...from the Operating Room. She has seen many changes occur in healthcare during his career. This paper will discuss some of the values he finds most important for creating an equal healthcare system. In order to establish an equal healthcare system, coverage needs to be affordable, with equal opportunities for everyone, and American’s need to feel they have the freedom of choice for the type of coverage they want. Healthcare coverage first of all, needs to be affordable. Employers should pay all or most of the healthcare premiums to cover their employees. The coverage should be competitive and at the same time the employee should have the right to choose if they want to be covered or seek private insurance. Mandatory physical exams and blood work should be discussed in detail at employee forums and human resources should not just assume all employees know their coverage rights. Physician’s office staff should be well educated in insurance literacy to let their patients know what their coverage rights are. This will keep the patient from getting a surprisingly high statement in the mail. Those who are eligible for Medicare should not have deductibles. If they are on Medicare then they obviously fall below some standard and therefore do not have the money to pay for medical coverage. Carla states, “Medicare should not be eliminated unless the federal government is going to hand out free healthcare coverage to the elderly.” According to the Future of the Affordable...
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...government’s right to regulate states, and health coverage wait time objections, the United States should enact universal health coverage because it would extend quality health coverage to all citizens, reduce employer labor costs, provide constant health coverage, and enable patients to practice preventative healthcare. 2. Topic Sentence for Advantage Section: Universal health coverage should be enacted within the United States because it would provide quality health coverage to all citizens, reduce the labor costs paid by employers, provide continuous health coverage, and allow patients to practice preventative healthcare. A. Advantage...
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...02/12/15 What would you do if you could not afford health care? What would you do if you had to pay a lump some for healthcare no matter your financial state? This is where healthcare exchanges under the Affordable Care Act can help those in need of health care, along with giving people a choice. The health care exchanges under the affordable care act allows people to “shop” for a healthcare plan no matter their financial state. Health care exchanges under the affordable care act in Washington State includes healthplanfinder. Healthplanfinder allows people to “shop” for insurance coverage such as apple care, different coverages for their family as well as for their employees. Health care exchanges under the affordable care act allow for a free market because people have a choice of what particular health coverage they want under the health care exchange. Many people choose not to have healthcare due to the fact that they cannot afford it. healthplanfinder.org is a Washington State based website that allows people to search for a healthcare plan that fits their lifestyle and needs. When looking up plans one must first make an account based on their annual income then choose if the plan is for themselves, family or employees. There is also an option to choose either a Health Maintenance Organization,HMO, or a Preferred Provider Organization, PPO. A HMO insurance coverage is where someone can only go to clinics or hospitals under that specific insurance. For example, if someone is...
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...the United States Have Universal Healthcare? According to the Institute of Medicine there will be 18,000 unnecessary deaths this year, in the United States. This is solely because we as Americans have a healthcare system that leaves millions of citizens with no health insurance. There are 54.5 million people in the U.S. that are most uninsured or have poor health coverage. These citizens are left to decide whether they should spend thousands of dollars on a medical visit or hope the body fixes itself. We are supposed to have one of the greatest healthcare systems in the world, most of us believe anyway. However, the U.S. was ranked 37th out 191 countries, right in between Costa Rica (36) and Slovenia (38) on the World Health Organization (WHO) healthcare list in 2000. The United States was behind almost all of the other first world countries in the world and it was a far cry away from France who was held at number one, with Universal Healthcare. This was the first complete list of how all of the countries provide healthcare. Americans are denied everyday for healthcare coverage, if it is not provided through your job chances are you will be denied at least once, if not more by a healthcare provider. But who has the right to tell you whether or not you are allowed to have health insurance? All of us use it, some more or less than others, but every single person sees a doctor, so why can’t we have universal healthcare? Health care is a human right, it would stimulate the economy...
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...Statement of the Issue Providing appropriate access to affordable healthcare has been an ongoing challenge for the United States’ health system. The U.S. Census Bureau report noted approximately 49 million Americans did not have healthcare coverage in 2011. Moving forward, coverage options are expected to improve for some given the passage of the Patient Protection and Affordable Care Act in 2011. While the PPACA was originally expected to extend coverage to approximately 32 million uninsured through individual mandates, the creation of state health insurance exchanges with public subsidized coverage and expansion of Medicaid, the Supreme Court decision that Medicaid expansion is a state option will likely reduce the number of newly covered individuals. Even as healthcare reform decreases the number of uninsured and defines mandated benefits, the problem of access to affordable care will be exacerbated by limited community-based resources that provide preventive services, primary care access and ongoing care for patients with chronic conditions. In response, there will be a need to increase capacity to serve more patients, while improving outcomes, reducing health disparities and becoming more efficient—all within the context of significant challenges to receiving adequate payment levels. Healthcare executives are committed to facilitating in the effort to enroll individuals in emerging coverage options and expanding needed services to help ensure access to affordable care...
