...people uninsured. This leaves many questioning whether the current free market health care system or a universal health care system is better for the citizens of America. Universal healthcare is where every citizen receives the same health care regardless of their race, social status, age, gender, pre-existing conditions or the money they have. A free market system creates a price driven by demand and need. To determine which system is better adapted to the United States, it is important to recognize the strengths, weaknesses and costs of each type of system. What are the pros and cons of a universal healthcare system? According to the essay, “Pros and Cons of Universal Health Care”, the main advantage of universal health care is that all people receive health care regardless of their economic...
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...Sonal Payne Group 1 Week 4 Discussion #4 Outline potential benefits (2 minimum) and potential negative impacts (2 minimum) of the affordable care act (ACA). The healthcare system in United States is mostly dominated by the private insurance sector, whereas many countries have a universal healthcare system, the United States does not (Finkleman & Kenner, 2013). Because of the influence of the private insurance sector healthcare is very expensive and in most cases not affordable in Unites States. According to HHS.gov, “The Affordable Care Act puts consumers back in charge of their health care and under the law, a new “Patient’s Bill of Rights” gives the American people the stability and flexibility they need to make informed choices about their health (2014). Like every new law ACA also has its pros and cons. The benefits of having ACA is that it includes reforms designed to help all Americans, such as prohibiting insurers from denying coverage for pre-existing conditions, expanding Medicaid eligibility, subsidizing insurance premiums, and providing incentives for businesses to provide health care benefits (Sorrell, 2012). Insurance companies will no longer be able to drop clients when they become ill, the act has the potential to improve health outcomes across all income and age groups at a reduced cost (2012). Some of the disadvantages of ACA are that Americans who are employed will have to pay more for their health care coverage. Most middle-class Americans hold full-time...
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...QUALITY HEALTHCARE 2 Introduction My approach in this analysis is one of a personal matter. I feel very adamant about our country’s healthcare provisions and the lack thereof. Insurance companies are making it virtually impossible for the poor and/or middle class to afford to receive quality healthcare. In that, the politicians and the wealthy are the only citizens that can afford to take care of themselves, or their loves ones when it comes down to “the BEST care that money can buy” concept. Topic Money Talks: To Be Uninsured or Underinsured… That is the question. The price of a procedure dictates the quality of care, (lower, price less quality). Should the markets for the uninsured or the underinsured dictate quality healthcare? Especially, when faced with a catastrophic illness or event and cannot afford to have better healthcare. What sparked this topic was when a discussion that came up in class pertaining to the Professor’s father who life to me was not held as valuable when the hospital doctors made the determination that the cost of keeping him alive was no longer in the hospital’s best interest. Likewise, my mother went through a situation where she fell very ill and was taken to a major medical center for emergency to determine the cause of her serve abdominal pain. A diagnosis was rendered and she was stabilized and released. The medical...
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...In an effort to generate a solution to the shortage of health care, President Barrack Obama proposed the universal health care program named the Patient Protection and Affordable Health Care Act, also known as Obamacare. It has been the most major adjustment to the United States healthcare since Medicare and Medicaid was passed in 1965. Obamacare was signed into the law in March, 2010. In this paper, the key points that will be discussed are Obamacare policy, its pros and cons, and if it happens to raise any complications with federalism and the policy’s efficiency. Obamacare is intended on helping the people that do not have insurance to gain insurance. With the said plan everyone should be able to have health insurance no matter what their...
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...with its existing workforce crisis in the healthcare system? Number of uninsured Americans has significantly increased, mainly due to aging population and income change. The prevalent issue of America’s healthcare system is insurance coverage, access to healthcare. Americans believe this issue should be prioritized, and it is the direct responsibility of federal government to ensure medical care for those citizens that lack insurance. This essay include history of United States healthcare system, its evolution and how healthcare providers can contain costs of healthcare and provide quality and access to healthcare for everyone. From the beginning of 2014 Affordable Care Act by Obama government is trying to solve the enduring issue of American healthcare system. It is a step in the right direction but this reform is facing lots of resistance from Republican Party, that this reform will put country in debt stress. Many Americans are concerned with quality and access to healthcare with the influx in number of insured entering the healthcare system which is already facing the workforce crisis. United States Health care History Healthcare in United States is enduring issue and it is very sensitive subjects for Americans. United states from the beginning choose a market approach to medical care. Medical care is as a market commodity, that you could buy or sale rather than as a social good available for all. In America healthcare is treated as private consumer good and is...
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...Professor Henry O’Lawrence December 8, 2011 The Need For Health Care Reform Health care system is now faced with many problems such as high cost of insurance, high cost of medical services, significant numbers of people lack any form of healthcare insurance, and many more people are underinsured. Heath care is not affordable and easy to obtain anymore. With the rising of health care cost, reforms are needed to be more affordable with high quality and efficiency. There are over “46 million people lacking health insurance, but also for those who have insurance the economic downturn is a chilling reminder that under current system, virtually anyone facing a run of bad luck could be quickly wiped out by medical bill collectors”. State Healy, Bernadine M.D. (2009). Providing health insurance for people uninsured and low-cost insurance are major problems need to consider and take it seriously. The number of people uninsured is too high. There are many factors leading to be uninsured including poverty, the economic downturn leading to high rated of unemployment and some working families who cannot afford coverage because too expensive, besides, earn too much to be eligible for many programs which the state's healthcare provider. Offering the healthcare options with advantages for the uninsured with affordable price is needed to take to consideration. Many low income people cannot afford health insurance usually don’t go seek for medical services just because the price is too high, “by...
