...General Banking Function of a Public Bank A study on Agrani Bank Limited (ABL) An Internship report submitted in partial fulfillment of the requirement for the degree of BACHELOR OF BUSINESS ADMINISTRATION Prepared Under the Supervision of SaminaHaque Lecturer BRACBusinessSchool BRACUniversity Prepared By Md. Samiul Islam ID-05104119 Semester-Fall’2011 BRACBusinessSchool BRACUniversity SUBMISSION DATE-19 JANUARY, 2012 Letter of transmittal January 19, 20111 To SaminaHaque Lecturer BRACBusinessSchool BRACUniversity Subject: Submission of Internship Report Dear Ms. SaminaHaque: I am very much grateful to you for presenting herewith the Internship Report, as partial fulfillment of the Bachelor of Business Administration [BBA] program requirement. It is really an enormous prospect for me to congregate vast information and grasp the subject matter in an appropriate way. The report gave me the opportunity to know the practical implication of “General banking function of a public bank” An attempt has been made in this report to identify the financial management techniques followed by the Agrani Bank Limited and problems facing when implemented. I have tried my best to fulfill the requirements of this report. I am not anticipating that my analysis will assist you to provide a clear idea about ongoing activities of Agrani Bank Ltd. but you will find this report praiseworthy as I have put my best effort and labor on it. I am extremely obliged to you for your valuable...
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...Fujiyama Electronics, Inc. has been having problems with circuit boards that it has purchased from an outside supplier. The amount of variability found on the distance between two drilled holes has been found unacceptable. So, in an effort to start the process of correcting the problem thirty samples were taken from 4 different control boards that will provide the information for the analysis below. Below is the list of data used for this analysis. Fujiyama Electronics Sample Data | | Observations | Sample | 1 | 2 | 3 | 4 | 1 | 4.92 | 4.26 | 4.94 | 4.29 | 2 | 4.65 | 5.54 | 5 | 5.42 | 3 | 5.77 | 5.26 | 4.76 | 4.79 | 4 | 6.25 | 4.88 | 5.66 | 4.44 | 5 | 5.27 | 5.41 | 6.02 | 4.91 | 6 | 5.22 | 5.38 | 5.08 | 4.65 | 7 | 5.47 | 4.68 | 4.56 | 4.7 | 8 | 5.71 | 4.54 | 4.17 | 4.87 | 9 | 5.24 | 5.58 | 4.72 | 5.41 | 10 | 4.42 | 5.18 | 4.79 | 4.73 | 11 | 5.14 | 4.26 | 4.71 | 5.48 | 12 | 4.92 | 5.78 | 5.5 | 5.05 | 13 | 5.79 | 3.83 | 4.3 | 4.78 | 14 | 4.92 | 4.8 | 4.75 | 5.59 | 15 | 5.68 | 5.74 | 4.65 | 5.2 | 16 | 5.43 | 4.81 | 5.27 | 4.96 | 17 | 4.79 | 6.04 | 4.47 | 5.18 | 18 | 4.43 | 5.08 | 3.69 | 6.43 | 19 | 6.35 | 5.95 | 6.29 | 5.89 | 20 | 5.03 | 4.66 | 5.25 | 4.46 | 21 | 6.32 | 6.09 | 5.57 | 5.91 | 22 | 4.3 | 5.47 | 4.27 | 4.34 | 23 | 6.07 | 4.97 | 5.51 | 5.02 | 24 | 5.11 | 4.9 | 5.91 | 4.66 | 25 | 4.5 | 5.24 | 4.86 | 4.35 | 26 | 4.91 | 4.79 | 5.74 | 5.03 | 27 | 4.65 | 4.71 | 4.81 | 5.32 | 28 | 4.7 | 5.5 | 6.04 | 4.3 | ...
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...wants is the basis of all economic activity in a society. All desires, tastes and motives of human beings are called wants in economics. 1. 2. 3. 4. Wants may arise due to elementary and psychological causes. The wants for food, clothing and housing are elementary and psychological. Wants may arise due to social causes. As members of society, we may require a particular type of dress and food. Wants arise due to customs and habits like drinking tea and chewing. Wants may arise due to advertisements. In the early stages of civilisation, wants of men were few and simple. With advancement of civilisation, wants have become unlimited and also complex. Man tries to satisfy most of his wants through economic activity. Since the resources are limited, he has to choose between urgent wants and not so urgent wants. A systematic survey of this process is called consumption. Consumption means using up of goods and services in the satisfaction of human wants. The economics of consumption is related to a study of nature of wants and the behaviour of demand. Characteristics of wants 1. 2. Wants are unlimited: Man is a bundle of desires. There is no limit to human wants. If one set of wants are fulfilled, immediately another set of wants would be felt. Even the richest man will have a list of wants to be fulfilled. Every want is satiable: wants in general are unlimited. But a single or a particular want is satiable. We can completely satisfy...