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...Healthcare in America B. Powers ENGL103-1204B-01: Composition: Writing and Research Colorado Technical University December 24, 2012 Improving the access and affordability of health insurance coverage for all Americans should be a primary concern for those who help create the laws of the land. At this date, there are roughly 44 million Americans without any type of healthcare coverage. Another 38 million people have inadequate health insurance (PBS, 2012). What this all means is that the people who need it the most are putting off seeing a doctor until last moment and then usually end up visiting an emergency room. If they cannot pay for the visit, the cost of that ER visit falls back on the taxpayers, people who have health insurance coverage, and the Federal Government. The young, under the age of nineteen, are usually covered by Medicaid and the elderly, 65 and up, are usually covered by Medicare. The people lost in the middle are mainly those aged 19-64, who are uninsured and do what they can to keep themselves healthy. When that does not work, the local health departments and emergency rooms are expected to take up the slack. Of those who may have health insurance coverage, that coverage comes through their employer. The people who have insurance through their employer make up about 56% of the population American workers, while about 11% have privately purchased insurance (Jovanovic, et. al., 2003). The people who do not have traditional jobs such as those who work...
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...OBAMACARE: The facts of the Patient Protection and Affordable Care Act Affordable Care Act (ACA), better known as Obamacare, is the president’s answer to the increasing healthcare costs. The purpose of this plan is to promise better quality healthcare at a more affordable cost to the Americans, and also regulate private insurance company to ensure Americans get more rights and protections on their healthcare. According to a 2012 study by The Kaiser Family Foundation (KFF), over 47 million non-elderly Americans were uninsured in 2012. Unsurprisingly, the majority of the uninsured are in the category of low-income working families. With the healthcare act being reform, there will be millions of uninsured Americans getting coverage for the first time. Additionally, Obamacare introduces Health Insurance Marketplaces (HIM)-a new organization that allows shoppers to compare Health Plans that include all new benefits, rights and protections. In another word, it also means the people can’t be denied health coverage based on health status, and can’t be dropped from coverage when they’re sick. Although millions of Americans will get access to health insurance with the healthcare act reform, the government has to create new taxes in order to get the money to help insure millions of them. The news taxes are as follow, Individual mandate fee, employer mandate fee, Advanced Premium Tax Credits, and Small Business Tax Credits. The individual...
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...I will argue for a universal healthcare system in the United States through a comparison of feminist ethics and traditional ethics. I find that the following considerations from Virginia Held’s Ethics of Care, and Kant’s view on autonomy provide a convincing argument for universal healthcare coverage. Held In Virginia Held’s Ethics of Care, she makes six distinct statements on care ethics through a feminist point of view. 1.) “Moralities built on the image of the independent, autonomous, rational individual largely overlook the reality of human dependence and the morality for which it calls.” (Camp, 2011:48) Held is describing how interdependence is primary and one is not in control of caretaking relationships. The majority of caretaking relationships are not chosen (parents and siblings) and we have a responsibility of care to these unchosen relations. We are all interdependent on each other, not autonomous. An argument relating to health care according to the view presented by Held on feminine ethics directly confirms the point that we are not autonomous beings: “Children in particular are harmed by familial stress and developmental delays from not receiving health care, both of which can lead to behavioral problems and loss of potential. When one member is uninsured or becomes ill, there is a financial burden put on the rest of the family” (http://www.amsa.org). Universal health care coverage would allow for this family burden of stress and finances to be decreased...
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...Universal healthcare coverage in Indonesia One year on January 2015 Written and produced by www.eiu.com/healthcare an Economist Intelligence Unit business healthcare Universal healthcare coverage in Indonesia— One year on Contents Abbreviations 5 Introduction 6 Indonesia’s version of Universal Healthcare: What is the JKN? What about the KIS? 8 Challenges with Indonesia’s version of Universal Healthcare 12 Teething problems—A short-term affair? 12 Balancing the budget—Fiscal sustainability 13 Chronic undersupply—Another barrier to providing truly comprehensive services 15 How should the healthcare industry prepare in the short to medium term? 17 Healthcare service providers: Pockets of opportunity 17 Med-tech and pharma: Spotting opportunities and tailoring product offerings 19 © The Economist Intelligence Unit Limited 2015 1 Universal healthcare coverage in Indonesia— One year on Foreword Ivy Teh, Managing Director at Clearstate, an Economist Intelligence Unit business. 2014 marked a watershed year for Indonesia, the world’s fourth populous country, with the election of the popular reformist politician, Mr. Joko Widodo, as its president. The year also saw the rollout of the long-delayed universal healthcare scheme (UHC). Indonesia intends to phase-in the world’s largest single player health care insurance program from 2014 to 2019, reaching universal coverage for all Indonesians...
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...Healthcare: A Right or a Privilege An Argument over National Healthcare in the United States Bobbi Pippins Soc 120 Instructor: Sheila Fry March 23, 2012 Healthcare: A Right or a Privilege An Argument over National Healthcare in the United States There will always be a debate over what is considered fair healthcare in America. As long as there is no national healthcare system that is equal for everyone, there will be arguments over whether it is a right or a privilege. Research will show that healthcare is a basic right for every human being in the world, and that by having a national healthcare system in America, this right can be enforced. America has, for many years, had the view of an ethical egoist, where something is good or right only if it helps to achieve the desired goal of the politicians. While using the utilitarianism view, or that which produces the best results for the greatest number, may well be the view that this nation should embrace. Healthcare should be a basic human right for everybody in the world. While national healthcare for everyone might be complicated to get started, if everyone had equal access to healthcare there would be more preventative care and therefore less costs due to chronic illnesses, diseases such as cancer, would be caught in the early stages of progression which would, in turn, allow for more treatment options and more chances of...
