...Legal Methods and Process The Affordable Care Act ensures your right to appeal health insurance plan decisions which is when you ask that your plan to reconsider its decision to deny payment for a service or treatment. New rules that apply to health plans created after March 23, 2010 spell out how your plan must handle your appeal (usually called an “internal appeal”). If your plan still denies payment after considering your appeal, the law permits you to have an independent review organization decide whether to uphold or overturn the plan’s decision. This final check is often referred to as an “external review.” Many states offer help to consumers with health insurance problems. The Affordable Care Act improves these services with grants that help states start or strengthen Consumer Assistance Programs (CAPs). The states and territories that applied for these grants have received funds provide residents direct help with problems or questions about health coverage. Whether or not your state has a Consumer Assistance Program, you have rights under the health care law, including the right to appeal decisions made by your health insurance provider. If your state does not have a Consumer Assistance Program, some state and federal government offices may still be able to help you determine your rights and solve problems. Florida does not operate a Consumer Assistance Program under the Affordable Care Act. The new consumer protections and benefits of the law still...
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...Health Care Bill and Impact on the Community Health care in the United States is a serious issue that involves all individuals and families alike. Many individuals and families in the United States are unable to receive accessible, affordable and quality health care treatment even though they work each day. Low income levels and a volatile, unstable economy is the cause of many middle class or impoverished individuals and families not being able to receive health care benefits. For many years, politicians have discussed the reformation of the health care system in the United States and H.R. 3950 will surely help the health care system and individuals and families with health care treatment. According to Holland (2010), the Patient Protection and Affordable Care Act was created for individuals and families to ensure that all Americans have access to quality, affordable health care and will help create the transformation within the health care system that is necessary to contain cost. The Patient Protection and Affordable Care Act is suppose to provide coverage for more Americans and reduce the deficiency over the next ten years and beyond. According to Holland (2010), The Patient Protection and Affordable Care Act contains nine titles addressing essential components of reform in: • Quality, affordable health care for all Americans; • The role of public programs; • Improving the quality and efficiency of health care; • Prevention of chronic disease and improving public...
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...Sunnie Merritt English102 (online) Expository Essay July 29, 2010 Confusion Over the US Health Reform Bill The latest poll out today from the Kaiser Family Foundation, a nonpartisan health-care-policy research organization, says only 27 percent of the public has been following the 2010 health reform debate closely. Despite this, more than half (56 percent) of Americans think health reform is more important than ever. Very smart people are zoning out of the health care reform debate because they think it’s just too complicated. The complexities of US health reform are a problem, because American citizens and politicians cannot make good decisions about an issue they do not clearly understand or have been misinformed. Defining the goals of reform is relatively easy. Implementing them is tough and that’s where people are made to feel stupid - partly by special interest groups who intentionally or unintentionally confuse the debate. According to John Lapook in an article posted on CBS News.com, at least one senator admits he has no intention of reading it. "I don't expect to actually read the legislative language because . . . the legislative language is among the more confusing things I've ever read in my life," Sen. Thomas Carper (D-Del.) quotes to online news service in the article. Carper told CBSnews.com that the bill was "incomprehensible" and "hard stuff to understand. Carper stated he doubts his fellow members of the Senate Finance Committee will read their handiwork...
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...chance to prove to the American people that this is a better and affordable health care law and should be allowed to be passed. This paper explains the benefits and advantages of Obamacare and also compares Obamacare to the health care system we previously had. OBAMACARE In recent years, there have been several political controversies and court proceedings on the Affordable Care Act: Obamacare. On March 23rd 2010 President Obama signed the affordable care act into law putting in place comprehensive reforms that improves access to affordable health coverage for everyone. We are now left with the question, is Obamacare a law that will benefit the people of this country, and how can we benefit from this law. I think Obamacare has given rise to many benefits which includes Protecting Consumer Rights, Better Access to Care with Affordable Coverage, the Strengthening and Expansion of Medicare and Medicaid. Obamacare protects the rights of people by preventing the discrimination of people with preexisting conditions. In the past, insurance companies have turned down people with preexisting conditions: They deny coverage to children who had asthma and were born with heart defects, or deny coverage to some seniors with chronic diseases like cancer and heart problems. Besides, they also put a life time cap on the amount of care they would pay for or cancel your coverage when you are sick. But the affordable care act creates a new patient bill of rights that protect people from this...
