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A Synopsis on a Study on Customer Perception to Personal Loans with Reference to Corporation Bank in Bangalore.

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Submitted By sampatvh
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A SYNOPSIS ON
A study on Customer perception to personal loans with reference to
Corporation bank in Bangalore.
Synopsis submitted in partial fulfillment of the requirements for the award of the degree of
MASTER OF BUSINESS ADMINISTRATION of CMR INSTITUTE OF MANAGEMENT STUDIES (AUTONOMOUS) affiliated to Bangalore University by Ms. Manjunath Vishwanath Hallikeri
Register No: 13201015

Under the guidance of
E.Geetha Venu
Asst. Professor
Dept. of Management Program

CMR INSTITUTE OF MANAGEMENT STUDIES (AUTONOMOUS)
C.A. #2, 3rd C cross, 6th ‘A’ Main, HRBR layout
2nd Block, Kalyana Nagar
Bengaluru-560 043
2013-2015

INTRODUCTION PERSONAL LOANS
Loans come in all shapes and sizes, but, overall, there are two main types: secured and unsecured loans. The main difference is that a secured loan will use an asset – usually your home – as security, whereas an unsecured loan is available to most people provided they have a decent credit rating and are in employment.
A Personal loan is generally taken by borrowers who are looking for loans for quickly and with minimum documentation. In addition, since there is no monitoring of the end use, it gives flexibility to the borrower to use the loan for any purpose they like.
A Personal Loan is taken by a borrower for his/her individual wants and needs; it is commonly referred to as an unsecured loan because there is no security/collateral against it. It is also called “All-purpose loan” at times as there is no restriction on the end use of the funds.
Borrowers use personal loans for various reasons such as vacations, refurnishing their homes, buying a new appliance, to fund weddings etc. All personal expenses the borrower wants to make can be made by availing a personal loan
Personal Loans can range from Rs. 10,000 –30,00,000/- based on the lender and the borrower’s ability to pay back. Personal...

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