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...Affordable Care Act (ACA) is legislation enacted by the United States Congress, and signed into law by President Obama on March 23, 2010. The Affordable Care Act is often referred to as Obamacare since it is linked to President Obama. Though the law has been challenged by many points of government the United States Supreme Court made a final decision to uphold the healthcare law on June 28,2012. The law is divided into ten sections, over 20,000 pages, with supplementary regulations to come in the future. Examining the key features, coverage, cost, and impact can give the general synopsis of the law. There are many pros and cons of the law that contrast greatly amongst citizens of the United States. The key features of the Affordable Care...
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...strength all my life. In our younger years, all the family members were encouraged to participate in church activities which I still believe is important to my lifestyle and has given me confidence and believe that I am who I am today because of God. As nurses, the beliefs we have developed may be related to the stereotypes that we have formed around issues like sexuality, abortion, alcohol, marriage, ageing and disability, health care policy and other people’s rights (Federico, 2009). As healthcare workers our duty is to provide services that meet or target group and help them feel empowered without being judgmental thus avoiding imposing our values and beliefs on other people (Federico, 2009). Beliefs and opinions about health care policy Newport (2013) states that recent research on healthcare quality, cost and coverage shows that quality of healthcare is a constant concern. Americans continue to be much more positive and believe in the importance of their own personal healthcare situations as compared to healthcare situation nationally. This...
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...without any resolution. The healthcare system is one of the many issues that have been affected by the economic crisis and according to president Barrack Obama, reform is a must. Besides all economic factors affecting the healthcare system, the system has been blamed for inefficiency, excessive administrative expenses, inappropriate waste, and fraud and abuse. Many Americans today are having trouble keeping up with the continue rise of healthcare costs and many firms cannot afford to provide coverage to their employees. Although the government is working on a reform for the healthcare system, many questions are still pending to be answered. One question that has raised polemic discussions around the country is: should the U.S. government provide healthcare to all citizens? While many feel there should be a simple yes or no to this questions, many others realize that we do have to consider any potential ethical, moral or legal issues that can cause collateral damage to our economy and also the healthcare system. President Obama has been focusing on a reform for the healthcare system prior to his first election and to give a little overview of his reform, according to The White House (2013), see table below: Overview of Health Reform “It makes insurance more affordable by providing the largest middle class tax cut for health care in history, reducing premium costs for tens of millions of families and small business owners who are priced out of coverage today. This helps over...
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...Introduction…………………………………………………………………………………………………………………3 The History of Healthcare Reform……………………………………………………………………………..…4 The Problem with the ACA……………………………………………………………………………………………6 The Current Policy………………………………………………………………………………………………………..8 Policy Alternatives………………………………………………………………………………………………………10 Evaluation Criteria………………………………………………………………………………………………………10 Policy Recommendation……………………………………………………………………………………………..12 Conclusion…………………………………………………………………………………………………………………..13 References………………………………………………………………………………………………………………….14 Introduction Recent health care reform legislation, The Patient Protection and Affordable Care Act and Education Reconciliation Act, which is now being referred to simply as the Affordable Care Act (ACA), was signed into law by President Obama on March 23, 2010. Since the 20th century, several United States presidents have faced challenges in passing national health reform into law. Before the ACA was enacted, national health reform proposals under different governments in the United States faced strong opposition from various stakeholders and multiple interest groups. Therefore, the enactment of the ACA is revolutionary healthcare reform in the history of the United States. Healthcare insurance is a program that assists in paying medical expenses through privately purchased insurance or social welfare programs. In other words, health insurance is a system that provides protection against health costs. This newly legislated healthcare reform offers health insurance for...
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... 4/6/15 Introduction The hottest topic right now that is still discussed is the Affordable Healthcare also known as Obama Care. This was passed by the Senate on December 2009, and then was passed in the senate house in March of 2010. Afterward was presented to the Supreme Court in June of 2012. This law will permit Americans to obtain health care coverage at an affordable rate. This reform law is already making a great difference. There is more affordable care. This makes medical healthcare more within reach for those who couldn't afford it before. This also benefits Medicaid and making accountants take more responsibility. This is also paving the way for a new era in healthcare.( www.healthcare.gov) Millions of Americans have obtained new access to better healthcare coverage. This means that millions of Americans can be been seen sooner and even prevent serious conditions from forming. Over 4 million young adults will get insurance through their parents coverage. This coverage will last till they are 26 years old. There are also free preventative care services. Citizens can now get services through their preferred private insurance. Many of these services can be obtained without copays or deductibles. This includes wellness and cancer screenings. Women in the United States can now have the coverage with no need to co-share of preventative services that is needed. People who have pre existing conditions...
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