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...A Supernatural Perspective TODAY’S SCRIPTURE “...I am making a way in the desert and streams in the wasteland” (Isaiah 43:19, NIV) TODAY’S WORD from Joel and Victoria So often, people limit themselves in their thinking. They don’t think they’ll ever accomplish their dreams. They start thinking they don’t have the talent, the connections or the funds. They don’t think a marriage could ever be restored or they’ll ever get out of debt. But that kind of thinking comes from looking at things in the natural. That’s a limited perspective. We have to realize that God is a supernatural God. And just because we don’t see a way doesn’t mean that God doesn’t have a way. God can bring one opportunity across your path that will thrust you to a new level. He has explosive blessings that can blast you out of debt and into abundance! He can do what medical science can’t do! Today, I encourage you to take the limits off your thinking. Lift up your eyes to Jesus, the Author and Finisher of your faith. Trust that He is working behind the scenes on your behalf, and He will make a way out of no way. Remember, what you are facing may seem impossible with man, but when God puts His “super” on your “natural,” anything is possible! A PRAYER FOR TODAY Father God, thank You for Your hand of blessing on my life. Help me to take the limits off my thoughts and see with a supernatural perspective. Today, I choose to lift up my eyes to You, Jesus, the Author and Finisher of my faith. In Jesus’...
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...Jenga, Sorry, Clue, The Game of LIFE, Scrabble or Monopoly games was 12.99 - 18.99 50 OFF % ALL Hot Wheels kid picks reg. 0.99- 32.99 ea. Discounted item must be of equal or lesser value to the lowest priced item purchased. BUY 1 GET 1 Sale 9.09 - 13.29 ea. 236985, 231967, 236772, 236888, 231215, 033480 FREE $10Gift Card when you buy ANY TWO Similac 8 oz. 24 pks. ready-to-feed formula In store only. Quantities limited; no rain checks. Gift card valid on your next purchase. Offer expires 9/6/10. See back of card for Terms & Conditions. Valid 9/3 - 9/6/10 $ 10 Save 30% ALL CAT 15" trucks To redeem online, enter promotional code #940520 at checkout. Online offer may vary. One coupon per guest. Not valid with any other “R”Us offer for same item or on prior purchases. Coupon must be surrendered at time of purchase and value is forfeited if item is returned. We reserve the right to limit quantities. Void where 5 prohibited. Valid USA only. Cash value 1/100 of 1¢. CPN ITEM #940520 00009 40520 7 3-DAY SALE: Quantities limited; no rain checks. Selection varies by store. Please check your local Babies“R”Us/Toys“R”Us or online for availability. Offers valid in USA only. 1 Save $20 ALL Radio Flyer My 1st Scooters Sale 29.99 ea. was 49.99 Helmets and pads sold separately. 50 OFF % ALL Nickelodeon DVDs reg. 6.99 - 29.99 ea. In store only. Discounted item must be of equal or lesser value to the lowest priced item purchased. BUY 1 GET...
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...current model being used by Pandora is the freemium business model. The new model offered users longer time limit in using their features, which could be used again in the next month and so on. They gave the users 3 options after the free time was used up. It was either (a) to pay $0.99 for the month, (b) sign up for a premium service offering unlimited access, and (c) do nothing and wait for the next month to come, which was said previously. The new model turned out to be successful and was able to double the profits for Pandora. The free revenue model offers a free trial of a product/service for a limited time. After the users have used up the free trial period, the company now will charge the user in order for him/her to continue the use of the company’s products/services. The freemium revenue model, in the other hand, offers the user unlimited free access but only to limited features of the company’s products/services....
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...when my little four year old nephew starts making noise at home, my sister give him the iPad to play with games so he can quiet up. He likes to play video games and watch videos from YouTube. If my sister doesn’t give him the iPad he would make a lot of noise which is not good for neighborhoods around us. I think my sister should find a different way to stop him from making noise not just by handing him the iPad. However, parents should have big role to prevent their children from using screens for entertainment. Children should be more focused on education. The author makes a great point that young kids shouldn’t be given smartphones to keep them quiet. Another problem in today’s society for kids is multitasking. Multitasking should be limited while studying because it can bring distraction. Although, lately I have noticed that when I start to study while I have my phone next to me, it takes more time for me to finish that task than when I have my phone...
