determining if the work environment is suitable for males and females. As a general rule, it is not good practice to have one female working with all male colleagues. First of all, I will define these three types of sexual harassment as stated by: http://www.strategichr.com/shrsweb2/harassment_01.shtml a) “Workplace harassment is any unwelcome or unwanted conduct that denigrates or shows hostility or an aversion toward another person on the basis of any characteristic protected...
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...1. Question : Teddy's Supplies' CEO has asked you to advise him on the facts of the case and your opinion of their potential liability. Write a memo to him that states your view of whether the company is exposed to liability on all issues you feel are in play. Include in your memo any laws that apply and any precedent cases either for or against Teddy's case that impact liability. Include your opinion of the "worst case" of damages the company may have to pay to Virginia. Student Answer: 1.) A. Workplace harassment is any unwelcome or unwanted conduct that designates or shows hostility or an aversion toward another person on the basis of any characteristics protected by law, which includes an individual’s race, color, gender, ethnic or national origin, age, religion, disability, marital status, sexual orientation, gender identity, or other personal characteristics protected by law. A conduct is unwelcome if the employee did not solicit, instigate, or provoke it and the employee regarded the conduct as undesirable or offensive. Pollard was constantly being harassed by six male colleagues. She was a victim of pranks perpetrated by them that ranged from taping her desk drawers shut, locking her out and therefore hindering her from preforming her job due to the fact she was responsible for watching the warehouse inventory. Filling the guard shack with trash and putting her in harm’s way by backing a forklift up to the guard shack door and making it backfire into her...
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...Teddy's Supplies' CEO has asked you to advise him on the facts of the case, and your opinion of their potential liability. He wants to settle the case. Write a memo to him which states your view of whether the company is exposed to liability on all issues you feel are in play. Include in your memo any laws which apply and any precedential cases either for or against Teddy's case which impact liability. Include in the memo your suggested "offer of settlement" to Virginia. Back up your offer using your analysis of the case against Teddy's. Virginia Pollard, sex discrimination claim filed against Teddy’s Supplies, the facts are follow: Ms. Pollard was the only female working in a warehouse with a male supervisor and all-male colleagues. After her relocation to the warehouse, Ms. Pollard was subjected to numerous inappropriate pranks that were not of a sexual nature. On two occasions, Ms. Pollard was sexually harassed when one of her coworkers bent her over his lap and spanked her. The second incident occurred when Mr. King, her immediate supervisor, and another employee put a sign on up that read “HARDHACT REQUIRED/BRA OPTIONAL and encouraged Ms. Pollard to do as the sign said. She refused. As she was walking away, Mr. King promised not to report her to management, upon which she lifted one side of her shirt in the back and exposed part of her bra on the backside. Prior to this incident, in July 2008, Mr. Pollard states that she informed Mr. King that she felt like she was...
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