...Organisational Finance Assignment -1 (Case Study – Time Value of Money) FINC 20006 – Organisational Finance Term 1, 2015 Prepared and Submitted by Mahesh Bhatia | S0265802 | Ravi Kumar | | | | Tutor: Mrs. Kate Wyllie Due Date: 30-Apr-2015 Date Submitted: - -Apr-2015 Question 1 The value of $10,000 handout given by the government will grow to an amount of $32,071.35 in a period of 20 years when the workers will reach their age of 64 years. P (1+r)^n 10,000 (1+0.06)^20 32,071.45 Question 2 10,000 (1+0.12)^20 96,462.93 As the rate of return increases, the future value of the “handout” would increase. Question 3 A savings account as outlined in question 1 is opened by fixed salaried persons who want to earn fixed interest income on their salary savings. There are quite a lot of advantages of opening a savings account as follows: * It encourages saving habits among the fixed salaried persons. * http://www.itsallaboutmoney.com/did-you-know/why-to-open-a-savings-account/ * There is certainty to the investors as to what amount of money would be available in the account at a specified date in the future. * Account holders can preserve the money in savings accounts for emergencies because saving accounts avoid the market fluctuations that are a feature of other investments such as stocks and shares. On the contrast, saving accounts offer some disadvantages as well: * The interest rate earned on savings accounts is lower than other...
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...Case Study 1. Mr. Stevens’ symptoms, such as frequent loss of balance and the inability to even draw a straight line are indications that the cerebellum, which is part of the brain, is involved. This cerebellum is the part of the brain that has the responsibility of maintaining body balance and posture, among other things. The cerebellum is very important for body balance, as well as in body functions. This is because it plays an important role in the maintenance of body balance and posture. This is possible given that it uses the vestibular receptor in conjunction with the proprioceptors to control commands. It is the motor neurons that are responsible for ensuring that body changes as well as position are maintained (Cerebellum, nd). The cerebellum also is very important in cognitive functions. In addition, once the cerebellum has received information from the sensory system as well as the spinal cord, it regulates different voluntary movements such as speech, coordination as well as muscular activity (Knierim, n.d). Given that Mr. Stevens experiences a loss of balance, then it is definite that there must be cerebellar damage. Even more proof is added to with his inability to draw a straight line, which can be attributed to the inability of proper coordination of muscular activities. In addition, Mr. Stevens asserts that he feels like a drunken man when he is walking, this can be also linked to cognitive functions, a role that is performed by the...
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...1. In this case lead poisoning form the factory walls 2. The risk factors in this case study are where the people lived and the financial circumstances they faced. 3. Lead is not a toxin. 4. None of the people in this story exhibit an idiopathic lead poisoning because the cause for every case of lead poisoning is known 5. Yes a syndrome is a collection of signs, symptoms, and degenerative processes that occur together in a particular disease. In this case the children show symptoms of joint pain, excessive salivating, seizures, and personality changes all around the same time. 6. In this case the histopathology became relevant when test were taken of patients blood and urine. 7. Morbidity: insufficient information. In this case there are certainly a high number of children who had lead poisoning however I assume it would depend on the population of the area there could be a lot more people than we think there was. Mortality: insufficient information. In this case death of any child ,due the lead poisoning, was neither mentioned or studied thus I must conclude that the mortality was low. Prevalence: Yes. The case it self’s says that the Prevalence of lead poisoning is high. Of the 112 children examined during the course of the study, over 70 show at least some signs and symptoms. Incidence: Yes. In this case the physician noticed an unusually large number of children brought to the clinic experiencing the same symptoms over a period of time, and until...
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...Case Study #1: Canada in the Global Business Environment Canada: A trading nation? You are preparing for a top-level meeting between the Minister of International Trade, the Minister of Foreign Affairs, and senior business executives representing several multinational corporations as well as a large group of small- and medium-size enterprises. The objective of the meeting is to discuss Canada’s strategy in responding to the changing global business environment. Expectations are high since everyone wishes to move beyond political pronouncements and joint statements, to specific strategies and actions. The Trade Canada Summit is raising expectations and all are committed to motivating a call to action across major stakeholders engaged in international commerce. While Canadians like to refer to the country as a “trading nation”—partly because of history and partly because of the large impact of trade on the Canadian economy today, leading practitioners and senior officials recognize several truths: • Canadian trade is highly concentrated in import/export activities with the United States • Certain industry sectors such as automotive and resource-based businesses account for a disproportionately large amount of Canada’s trade • Intra-company trade—transfers of resources between affiliated companies—is an important part of Canada’s “export” business The hard reality being confronted, and one which serves as a critical backdrop for this meeting, is the realization that...
