...My topic is Is the Affordable care Act as well as tax credits actually affordable for the average consumer or is it causing further financial issues? First let me explain what the affordable care act is all about. Our healthcare system was in need of some work, but the Patient Protection and Affordable Care Act made changes that no one likes. The way it is set up it gives the federal government control over the benefits and financing and all of the decisions will be made in Washington. The ACA requires all people to carry health insurance or pay a federal tax penalty. The penalty will change over three years; In 2014 it is $95 per adult or 1% of taxable income whichever is greater, In 2015 it is $325 per adult or 2% of taxable income whichever...
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...The most important aspects of the Affordable Care Act in relation to the community and public health is the accessibility to proper heath care for those who are unable to obtain healthcare by other means. For example, under the Affordable Care Act free preventative care will be provided, such as mammograms and colonoscopies (U.S. Department of Health & Human Services, 2015). This is one example of the way the Affordable Care Act works to benefit the community and the members of that community. Another example is providing free preventative care for seniors. The elderly do not always have the means to obtain the proper health care and therefore small, preventative problems can be the cause of death as they are not addressed in a timely manner....
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...Healthcare always had problems. The cost of various treatment or an annual visit is getting to become expensive. The Affordable Care Act is a way to ensure everyone in receiving the health services they need no matter what. Mohandas Gandhi ( ) states that, “Be the change you wish to see in the world.” This is helping me and Get Covered America to fight for our dream of everyone getting insured. Once more people are insured, then everyone is able to live a healthier and happier life. I liked how Mrs. Gamarra was so ready to add me to her team, so we can achieve the mission of getting everyone coverage that was sufficient to their needs. She was very passionate about helping everyone receive healthcare coverage. I liked how she...
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...Affordable health care act is beneficial for clients in various ways.The affordable health care act allows for individuals that cannot afford to pay for services to obtain services. Also, the affordable care act is of use for individuals with pre-existing conditions. In this case, no individual can be denied access to health conditions such as HIV or cancer. According to Owens (2012), the affordable health care act is stepped to lower the number of preventable death but also a step toward improving the health care system through decreasing the burden of the disproportionate chronic disease. In this case, the affordable health care act will help clients who need treatment such as mental health illness. Individuals struggling with a mental illness may have been dealing with it for many years thus may be a chronic condition. However,...
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...Finance In 2010, the Affordable Care Act (ACA) was legalized. Its main goal was to decrease the number of uninsured citizens in the United States and make healthcare more affordable. The ACA also created a “shared responsibility between the government, employers, and individuals to ensure access to affordable and good-quality health insurance” (The American health care system.2015). Since the ACA created shared responsibility the United States healthcare system is financed through numerous private and public sources. Public sources are considered government based such as Medicare, Medicaid, and Children’s Health Insurance Program (CHIP). Medicare is financed health insurance for the elderly community, disabled persons, and people who are...
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...Henry DeVry University The Patient Protection and Affordable Care Act Analysis Paper Professor: Dr. Devin December, 15th, 2013 TABLE OF CONTENTS Title: “The Patient Protection and Affordable Care Act Analysis Paper” I. Introduction A. History/Background II. Quality, Affordable Health Care For All Americas B. Immediate Improvements in Health Care Coverage for All Americans a. Amendments to the Public Health Service b. improving coverage i. Prohibition on rescissions ii. Extension of dependent coverage III. Immediate Actions to Preserve and Expand Coverage a. Immediate access to insurance for uninsured individuals with a preexisting condition. b. Reinsurance for early retirees IV. general reform c. Fair health insurance premiums d. Guaranteed availability of coverage V. Consumer Choices and Insurance Competition Through Health Benefit Exchanges e. Affordable choices of health benefit plans f. Consumer choice VI. The Legislation The Patient Protection and Affordable Care Act Analysis Paper Back on March 30, 2010 president Barrack Obama signed The Patient Protection and Affordable Care Act (PPACA) since it had been approved by the house on March 21, 2010. It was a great step in the direction of safeguarding healthcare for all the individuals and family of the USA regardless of whether they are insured or not. There are several types of classes of people that live...
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...avert a government shutdown[->0] after midnight action in the House to delay President Obama[->1]'s healthcare law[->2], with both parties trading accusations Sunday about who would be to blame for an impasse. Neither the House nor Senate[->3] planned to meet Sunday, with fewer than 36 hours left to approve a new stopgap spending measure. Instead, members of Congress[->4] fanned out to the TV networks' Sunday news shows to react to mostly party-line votes the House took overnight to again send the spending bill back to the Senate with provisions to undermine the Affordable Care Act. Republicans[->5] have insisted that such provisions be part of any deal to keep federal agencies open once the new budget year begins Tuesday. Sen. Ted Cruz[->6] (R-Texas), who has assumed a lead role among conservatives in pursuing the “defund or delay” strategy, repeatedly argued Sunday that Senate Majority Leader Harry Reid[->7] (D-Nev.) now stands in the way of a resolution. Cruz accused Reid of using "brute political force" to resist any changes in the healthcare law, which Cruz described as the "biggest job-killer in this country." "So far Majority Leader Harry Reid has essentially told the House of Representatives[->8] and the American people, 'Go jump in a lake,' " Cruz said on NBC's "Meet The Press." "If we have a shutdown, it will only be because when the Senate comes back, Harry Reid says, 'I refuse even to talk.' " Reid on Saturday called the Republicans' latest offer — a one-year...