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...Comparing and Contrasting the U.S. Health Care System By Evelyn D. Bang October 17, 2010 Abstract Comparing and contrasting the U.S. health care system with that of other countries is not an easy task. There is a great deal of information that is not only organized in a number of different ways but also it is used to measure extensive and deviating factors. The conclusion will often depend on what is believed and which factors are the most important to the individuals performing the comparison and contrast of the different health care systems. However, the U.S. is presently considering a number of propositions in reforming its health care system and very often Canada is referred to as a potential model. Likewise, Canada at times looks to the U.S. for methods to improve its system. As a result, the pursuit for improvement in both health care systems has led to plentiful but compatible and incompatible documentation about the relative merits of the two systems (Madore 1992, para. 1). Comparing and Contrasting the U.S. Health Care System A healthcare system can be reviewed by many standards. It can be reviewed by its effectiveness and efficiency, its fairness and receptiveness to the expectations of its population. It can be reviewed through its non-discriminatory economic contributions and suitability and lastly, it can be reviewed through its population’s overall health. Comparing and contrasting the U.S and Canadian. Health care systems Both the Unites...
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...The United States is known as one of the greatest, if not the greatest nation in the world. It is known for having the most productive economy, and the most powerful military in the world. So, my question is, why wouldn’t a superpower like the U.S. provide its citizens with a universal healthcare system? Of the 25 healthiest nations in the world it is the only one without it. With an estimated 45 million people in the U.S uninsured, it baffles my mind that the so called “greatest nation” still does not have this system. I personally all persons should have the right to be provided with health coverage, and that our nation should be obligated to provide it to us. During th (Thibodeaux, 2010)ese next few pages I will be discussing what a universal health care system entails, how it is provided, and its advantages and disadvantages....
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...Task 3 A1. The country that I pick to compare to the U.S. healthcare system is Great Britain. According to the PBS Frontline program, “Sick Around The World”, by T.R. Reid, Great Britain uses a government run National Health Service (NHS), which seems too close to socialism for most Americans. For about half of what the U.S. pays per person for healthcare, the NHS covers all U.K. citizens and has better health statistics. (Palfreman, Reid, 2008). According to the World Health Organization (WHO), the total expenditure on health per capita is $3,311 in the U.K., whereas in the U.S., the total expenditure on health per capita is $9,146. (WHO, n.d.). In the U.K. the NHS’s proposition is that the citizens never have to pay a medical bill, no insurance premium and no co-pay. The British pay for their healthcare out of tax revenue as the government owns the hospitals and the doctors are salary government employees. The British pay much higher taxes than the Americans to cover their healthcare. (Palfreman, Reid, 2008). The U.S. healthcare system is based on a regulated market system as it is regulated by state or federal legislation. The U.S. healthcare is paid for by a combination of public and private sources by third-party private or public insurers and out-of-pocket household payments. Private insurance is responsible for the majority of healthcare coverage in the U.S., with the cost of providing healthcare insurance to the employees that is passed on by the employer...
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...The United States faces a long battle to repair its economy. Issues like unemployment, the federal budget deficit, immigration, gun control, etc, seem to create never ending discussions without any resolution. The healthcare system is one of the many issues that have been affected by the economic crisis and according to president Barrack Obama, reform is a must. Besides all economic factors affecting the healthcare system, the system has been blamed for inefficiency, excessive administrative expenses, inappropriate waste, and fraud and abuse. Many Americans today are having trouble keeping up with the continue rise of healthcare costs and many firms cannot afford to provide coverage to their employees. Although the government is working on a reform for the healthcare system, many questions are still pending to be answered. One question that has raised polemic discussions around the country is: should the U.S. government provide healthcare to all citizens? While many feel there should be a simple yes or no to this questions, many others realize that we do have to consider any potential ethical, moral or legal issues that can cause collateral damage to our economy and also the healthcare system. President Obama has been focusing on a reform for the healthcare system prior to his first election and to give a little overview of his reform, according to The White House (2013), see table below: Overview of Health Reform “It makes insurance more affordable by providing the largest...
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...Uninsured and Under-insured Population Brittany Hopkins U.S. Health Care System Dr. Sherry Grover July 25, 2014 Having a large uninsured and underinsured population has been a problem troubling the health care system in the United States. Ethnicity, gender, income level and age all play a role in determining whether an individual is likely to have health coverage. Children, young adults and ethnic minorities are unreasonably represented among the two groups. Over the last few decades the population of the uninsured has risen due to job market in the economy and the fact that most insurance is tied to employment, also becomes a problem as the unemployment rate rises. Health care is financed by different means. You have public and private financing. Public financing options are through the government and states and usually consist of Medicare and Medicaid. Private financing options consist of self-insurance, group insurance and Managed Care Plans. Even though there are options available to citizens that want to have health insurance, finances also come into play. The rising cost of health insurance plus the rising cost of medical care are impacting families tremendously. The incapability to pay medical bills for treatment affects not only the uninsured but also the underinsured. According to health care article published by The Journal of Legal Medicine in March 2008, nearly 47 million Americans were not covered by insurance companies. Another 20% are underinsured, which...
