...The financial service terms form is part of your Financial Service Agreement with The Toronto-Dominion Bank and its affiliates. The financial service terms document helps explain what the services are provided by the bank with detailing the use and important information about their accounts. When a person signs the financial service agreement any existing agreement between the bank and the person who signs the agreement, for any particular product or service is replaced by this new agreement. There are few exceptions in which replacements of the existing agreement are not replaced. These exceptions are “any provisions whereby you have indicated who may deal with your joint account or whether your joint account has a right of survivorship remain valid until replaced with a new joint ownership record; and all provisions dealing with the specific terms of a particular product or service, including term, interest rate, amount of investment or any other terms particular to the product or service provided to you by us, to the extent that such provisions are not contained in the Agreement, remain valid until expiry or renewal.” It is not necessary that all the services mentioned in the contract will be used by the signatory. Person can request for new services later on, and if the bank introduces any new services then the signatory will be informed. There are seven parts of the Financial Service Terms, in which it is clearly stated what the services in your agreement are. The first...
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...Term Paper: Students’ Self-Service Website for Mobile Devices Due Week 10 and worth 200 points Disclaimer: This is a hypothetical interaction design example. The university has made no announcements or commitments to a project of this nature. In order to provide a convenient self-service solution for students to access personal and course-related material, Strayer University would like develop a mobile Web application that runs on an iPhone, iPad, Droid, Blackberry, and other mobile devices. Students are currently able to use the Internet Explorer, Chrome, Firefox, and other desktop browsers to perform self-service tasks. The university has asked you to provide a Human-Computer Interaction (HCI) guide that will help with the design and implementation of this service. Write a ten to fifteen (10-15) page term paper that can help the university achieve its objective. The paper must address the following topics: Information Gathering 1. Describe the following: a. The purpose and goals of the mobile self-service. b. The target audience. c. The audience needs and wants. d. The resources that will be required to achieve the desired output. Design Strategy 2. Describe each of the following. a. The design of the Website for mobile devices. b. The interfaces that are applicable to the mobile devices. 3. Design each of the following using Microsoft Visio or any open source wireframing or mockup tool. Note: The graphically depicted solution is not included in the...
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...Term Paper: Students’ Self-Service Website for Mobile Devices 6/17/2013 Professor: Kiran Chittargi CIS375 Mobility is on the rise in this current era and it is important to provide access to products for consumers as conveniently as possible. The use of smartphones with high speed data capabilities made it easier to view regular desktop websites without much hassle, but the issue occurs with rendering a website built for a PC on a much smaller screen of a mobile device. Another major issue is that, although the mobile devices are much powerful than they were, they still have compatibility issues with PC websites. For example, Apple’s iOS devices lack flash compatibilities, which is an integral part of many desktop websites today. This lack of compatibility calls for a new and much simpler implementation of an existing desktop website for accessing through a mobile device without much clutter. Building a website specifically for a mobile device allows users to access the website even when they are away from a computer and have an important task at hand. The target audience for such a website is the general people who use it on a daily basis which comprises mostly of students and instructors. Accessing the website through a mobile device comfortably will help the users a great deal. Most students who access the website are fulltime working students and lead a completely busy life, and their need would be able to access the website on their time without much hassle. The...
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...Charlotte Beers (Ogilvy & Mather) Case analysis At the point of planning to the launch of the business, the owner of the business is very passionate and usually experienced in the line-of-business; as David Ogilvy was at the age of 38 when he started his own advertising agency in 1948. Ogilvy & Mather, an advertising agency was started in New York and expanded worldwide. By 1991, O&M was ranked the largest marketing company in the world.[1] But there comes a time when a company must look to adapt a change. With competition growing, clients of O&M changed their demands. O&M was a high-cost agency that was failing in controlling their budget and lowering their cost; they failed to see the reason for a change. Due to that fact, O&M had lost few of their multi-million dollar accounts. Many companies may have either filed bankruptcy or have shutdown in the process of losing their clients but O&M was not the type of company that would give up that easily. In 1992, Charlotte Beers was appointed CEO of O&M and a massive change was underway. She was not the type of person who would dwell on the past, but instead look to better the future. Charlotte Beers clearly made an impression on the O&M employees as she had the ability to inspire. But more importantly, she came up with three strategies which turned the company around 360 degrees; Client Security, Better Work/More Often, and Financial Discipline. Yes these strategies were formed for an advertising agency...