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...seen here. On the other hand, additional songs are up to 2000+. This will be released by Star Records. (Introductory price is Php1500.00) 2. DURATION: September – February ( 6months) 3. PROCEDURE: Instruction Every ‘iDOL-ers’ can get a chance to own the Limited Edition iDOL T-shirt only if they purchase a Php200.00 worth at any Jollibee branches nationwide. The iDOL T-shirt will be given right away. Every ‘iDOL-ers’ can get a chance to have the Limited Edition iDOL Magical Sing only if they held their kiddie party at any Jollibee branches nationwide. Direction To get the Limited Edition iDOL T-shirt, each person has to buy for at least Php200.00 worth at any Jollibee branches nationwide. To get the FREE Limited Edition iDOL Magical Sing, A person should reserve a kiddie party at any Jollibee branches nationwide. During the party, Jollibee will be there for at least 30 minutes and will give his gift to the celebrator. 4. LIMITATIONS: Only one iDOL T-shirt will be given on a single purchase even if the amount exceeds to Php200.00. The T-shirt will be limited to a total of 600,000 prints nationwide and is only available at any Jollibee branches. Only one iDOL Magical Sing will be given to each birthday celebrator as Jollibee’s birthday gift. The iDOL Magical Sing will be...
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...business is structure as a Sole Proprietor. Several alternate business structures may provide additional benefits for Far Horizon. One of Far Horizon's goals is to raise additional capital. The potential investors have required a forty-nine percent ownership of the business. In order for the current owner of Far Horizon to retain operating control of the business and to raise capital, four types of business organization merit investigation. Two types of corporations "C" and "S" would provide structure for gaining capital but have substantial documentation requirements. Two types of Partnerships, General and Limited provide the ability to maintain control of the operations of the business but can subject the owner to significant liability. Each of the four options is described in more detail below. C-Corporation In a C-Corporation, the shareholders have the protection of limited liability. The Shareholders liability cannot be greater than the amount they have invested in the business. Dividends from a C-Corporations are taxed twice, once at the corporate level and again on the individual income taxes of the shareholders receiving the dividends. C Corporations have to ability to change ownership of stocks and add new shareholders relatively easily. C-Corporations can have unlimited numbers of shareholders and different classes of stock. A corporation is a separate legal entity from its shareholders. A corporation has perpetual life, meaning that the corporation will continue...
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...Bunge Limited Review Table of contents 1. Introduction 2 1.1. Overview 2 1.2. The company core values and approach: 2 1.2.1. Core values 3 1.2.2. Company approach 3 2. Bunge operations 3 2.1. Bunge products 3 2.2. Decentralization impact on Bunge operations 4 3. Performance objectives effects on operations strategy 4 3.1. Operations quality 4 3.2. Delivering orders and dependability 5 3.3. Flexibility and products availability 5 3.4. Maintaining low-cost in production 5 4. Bunge qualifying and motivating factors 5 5. Strength, weakness, opportunities and threats 6 5.1. Strength 6 5.2. Weakness 6 5.3. Opportunities 6 5.4. Threats 7 6. Conclusion 7 References 7 1. Introduction 2.1. Overview Bunge limited is an agribusiness company founded in 1818 by Johann Peter Bunge, a German merchant. The start was in Holland to merchandise grains and imports from the Dutch colonies. Then, in 1859 it became one of the biggest commodity traders in the world. In 1884, the company was expanded after moving its base to Argentina to handle different types of businesses. Few years later and due to some political issues, the company moved to Brazil where it became one of the largest employers. Early 1990s, the company faced the unexpected where many international competitors started to accommodate their business in Brazil and Argentina, causing the Bunge Company management to refocus and to begin restructuring their...
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...[pic] Business Law BMAI003 Assessment 2 - Forming a Business Individual Consultant’s Report (2500 Words) Final Feed forward Document Submission Rules. Your Consultant’s Report may start with a “Front Page” with your business details (nothing too fancy) HOWEVER it must contain the following information: Your Name, Student ID Number, Course Title, Course Code, Assessment Number (“2”) and Type (Consultant’s Report.) and the word count. NB if you are stressed for words, put your “Instructions” at the back of the document as an Appendix. If you use an introduction and summary if it is in bold italics Iwill not count it towards the word count. Your document must be in Times New Roman or Calibri 11. Your footnotes must be in TNR or Calibri 9 No other Fonts are acceptable This is a Consultant’s Report and your structure and language should fit the relevant “cultural intelligence” – avoid pomposity, hectoring, overly academic language. Keep it simple, follow a logical order. You should use Numbered Paragraphs and use Paragraph Titles. The style should be professional and courteous but in view of the many issues that need to be addressed, brief and to the point. You have been asked to act as a company promoter and to this end there are forms (Company Constitution and Memorandum of Associate) to find and fill out. NB If you are unable to find an IN10 Form do your best to make one up bearing in mind the need to set out Co. Name, Rules in relation...