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...Health Care Utilization HCS 235 October 30, 2012 Health Care Utilization The Affordable Care Act was signed into law March 23, 2010 by President Barack Obama; however, the constitutionality of the law remained in question. In a controversial 5-to-4 ruling, The U.S. Supreme Court upheld the law on June 28, 2012. The ACA is thought by some as the United States health care rescue, and as its downfall by others. It is estimated that the ACA will provide new services to 64 million Americans, providing health care coverage to 32 million previously uninsured. In addition to providing new health insurance coverage, the ACA implemented several components that can expand access to health care. One policy change will allow single adults, who are in school to remain on their parents’ insurance until they are 26. Another policy prevents denying children health insurance due to pre-existing conditions, this same protection will be provided to adults beginning in 2014. Rural communities are now expected to have greater access to health care as a result of increased payments for physicians willing to relocate. Additionally, the National Health Service Corps expanded to provide more health care providers to underserved areas. Community health centers are also expanding to provide care to those with little or no income. As an incentive the government is also offering tax credits to small business owners in order to make health coverage more affordable for their employees. One aspect...
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...Enterprise Project Model – CRM CMGT 556 University of Phoenix December 7th, 2015 Professor Andrew Nash The Software Packages The Two off-the-shelf CRM software packages that could best benefit our organization as it relates to the production of medical devices and interaction with the healthcare field are Salesforce (www.salesforce.com) and Infusionsoft (www.infusionsoft.com). The first of these two CRM software packages is Salesforce, the leading software for CRM. Some of the biggest draws to Salesforce are its abilities to allow our organization to work on monitoring and managing the business from anywhere. The software will allow Virtual Reality Imaging (VRI) Technologies the ability to anticipate customer wants based on past behaviors. Whether this will be the complete 3D Scanning system or individual repair parts, this software will allow VRI to be on top of what the customer wants and needs. This CRM software package from salesforce will allow us to connect with our clients/customers on a 1 on 1 basis, making our organization more consumer friendly. Salesforce use of the cloud allows for faster connection to our clients through mobile and social apps. The value of Salesforce is matched in it’s pricing options that provide a variety of prices based on need and size. Infusionsoft is another CRM that gives Salesforce a run for their money. First off is the pricing varieties that they offer for their packages. The highest package and best value is the $599 pricing...
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...Health Care Reform Pros and Cons Halcyone Russell Strayer University Professor Beth Cox Politics, Policy And Ethics in Public Sector- PAD 510 December 2, 2011 Scientific evidence can be used in showing the positives of the Health Care Reform. If you lost your job next week your insurance would likely go with it. Excluding temporary programs like COBRA, losing your job basically means losing your health insurance too. Sure you can buy your own, but that can get expensive and there are often holes in the policy than with employer provided health insurance. Under a universal system, you don’t have to worry. Imagine you had to pay each month for access to use the police. If you lost your job and couldn’t afford the police bill and called 911, you wouldn’t get service. That sure sounds awful. The most fundamental underlying basis of universal health care is the fact that in the system, you don’t have to worry about not being covered. The United States spends more on health care as a percentage of GDP than any other developed nation. Countries that have some kind of universal coverage generally spend less. This is because the costs of a universal system are less than private. Drugs can be purchased in greater bulk, prices for services can be negotiated at a lower rate due to the larger pool, and a large singular system would reduce the overhead involved in processing insurance and medical services. Furthermore we already have laws in the US that require emergency rooms...
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...caused some changes for the better. Although name brand drugs are being declined, more generic brands are being produced to be cost effective for both the insurer and the consumer. Many different types of Americans are effected by the health care reform, and the first step starts with making sure everyone is educated on the benefits. After everyone is educated an action is taken, Americans will be healthier as a whole. I will go over many facts that support the healthcare reform, the pros and cons, and much more. Keywords: Health Care utilization, Affordable Care Act Health Care Utilization Paper Recent health care reform measures have expanded access to care by allowing more Americans access to affordable health care. When President Barack Obama introduced the Affordable Care Act to us and signed it into law on March 23, 2010, he meant for it to provide affordable, quality health care for all Americans and reduce the growth in health care spending. Although Obama Care has caused tremendous growth in the healthcare reform, this plan has been in the works for decades now. One way the health care reform has expanded access to care is by making it affordable for seniors to pay for their medication. The Medicaid part d prescription drug “donut hole” coverage gap made this impossible in the past for most seniors. Also, before the reform insurance companies could deny you for pre-existing conditions or drop you when you get sick. Since 2014 you can no longer be denied coverage or...
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