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...Bernard Charles Ms. Winkler English 1002 A Pale Blue Eye I never thought in my wildest dreams that someone would be so anxious to dismantle an old man because of his blue eyes, especially when the old man never did any wrongdoing to anyone. Do not ever underestimate the power of darkness because you could be the next one in line? The Tell Tale Heart is a well-known demoniac story by Edgar Allan Poe, where the devil played a big role by inspiring the narrator to engage in such devilish acts. First, the devil injected the idea into the narrator’s brain and made him believe there was only one way out: to kill the old man. The narrator said,” it hunted me day and night,” but it is unclear what relationship was between the old man and the narrator. May be the old man could be a father figure, but it is unknown in the story. Moreover, the narrator became very creepy by his own insanity. The narrator stated,” he had never wronged me, and he never insulted me,” so would he destroy the old man when he had never done anything unjust to him? The power of darkness kept whispering to the narrator to continue on his long journey. The old man never paid any attention to the narrator because it seemed that there was an overwhelming amount of trust between the two. Otherwise, the old man would have felt his death was coming. The narrator’s strategy seemed to work very well with the old man because he treated the old man nicely...
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...Paper Long-Term Care Before we can discuss the roles of long-term care, we must define the meaning of long-term care. The purpose of this paper is to describe in detail the role long-term care plays in providing services and how long-term care contributes or lacks contribution to the overall management of health care resources. In addition to the above-mentioned topics, the transitioning of patients from one level of care to another level of care in the health care continuum will be discussed. What is Long-Term Care? What is long-term care? Long-term care is a variety of services that includes medical and non-medical care to people who have a chronic illness or disability. Long-term care helps meet health or personal needs. Most long-term care is to assist people with support services such as activities of daily living like dressing, bathing, and using the bathroom. Long-term care can be provided at home, in the community, in assisted living or in nursing homes. It is important to remember that you may need long-term care at any age according to (Medicare, 2009). Description of Services The purpose of long-term is to provide the most appropriate service in the least restrictive setting possible. Long-term care programs offer institutional services, which provide 24-hour care to people that, have disabilities and to senior citizens that has specific levels of impairments. Residents receive room and board, supervision, nursing services, transportation...
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...necessity for long-term care is increasing which will require additional training and education for health care personnel, family members, and patients. Family members can have peace of mind knowing their family member will gain confidence in learning how to become accustomed to his or her new life while maintaining a quality continuum of care during and after treatment for physical, mental, or age associated illnesses. Long-term care is also known as personal assistant services and is defined as an individual who requires health care assistance for more than 90 days. Personal assistants provided to a patient help them with the activities of daily living (ADL) as well as instrumental activities of daily living (IADL). These activities may include personal care services like bathing, doing household chores, and other activities to help the patient remain independent while still residing in or near his or her home while maintaining the quality of care the person is accustomed to if there are no medical hindrances preventing it. Long-term care also includes community services, such as meals, adult day service programs, and transportation services (Austin & Wetle, "The long term care continuum, Who needs long-term care?," 2012). Residential facilities, such as skilled nursing facilities and assisted living facilities, also provide long-term care services along with housing ("National Clearinghouse For Long Term Care Information,” n.d.). Continuum of care services are utilized...
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...A variety of health care services in the United States provides continuum of care for health services. The need for long-term care is growing as the average life span of Americans continues to lengthen. The Centers for Medicare and Medicaid services estimates that about nine million men and woman over the age of 65 in the United States will need long-term care. Long-term care is a range of medical and social services designed to help people who has disabilities or chronic care needs. Services may be short or long-term and may be in a personal home in the community or in a residential facility. Long-term care facilities such as nursing homes provide care for the elderly or people who are unable to take care of them selves. The important of this paper is to discuss the continuum care of long-term care and examine the future trends of long-term care. Long-Term Care In defining long-term care there are several points. Long-term care is low tech, although it has become more complicated because many elderly patients with complex medical needs are being discharge into long-term settings. The age groups that mostly require long-term care are those who are 85 and older. This age group will double by 2030 and double again by 2050. Long-term care facilities are facilities that provide 24- hour skilled nursing assistance with activities of daily living, health services, and a number of activities. Many people would prefer not to be placed in a long-term care facility. However, some...
