Case Analysis: Bank of America: Mobile Banking Introduction Bank of America is one of the largest U.S. bank holding companies; it was founded in 1904 and expanded with several acquisitions. Mobile banking was launched in 2007 and within three years Bank of America had 4 million active customers using this service. Mobile banking may be the single biggest innovation the global banking industry has seen. From smart phones to tablets and laptops, banking customers are pushing their institutions
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Business Analysis III MGT/521 September 19, 2011 Bud Stinson Business Analysis III Bank of America was formed through a merger between the Bank of Italy doing business in the San Francisco area and Bank of America operating mostly out of the Los Angeles area. The bank slowly grew from doing business in the California area to expanding across the country and eventually the world. Bank of America did not start growing into the large financial institution most people know
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Capital Management: Wells Fargo vs. BoA. Bank Management and Financial Services Individual Assignment 2 Report of discussion about banking capital issuecompare 2 banks: Wells Fargo and Bank of America. Prepared by Phan Ngọc Mẫn Student code: FB00422 Class: FB0605. 1|Page Capital Management: Wells Fargo vs. BoA. Content Executive Summary----------------------------------------------------------------------------------3 I. Introduction------------------------------------------
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Executive Summary Our project contains a detailed and comprehensive financial analysis of two companies in the banking industry. A main goal of our work was to accurately compare these two companies in a variety of ways and determine which company would be better to invest in. Barclays is a British based company that operates under the International Accounting Standards (IAS) while the U.S. based Bank of America operates under U.S. Generally Accepted Accounting Principles (GAAP). We examined
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taken into consideration where researcher has conducted a hierarchical analysis for those company brands and products. On the other hand, the study even explores the information about the classes, categories, forms and brands of every company. A critical competitor analysis for those company brands will be carried out and finally the study draws a conclusion about their core competencies Hierarchical Analysis SECTOR1: CONSUMER DISCRETIONARY- RETAIL SECTOR- WALMART For the
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2 Foreign Activity 4 1.3 HSBC in China 5 2. Chinese Business Environment 5 2.1 PEST Analysis 6 Political- Communism and World Trade Organisation Membership 6 Economical - High levels of FDI and a strong economy 8 Social- Education and Ageing Population 10 Technological- Accessibility 11 2.2 Analysis of the Chinese banking industry 11 2.3- Porter’s Five Force analysis 12 2.4 Culture Analysis 15 3. Mode of Entry 18 3.1 Reasons for mode of entry. 18 3.2 International Theory 18
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BANKING STRATEGIES Case Study: Product Innovation at Bank of America By Cindy Murray What financial institutions can learn from inventions and innovations in other industries. owhere is innovation more essential to survival than in the banking industry. In the payments domain, for example, nonbank competitors less constrained by bank regulations and therefore more agile are changing the banking industry’s grip on the public perception of banks as the only trusted brand for holding and moving money
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EXTERNAL OPPURTUNITIES & THREATS WELLS FARGO OPPURTUNITIES Historically Low Rates • Dividend increased to $0.34 per share • Securities Emerging Markets Acquisitions • Wachovia Acquisition THREATS Competition • • Bank of America Citigroup • The interest rates are down but the unemployment rates are up and so are
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2012 INFRASTRUCTURE SPECIAL COMMENT Default and Recovery Rates for Project Finance Bank Loans, 1983–2010 1. Introduction 1 2 4 7 12 14 15 28 37 37 39 60 60 Table of Contents: 1. INTRODUCTION 2. SUMMARY 3. OVERVIEW OF THE PROJECT FINANCE INDUSTRY 4. DATA AND METHODOLOGY 5. DISTRIBUTION OF PROJECTS 6. DISTRIBUTION OF DEFAULTS 7. DEFAULT RATE ANALYSIS 8. RECOVERY ANALYSIS 9. FURTHER ANALYSIS OF TIME TO DEFAULT AND TIME TO EMERGENCE BY INDUSTRY 10. EXPOSURE AT DEFAULT APPENDICES MOODY’S
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Company Information Brief History and Company Information----------------------------------------------------------- 2 Mission and Vision Statement------------------------------------------------------------------------3 Industry and Competitive Analysis Industry Dominant Economic Features-------------------------------------------------------------4 Porter’s Five Competitive Factors-------------------------------------------------------------------4 Key Success Factors-----------------------
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