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...LEGAL, SOCIAL, AND ECONOMICAL ENVIRONMENT OF BUSINESS In the scenario I am an inventor of a product that has combined other products that are dangerous to use but very helpful. With this invention I see that in the future there will be many different ways to use my product in a safe manor just like the TV remote control. I have little skill in the business aspect of things and very little money to start off with. I am trying to figure out what type of business structure (Sole Proprietorship, Partnership, or Corporation) would best suit my needs and help my family out in the long run. To begin, sole proprietorship is a type of business that is the easiest to set-up, it’s all your own money, time and decision making. The business goes on your own tax return, to make it very simple. All the profits you would receive go straight to you and it would take the least amount of money to operate. However, all the liability lies on your shoulders. If the company gets sued due to bad quality products everything you own such as your house, car, or any other valuable assets could be taken away to pay the cost of the damages. An example of this business practice would be a small store or a restaurant. Partnership is a little different in the fact that there are 2 different types. One being general partnership where 2 or more partners contribute everything to the business, money, skills, time, and their effort. With this type each partner is personally liable for all debts of the...
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...PART A Sole proprietorship: A sole proprietorship has one owner and is unincorporated. Some advantages that the owner of a sole proprietorship might enjoy include total control of running the business, receiving all proceeds of the business, and multiple tax benefits. Disadvantages that the owner of a sole proprietorship might encounter include sole responsibility and liability for the business and limited access to funds and resources. • Income taxes – The business does have a separate income tax. All profits and losses from the business are reported with the sole proprietor’s taxes by filing the “Form 1040, and along with it Schedule C.” http://www.theamericancollege.edu/pdf/fa251-class1.pdf (n.d.) Retrieved October 4, 2011 from www.my.wgu.edu • Control – The business owner enjoys complete control of the business. There are no partners or board members to interfere with the owner’s plans to run the business. In regards to the daily operations of the business, the owner can decide to run it himself or hire someone else to run it. The owner may make changes to the business, including moving the business, expanding or selling at any time, without consulting anyone else. • Profit retention – All profits of the business belong to the proprietor. The owner does not have to pay any partners or pay any dividends to shareholders. • Liability – Owners of sole proprietorship have unlimited and total liability for the business. The owner’s personal assets and liabilities are not separate...
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...Market capitalisation, which stood at Rs 5,570 crores in 1996, has multiplied over 50 times to around Rs 2,90,000 crores. It gives me much pleasure to welcome you to the 102nd Annual General Meeting of your Company. I am sure you share my sense of satisfaction at yet another year of robust growth of your Company. This performance is even more heartening given the challenging circumstances in the global economy and the slowdown in India. It also bears testimony to the robustness of your Company's strategy of pursuing multiple drivers of growth. This portfolio of traditional and greenfield businesses has built a strong foundation to power the ITC of tomorrow and create enduring value for the Indian society. As in earlier years, I would like to first present to you the highlights of your Company’s Triple Bottom Line performance for the year gone by. ITC: Triple Bottom Line Performance Gross Revenue for the year grew by 19.9% to over Rs 41,800 crores. Net Revenue at over Rs 29,600 crores was primarily driven by a 26.4% growth in both the non-cigarette FMCG as well as the Agri business segments. Profit before tax increased by 20.1%, crossing the Rs 10,000 crore milestone, while Net Profit grew by 20.4% to over Rs 7,400 crores. The non-cigarette segment net revenue has grown 14-fold from about Rs 1,360 crores in 1996 to nearly Rs 19,500 crores in FY13. As a result, 58% of net segment revenue of your Company is now from businesses other than cigarettes. Apart from being the country's...
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...Victoria’s Secret Unit 1 Assignment 1 “Victoria's Secret, currently a household name is a retail brand of lingerie and beauty products which is owned and run by the Limited Brands Company. On average Victoria's Secret accumulates more than $4 Billion in sales a year. With over 1000 retail stores around the United States it contributes 42% of corporate profits of Limited Brand (Victoria Secret)”. Victoria’s Secret is a unique brand. With sensual supermodels, world renowned photographers, and daring advertising, it combines mass-market access with prestige products. Based on the large market size of its home country, Victoria’s Secret has been so far tied up almost solely in the domestic business. “The United States is the birth place of Victoria Secret where the brand as well as the company has thrived to hold a sort of like monopoly status in the industry. They state that advertising and promotion is one of the main reasons as to why they are where they are. In an industry where the physical exterior is about everything, the business that sells an image and lifestyle advertising is critical. Victoria's Secret spends $66 million each year on advertising, essentially defining beauty and packaging it for consumers (McAfee, 2004)”. Victoria’s Secret’s customer satisfaction in receiving merchandise from its catalogs and Web site is critical to customer loyalty. “Being one of the United States leading sellers of lingerie, it is important for the Victoria’s Secret brand name...
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