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...Delivery of Human Service 6/29/2015 University of Phoenix Factors Influencing Social Policy Paper For the social policy assignment we chose to research an ad for the Affordable Care Act, also known as, Obamacare. This is a very touchy subject for the nation. We wanted to find an ad that used a fun way to present the Act in a lighter way. We thought that this ad accomplished that. Plus roller derby is always cool because it shows the strength that women can possess. When critiquing the ad we described the ad, assessed if the ad accurately portrayed the social policy, and the pros and cons of the ad. The ad that we have chosen for this assignment features the Roller Derby team members Sylivia’s Wrath, Craazy LuLu and Harper Bizarre Hell on Wheels of team Pain Killers. They ladies are looking very tough. Instead of the slogan got milk? It says got insurance? The words that are displayed next to the girls say that derby is dangerous and if you are going to play them you better have insurance so that you can be treated after they are finished. The ad also says that they have insurance and you too can have insurance thanks to Obamacare. The roller derby advertisement does not accurately portray the Affordable Health Care Act obamacare. The advertisement does not tell you that you have to have health care by March 2014. The advertisement does not tell you can purchase new coverage plans at any time. The advertisement does not tell you that if you have special circumstances...
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...chance to prove to the American people that this is a better and affordable health care law and should be allowed to be passed. This paper explains the benefits and advantages of Obamacare and also compares Obamacare to the health care system we previously had. OBAMACARE In recent years, there have been several political controversies and court proceedings on the Affordable Care Act: Obamacare. On March 23rd 2010 President Obama signed the affordable care act into law putting in place comprehensive reforms that improves access to affordable health coverage for everyone. We are now left with the question, is Obamacare a law that will benefit the people of this country, and how can we benefit from this law. I think Obamacare has given rise to many benefits which includes Protecting Consumer Rights, Better Access to Care with Affordable Coverage, the Strengthening and Expansion of Medicare and Medicaid. Obamacare protects the rights of people by preventing the discrimination of people with preexisting conditions. In the past, insurance companies have turned down people with preexisting conditions: They deny coverage to children who had asthma and were born with heart defects, or deny coverage to some seniors with chronic diseases like cancer and heart problems. Besides, they also put a life time cap on the amount of care they would pay for or cancel your coverage when you are sick. But the affordable care act creates a new patient bill of rights that protect people from this...
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...Health Care Bill and Impact on the Community Health care in the United States is a serious issue that involves all individuals and families alike. Many individuals and families in the United States are unable to receive accessible, affordable and quality health care treatment even though they work each day. Low income levels and a volatile, unstable economy is the cause of many middle class or impoverished individuals and families not being able to receive health care benefits. For many years, politicians have discussed the reformation of the health care system in the United States and H.R. 3950 will surely help the health care system and individuals and families with health care treatment. According to Holland (2010), the Patient Protection and Affordable Care Act was created for individuals and families to ensure that all Americans have access to quality, affordable health care and will help create the transformation within the health care system that is necessary to contain cost. The Patient Protection and Affordable Care Act is suppose to provide coverage for more Americans and reduce the deficiency over the next ten years and beyond. According to Holland (2010), The Patient Protection and Affordable Care Act contains nine titles addressing essential components of reform in: • Quality, affordable health care for all Americans; • The role of public programs; • Improving the quality and efficiency of health care; • Prevention of chronic disease and improving public...
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...Foundation, a nonpartisan health-care-policy research organization, says only 27 percent of the public has been following the 2010 health reform debate closely. Despite this, more than half (56 percent) of Americans think health reform is more important than ever. Very smart people are zoning out of the health care reform debate because they think it’s just too complicated. The complexities of US health reform are a problem, because American citizens and politicians cannot make good decisions about an issue they do not clearly understand or have been misinformed. Defining the goals of reform is relatively easy. Implementing them is tough and that’s where people are made to feel stupid - partly by special interest groups who intentionally or unintentionally confuse the debate. According to John Lapook in an article posted on CBS News.com, at least one senator admits he has no intention of reading it. "I don't expect to actually read the legislative language because . . . the legislative language is among the more confusing things I've ever read in my life," Sen. Thomas Carper (D-Del.) quotes to online news service in the article. Carper told CBSnews.com that the bill was "incomprehensible" and "hard stuff to understand. Carper stated he doubts his fellow members of the Senate Finance Committee will read their handiwork either. The article states that the committee is drafting a summary of the awkwardly worded bill, which is aimed at providing affordable health insurance to all...