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...Running head: AMERICA’S AFFORDABLE HEALTH CARE CHOICES OF 2009 1 America’s Affordable Health Care Choices of 2009: Advanced Care Directives Denise Renna Ball State University Abstract This paper explores Section 1233 of Health Related (H.R.) Bill 3200, America’s Affordable Health Care Choices of 2009, introduced to the House of Representatives. Under this section of the bill, the Qualified Health Benefit Package (QHBP) would be required to explain end-of-life planning to individuals who seek this information. Currently physicians are not reimbursed for providing end-of-life planning for individuals on Medicare. Some larger groups such as the American Medical Association (AMA) are in favor of passing the bill. This paper examines groups in favor of the bill as presenting opposition from other groups regarding this piece of legislation. America’s Affordable Health Care Choices of 2009: Advanced Care Directives Health Related Bill The House of Representatives introduced H.R. bill 3200: America’s Affordable Health Care Choices of 2009 on July 14, 2009, as a means “to provide affordable, quality health care for all Americans and reduce the growth in health care spending, and for other purposes” (H.R. 3200-111th Congress, 2009). HR 3200 is an active bill that was referred to the House Committees on Energy and Commerce, Ways and Means, Education and Labor, Oversight and Government Reform, and Budget, which...
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...was divided into two standing committees which were the committee on education and committee on labor. In January 2, 1947, the Legislative Reorganization Act again combined the Committees and it renamed the Committee on Education and Labor. On January 4, 1995, the Committee was renamed again to the Committee on Economic and Educational Opportunities. The committee again was renamed finally on January 7, 1997, the Committee on Education and the Workforce. The committee of Education and Workforce has four subcommittees which are Subcommittee on Early Childhood, Elementary, and Secondary Education, Subcommittee on Workforce Protections, Subcommittee on Higher Education and Workforce Training, and Subcommittee on Health, Employment, Labor, and Pensions. In the committee there are seventeen Democrats and twenty-three Republicans. The chairman for this committee is Congressman John Kline for Minnesota. The issues and priorities for this committee during the 112th Congressional Session is giving employers the certainty, flexibility, and freedom to create jobs, and to conducted an oversight on education and workforce programs across the federal government. This will protect students, families, workers, and retirees. Also to Modernize and train programs to help job-seekers get back to work; and to pursue a education reform that restores local control, empowers parents, lets teachers teach, and protects taxpayers. One of a recent bill that the committee voted on...
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...are; finding the right staff and keeping up with the changing regulatory environment. According to Conner (2013) one of the biggest challenges faced by organizations today is, “finding the right staff, retaining them, and ensuring they buy into the vision of the organization” (Finding the right staff). The key is to figure out how to deal with individual personalities, what motivates each employee, and develop the management accordingly. The other problem is the changing regulations regarding environment. According to Conner (2013), “the problems to be solved are to understand the meaning of regulation in your industry, its implications for your business, and to develop the skills necessary to deal with it. Two key areas are taxes and health care” (Regulation). The hiring process within an organization is one of the most important tasks to be fulfilled. The difference between good employees and great employees can make a huge difference in the effectiveness of the company. Great employees possess a habit of success and find ways of completing their jobs where good employees see an obstacle as a dead end. Competency is a must for a great employee. They must have knowledge and understanding of the position they are being hired for, know how to execute that knowledge, and be willing to commit to applying both. Servant leaders will tend to focus on how a person delivered the results they did, where standard leaders will focus on what the results were. Competency is an inherited...
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...assignment we chose to research an ad for the Affordable Care Act, also known as, Obamacare. This is a very touchy subject for the nation. We wanted to find an ad that used a fun way to present the Act in a lighter way. We thought that this ad accomplished that. Plus roller derby is always cool because it shows the strength that women can possess. When critiquing the ad we described the ad, assessed if the ad accurately portrayed the social policy, and the pros and cons of the ad. The ad that we have chosen for this assignment features the Roller Derby team members Sylivia’s Wrath, Craazy LuLu and Harper Bizarre Hell on Wheels of team Pain Killers. They ladies are looking very tough. Instead of the slogan got milk? It says got insurance? The words that are displayed next to the girls say that derby is dangerous and if you are going to play them you better have insurance so that you can be treated after they are finished. The ad also says that they have insurance and you too can have insurance thanks to Obamacare. The roller derby advertisement does not accurately portray the Affordable Health Care Act obamacare. The advertisement does not tell you that you have to have health care by March 2014. The advertisement does not tell you can purchase new coverage plans at any time. The advertisement does not tell you that if you have special circumstances you may qualify for medical coverage. You are very likely eligible if you: Lost health coverage in the last 60 days or expect to...