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...Case Study 1 GILLETT: WHY INNOVATION MAY NOT BE ENOUGH CASE STUDY #1 Readings: Chapters 1 - 4 Case Study 16 (pgs. 481 - 492). Grading: Case Study 50 points GILLETT: WHY INNOVATION MAY NOT BE ENOUGH (11.9%) Read the following Case Study: Answer the following questions: 1 Evaluate product innovation at Gillette throughout its history. Has Gillette been a victim of its own success? Has product innovation in the wet-shaving market come to an end? Explain. 2 What do you make of the razor wars, first between Gillette and Schick, and now with online competitors? Does Gillette face a serious threat from competitive inroads? Explain. 3 What actions would you recommend over the next five years that could help Gillette maintain its worldwide dominance in the shaving market? What specific marketing program decisions would you recommend? Should Gillette be worried about its pricing strategy? Explain. A paper format around 3-4 pages following appropriate APA Style format is required. See rubric for grading. Citations and references are required to reinforce your comments and ideas (looking for at least 2 additional credible sources than the textbook). Also add a Reference Page (practice using APA style). Avoid using 1st person style writing. Instead or using I, substitute with this author or avoid using a specific reference. For instance, Starbucks coffee tastes great; instead of “I think Starbucks coffee is great.” When referencing your sources in your...
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...Case Study Analysis 1: Costco Wholesale Corp: Mission, Business Model and Strategy MGMT 670: Strategic Management Capstone June 26, 2011 Business Case Study: Costco Wholesale Corporation Introduction As a student in MGMT 670: Strategic Management, the capstone course for the Management track at the University of Maryland University College, I was asked to prepare a case study analysis of Costco Wholesale Corporation. Costco is one of the world’s leading wholesale retailers with annual sales of $76.3 Billion for fiscal year (FY) 2010, which is an increase of 9% from the previous year ($69.9 billion). In addition, its earnings per share increased to $2.92, an annual increase of 18% from the previous year. (Costco Financial Report, 2011) This increase is an all time high for the company thereby solidifying its place as a leader in the wholesale industry. Costco and its Business Strategy From inception, Costco’s business strategy has been to offer limited products (4000) at lower prices coupled with great values while keeping overhead costs low. In its main product line Costco has about 3,000 products that are present in the stores at all times and 1000 products that are ever-changing. These 1000 lines allow Costco buyers/merchandisers to hunt for items that will keep customers coming back to see what is new or fresh in the stores. These items help Costco create the “treasure hunt” environment that will keep customers coming back to the store more frequently. The motivation...
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...Case Study 1 Case Study I Solution Template - The following cost items are needed before a schedule of cost of goods manufactured can be prepared: Materials used in production (Remember raw materials used are NOT always the same as raw materials purchased so you must calculate it!): Prime Costs $545,000 Less Direct Labor Cost 220,000 Direct Materials Cost $325,000 Manufacturing Overhead Cost: The problem states direct labor cost and % mfg ovhd is of conversion cost , so you can figure out the % direct labor is of conversion cost and use the formula to calculate conversion cost Direct Labor Cost/ Percentage of Conversion Cost = Conversion Cost 220,000 35% $628,571 rounded to nearest dollar ( this is total conversion cost) 100%-65% = 35% Given: Material Purchases $325,000 Conversion Cost from your calculation above $628,571 Direct Labor $220,000 Less Direct Labor Cost 220,000 Sales $1,350,000 Manufacturing Overhead $408,571 Gross Margin 30% Costs of Good Avilable for Sale $1,020,000 Cost of Goods Manufactured: Prime Costs $545,000 Manufacturer Overhead 65% Cost of Goods Available for Sale $1,020,000 Raw Materials $41,000 Less: finished goods inventory, beginning 35,000 Work in Progress $56,000 Cost of Goods Manufactured $985,000 Finished Goods $35,000 The easiest way to proceed from this point is to place all of the amounts that are known in a partially completed schedule of cost of goods manufactured and a partially completed...