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...valid. It legally binds parties to act in accordance to the verbal or written terms stated in the contract. If there is a breach of contract, the innocent party can sue for damages or demand for specific performance to be done. a) Applicable law There are three categories of terms of contract: conditions, warranties and innominate terms. Classifications of these terms are imperative as consequence faced will vary from termination of contract and/or paying for damages. Condition terms are the fundamental terms of a contract, going to the very root of the contract (Poussard v Spiers (1876)). A breach of condition allows the company to terminate the contract and collect reparation from the contract breaker. Applying fact to law In this case, Ravi and MicroHard signed a contract where one of the terms- (3) stated in the contract was that MicroHard will provide resources and utilize employees to perform the necessary services. People engage MicroHard solely for its software support services. Therefore, it is a condition that MicroHard will provide services to resolve software problems. However, MicroHard did not fulfill those conditions. The sent employee was incompetent and failed to perform the service of repairing Ravi’s software. Therefore there was a breach of condition by MicroHard. Conclusion Both parties had the intention to create legal relations and past cases have proven that terms in the contract are deemed as conditions (Behn V Burness (1863)), thus validating...
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...Verizon Wireless My Service Your Service terms and conditions are part of this agreement. Your Plan includes your monthly allowances and features, where you can use them (your "Coverage Area"), and their monthly and pay–per–use charges. You can also subscribe to several Optional Services, like text messaging packages. Together, your Plan and any Optional Services you select are your Service. The terms and conditions for your Service can be found in the brochures that are available when you activate, or online at verizonwireless.com Agreeing in writing, by email, over the phone, or in person; Opening a package that says you are accepting by opening it; or Activating your Service. When you accept, you're representing that you are at least 18 years old and are legally able to accept an agreement. If you're accepting for an organization, you're representing that you are authorized to bind that organization, and where the context requires, "you" means the organization. By accepting you are agreeing to every provision of this Agreement whether or not you have to read it. If you do accept, you can cancel a line of Service within 14 days of accepting this Agreement without having to pay an Early Termination Fee as long as you return, within the applicable return period, any equipment you purchased from us or one of our authorized agents at a discount in connection with your acceptance of this Agreement, but you'll still have to pay for your Service through that date. If...
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...Assignment 4: Funding Health Care Service Strayer University HSA 500 November, 2013 Introduction The essential business of the health care industry is the delivery of health care services. In the U.S., the health care industry is considered to be the largest service employer. Funding for the U.S. health care services consists of a mix of public and private payment sources. Medicare and Medicaid represent the two major health programs. Funding for Ambulatory Services The use of Ambulatory Care Services is common amongst most people. It has become an important element in the delivery of health care. For many, it has been viewed as the primary source of health care; offering an extensive range of services that don’t require overnight hospitalization. The services offered can be as complex as tests to and therapies or as simple as a minor cut. Traditionally in the U.S., ambulatory care services were provided in the offices of medical practitioners and in the homes of the patients. Presently, these services are performed in outpatient clinics, emergency rooms, and same day surgery centers. Ambulatory care has expanded within the health care system. This is due to the fact that it is less expensive than inpatient stays and less time consuming for patients. In comparison to inpatient patient procedures, outpatient procedures have been estimated to be 30% to 60% less in costs. Funding for Ambulatory care services began when the first surgical care center opened in...
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...the U.S. 310 May 25, 2009 Continuum of Care Paper Long term Before we can discuss the roles of long-term care, we must define the meaning of long-term care. The purpose of this paper is to describe in detail the role long-term care plays in providing services and how long-term care contributes or lacks contribution to the overall management of health care resources. In addition to the above-mentioned topics, the transitioning of patients from one level of care to another level of care in the health care continuum will be discussed. What is Long-Term Care? Most long-term care is to assist people with support services such as activities of daily living like dressing, bathing, and using the bathroom. Long-term care can be provided at home, in the community, in assisted living or in nursing homes. It is important to remember that you may need long-term care at any age according to (Medicare, 2009). Kinds of Services Residents receive room and board, supervision, nursing services, transportation, recreational and social services. Other medical services not included in the daily rate are determined as needed (Rhode Island DHS, 2009).One more service that long-term care provides is home and community based services. These services are designed to provide service in the home and/or community in an effort to uphold the patients’ respect, dignity, and independence. Character of Long-Term Care The role of long-term care as it relates to the overall management of health care...