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...be speaking about Obamacare * National health care plan aimed at reforming the American health care system. * ‘Patient Protection and Affordable Care Act’ (official name) * Signed in 2010 * Provide more Americans with affordable health care * Increase the rate of health insurance coverage * It also aims to regulate the health insurance industry and reducing spending in health care. * Insurance companies required to offer the same premium to all applicants of the same age and geographical location without regard to gender or most pre-existing conditions (excluding tobacco use). * Less competition * Lower pay for providers. * Increased coverage may actually raise health care costs. * Those who don't purchase insurance, and don't qualify for Medicaid or subsidies, will be assessed a tax of $95 * About 4 million people will wind up paying the tax rather than purchase health insurance. * Taxes will be raised on one million individuals * Pharmaceutical companies will pay an extra $84.8 billion in fees over the next ten years to pay for the ‘hole’ * About 4 million people will wind up paying the tax rather than purchase health insurance. * Taxes will be raised on one million individuals * Pharmaceutical companies will pay an extra $84.8 billion in fees over the next ten years to pay for the ‘hole’ * Over 50 million Americans previously could not afford health insurance * When sickness finally drove...
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...Research Database YOU SEARCHED : Affordable Care Act research topics 1 2 3 4 5 6 7 8 9 10 [...] Universal Health Care, A Moral Duty This 11 page research paper offers a current overview of the issues associated with the topic of universal healthcare provision and the Affordable Care Act (ACA). Universal health care as a moral and ethical duty is stressed. Bibliography lists 11 sources. Minimum Wage, Healthcare Reform A 3 page research paper that covers two topics. The first half of the paper presents the history of the federally mandated minimum wage, and the second half discusses the Supreme Court's announcement that it will rule on the constitutionality of the Affordable Care Act's required mandate for all Americans to purchase health insurance. Bibliography lists 2 sources. ESRD in NC, Access to Care for Underprivileged A 4 page research paper that examines the Patient Protection and Affordable Care Act (ACA) and how it impacts care for underprivileged patients with end stage renal disease (ESRD). Bibliography lists 2 sources. Health Care Changes Resulting from the PPACA In a paper of ten pages, the author writes about the Patient Protection and Affordable Care Act. The author of this paper considers four changes within health care as a result of the act including changes of private insurance, changes for the state regulations, the individual mandate provision, also age related coverage and preexisting conditions. There are three sources cited...
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...The Affordable Care Act In today’s day in age, there are many health care payment systems that are offered to the people. One of the most well known systems is called the Affordable Care Act, which is also known as Obamacare. President Barack Obama created this health care payment system, hence the name “Obamacare”. The Affordable Care Act (ACA) is also one of the more new care systems in our country. Enacted in March of 2010, it will expand health coverage to over 25 million Americans. The Affordable Care Act is broken down into three sections: coverage, costs, and care. It offers people more guarantees than other health care systems do. There are many American citizens that do not like the idea of this new care act, while others believe it helps greatly. The purpose of this care act is mainly to offer more Americans with access to health care insurance as well as improve the quality of the care and insurance. Along with these goals, it looks to reduce the spending on health care in the United States. This history of the Affordable Care Act is not a long one, due to its recent birth. “The Patient Protection and Affordable Care Act (the ACA, for short) became law with President Obama’s signature on March 23,2010,” (Manchikanti, E35). It is one of the most remarkable transformations since Medicare and Medicaid in 1965. Obamacare argues that it changes every aspect of health care. This ranges from not only the insurance itself but to the delivery of the care. “Health care reform...