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...Case Study One Common Cause Rebecca is having a vaginal discharge for 3 days without other symptoms and significant clinical findings. According to previous study, approximately 75% women have vulvovaginal candidiasis at least once in their live, while 40-50% of them develop 2 or more than two episodes (1). Another common cause of abnormal vaginal discharge, bacterial vaginosis (BV), also have a considerably high prevalence (1). Since Rebecca was having unprotected vaginal sex with her male partner for 9-months, an un-safe sex preference must be considered in this situation. Which means, Rebecca is likely to have unprotected sex with her casual male partners (e.g. no condoms), and STIs must be considered. Trichomonas vaginalis is a common bacterial cause of abnormal vaginal discharge (1), also the commonest non-viral STI across the world (2), it should be considered in this case. Thus, three most likely conditions of Rebecca may be, * Bacterial vaginosis (BV) * Vulvovaginal candidiasis * Trichomoniasis Testing According to the Australian STI Management Guidelines and the STI Treatment Guideline (2010) provided by US CDC, the tests of each listed possible causes can be performed as, 1. BV a) Point of care tests Generally, BV can be diagnosed using gram stain microscopy and Amstel’s criteria (3,4,5). Direct observation of vaginal discharge (using speculum), vaginal pH test (using pH paper) and whiff test (using 10% KOH) need to be performed (3,4...
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...Case Study: Australia and New Zealand doing business with Indonesia 1. In this chapter we were able to study cultural dimensions and we are able to see how different cultures through out different parts of the world distinguish from each other and make them unique. In this case we are able to see a few of the differences between the cultures in New Zealand and Australia compared to the cultures found through out Asia. Obviously a majority of the countries in the world along with different parts and regions are not going to be culturally the same, this is what makes the world very unique. And as we see in this case there are many cultural differences that distinguish they way New Zealand and Australia conduct business compared to different Asian cultures. As the case mentions in Indonesia, as in the rest of Asia, there is more need to develop a long-term relationship to produce a profit than there is in Australia or New Zealand. Unlike Asian countries, in New Zealand and Australia the companies there would be more concerned about making profits now and as fast as possible rather than building long term relationships. In Indonesia managers care more about the people as in like a father figure than how they perform. It’s important to establish good relationships with the employees in order to keep them happy and motivated. Indonesian managers care a lot about mutual respect and believe that it may be the most effective way to achieve productivity and effectiveness. Indonesian...
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...1 Introduction to Clinical Applications Objectives In this chapter we will study • various approaches to the study of disease; • the role of the Centers for Disease Control and Prevention; • common causes of disease; • the distinction between signs and symptoms of disease; • terms used to describe the time course of a disease; and • common abbreviations for medical specialists and specialties. Homeostasis and Disease The body’s tendency to maintain internal stability is called homeostasis. Examples include the body’s relatively stable temperature, blood glucose concentration, hormone levels, acid-base balance, and electrolyte balance. When physiological variables deviate too much from their set point, the body activates negative feedback loops that tend to restore stability and maintain health. In some cases, such as the stoppage of bleeding, positive feedback loops are activated to bring about rapid change. If the attempt to regain homeostasis fails, disease results. There is a strong emphasis in medicine today on promoting wellness through prevention. However, this manual focuses on what happens when prevention fails, homeostasis is disrupted, and disease occurs. The Study of Disease Disease (illness) is any deviation from normal that interferes with correct, life-sustaining bodily function. Literally, the word means dis-ease, the opposite of ease (comfort and normal function). Disease may have underlying structural foundations, such as a broken bone, and its...
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...Case Study 1 – And the Fraud Continues Heidi Janis Casazza Strayer University ACC/571 Dr. Timothy Franklin Deleanor Brown January 27, 2013 Case Study 1 – And the Fraud Continues Since the turn of the century, many financial scandals have been discovered, such as MCI Communications Corporation (MCI). Financial scandals can be minimized by the use of effective internal controls. According to Chao and Foote, effective internal controls reasonably prevent material misstatements in financial reporting and fraud while weak internal controls have the opposite effect (2012). Extensive research about the MCI’s financial scandal has provided proof that Chao and Foote’s analogy of internal controls is correct. Ultimately, the problems MCI had were caused by a weakness in internal controls, which causes MCI to be a prime example of how weak internal controls can be disastrous and lead to the bankruptcy of a company. The Situation That Led to MCI’s Downfall MCI Communications Corporation (MCI) was a communication company that primarily dealt with resellers, which means MCI would sell or lease time to other communication carriers who in turn resold the time to other businesses and consumers. According to Lyon and Tocco (2007), MCI’s revenue grew from about $240 million to about $650 million a month in account receivables. In addition, the growth in revenue caused the bad debt percentage to increase significantly in 1995 along with a significant increase in accounts receivable...
