combine Investment Banking and Commercial Banking? Separation of Retail Banking and Investment Banking was a hot topic with President Obama’s proposal in January 2010 regarding a ban on US Banks on retail banks from using their own funds in investments and limiting to invest their customer’s funds. This news made many to wonder whether the world is going back to replace Glass Steagall Act which was abolished in 1999.(BBC,21January2010) Glass-Steagall Act(GSA)commonly known as Banking Act 1933 made
Words: 673 - Pages: 3
TERM PAPER TITLE: COMMERCIAL BANKING IN KENYA PRESENTED TO: MRS. BOSIRE MARY PRESENTED ON: 19TH October 2011 ABSTRACT: This term paper analyses the commercial banking system in Kenya. In particular it focuses on the history of commercial banks from a general perspective then narrows down to Kenya’s context. It looks at the importance of commercial banks in Kenya, the roles/functions of commercial banks. It then focuses on the regulations that govern the commercial banks. Lastly it looks
Words: 4777 - Pages: 20
specific, measures of liquidity need to be high enough to meet even unexpected changes in liquidity needs and sources (p.329).” A bank’s concern of having liquidity or the ability to convert an asset without a decrease in the price is important in the banking industry. In order to achieve such liquidity there are several things that can be evaluated such as: • The available assets easily convertible into cash. • The volatility of deposits. • The reliance of money market instruments and
Words: 376 - Pages: 2
Brand Name: "Lucent" stands for glowing with light. The connect we are trying to create with the brand name here is that one can have glowing skin sans acne by using our acne strips. The conventional methods for removing acne are face washes and creams that often leave after-marks post their use. We not only ensure effective and painless acne removal but also lucent skin after the use. Brand Logo: Lucent Lucent The brand logo is a simple oval with the name "Lucent" written in a cursive
Words: 3389 - Pages: 14
Introduction The aim of this report is to create an awareness of the interest rate which impacts the company. Moreover, the bank recommendations are evaluated whereby interest rate risk is exposed to the bank. There is a recommendation of a rate cut on loans by the bank board along with the growth of loan revenue and thus profit. We have also discussed the strategy to cover any decline in net worth using futures. Our bank, Make Life Easier (MLE) Bank involving the members with their respective ID
Words: 3781 - Pages: 16
Affecting Commercial Banks:- Commercial banks considered as one of the main financial intermediaries in the market, therefore the factors that occurred a negative results on the commercial banks has a strongly affect upon the economic condition and securities markets as well, the risks factors that are affecting the commercial banks can be as the following :- Risks of Interest Rates:- The risk factor that's the most widespread is interest rate for the commercial banks, but commercial banks are
Words: 590 - Pages: 3
A REPORT ON DEPOSITORY INSTITUTIONS: COMMERCIAL BANKING INDUSTRY OF BANGLADESH Date of submission: 24th August 2015 Submitted to Farzana Lalarukh Associate Professor Department of Finance University of Dhaka Submitted by SL Name BBA ID Remarks 1 Sifat sadia 17-003 2 Barna Paul 17-047 3 Maghla Hossain 17-061 4 Saima Sultana 17-069 5 Nawsina Arif 17-085 Department of Finance University of Dhaka Date of Submission: 24th August, 2015
Words: 9131 - Pages: 37
1.1 Introduction: A bank is a financial institution, where people secure their money and use this institution as a source of possible finance. Banking in the form in which it exists nowadays is comparatively of recent origin. Before the advent of modern banking, direct finance, where the owner of capital deals directly with the user of capital, was the customary mode of transference of funds from savers to investors. Now, banks are engaged in various
Words: 17335 - Pages: 70
sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties. -Commercial and industrial loans represent the earliest form of lending that banks varied out in their more than 2000 years of history -close to 1/5 of commercial bank loans loan portfolio is classified as business or C&I loan Short-Term Business Loans • Self-Liquidating Inventory Loans- business loans, usually to support
Words: 1278 - Pages: 6
March 9, after Rizal Commercial Banking Corporation (RCBC) said that a bulk of the laundered money was deposited in its Jupiter branch in Makati City. It was approximately $81 million, which is suspected to have come from the same source, managed to enter the local banking system but was released to local RCBC clients with an alleged help of the bank’s Jupiter branch manager. A number of big names are said to be involved who are mainly from 3 camps: Rizal Commercial Banking Corporation (RCBC), PhilRem
Words: 2522 - Pages: 11