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...-We Will be speaking about Obamacare * National health care plan aimed at reforming the American health care system. * ‘Patient Protection and Affordable Care Act’ (official name) * Signed in 2010 * Provide more Americans with affordable health care * Increase the rate of health insurance coverage * It also aims to regulate the health insurance industry and reducing spending in health care. * Insurance companies required to offer the same premium to all applicants of the same age and geographical location without regard to gender or most pre-existing conditions (excluding tobacco use). * Less competition * Lower pay for providers. * Increased coverage may actually raise health care costs. * Those who don't purchase insurance, and don't qualify for Medicaid or subsidies, will be assessed a tax of $95 * About 4 million people will wind up paying the tax rather than purchase health insurance. * Taxes will be raised on one million individuals * Pharmaceutical companies will pay an extra $84.8 billion in fees over the next ten years to pay for the ‘hole’ * About 4 million people will wind up paying the tax rather than purchase health insurance. * Taxes will be raised on one million individuals * Pharmaceutical companies will pay an extra $84.8 billion in fees over the next ten years to pay for the ‘hole’ * Over 50 million Americans previously could not afford health insurance * When sickness finally...
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...are; finding the right staff and keeping up with the changing regulatory environment. According to Conner (2013) one of the biggest challenges faced by organizations today is, “finding the right staff, retaining them, and ensuring they buy into the vision of the organization” (Finding the right staff). The key is to figure out how to deal with individual personalities, what motivates each employee, and develop the management accordingly. The other problem is the changing regulations regarding environment. According to Conner (2013), “the problems to be solved are to understand the meaning of regulation in your industry, its implications for your business, and to develop the skills necessary to deal with it. Two key areas are taxes and health care” (Regulation). The hiring process within an organization is one of the most important tasks to be fulfilled. The difference between good employees and great employees can make a huge difference in the effectiveness of the company. Great employees possess a habit of success and find ways of completing their jobs where good employees see an obstacle as a dead end. Competency is a must for a great employee. They must have knowledge and understanding of the position they are being hired for, know how to execute that knowledge, and be willing to commit to applying both. Servant leaders will tend to focus on how a person delivered the results they did, where standard leaders will focus on what the results were. Competency is an inherited trait...
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...Running head: AMERICA’S AFFORDABLE HEALTH CARE CHOICES OF 2009 1 America’s Affordable Health Care Choices of 2009: Advanced Care Directives Denise Renna Ball State University Abstract This paper explores Section 1233 of Health Related (H.R.) Bill 3200, America’s Affordable Health Care Choices of 2009, introduced to the House of Representatives. Under this section of the bill, the Qualified Health Benefit Package (QHBP) would be required to explain end-of-life planning to individuals who seek this information. Currently physicians are not reimbursed for providing end-of-life planning for individuals on Medicare. Some larger groups such as the American Medical Association (AMA) are in favor of passing the bill. This paper examines groups in favor of the bill as presenting opposition from other groups regarding this piece of legislation. America’s Affordable Health Care Choices of 2009: Advanced Care Directives Health Related Bill The House of Representatives introduced H.R. bill 3200: America’s Affordable Health Care Choices of 2009 on July 14, 2009, as a means “to provide affordable, quality health care for all Americans and reduce the growth in health care spending, and for other purposes” (H.R. 3200-111th Congress, 2009). HR 3200 is an active bill that was referred to the House Committees on Energy and Commerce, Ways and Means, Education and Labor, Oversight and Government Reform, and Budget,...
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...Committee of Education and Workforce: The committee’s jurisdiction is over education and labor. The Committee on Education and Labor also oversees federal programs dealing with education at all levels from preschool through high school to higher education. The first Committee was established on March 21, 1867 after the Civil War and the growth of American industry. The Committee in December 19, 1883, was divided into two standing committees which were the committee on education and committee on labor. In January 2, 1947, the Legislative Reorganization Act again combined the Committees and it renamed the Committee on Education and Labor. On January 4, 1995, the Committee was renamed again to the Committee on Economic and Educational Opportunities. The committee again was renamed finally on January 7, 1997, the Committee on Education and the Workforce. The committee of Education and Workforce has four subcommittees which are Subcommittee on Early Childhood, Elementary, and Secondary Education, Subcommittee on Workforce Protections, Subcommittee on Higher Education and Workforce Training, and Subcommittee on Health, Employment, Labor, and Pensions. In the committee there are seventeen Democrats and twenty-three Republicans. The chairman for this committee is Congressman John Kline for Minnesota. The issues and priorities for this committee during the 112th Congressional Session is giving employers the certainty, flexibility, and freedom to create jobs, and to conducted...
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