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...Human Resource Management: MGT 201-W01 Case Study #1 Due Date: This assignment is to be submitted via the Assignment Drop-Box by Sunday, March 6 by 11:00 pm. Five points per calendar day will be deducted for late assignments. If the assignment is more than 5 days late, the assignment will not be graded. Grades will be available within 14 business days after the posted due date and time for those projects that were submitted on time. Parameters: This assignment is to be completed in word format, using either Times New Roman or Arial 10 or 12 point font. A cover page containing the student’s name, course name and section, and date of submission is to be included. The case study must be at least three pages (excluding the cover page), but no more than five. All paragraphs and/or presented “content” should be double-spaced. One to two graphics are permitted if necessary to illustrate your point. Writing Center: I encourage students to utilize the Writing Center is assistance is needed. I am also available on Monday evenings from 6:00 pm to 7:00 pm to meet with students. Do not wait until the last minute to ask for assistance. If you need my help, please contact me at least 7 business days prior to the posted due date and time. Case Study #1 You have recently been hired as the Human Resources (HR) Manager for a medium sized company that employs 25 full time staff. Your predecessor was forced to resign; however, you are unsure of the circumstances. Your only...
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...1.2 Case Study: Whither an MBA at Strutledge By: Ashley Tinkham 1.2 Case Study: Whither an MBA at Strutledge Tinkham, 1 President of Strutledge, After reviewing the Board of Regents’ plan and reasons behind the desire to implement an MBA program at Strutledge I have determined there to be a lack of information to make a decision at this time. The information to make a supportive decision on whether to implement an MBA program is not sufficient enough and increases the risks of failure of the program. Failure or an unsuccessful implementation of an MBA program at Strutledge can be catastrophic to the reputation of the school. Thus making the situation of rising costs and decreasing enrollment worse. The Board of Regents could be on the right track of implementing a MBA program to attract more students but this can only be determined through data. The question that truly needs to be answered is if the area needs or desires a MBA program and only if the answer is yes to that question should the idea of implementing an MBA program be explored as an option. My suggestion is that the Board of Regents organize their thoughts around why they think an MBA program would be beneficial to Strutledge. From what I can gather an MBA program would help to attract students who have already graduated from their undergraduate studies and are looking for more, but how else would it benefit Strutledge? When considering implementing...
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...Case Study 2—Internal Control Due by Sunday of Week 5, 11:59 p.m., Mountain time LJB Company, a local distributor, has asked your accounting firm to evaluate their system of internal controls because they are planning to go public in the future. The president wants to be aware of any new regulations required of his company if they go public, so he met with a colleague of yours at a local restaurant. The president of the company explained the current system of internal controls to your colleague. Your colleague has since been promoted to a tax position so she has passed on the information below so you can generate recommendations for the partner at your accounting firm to share with the president of LJB Company. Since LJB Company is a relatively lean organization, they have a lot of faith in their long-term employees. They have one accountant who serves as treasurer and controller, which streamlines many of their processes. In this dual role, he purchases all of the supplies and pays for these purchases. He also receives the checks and completes the monthly bank reconciliation. The accountant also interviews and approves of all the new hires. The accountant is so busy that the company handles petty cash a bit differently. All employees have access to the petty cash in a desk drawer and are asked to only place a note if they use any of the cash. The accountant has recently started using pre-numbered invoices and wants to buy an indelible ink machine to print their checks...
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...DSG Internetwork Solutions NET 226A, Belski April 14, 2014 Case Study 1 Case Study #1: Corleone Marketing Firm Mr. Hagen, the IT director at Corleone Marketing Firm, manages the upgrade and migration of the network to newer technologies. He has two network administrators working for him that manage the servers, desktops, and network hardware for the company. The company is understaffed, and the administrators are overworked. They currently use no network management software to monitor the network. The firm has two locations, one in New York and one in Chicago, specializing in corporate advertising. A MPLS WAN link exists between the sites. Each office has approximately 250 workstations. The company expects only 4 percent network traffic growth in the next two years. Computers at each office are connected to 10/100 hubs. A router in New York provides connectivity to the Chicago office and to the Internet via a local ISP. The current routing protocol is RIP. The MPLS link is a T1 line and utilization usually hovers around 80 percent. The Ethernet segments currently run at an average 50 percent utilization; occasionally, network utilization will burst to 65 percent utilization. Users complain of slow response time through the day. The firm uses MS Office suite including MS SharePoint for word processing and exchanging documents. E-mail and HTTP are highly used as well. The firm also uses database servers for marketing information. IP is the only protocol routed...
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