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...Management: A Logistics Perspective, 9th Edition Page: 137. No part of any book may be reproduced or transmitted by any means w ithout the publisher's prior permission. Use (other than qualified fair use) in violation of the law or Terms of Service is prohibited. Violators w ill be prosecuted to the full extent of the law . 1 of 10 9/29/2014 4:37 PM CourseSmart - Instructors - Print http://instructors.coursesmart.com/print?__displaygrbooks=1&xmlid=97... User name: Julio Borges Bo o k: Supply Chain Management: A Logistics Perspective, 9th Edition Page: 138. No part of any book may be reproduced or transmitted by any means w ithout the publisher's prior permission. Use (other than qualified fair use) in violation of the law or Terms of Service is prohibited. Violators w ill be prosecuted to the full extent of the law . 2 of 10 9/29/2014 4:37 PM CourseSmart - Instructors - Print http://instructors.coursesmart.com/print?__displaygrbooks=1&xmlid=97... User name: Julio Borges Bo o k: Supply Chain Management: A Logistics Perspective, 9th Edition Page: 139. No part of any book may be reproduced or transmitted by any means w ithout the publisher's prior permission. Use (other than qualified fair use) in violation of the law or Terms of Service is prohibited. Violators w ill be prosecuted to the full extent of the law . 3 of 10 9/29/2014 4:37 PM CourseSmart - Instructors - Print http://instructors.coursesmart.com/print?__displaygrbooks=1&xmlid=97... ...
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...users, mainly because they find code handling and scripts extremely confusing. Well, with some of the screenshots below you might get an idea of how to do it in very simple and easy steps. Once you have a Google account, you can go to (analytics.google.com). Here you will be greeted with three steps that you need to complete for setting your Google Analytics account. On clicking ‘Sign Up’ button you will land of this page where you are required to fill in all important details related to your website After filling in all the details when you click the ‘Submit’ button a page will appear in front of you that would be like this Once you are finished, you will click the ‘Get Tracking ID’ button a pop-up will appear with Google terms and conditions, which you have to agree to. Then you will get your GA Tracking code. This needs to be placed on all pages of your website. The installation depends on the nature of website. For example in a Wordpress site the framework has a specific area where header and footer scripts of GA code can be added. With the code placed on all pages of the site, tracking of visitors as well as other important dimensions will commence. 2. What are the 2-5 most important tools/features that beginning GA users should know? Why are these important? Online Assignment Help for...
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...Auditing and Assurance Services, 15e (Arens) Chapter 4 Professional Ethics Learning Objective 4-1 1) Ethics are: A) needed in the professions, but is not needed for society in general. B) a set of moral principles or values. C) not formed by life experiences. D) always incorporated in laws. Answer: B Terms: Ethical Principles Diff: Easy Objective: LO 4-1 AACSB: Ethical understanding and reasoning abilities 2) ________ means that a person acts according to conscience, regardless of the situation. A) Caring B) Fairness C) Integrity D) Respect Answer: C Terms: Ethical principles and integrity Diff: Moderate Objective: LO 4-1 AACSB: Ethical understanding and reasoning abilities 3) One of the main reasons people act unethically is that they choose to act selfishly. A) True B) False Answer: A Terms: Ethical Principles Diff: Easy Objective: LO 4-1 AACSB: Ethical understanding and reasoning abilities Learning Objective 4-2 1) A six-step approach is often used to resolve an ethical dilemma. The first step in this process is to: A) identify the alternative actions available. B) identify the ethical issues from the facts. C) determine who will be affected by the outcome of the dilemma. D) obtain the relevant facts. Answer: D Terms: Ethical dilemma Diff: Moderate Objective: LO 4-2 AACSB: Ethical understanding and reasoning abilities 2) Describe an ethical dilemma that an auditor or an accountant might face in his...
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