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...The Impact of the Affordable Care Act on Businesses Sadie Boyd Webster University FINC 5000 Abstract This research paper was created to bring a better understanding on how the Patient Protection and Affordable Care Act affect business, government, and average American. Small business owners have historically had a much harder time providing themselves and their employees with insurance due to rising health insurance costs; meanwhile bigger businesses remain largely unaffected due to the leverage buying large group health plans gives them. This problem has only gotten more severe in the past decade. Today, almost half of America's uninsured are small business owners, employees or their dependents. There are around 44 million Americans who currently are unable to get health insurance. The Patient Protection and Affordable Care Act (PPACA,) signed into law by President Barack Obama on March 23, 2010. Several rationales were offered in support of this legislation, including that it would lead to the creation of jobs and the reduction of the federal budget deficit. Everyone is affected by this health care in one way or another. The Patient Protection and Affordable Care Act Consistent with respected economists‟ forecasts, the health care law contains a number of provisions that will eliminate jobs, reduce hours and wages, and limit future job creation. Specifically, the law: * Penalizes employers for failing to offer coverage deemed acceptable by the government; ...
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...Health Care Issues The most important issue in the future of healthcare in the U.S. is whether the Affordable Care Act is a step in the right direction to control rising healthcare costs and to provide all Americans access to health insurance. There are many other costs associated with healthcare in America. There are costs in losses of production and costs that could have been avoided if preventive healthcare had been more readily available. Another facet of the issue is whether Obamacare can give all Americans access to health care without compromising the quality of health care in the U.S. Another goal of the Affordable Care Act is to uphold quality health care in Americans without costing more to obtain it. In other words it needs to be looked at if penalties incurred will cost Americans more overall then the out-of-pocket costs in current health care system. The other major concern which is raised due to being a real issue in other health care systems is “being put on waiting lists for health care”. Will health care reform, under the new laws, be provided efficiently without waiting in line? Facts As of March 2010, 16.3% of Americans have no insurance coverage, 55.3% of Americans covered by employee provided insurance and 9.8% had to direct purchase insurance. The remaining Americans are covered under government insurance (Medicare or Medicaid). The average spending on health care per American is currently at $7,290. Despite this fact the U.S. ranks poorly...
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...2014 Short Paper on Health Care Reform Elimination of Preexisting Conditions: Implications of Health Care Administrators After many years of debate over health care in the United States of America, in the year 2010 something happened. The House of Representatives, Congress and the President of the United States were all Democrats and the Affordable Care Act of 2010 was passed. The Affordable Care Act, also known as Obamacare, promised American with great changes and hope for a better health care of the United States as a whole. “An estimated 30 million Americans are expected to gain health insurance through the Affordable Care Act (ACA)” ( Anderson, 2014) After years of struggle with a failing health care in place, the President was finally able to approve a health reform, that test ran in the state of Massachusetts, and proved to be a great success. Lots of parts of the Affordable Care Act seem to be headed in the right direction if your ideology is that basic health care is one of the basic human rights. On the counter part, when big changes are promised to the nation about health care, all components that make up that health care must be evaluated and changed to meet those promises and fully satisfy the people being promised. One of the parties that is facing the implications of the Affordable Care Act are those Health Administrators and health care managers that are trying to fit the promises of the Affordable Care Act. The Affordable Care Act of 2010 brought some...
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...Health Care Reform By: Tamika Williams August 2, 2014 HCS/235 In the United States, health care reform is a major topic that many people are talking about and how the sources available will help Americans with health care. During the presidential election in 2008, health care reform was a great deal for them to promote the ideas to helping health care but no one actually can explain how it was going to become resolved. America was to the final point, where we as people, thought that the biggest controversy would become resolved and a new era of transparency would be developing. In these years that have come many of the changes that has been promised to America, has yet to occur and is still the same as before. The most recent health care reform is The Affordable Care Act which has expanded access to health care which was created and signed to make sure that all Americans in the United States have affordable health care available to them and to monitor the rising of the health care costs. The Affordable Care Act (ACA) is the most comprehensive reform of the United States medical system in at least 45 years. The ACA transforms the non-group insurance market in the United States and mandates that most residents have health insurance, significantly expands public insurance and subsidizes private insurance coverage, raises revenues from a variety of new taxes, and reduces and reorganizes spending under the nation’s largest health insurance plan, Medicare. Projecting the impacts...
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